BAC vs KIM Stock Comparison
KIM currently leads BAC in this stock comparison, with AIQ scores of 53 vs 46. The clearest difference is momentum, while BAC has the stronger value profile.
What is the main difference between BAC and KIM?
KIM leads the current stock comparison as Kimco Realty Corporation, with the clearest separation coming from momentum and the broader AIQ evidence mix.
AlgovestIQ AIQ Comparison
Bank of America Corporation vs Kimco Realty Corporation
KIM leads
KIM leads by 7 AIQ points, primarily on Momentum and Risk Resilience. Wall Street currently favors BAC on target upside.
Competitive: 4 of 6 evidence groups support KIM, and its current signal state is conflicted.
Bank of America Corporation
Kimco Realty Corporation
The Algovestiq AIQ Score currently favors KIM over BAC, 53 versus 46 as of Oct 21, 2026. KIM's advantage is driven primarily by stronger momentum and risk resilience, while BAC holds the stronger value profile. KIM also shows the stronger technical structure relative to its 50-day moving average, though analyst target upside currently favors BAC. 4 of 6 covered evidence groups favor KIM today, and the comparison is rated Competitive on stability: the leader is throwing conflicting signals. KIM lead: Stable — the AIQ differential has held near 7 points over 30 sessions.
Compare Bank of America Corporation and Kimco Realty Corporation across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.
Performance over time
Total return with distributions reinvested, from daily closes.
Total return comparison
Growth of $10,000, distributions reinvested
Split-adjusted closes; each distribution is reinvested at the close on its ex-dividend date. Taxes and trading costs are not modeled.
Compare BAC and KIM against another ticker
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AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Momentum24 vs 56KIM +32
- Risk Resilience58 vs 79KIM +21
- Value57 vs 42BAC +15
- Quality49 vs 48Even
4 of 6 evidence groups favor KIM. KIM’s edge is concentrated in momentum and risk resilience; BAC keeps a meaningful value edge.
What changed since the last close
Latest scored session 2026-10-20, compared against the prior scored session 2026-10-19.
Largest factor move: Risk Resilience +1, not enough on its own to move the overall score.
No signal started or stopped since the prior session; its 5 active signals are unchanged.
Largest factor move: Momentum +9
New signals
- BB Upper Band Breach — bearish, volatility, short horizon
KIM's lead widened by 2 AIQ points in the latest session.
Deeper signal detail for each name lives on its own signals page — BAC and KIM both carry a full feed there.
The central trade-off
KIM (Kimco Realty Corporation): the stronger current systematic profile, led by momentum and risk resilience.
BAC (Bank of America Corporation): the counter-case, on value, valuation, analyst expectations — but at materially higher volatility, 21.8% against 13.8%.
The AIQ Score and Wall Street therefore point in different directions on this pair.
Which one fits your objective
The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.
Balanced
KIMKIM on the overall AIQ Score, which weights Quality and Value most heavily.
Growth
KIMKIM on combined revenue and EPS growth.
Value
BACBAC on the peer-relative Value factor, by 15 points.
Momentum
KIMKIM on the Momentum factor, by 32 points.
Lower downside
KIMKIM on Risk Resilience, by 21 points.
Analyst upside
BACBAC on implied upside to the consensus price target.
AIQ vs Wall Street
The model and the Street disagree here: AIQ favors KIM, analyst targets favor BAC. That disagreement is the most useful thing on this page.
| Measure | BAC | KIM | Note |
|---|---|---|---|
| Implied upside to target | +30.5% | +16% | BAC has more room |
| Target dispersion | +22.6% | +22.8% | Lower is tighter analyst agreement |
| Consensus | Buy | Buy | Context, not a primary driver |
| Analysts covering | 11 | 11 | Higher coverage generally improves confidence |
The two are measuring different things. The AIQ Score reads current fundamentals, valuation, trend and risk; analyst targets price forward expectations. A divergence of this kind is either a contrarian opportunity or a sign the model is missing something already priced in — it is worth resolving before acting on either.
Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.
Dividend growth
| Dividend metric | BAC | KIM |
|---|---|---|
| 5Y dividend CAGR | 8.45% | 13.34% |
| 2020 regular DPS | $0.720 | $0.540 |
| 2025 regular DPS | $1.080 | $1.010 |
| Years increased | 5 | 4 |
| No cut in window | Yes | No (1) |
| Cohort rank | #133 | not ranked |
KIM grew its split-adjusted regular dividend faster over 2020–2025 — 13.34% a year against BAC's 8.45%. BAC never reduced its regular dividend in the window; KIM did in 1 year. They are ranked in different cohorts — US dividend-paying corporations and REITs — so their ranks are not comparable with each other.
Yield and payout ratio shown elsewhere on this page are current values, not part of the study window.
Split-adjusted regular dividends per share, 2020–2025, excluding special dividends. Research as of Sep 19, 2026.
AIQ Agreement Matrix
4 of 6 covered evidence groups favor KIM. A wide gap backed by one group is a weaker case than a narrow gap backed by five.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | KIM | 46 vs 53 |
| Fundamentals | KIMon balance | revenue growth -3.3% vs -1.3%; EPS growth -23.8% vs 4.3%; TTM ROE 10.7% vs 5.8%; gross margin 60.4% vs 54.8%; operating margin 22.4% vs 35.8% — KIM takes 3 of 5 decided legs, not all of them |
| Valuation | BAC | Value 57 vs 42 |
| Technicals | KIM | Price vs 50-day -13.2% vs -1.8%; vs 200-day -8.1% vs -1.7% |
| Risk Resilience | KIM | Risk Resilience 58 vs 79 |
| Analyst expectations | BAC | Target upside 30.5% vs 16% |
✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of BAC and KIM and are excluded from the count.
AIQ Decision Stability
The two are close enough that your objective, not the score, should decide.
- The AIQ gap is moderate at 7 points.
- The lead has been steady session to session. (supports the conclusion holding)
- The leader is throwing conflicting signals. (argues the conclusion is provisional)
Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on KIM.
How the comparison changed
120 daily snapshots · Jun 21 – Oct 20KIM lead: Stable — the AIQ differential has held near 7 points over 30 sessions.
- Today
- KIM +7
- 46 vs 53
- 7 sessions ago
- KIM +10
- 41 vs 51
- 30 sessions ago
- KIM +5
- 40 vs 45
- 90 sessions ago
- BAC +7
- 54 vs 47
The lead changed hands 8 times in this window, most recently on Sep 14 when KIM moved ahead of BAC.
AIQ Signal Divergence
Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.
2 bullish / 2 bearish / 1 neutral, conflicted
Only BAC
- Golden Cross Active — bullish, trend, long horizon (6.14%)
- Keltner Channel Breakdown — bearish, volatility, short horizon
- RSI Oversold - Potential Bounce — bullish, momentum, short horizon
- MACD Bearish Crossover — bearish, momentum, short horizon
1 bullish / 3 bearish / 1 neutral, conflicted
Only KIM
- Death Cross Active — bearish, trend, long horizon (1.10%)
- BB Upper Band Breach — bearish, volatility, short horizon
- Downtrend Structure Active — bearish, trend, long horizon
- MACD Bullish Crossover — bullish, momentum, short horizon
Both carry 1 more signal that do not separate them: Bollinger Band Squeeze.
KIM leads the comparison while carrying a conflicted signal state, which is one reason the stability rating is not higher.
Price vs model alignment
Whether the latest session's price move confirms what the model did over the same session, or contradicts it.
Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price +0.28%, AIQ 0 points).
Price is down while the AIQ Score moved up 2 points over the same session — price and model disagree (price -1.22%, AIQ +2 points).
What would flip this result
A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.
- 1BAC closes the Momentum gap — currently 32 points behind, the largest single contributor to KIM's edge.
- 2BAC's Keltner Channel Breakdown resolves — a bearish volatility rule currently active against it.
- 3KIM's conflicting signal state resolves bearish — it currently carries 1 bullish and 3 bearish rules at once.
- 4A regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Fundamentals
KIM leads on balance| Metric | BAC | KIM |
|---|---|---|
| Revenue growth (YoY) | -3.3% | -1.3% |
| EPS growth (YoY) | -23.8% | 4.3% |
| Gross margin | 60.4% | 54.8% |
| Operating margin | 22.4% | 35.8% |
| Return on equity (TTM) | 10.7% | 5.8% |
| Debt to equity | 1.28 | 0.85 |
Performance
KIM leads 6 of 6 windows| Metric | BAC | KIM |
|---|---|---|
| 1 week (5 sessions) | -6.2% | 2.4% |
| 1 month (20 sessions) | -9.9% | 2% |
| 3 months (63 sessions) | -16.5% | -12% |
| 6 months (126 sessions) | -5.3% | -2.9% |
| Year to date | -7.9% | 13.5% |
| 1 year (252 sessions) | 0.4% | 6.4% |
Technicals
KIM has the stronger structure| Metric | BAC | KIM |
|---|---|---|
| RSI (14) | 25.5 | 66.8 |
| ADX (14) | 48.6 | 28.6 |
| Price vs 50-day | -13.2% | -1.8% |
| Price vs 200-day | -8.1% | -1.7% |
| Volatility (1M, annualized) | 21.8% | 13.8% |
Risk
KIM is the more resilient| Metric | BAC | KIM |
|---|---|---|
| Beta | 0.75 | 0.06 |
| Sharpe ratio | -0.13 | 0.16 |
| Sortino ratio | -0.16 | 0.28 |
| Max drawdown | -22.3% | -17.2% |
| Current drawdown | -21.9% | -12.8% |
| Annualized volatility | 21.9% | 17.6% |
| Value at risk (95%) | -2.5% | -1.8% |
Straight answers
Each answer is regenerated from the current snapshot, not written once and left to age.
Which is better, BAC or KIM?
On the Algovestiq AIQ Score, KIM is the stronger of the two as of Oct 21, 2026, scoring 53 against BAC's 46. The edge comes from momentum and risk resilience. BAC is not without a case — it holds the better value profile, which matters more if that is the objective you are optimizing for. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.
Is BAC or KIM the better buy right now?
KIM carries the stronger systematic profile as of Oct 21, 2026, and the comparison is rated Competitive — 4 of 6 covered evidence groups agree. A Competitive rating means the two are close enough that your objective, not the score, should decide.
Why does the AIQ Score favor KIM over BAC?
The composite weights Quality, Value, Momentum and Risk Resilience. KIM leads Momentum by 32 points; KIM leads Risk Resilience by 21 points; BAC leads Value by 15 points. Where the two split, the factor with the larger weight carries the result.
Which has more analyst upside, BAC or KIM?
Analyst price targets imply +30.5% upside for BAC and +16% for KIM, so the Street currently favors BAC. That points the opposite way to the AIQ Score, which favors KIM. The two are measuring different things: the model reads current fundamentals, valuation, trend and risk; the Street is pricing forward expectations. A divergence of this kind is either a contrarian opportunity or a sign the model is missing something the analysts have already priced — it is the single most useful row on this page to investigate. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.
Which is better value, BAC or KIM?
BAC is the better-valued of the two on the peer-relative Value factor. BAC on the peer-relative Value factor, by 15 points. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.
Which has stronger growth, BAC or KIM?
KIM on combined revenue and EPS growth. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.
Which has stronger momentum, BAC or KIM?
KIM on the Momentum factor, by 32 points. Momentum is one of the four weighted factors in the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.
Which is riskier, BAC or KIM?
KIM is the more resilient of the two, so the other name carries the higher downside risk. KIM on Risk Resilience, by 21 points. Risk Resilience is a weighted factor in the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.
Is BAC more profitable than KIM?
The profitability evidence is mixed: gross margin 60.4% vs 54.8%; operating margin 22.4% vs 35.8%; ttm roe 10.7% vs 5.8%. BAC leads on two measures and KIM on one measure, and there is no single profitability composite that resolves the split — which of the two reads as "more profitable" depends on whether you weight pricing power or operating leverage.
Is KIM's lead over BAC getting stronger or weaker?
KIM lead: Stable — the AIQ differential has held near 7 points over 30 sessions. This is measured from 120 daily comparison snapshots between 2026-06-21 and 2026-10-20. The lead has changed hands 8 times in that window, most recently on 2026-09-14, when KIM moved ahead of BAC.
What would change the BAC vs KIM verdict?
The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: BAC closes the Momentum gap — currently 32 points behind, the largest single contributor to KIM's edge; BAC's Keltner Channel Breakdown resolves — a bearish volatility rule currently active against it; KIM's conflicting signal state resolves bearish — it currently carries 1 bullish and 3 bearish rules at once; a regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
What do the current signals say about BAC and KIM?
BAC: 2 bullish / 2 bearish / 1 neutral, conflicted. KIM: 1 bullish / 3 bearish / 1 neutral, conflicted. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. The most decision-relevant rule on BAC is Golden Cross Active (bullish, long horizon). On KIM it is Death Cross Active (bearish, long horizon).
Compare BAC and KIM with others
Continue your research
This page answers which of the two. These answer the questions on either side of it.
How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality, Value, Momentum and Risk, each carrying a fixed weight. Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.