ASB vs XLK Stock Comparison
Associated Banc-Corp vs State Street Technology Select Sector SPDR ETF
ASB leads
ASB leads by 1 AIQ points, primarily on Value and Risk Resilience.
Fragile: 2 of 4 evidence groups support ASB, and its current signal state is conflicted.
Associated Banc-Corp
State Street Technology Select Sector SPDR ETF
The Algovestiq AIQ Score currently favors ASB over XLK, 57 versus 56 as of Sep 5, 2026. ASB's advantage is driven primarily by stronger value and risk resilience, while XLK holds the stronger quality profile. ASB also shows the weaker technical structure relative to its 50-day moving average. 2 of 4 covered evidence groups favor ASB today, and the comparison is rated Fragile on stability: the AIQ gap is narrow at 1 points. ASB lead: Stable — the AIQ differential has held near 1 points over 30 sessions.
Compare Associated Banc-Corp and State Street Technology Select Sector SPDR ETF across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.
Compare ASB and XLK against another ticker
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AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Value30%59 vs 36ASB +23
- Quality30%52 vs 74XLK +22
- Risk Resilience15%70 vs 61ASB +9
- Momentum25%51 vs 57XLK +6
2 of 4 evidence groups favor ASB. ASB’s edge is concentrated in value and risk resilience; XLK keeps a meaningful quality edge.
What changed since the last close
Latest scored session 2026-09-04, compared against the prior scored session 2026-09-03.
Largest factor move: Momentum +18
New signals
- Uptrend Structure Active — bullish, trend, long horizon
Largest factor move: Momentum +2
No new signals fired.
The lead changed hands: ASB moved ahead of XLK in the latest snapshot.
Deeper signal detail for each name lives on its own signals page — ASB and XLK both carry a full feed there.
The central trade-off
ASB (Associated Banc-Corp): the stronger current systematic profile, led by value and risk resilience.
XLK (State Street Technology Select Sector SPDR ETF): the counter-case, on quality, momentum, technicals.
Which one fits your objective
The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.
Balanced
ASBASB on the overall AIQ Score, which weights Quality and Value at 30% each.
Growth
EvenGrowth figures are not covered for both names.
Value
ASBASB on the peer-relative Value factor, by 23 points.
Momentum
XLKXLK on the Momentum factor, by 6 points.
Lower downside
ASBASB on Risk Resilience, by 9 points.
Analyst upside
EvenAnalyst targets are level or not covered for both names.
AIQ vs Wall Street
Where the systematic read and the analyst consensus line up — and where they do not.
| Measure | ASB | XLK | Note |
|---|---|---|---|
| Implied upside to target | +3.8% | — | Level |
| Target dispersion | +18.6% | — | Lower is tighter analyst agreement |
| Consensus | Buy | — | Context, not a primary driver |
| Analysts covering | 6 | — | Higher coverage generally improves confidence |
Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.
AIQ Agreement Matrix
2 of 4 covered evidence groups favor ASB. A wide gap backed by one group is a weaker case than a narrow gap backed by five.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | Even | 57 vs 56 |
| Fundamentals | Not covered | Not covered |
| Valuation | ASB | Value 59 vs 36 |
| Technicals | XLK | Price vs 50-day 0.2% vs 2.6%; vs 200-day 10.8% vs 16.8% |
| Risk Resilience | ASB | Risk Resilience 70 vs 61 |
| Analyst expectations | Not covered | Not covered |
✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of ASB and XLK and are excluded from the count.
AIQ Decision Stability
The conclusion is sensitive to small changes. Treat the lead as provisional and watch the flip conditions below.
- The AIQ gap is narrow at 1 points. (argues the conclusion is provisional)
- Only 2 of 4 covered evidence groups agree. (argues the conclusion is provisional)
- The leader is throwing conflicting signals. (argues the conclusion is provisional)
Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on ASB.
How the comparison changed
120 daily snapshots · Apr 23 – Sep 4ASB lead: Stable — the AIQ differential has held near 1 points over 30 sessions.
- Today
- ASB +1
- 57 vs 56
- 7 sessions ago
- XLK +2
- 54 vs 56
- 30 sessions ago
- ASB +2
- 63 vs 61
- 90 sessions ago
- ASB +12
- 63 vs 51
The lead changed hands 3 times in this window, most recently on Sep 4 when ASB moved ahead of XLK.
AIQ Signal Divergence
Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.
2 bullish / 1 bearish / 1 neutral, conflicted
- Golden Cross Active — bullish, trend, long horizon (10.58%)
- Bollinger Band Squeeze — neutral, volatility, short horizon
- Uptrend Structure Active — bullish, trend, long horizon
3 bullish / 1 bearish, conflicted
- Golden Cross Active — bullish, trend, long horizon (13.88%)
- EMA Ribbon Expansion Bullish — bullish, trend, medium horizon
- Uptrend Structure Active — bullish, trend, long horizon
ASB leads the comparison while carrying a conflicted signal state, which is one reason the stability rating is not higher.
Price vs model alignment
Whether the latest session's price move confirms what the model did over the same session, or contradicts it.
Price and the AIQ Score both moved up over the latest session (price +0.52%, AIQ +5 points).
Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price +0.7%, AIQ 0 points).
What would flip this result
A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.
- 1XLK closes the Value gap — currently 23 points behind, the largest single contributor to ASB's edge.
- 2XLK generates a confirmed bullish trend signal it does not currently carry, such as MACD Bullish Crossover.
- 3ASB's conflicting signal state resolves bearish — it currently carries 2 bullish and 1 bearish rules at once.
- 4A regime shift changes factor weighting — the composite weights Quality and Value at 30% each, so a rotation toward either would move the result most.
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Fundamentals
Split| Metric | ASB | XLK |
|---|---|---|
| Revenue growth (YoY) | 16.5% | — |
| EPS growth (YoY) | -9.9% | — |
| Gross margin | 60.5% | — |
| Operating margin | 24.5% | — |
| Return on equity (TTM) | 9.9% | — |
| Debt to equity | 1.01 | — |
Performance
XLK leads 5 of 6 windows| Metric | ASB | XLK |
|---|---|---|
| 1 week (5 sessions) | 0.5% | 0.9% |
| 1 month (20 sessions) | -0.7% | -0.4% |
| 3 months (63 sessions) | 11.9% | 3.9% |
| 6 months (126 sessions) | 22.4% | 36.4% |
| Year to date | 20.6% | 30.1% |
| 1 year (252 sessions) | 18.3% | 43.3% |
Technicals
XLK has the stronger structure| Metric | ASB | XLK |
|---|---|---|
| RSI (14) | 37.3 | 44.9 |
| ADX (14) | 17 | 11.1 |
| Price vs 50-day | 0.2% | 2.6% |
| Price vs 200-day | 10.8% | 16.8% |
| Volatility (1M, annualized) | 18.8% | 20.9% |
Risk
ASB is the more resilient| Metric | ASB | XLK |
|---|---|---|
| Beta | 0.82 | 1.75 |
| Sharpe ratio | 0.57 | 1.34 |
| Sortino ratio | 0.78 | 2.06 |
| Max drawdown | -17.1% | -16.1% |
| Current drawdown | -3.9% | -5.5% |
| Annualized volatility | 25.5% | 26.4% |
| Value at risk (95%) | -2.3% | -2.6% |
Straight answers
Each answer is regenerated from the current snapshot, not written once and left to age.
Which is better, ASB or XLK?
On the Algovestiq AIQ Score, ASB is the stronger of the two as of Sep 5, 2026, scoring 57 against XLK's 56. The edge comes from value and risk resilience. XLK is not without a case — it holds the better quality profile, which matters more if that is the objective you are optimizing for. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.
Is ASB or XLK the better buy right now?
ASB carries the stronger systematic profile as of Sep 5, 2026, and the comparison is rated Fragile — 2 of 4 covered evidence groups agree. A Fragile rating means the conclusion is sensitive: the AIQ gap is narrow at 1 points. Treat the lead as provisional.
Why does the AIQ Score favor ASB over XLK?
The composite weights Quality at 30%, Value at 30%, Momentum at 25% and Risk Resilience at 15%. ASB leads Value by 23 points; XLK leads Quality by 22 points; ASB leads Risk Resilience by 9 points. Where the two split, the factor with the larger weight carries the result.
Which has more analyst upside, ASB or XLK?
Analyst price targets imply +3.8% upside for ASB and not covered for XLK. The model and the Street agree here, which is a broader base of evidence than either alone. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.
Which is better value, ASB or XLK?
ASB is the better-valued of the two on the peer-relative Value factor. ASB on the peer-relative Value factor, by 23 points. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.
Which has stronger growth, ASB or XLK?
Growth figures are not covered for both names. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.
Which has stronger momentum, ASB or XLK?
XLK on the Momentum factor, by 6 points. Momentum carries 25% of the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.
Which is riskier, ASB or XLK?
ASB is the more resilient of the two, so the other name carries the higher downside risk. ASB on Risk Resilience, by 9 points. The Risk Resilience factor weights 15% of the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.
Is ASB more profitable than XLK?
Margin data is not comparable for both names in the current snapshot.
Is ASB's lead over XLK getting stronger or weaker?
ASB lead: Stable — the AIQ differential has held near 1 points over 30 sessions. This is measured from 120 daily comparison snapshots between 2026-04-23 and 2026-09-04. The lead has changed hands 3 times in that window, most recently on 2026-09-04, when ASB moved ahead of XLK.
What would change the ASB vs XLK verdict?
The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: XLK closes the Value gap — currently 23 points behind, the largest single contributor to ASB's edge; XLK generates a confirmed bullish trend signal it does not currently carry, such as MACD Bullish Crossover; ASB's conflicting signal state resolves bearish — it currently carries 2 bullish and 1 bearish rules at once; a regime shift changes factor weighting — the composite weights Quality and Value at 30% each, so a rotation toward either would move the result most.
What do the current signals say about ASB and XLK?
ASB: 2 bullish / 1 bearish / 1 neutral, conflicted. XLK: 3 bullish / 1 bearish, conflicted. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. The most decision-relevant rule on ASB is Golden Cross Active (bullish, long horizon). On XLK it is Golden Cross Active (bullish, long horizon).
How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality (30%), Value (30%), Momentum (25%) and Risk (15%). Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.