BAC vs SELF Stock Comparison
SELF currently leads BAC in this stock comparison, with AIQ scores of 54 vs 47. The clearest difference is momentum.
What is the main difference between BAC and SELF?
SELF leads the current stock comparison as Global Self Storage, Inc., with the clearest separation coming from momentum and the broader AIQ evidence mix.
AlgovestIQ AIQ Comparison
Bank of America Corporation vs Global Self Storage, Inc.
SELF leads
SELF leads by 7 AIQ points, primarily on Momentum and Quality, but the lead has narrowed from 10 points over 30 sessions.
Fragile: 3 of 5 evidence groups support SELF, its lead is narrowing, and its current signal state is conflicted.
Bank of America Corporation
Global Self Storage, Inc.
The Algovestiq AIQ Score currently favors SELF over BAC, 54 versus 47 as of Oct 31, 2026. SELF's advantage is driven primarily by stronger momentum and quality. SELF also shows the stronger technical structure relative to its 50-day moving average. 3 of 5 covered evidence groups favor SELF today, and the comparison is rated Fragile on stability: the leader's advantage has been narrowing. SELF lead: Weakening — the AIQ differential moved from 10 to 7 points over 30 sessions.
Compare Bank of America Corporation and Global Self Storage, Inc. across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.
Performance over time
Total return with distributions reinvested, from daily closes.
Total return comparison
Growth of $10,000, distributions reinvested
Split-adjusted closes; each distribution is reinvested at the close on its ex-dividend date. Taxes and trading costs are not modeled.
Compare BAC and SELF against another ticker
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AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Momentum26 vs 40SELF +14
- Quality49 vs 54SELF +5
- Value57 vs 61SELF +4
- Risk Resilience60 vs 61Even
3 of 5 evidence groups favor SELF. SELF’s edge is concentrated in momentum and quality.
What changed since the last close
Latest scored session 2026-10-28, compared against the prior scored session 2026-10-27.
Largest factor move: Risk Resilience +1, not enough on its own to move the overall score.
No signal started or stopped since the prior session; its 3 active signals are unchanged.
Largest factor move: Momentum +2
New signals
- MACD Bullish Crossover — bullish, momentum, short horizon
SELF's lead widened by 1 AIQ point in the latest session.
Deeper signal detail for each name lives on its own signals page — BAC and SELF both carry a full feed there.
The central trade-off
SELF (Global Self Storage, Inc.): the stronger current systematic profile, led by momentum and quality.
BAC (Bank of America Corporation): the counter-case, on fundamentals.
Which one fits your objective
The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.
Balanced
SELFSELF on the overall AIQ Score, which weights Quality and Value most heavily.
Growth
SELFSELF on combined revenue and EPS growth.
Value
SELFSELF on the peer-relative Value factor, by 4 points.
Momentum
SELFSELF on the Momentum factor, by 14 points.
Lower downside
SELFSELF carries the lower 1-month annualized volatility.
Analyst upside
EvenAnalyst targets are level or not covered for both names.
AIQ vs Wall Street
Where the systematic read and the analyst consensus line up — and where they do not.
| Measure | BAC | SELF | Note |
|---|---|---|---|
| Implied upside to target | +32.5% | — | Level |
| Target dispersion | +22.6% | — | Lower is tighter analyst agreement |
| Consensus | Buy | Buy | Context, not a primary driver |
| Analysts covering | 11 | 2 | Higher coverage generally improves confidence |
Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.
Dividend growth
| Dividend metric | BAC | SELF |
|---|---|---|
| 5Y dividend CAGR | 8.45% | 2.21% |
| 2020 regular DPS | $0.720 | $0.260 |
| 2025 regular DPS | $1.080 | $0.290 |
| Years increased | 5 | 2 |
| No cut in window | Yes | Yes |
| Cohort rank | #133 | #23 |
BAC grew its split-adjusted regular dividend faster over 2020–2025 — 8.45% a year against SELF's 2.21%. Neither company reduced its regular dividend in any year of the window. They are ranked in different cohorts — US dividend-paying corporations and REITs — so their ranks are not comparable with each other.
Yield and payout ratio shown elsewhere on this page are current values, not part of the study window.
Split-adjusted regular dividends per share, 2020–2025, excluding special dividends. Research as of Sep 19, 2026.
AIQ Agreement Matrix
3 of 5 covered evidence groups favor SELF. A wide gap backed by one group is a weaker case than a narrow gap backed by five.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | SELF | 47 vs 54 |
| Fundamentals | BACon balance | revenue growth -3.3% vs 1.3%; EPS growth -23.8% vs 81.8%; TTM ROE 10.7% vs 4.6%; gross margin 60.4% vs 53.8%; operating margin 22.4% vs 21.2% — BAC takes 3 of 5 decided legs, not all of them |
| Valuation | SELF | Value 57 vs 61 |
| Technicals | SELF | Price vs 50-day -12.1% vs -4.6%; vs 200-day -7.5% vs -5% |
| Risk Resilience | Even | Risk Resilience 60 vs 61 |
| Analyst expectations | Not covered | Not covered |
✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of BAC and SELF and are excluded from the count.
AIQ Decision Stability
The conclusion is sensitive to small changes. Treat the lead as provisional and watch the flip conditions below.
- The AIQ gap is moderate at 7 points.
- The leader's advantage has been narrowing. (argues the conclusion is provisional)
- The leader is throwing conflicting signals. (argues the conclusion is provisional)
- Signal direction runs against the verdict: the leader is net-bearish while the laggard is net-bullish. (argues the conclusion is provisional)
Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on SELF.
How the comparison changed
120 daily snapshots · Jun 29 – Oct 28SELF lead: Weakening — the AIQ differential moved from 10 to 7 points over 30 sessions.
- Today
- SELF +7
- 47 vs 54
- 7 sessions ago
- SELF +6
- 47 vs 53
- 30 sessions ago
- SELF +10
- 41 vs 51
- 90 sessions ago
- SELF +8
- 50 vs 58
The lead changed hands 8 times in this window, most recently on Sep 14 when SELF moved ahead of BAC.
AIQ Signal Divergence
Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.
2 bullish / 0 bearish / 1 neutral
Only BAC
- Bollinger Band Squeeze — neutral, volatility, short horizon
- Golden Cross Active — bullish, trend, long horizon (3.51%)
1 bullish / 3 bearish, conflicted
Only SELF
- Death Cross Active — bearish, trend, long horizon (1.01%)
- 52-Week Low Proximity — bearish, risk, long horizon (1.0%)
- Downtrend Structure Active — bearish, trend, long horizon
Both carry 1 more signal that do not separate them: MACD Bullish Crossover.
SELF leads the comparison while carrying a conflicted signal state, which is one reason the stability rating is not higher.
Price vs model alignment
Whether the latest session's price move confirms what the model did over the same session, or contradicts it.
Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price -2.21%, AIQ 0 points).
Price is down while the AIQ Score moved up 1 points over the same session — price and model disagree (price -0.21%, AIQ +1 points).
What would flip this result
A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.
- 1BAC closes the Momentum gap — currently 14 points behind, the largest single contributor to SELF's edge.
- 2BAC's Bollinger Band Squeeze turns directional — it is neutral today and would confirm a change in trend.
- 3SELF's conflicting signal state resolves bearish — it currently carries 1 bullish and 3 bearish rules at once.
- 4The narrowing continues — the lead has already given back 3 points over 30 sessions, and a further 7-point move would eliminate SELF's advantage entirely.
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Fundamentals
BAC leads on balance| Metric | BAC | SELF |
|---|---|---|
| Revenue growth (YoY) | -3.3% | 1.3% |
| EPS growth (YoY) | -23.8% | 81.8% |
| Gross margin | 60.4% | 53.8% |
| Operating margin | 22.4% | 21.2% |
| Return on equity (TTM) | 10.7% | 4.6% |
| Debt to equity | 1.28 | 0.33 |
Performance
SELF leads 4 of 6 windows| Metric | BAC | SELF |
|---|---|---|
| 1 week (5 sessions) | 0.1% | -1% |
| 1 month (20 sessions) | -6.6% | -0.4% |
| 3 months (63 sessions) | -17.6% | -3.9% |
| 6 months (126 sessions) | -3.8% | -9.1% |
| Year to date | -7.5% | -4.1% |
| 1 year (252 sessions) | -3.3% | -2.2% |
Technicals
SELF has the stronger structure| Metric | BAC | SELF |
|---|---|---|
| RSI (14) | 31.2 | 48.5 |
| ADX (14) | 49.4 | 26.1 |
| Price vs 50-day | -12.1% | -4.6% |
| Price vs 200-day | -7.5% | -5% |
| Volatility (1M, annualized) | 20.8% | 16.7% |
Risk
Split| Metric | BAC | SELF |
|---|---|---|
| Beta | 0.73 | 0.03 |
| Sharpe ratio | -0.25 | -0.23 |
| Sortino ratio | -0.32 | -0.34 |
| Max drawdown | -22.3% | -15% |
| Current drawdown | -21.5% | -13.8% |
| Annualized volatility | 21.8% | 19.1% |
| Value at risk (95%) | -2.5% | -1.9% |
Straight answers
Each answer is regenerated from the current snapshot, not written once and left to age.
Which is better, BAC or SELF?
On the Algovestiq AIQ Score, SELF is the stronger of the two as of Oct 31, 2026, scoring 54 against BAC's 47. The edge comes from momentum and quality. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.
Is BAC or SELF the better buy right now?
SELF carries the stronger systematic profile as of Oct 31, 2026, and the comparison is rated Fragile — 3 of 5 covered evidence groups agree. A Fragile rating means the conclusion is sensitive: the leader's advantage has been narrowing. Treat the lead as provisional.
Why does the AIQ Score favor SELF over BAC?
The composite weights Quality, Value, Momentum and Risk Resilience. SELF leads Momentum by 14 points; SELF leads Quality by 5 points; SELF leads Value by 4 points. Where the two split, the factor with the larger weight carries the result.
Which has more analyst upside, BAC or SELF?
Analyst price targets imply +32.5% upside for BAC and not covered for SELF. The model and the Street agree here, which is a broader base of evidence than either alone. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.
Which is better value, BAC or SELF?
SELF is the better-valued of the two on the peer-relative Value factor. SELF on the peer-relative Value factor, by 4 points. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.
Which has stronger growth, BAC or SELF?
SELF on combined revenue and EPS growth. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.
Which has stronger momentum, BAC or SELF?
SELF on the Momentum factor, by 14 points. Momentum is one of the four weighted factors in the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.
Which is riskier, BAC or SELF?
SELF is the more resilient of the two, so the other name carries the higher downside risk. SELF carries the lower 1-month annualized volatility. Risk Resilience is a weighted factor in the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.
Is BAC more profitable than SELF?
BAC leads on the comparable margin measures — gross margin 60.4% vs 53.8%; operating margin 22.4% vs 21.2%; ttm roe 10.7% vs 4.6%.
Is SELF's lead over BAC getting stronger or weaker?
SELF lead: Weakening — the AIQ differential moved from 10 to 7 points over 30 sessions. This is measured from 120 daily comparison snapshots between 2026-06-29 and 2026-10-28. The lead has changed hands 8 times in that window, most recently on 2026-09-14, when SELF moved ahead of BAC.
What would change the BAC vs SELF verdict?
The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: BAC closes the Momentum gap — currently 14 points behind, the largest single contributor to SELF's edge; BAC's Bollinger Band Squeeze turns directional — it is neutral today and would confirm a change in trend; SELF's conflicting signal state resolves bearish — it currently carries 1 bullish and 3 bearish rules at once; the narrowing continues — the lead has already given back 3 points over 30 sessions, and a further 7-point move would eliminate SELF's advantage entirely.
What do the current signals say about BAC and SELF?
BAC: 2 bullish / 0 bearish / 1 neutral. SELF: 1 bullish / 3 bearish, conflicted. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. The most decision-relevant rule on BAC is Golden Cross Active (bullish, long horizon). On SELF it is Death Cross Active (bearish, long horizon).
Compare BAC and SELF with others
Continue your research
This page answers which of the two. These answer the questions on either side of it.
How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality, Value, Momentum and Risk, each carrying a fixed weight. Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.