AGI vs BAC Stock Comparison
AGI currently leads BAC in this stock comparison, with AIQ scores of 56 vs 46. The clearest difference is quality, while BAC has the stronger value profile.
What is the main difference between AGI and BAC?
AGI leads the current stock comparison as Alamos Gold Inc., with the clearest separation coming from quality and the broader AIQ evidence mix.
AlgovestIQ AIQ Comparison
Alamos Gold Inc. vs Bank of America Corporation
AGI leads
AGI leads by 10 AIQ points, primarily on Quality and Momentum.
Fragile: 3 of 6 evidence groups support AGI, and its current signal state is conflicted.
Alamos Gold Inc.
Bank of America Corporation
The Algovestiq AIQ Score currently favors AGI over BAC, 56 versus 46 as of Oct 21, 2026. AGI's advantage is driven primarily by stronger quality and momentum, while BAC holds the stronger value profile. AGI also shows the stronger technical structure relative to its 50-day moving average. 3 of 6 covered evidence groups favor AGI today, and the comparison is rated Fragile on stability: only 3 of 6 covered evidence groups agree. AGI lead: Stable — the AIQ differential has held near 10 points over 30 sessions.
Compare Alamos Gold Inc. and Bank of America Corporation across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.
Performance over time
Total return with distributions reinvested, from daily closes.
Total return comparison
Growth of $10,000, distributions reinvested
Split-adjusted closes; each distribution is reinvested at the close on its ex-dividend date. Taxes and trading costs are not modeled.
Compare AGI and BAC against another ticker
Open a multi-ticker workspace without changing this focused pair page.
AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Quality82 vs 49AGI +33
- Momentum39 vs 24AGI +15
- Value45 vs 57BAC +12
- Risk Resilience56 vs 58Even
3 of 6 evidence groups favor AGI. AGI’s edge is concentrated in quality and momentum; BAC keeps a meaningful value edge.
What changed since the last close
Latest scored session 2026-10-20, compared against the prior scored session 2026-10-19.
Largest factor move: Momentum +2, not enough on its own to move the overall score.
New signals
- MACD Bullish Crossover — bullish, momentum, short horizon
Largest factor move: Risk Resilience +1, not enough on its own to move the overall score.
No signal started or stopped since the prior session; its 5 active signals are unchanged.
AGI's lead was unchanged in the latest session.
Deeper signal detail for each name lives on its own signals page — AGI and BAC both carry a full feed there.
The central trade-off
AGI (Alamos Gold Inc.): the stronger current systematic profile, led by quality and momentum.
BAC (Bank of America Corporation): the counter-case, on value, valuation, technicals.
Which one fits your objective
The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.
Balanced
AGIAGI on the overall AIQ Score, which weights Quality and Value most heavily.
Growth
AGIAGI on combined revenue and EPS growth.
Value
BACBAC on the peer-relative Value factor, by 12 points.
Momentum
AGIAGI on the Momentum factor, by 15 points.
Lower downside
BACBAC carries the lower 1-month annualized volatility.
Analyst upside
AGIAGI on implied upside to the consensus price target.
AIQ vs Wall Street
Where the systematic read and the analyst consensus line up — and where they do not.
| Measure | AGI | BAC | Note |
|---|---|---|---|
| Implied upside to target | +32.4% | +30.5% | AGI has more room |
| Target dispersion | 0% | +22.6% | Lower is tighter analyst agreement |
| Consensus | Buy | Buy | Context, not a primary driver |
| Analysts covering | 1 | 11 | Higher coverage generally improves confidence |
Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.
Dividend growth
| Dividend metric | AGI | BAC |
|---|---|---|
| 5Y dividend CAGR | 9.00% | 8.45% |
| 2020 regular DPS | $0.065 | $0.720 |
| 2025 regular DPS | $0.100 | $1.080 |
| Years increased | 1 | 5 |
| No cut in window | Yes | Yes |
| Cohort rank | #121 | #133 |
AGI grew its split-adjusted regular dividend faster over 2020–2025 — 9.00% a year against BAC's 8.45%. Neither company reduced its regular dividend in any year of the window.
Yield and payout ratio shown elsewhere on this page are current values, not part of the study window.
Split-adjusted regular dividends per share, 2020–2025, excluding special dividends. Research as of Sep 19, 2026.
AIQ Agreement Matrix
3 of 6 covered evidence groups favor AGI. A wide gap backed by one group is a weaker case than a narrow gap backed by five.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | AGI | 56 vs 46 |
| Fundamentals | AGI | revenue growth -1.6% vs -3.3%; EPS growth 40% vs -23.8%; TTM ROE 26.1% vs 10.7%; gross margin 60.1% vs 60.4%; operating margin 56.5% vs 22.4% |
| Valuation | BAC | Value 45 vs 57 |
| Technicals | BAC | Price vs 50-day -8.1% vs -13.2%; vs 200-day -17.5% vs -8.1% |
| Risk Resilience | Even | Risk Resilience 56 vs 58 |
| Analyst expectations | AGI | Target upside 32.4% vs 30.5% |
✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of AGI and BAC and are excluded from the count.
AIQ Decision Stability
The conclusion is sensitive to small changes. Treat the lead as provisional and watch the flip conditions below.
- The AIQ gap is moderate at 10 points.
- Only 3 of 6 covered evidence groups agree. (argues the conclusion is provisional)
- The lead has been steady session to session. (supports the conclusion holding)
- The leader is throwing conflicting signals. (argues the conclusion is provisional)
Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on AGI.
How the comparison changed
120 daily snapshots · Jun 21 – Oct 20AGI lead: Stable — the AIQ differential has held near 10 points over 30 sessions.
- Today
- AGI +10
- 56 vs 46
- 7 sessions ago
- AGI +13
- 54 vs 41
- 30 sessions ago
- AGI +12
- 52 vs 40
- 90 sessions ago
- AGI +11
- 65 vs 54
The lead changed hands once in this window, most recently on Jul 21 when AGI moved ahead of BAC.
AIQ Signal Divergence
Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.
1 bullish / 3 bearish / 2 neutral, conflicted
Only AGI
- Death Cross Active — bearish, trend, long horizon (11.84%)
- ATR Expansion - Breakout Mode — neutral, volatility, short horizon (3.70%)
- Beta Spike Warning — bearish, risk, long horizon
- Downtrend Structure Active — bearish, trend, long horizon
- MACD Bullish Crossover — bullish, momentum, short horizon
2 bullish / 2 bearish / 1 neutral, conflicted
Only BAC
- Golden Cross Active — bullish, trend, long horizon (6.14%)
- Keltner Channel Breakdown — bearish, volatility, short horizon
- RSI Oversold - Potential Bounce — bullish, momentum, short horizon
- MACD Bearish Crossover — bearish, momentum, short horizon
Both carry 1 more signal that do not separate them: Bollinger Band Squeeze.
AGI leads the comparison while carrying a conflicted signal state, which is one reason the stability rating is not higher.
Price vs model alignment
Whether the latest session's price move confirms what the model did over the same session, or contradicts it.
Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price -0.35%, AIQ 0 points).
Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price +0.28%, AIQ 0 points).
What would flip this result
A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.
- 1BAC closes the Quality gap — currently 33 points behind, the largest single contributor to AGI's edge.
- 2BAC's Keltner Channel Breakdown resolves — a bearish volatility rule currently active against it.
- 3AGI's conflicting signal state resolves bearish — it currently carries 1 bullish and 3 bearish rules at once.
- 4A regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Fundamentals
AGI leads on balance| Metric | AGI | BAC |
|---|---|---|
| Revenue growth (YoY) | -1.6% | -3.3% |
| EPS growth (YoY) | 40% | -23.8% |
| Gross margin | 60.1% | 60.4% |
| Operating margin | 56.5% | 22.4% |
| Return on equity (TTM) | 26.1% | 10.7% |
| Debt to equity | 0.05 | 1.28 |
Performance
BAC leads 4 of 6 windows| Metric | AGI | BAC |
|---|---|---|
| 1 week (5 sessions) | -0.2% | -6.2% |
| 1 month (20 sessions) | -12.3% | -9.9% |
| 3 months (63 sessions) | 4.2% | -16.5% |
| 6 months (126 sessions) | -28.5% | -5.3% |
| Year to date | -17.5% | -7.9% |
| 1 year (252 sessions) | -12.9% | 0.4% |
Technicals
BAC has the stronger structure| Metric | AGI | BAC |
|---|---|---|
| RSI (14) | 46.6 | 25.5 |
| ADX (14) | 16.7 | 48.6 |
| Price vs 50-day | -8.1% | -13.2% |
| Price vs 200-day | -17.5% | -8.1% |
| Volatility (1M, annualized) | 40.4% | 21.8% |
Risk
Split| Metric | AGI | BAC |
|---|---|---|
| Beta | 1.84 | 0.75 |
| Sharpe ratio | 0.06 | -0.13 |
| Sortino ratio | 0.08 | -0.16 |
| Max drawdown | -49.7% | -22.3% |
| Current drawdown | -42.5% | -21.9% |
| Annualized volatility | 54.9% | 21.9% |
| Value at risk (95%) | -5.5% | -2.5% |
Straight answers
Each answer is regenerated from the current snapshot, not written once and left to age.
Which is better, AGI or BAC?
On the Algovestiq AIQ Score, AGI is the stronger of the two as of Oct 21, 2026, scoring 56 against BAC's 46. The edge comes from quality and momentum. BAC is not without a case — it holds the better value profile, which matters more if that is the objective you are optimizing for. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.
Is AGI or BAC the better buy right now?
AGI carries the stronger systematic profile as of Oct 21, 2026, and the comparison is rated Fragile — 3 of 6 covered evidence groups agree. A Fragile rating means the conclusion is sensitive: only 3 of 6 covered evidence groups agree. Treat the lead as provisional.
Why does the AIQ Score favor AGI over BAC?
The composite weights Quality, Value, Momentum and Risk Resilience. AGI leads Quality by 33 points; AGI leads Momentum by 15 points; BAC leads Value by 12 points. Where the two split, the factor with the larger weight carries the result.
Which has more analyst upside, AGI or BAC?
Analyst price targets imply +32.4% upside for AGI and +30.5% for BAC, so the Street currently favors AGI. The model and the Street agree here, which is a broader base of evidence than either alone. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.
Which is better value, AGI or BAC?
BAC is the better-valued of the two on the peer-relative Value factor. BAC on the peer-relative Value factor, by 12 points. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.
Which has stronger growth, AGI or BAC?
AGI on combined revenue and EPS growth. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.
Which has stronger momentum, AGI or BAC?
AGI on the Momentum factor, by 15 points. Momentum is one of the four weighted factors in the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.
Which is riskier, AGI or BAC?
BAC is the more resilient of the two, so the other name carries the higher downside risk. BAC carries the lower 1-month annualized volatility. Risk Resilience is a weighted factor in the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.
Is AGI more profitable than BAC?
AGI leads on the comparable margin measures — gross margin 60.1% vs 60.4%; operating margin 56.5% vs 22.4%; ttm roe 26.1% vs 10.7%.
Is AGI's lead over BAC getting stronger or weaker?
AGI lead: Stable — the AIQ differential has held near 10 points over 30 sessions. This is measured from 120 daily comparison snapshots between 2026-06-21 and 2026-10-20. The lead has changed hands once in that window, most recently on 2026-07-21, when AGI moved ahead of BAC.
What would change the AGI vs BAC verdict?
The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: BAC closes the Quality gap — currently 33 points behind, the largest single contributor to AGI's edge; BAC's Keltner Channel Breakdown resolves — a bearish volatility rule currently active against it; AGI's conflicting signal state resolves bearish — it currently carries 1 bullish and 3 bearish rules at once; a regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
What do the current signals say about AGI and BAC?
AGI: 1 bullish / 3 bearish / 2 neutral, conflicted. BAC: 2 bullish / 2 bearish / 1 neutral, conflicted. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. The most decision-relevant rule on AGI is Death Cross Active (bearish, long horizon). On BAC it is Golden Cross Active (bullish, long horizon).
Compare AGI and BAC with others
Continue your research
This page answers which of the two. These answer the questions on either side of it.
How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality, Value, Momentum and Risk, each carrying a fixed weight. Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.