OPRT (OPRT) AIQ Analysis

OPRT AIQ Score is 53/100 for investment merit, while Smart Score is 5/10 for peer-relative ranking, with Sharpe -0.06.

Last updated: Jul 25, 2026, 12:00 AM UTC

AIQ Regime
Neutral
AIQ Score (0-100)
53/100
Primary signal: investment merit.
Smart Score (1-10)
5/10
Secondary signal: relative rank vs peers.
Price
$5.59

AIQ Brief

OPRT is currently in a mixed setup with AIQ 53/100 and Smart 5/10 (neutral relative) at $5.59. Risk is moderate. Read this as a prioritization signal, then confirm entry quality and sizing with your own risk plan.

Value is the strongest contributor at 72/100, while Quality is the binding constraint at 35/100. With a 37-point spread, the profile is imbalanced, so patience and entry discipline are more important than speed.

OPRT ranks 3/4 in this peer set (53 vs peer average 60.0). On risk-adjusted efficiency, Sharpe is below peer average (-0.06 vs 2.29). This helps distinguish true relative leadership from broad sector drift.

Action now: this is a neutral/selective setup. Improve entry quality by waiting for momentum acceleration or a better risk profile before adding. Keep sizing moderate until factors align.

Sharpe is -0.06, which is negative: recent return has not compensated for risk over this lookback window.

AIQ ComponentScoreSignal Read
Momentum59Mixed trend quality with uneven follow-through.
Value72Valuation appears attractive versus model baseline.
Quality35Quality profile is weak versus peers.
Risk40Risk profile is moderate and manageable.
SentimentSentiment signal is currently unavailable.

Peer Comparison Snapshot

SymbolAIQSmartiSharpei
OPRT535-0.06
PAYO67102.24
PYPL68105.70
RELY5261.28

Current AIQ Read

OPRT currently screens as neutral. Wait for confirmation from trend quality and risk conditions before increasing exposure.

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