SOFI (SOFI) AIQ Analysis
SOFI AIQ Score is 36/100 for investment merit, while Smart Score is 1/10 for peer-relative ranking, with Sharpe -3.73.
Last updated: May 15, 2026, 12:00 AM UTC
AIQ Brief
SOFI is currently in a defensive setup with AIQ 36/100 and Smart 1/10 (weak relative) at $15.61. Risk is favorable. Read this as a prioritization signal, then confirm entry quality and sizing with your own risk plan.
Sentiment is the strongest contributor at 78/100, while Value is the binding constraint at 24/100. With a 54-point spread, the profile is imbalanced, so patience and entry discipline are more important than speed.
SOFI ranks 4/4 in this peer set (36 vs peer average 60.3). On risk-adjusted efficiency, Sharpe is below peer average (-3.73 vs 2.04). This helps distinguish true relative leadership from broad sector drift.
Action now: this is a defensive setup. Prefer smaller tactical sizing, tighter risk controls, or watchlist-only status until momentum and risk stabilize.
Sharpe is -3.73, which is negative: recent return has not compensated for risk over this lookback window.
| AIQ Component | Score | Signal Read |
|---|---|---|
| Momentum | 25 | Weak momentum profile and lower trend persistence. |
| Value | 24 | Valuation appears rich relative to model baseline. |
| Quality | 63 | Quality profile is average for this universe. |
| Risk | 24 | Risk profile is favorable in this model. |
| Sentiment | 78 | Flow and headline tone are broadly supportive. |
Current AIQ Read
SOFI currently screens as bearish, indicating weaker factor alignment and a higher caution threshold for new entries.
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