XLF (XLF) AIQ Analysis
XLF AIQ Score is 66/100 for investment merit, while Smart Score is 9/10 for peer-relative ranking, with Sharpe -3.56.
Last updated: May 15, 2026, 12:00 AM UTC
AIQ Brief
XLF is currently in a mixed setup with AIQ 66/100 and Smart 9/10 (strong relative) at $51.10. Risk is elevated. Read this as a prioritization signal, then confirm entry quality and sizing with your own risk plan.
Risk is the strongest contributor at 80/100, while Momentum is the binding constraint at 46/100. With a 34-point spread, the profile is imbalanced, so patience and entry discipline are more important than speed.
XLF ranks 3/4 in this peer set (66 vs peer average 67.8). On risk-adjusted efficiency, Sharpe is below peer average (-3.56 vs 2.08). This helps distinguish true relative leadership from broad sector drift.
Action now: this is a neutral/selective setup. Improve entry quality by waiting for momentum acceleration or a better risk profile before adding. Keep sizing moderate until factors align.
Sharpe is -3.56, which is negative: recent return has not compensated for risk over this lookback window.
| AIQ Component | Score | Signal Read |
|---|---|---|
| Momentum | 46 | Mixed trend quality with uneven follow-through. |
| Value | 64 | Valuation appears close to fair value. |
| Quality | 77 | Profitability and consistency profile is strong. |
| Risk | 80 | Risk profile is elevated; position sizing matters. |
| Sentiment | — | Sentiment signal is currently unavailable. |
Current AIQ Read
XLF currently screens as neutral. Wait for confirmation from trend quality and risk conditions before increasing exposure.
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