ALNY vs BAC Stock Comparison
ALNY currently leads BAC in this stock comparison, with AIQ scores of 53 vs 47. The clearest difference is quality, while BAC has the stronger value profile.
What is the main difference between ALNY and BAC?
ALNY leads the current stock comparison as Alnylam Pharmaceuticals, Inc., with the clearest separation coming from quality and the broader AIQ evidence mix.
AlgovestIQ AIQ Comparison
Alnylam Pharmaceuticals, Inc. vs Bank of America Corporation
ALNY leads
ALNY leads by 6 AIQ points, primarily on Quality and Momentum.
Fragile: 3 of 6 evidence groups support ALNY, and its current signal state is conflicted.
Alnylam Pharmaceuticals, Inc.
Bank of America Corporation
The Algovestiq AIQ Score currently favors ALNY over BAC, 53 versus 47 as of Oct 31, 2026. ALNY's advantage is driven primarily by stronger quality and momentum, while BAC holds the stronger value profile. ALNY also shows the weaker technical structure relative to its 50-day moving average. 3 of 6 covered evidence groups favor ALNY today, and the comparison is rated Fragile on stability: only 3 of 6 covered evidence groups agree. ALNY lead: Stable — the AIQ differential has held near 6 points over 30 sessions.
Compare Alnylam Pharmaceuticals, Inc. and Bank of America Corporation across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.
Performance over time
Total return with distributions reinvested, from daily closes.
Total return comparison
Growth of $10,000, distributions reinvested
Split-adjusted closes; each distribution is reinvested at the close on its ex-dividend date. Taxes and trading costs are not modeled.
Compare ALNY and BAC against another ticker
Open a multi-ticker workspace without changing this focused pair page.
AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Quality86 vs 49ALNY +37
- Value25 vs 57BAC +32
- Momentum50 vs 26ALNY +24
- Risk Resilience50 vs 60BAC +10
3 of 6 evidence groups favor ALNY. ALNY’s edge is concentrated in quality and momentum; BAC keeps a meaningful value edge.
What changed since the last close
Latest scored session 2026-10-28, compared against the prior scored session 2026-10-27.
Largest factor move: Momentum +5
No signal started or stopped since the prior session; its 4 active signals are unchanged.
Largest factor move: Risk Resilience +1, not enough on its own to move the overall score.
No signal started or stopped since the prior session; its 3 active signals are unchanged.
ALNY's lead widened by 1 AIQ point in the latest session.
Deeper signal detail for each name lives on its own signals page — ALNY and BAC both carry a full feed there.
The central trade-off
ALNY (Alnylam Pharmaceuticals, Inc.): the stronger current systematic profile, led by quality and momentum.
BAC (Bank of America Corporation): the counter-case, on value, risk resilience, valuation.
Which one fits your objective
The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.
Balanced
ALNYALNY on the overall AIQ Score, which weights Quality and Value most heavily.
Growth
ALNYALNY on combined revenue and EPS growth.
Value
BACBAC on the peer-relative Value factor, by 32 points.
Momentum
ALNYALNY on the Momentum factor, by 24 points.
Lower downside
BACBAC on Risk Resilience, by 10 points.
Analyst upside
ALNYALNY on implied upside to the consensus price target.
AIQ vs Wall Street
Where the systematic read and the analyst consensus line up — and where they do not.
| Measure | ALNY | BAC | Note |
|---|---|---|---|
| Implied upside to target | +118.8% | +32.5% | ALNY has more room |
| Target dispersion | +70.6% | +22.6% | Lower is tighter analyst agreement |
| Consensus | Buy | Buy | Context, not a primary driver |
| Analysts covering | 13 | 11 | Higher coverage generally improves confidence |
Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.
AIQ Agreement Matrix
3 of 6 covered evidence groups favor ALNY. A wide gap backed by one group is a weaker case than a narrow gap backed by five.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | ALNY | 53 vs 47 |
| Fundamentals | ALNYon balance | revenue growth 10.6% vs -3.3%; EPS growth -20.6% vs -23.8%; TTM ROE 93.6% vs 10.7%; gross margin 79.7% vs 60.4%; operating margin 20.8% vs 22.4% — ALNY takes 4 of 5 decided legs, not all of them |
| Valuation | BAC | Value 25 vs 57 |
| Technicals | BAC | Price vs 50-day -31% vs -12.1%; vs 200-day -19.2% vs -7.5% |
| Risk Resilience | BAC | Risk Resilience 50 vs 60 |
| Analyst expectations | ALNY | Target upside 118.8% vs 32.5% |
✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of ALNY and BAC and are excluded from the count.
AIQ Decision Stability
The conclusion is sensitive to small changes. Treat the lead as provisional and watch the flip conditions below.
- The AIQ gap is moderate at 6 points.
- Only 3 of 6 covered evidence groups agree. (argues the conclusion is provisional)
- The lead has been steady session to session. (supports the conclusion holding)
- The leader is throwing conflicting signals. (argues the conclusion is provisional)
- Signal direction runs against the verdict: the leader is net-bearish while the laggard is net-bullish. (argues the conclusion is provisional)
- Analyst targets on the leader are widely dispersed. (argues the conclusion is provisional)
Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on ALNY.
How the comparison changed
120 daily snapshots · Jun 29 – Oct 28ALNY lead: Stable — the AIQ differential has held near 6 points over 30 sessions.
- Today
- ALNY +6
- 53 vs 47
- 7 sessions ago
- ALNY +6
- 53 vs 47
- 30 sessions ago
- ALNY +4
- 45 vs 41
- 90 sessions ago
- ALNY +8
- 58 vs 50
The lead changed hands 3 times in this window, most recently on Aug 19 when ALNY moved ahead of BAC.
AIQ Signal Divergence
Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.
1 bullish / 2 bearish / 1 neutral, conflicted
Only ALNY
- Death Cross Active — bearish, trend, long horizon (20.20%)
- ATR Expansion - Breakout Mode — neutral, volatility, short horizon (3.73%)
- Downtrend Structure Active — bearish, trend, long horizon
2 bullish / 0 bearish / 1 neutral
Only BAC
- Bollinger Band Squeeze — neutral, volatility, short horizon
- Golden Cross Active — bullish, trend, long horizon (3.51%)
Both carry 1 more signal that do not separate them: MACD Bullish Crossover.
ALNY leads the comparison while carrying a conflicted signal state, which is one reason the stability rating is not higher.
Price vs model alignment
Whether the latest session's price move confirms what the model did over the same session, or contradicts it.
Price is down while the AIQ Score moved up 1 points over the same session — price and model disagree (price -5.17%, AIQ +1 points).
Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price -2.21%, AIQ 0 points).
What would flip this result
A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.
- 1BAC closes the Quality gap — currently 37 points behind, the largest single contributor to ALNY's edge.
- 2BAC's Bollinger Band Squeeze turns directional — it is neutral today and would confirm a change in trend.
- 3ALNY's conflicting signal state resolves bearish — it currently carries 1 bullish and 2 bearish rules at once.
- 4A regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Fundamentals
ALNY leads on balance| Metric | ALNY | BAC |
|---|---|---|
| Revenue growth (YoY) | 10.6% | -3.3% |
| EPS growth (YoY) | -20.6% | -23.8% |
| Gross margin | 79.7% | 60.4% |
| Operating margin | 20.8% | 22.4% |
| Return on equity (TTM) | 93.6% | 10.7% |
| Debt to equity | 0.94 | 1.28 |
Performance
Split across windows| Metric | ALNY | BAC |
|---|---|---|
| 1 week (5 sessions) | 3.2% | 0.1% |
| 1 month (20 sessions) | -5.8% | -6.6% |
| 3 months (63 sessions) | 4.9% | -17.6% |
| 6 months (126 sessions) | -22.8% | -3.8% |
| Year to date | -41.6% | -7.5% |
| 1 year (252 sessions) | -49.9% | -3.3% |
Technicals
BAC has the stronger structure| Metric | ALNY | BAC |
|---|---|---|
| RSI (14) | 57.2 | 31.2 |
| ADX (14) | 10.4 | 49.4 |
| Price vs 50-day | -31% | -12.1% |
| Price vs 200-day | -19.2% | -7.5% |
| Volatility (1M, annualized) | 40.9% | 20.8% |
Risk
BAC is the more resilient| Metric | ALNY | BAC |
|---|---|---|
| Beta | 0.43 | 0.73 |
| Sharpe ratio | -1.31 | -0.25 |
| Sortino ratio | -1.39 | -0.32 |
| Max drawdown | -57.3% | -22.3% |
| Current drawdown | -51.7% | -21.5% |
| Annualized volatility | 48.2% | 21.8% |
| Value at risk (95%) | -4.6% | -2.5% |
Straight answers
Each answer is regenerated from the current snapshot, not written once and left to age.
Which is better, ALNY or BAC?
On the Algovestiq AIQ Score, ALNY is the stronger of the two as of Oct 31, 2026, scoring 53 against BAC's 47. The edge comes from quality and momentum. BAC is not without a case — it holds the better value profile, which matters more if that is the objective you are optimizing for. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.
Is ALNY or BAC the better buy right now?
ALNY carries the stronger systematic profile as of Oct 31, 2026, and the comparison is rated Fragile — 3 of 6 covered evidence groups agree. A Fragile rating means the conclusion is sensitive: only 3 of 6 covered evidence groups agree. Treat the lead as provisional.
Why does the AIQ Score favor ALNY over BAC?
The composite weights Quality, Value, Momentum and Risk Resilience. ALNY leads Quality by 37 points; BAC leads Value by 32 points; ALNY leads Momentum by 24 points. Where the two split, the factor with the larger weight carries the result.
Which has more analyst upside, ALNY or BAC?
Analyst price targets imply +118.8% upside for ALNY and +32.5% for BAC, so the Street currently favors ALNY. The model and the Street agree here, which is a broader base of evidence than either alone. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.
Which is better value, ALNY or BAC?
BAC is the better-valued of the two on the peer-relative Value factor. BAC on the peer-relative Value factor, by 32 points. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.
Which has stronger growth, ALNY or BAC?
ALNY on combined revenue and EPS growth. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.
Which has stronger momentum, ALNY or BAC?
ALNY on the Momentum factor, by 24 points. Momentum is one of the four weighted factors in the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.
Which is riskier, ALNY or BAC?
BAC is the more resilient of the two, so the other name carries the higher downside risk. BAC on Risk Resilience, by 10 points. Risk Resilience is a weighted factor in the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.
Is ALNY more profitable than BAC?
The profitability evidence is mixed: gross margin 79.7% vs 60.4%; operating margin 20.8% vs 22.4%; ttm roe 93.6% vs 10.7%. ALNY leads on two measures and BAC on one measure, and there is no single profitability composite that resolves the split — which of the two reads as "more profitable" depends on whether you weight pricing power or operating leverage.
Is ALNY's lead over BAC getting stronger or weaker?
ALNY lead: Stable — the AIQ differential has held near 6 points over 30 sessions. This is measured from 120 daily comparison snapshots between 2026-06-29 and 2026-10-28. The lead has changed hands 3 times in that window, most recently on 2026-08-19, when ALNY moved ahead of BAC.
What would change the ALNY vs BAC verdict?
The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: BAC closes the Quality gap — currently 37 points behind, the largest single contributor to ALNY's edge; BAC's Bollinger Band Squeeze turns directional — it is neutral today and would confirm a change in trend; ALNY's conflicting signal state resolves bearish — it currently carries 1 bullish and 2 bearish rules at once; a regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
What do the current signals say about ALNY and BAC?
ALNY: 1 bullish / 2 bearish / 1 neutral, conflicted. BAC: 2 bullish / 0 bearish / 1 neutral. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. The most decision-relevant rule on ALNY is Death Cross Active (bearish, long horizon). On BAC it is Golden Cross Active (bullish, long horizon).
Compare ALNY and BAC with others
Continue your research
This page answers which of the two. These answer the questions on either side of it.
How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality, Value, Momentum and Risk, each carrying a fixed weight. Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.