BAC vs WST Stock Comparison

WST currently leads BAC in this stock comparison, with AIQ scores of 60 vs 47. The clearest difference is momentum, while BAC has the stronger value profile.

Market data as of Oct 31, 2026 market close· AIQ score gap 13 points
BAC
Financial Services
vs
WST
Healthcare
BAC
Bank of America Corporation
Price
$50.01
Day move
-2.21%
AIQ Score
47/100
Best edge
Value
Sector
Financial Services
WST
West Pharmaceutical Services, Inc.
Leads
Price
$413
Day move
-0.97%
AIQ Score
60/100
Best edge
Momentum
Sector
Healthcare

What is the main difference between BAC and WST?

WST leads the current stock comparison as West Pharmaceutical Services, Inc., with the clearest separation coming from momentum and the broader AIQ evidence mix.

AlgovestIQ AIQ Comparison

Bank of America Corporation vs West Pharmaceutical Services, Inc.

Data as of Oct 31, 2026· market close· Cross-sector · Financial Services vs Healthcare· Coverage 66/66 fields· High confidence
AIQ VerdictCompetitiveAIQ Comparison Conviction 7/10

WST leads

WST leads by 13 AIQ points, primarily on Momentum and Risk Resilience. Wall Street currently favors BAC on target upside.

Competitive: 4 of 6 evidence groups support WST, and its current signal state is conflicted.

Evidence agreement: 4 of 6Comparison trend: Stable
BAC

Bank of America Corporation

AIQ Score
47/100
AIQ Edge Score
3/10
WST

West Pharmaceutical Services, Inc.

Leads
AIQ Score
60/100
AIQ Edge Score
8/10

The Algovestiq AIQ Score currently favors WST over BAC, 60 versus 47 as of Oct 31, 2026. WST's advantage is driven primarily by stronger momentum and risk resilience, while BAC holds the stronger value profile. WST also shows the stronger technical structure relative to its 50-day moving average, though analyst target upside currently favors BAC. 4 of 6 covered evidence groups favor WST today, and the comparison is rated Competitive on stability: the leader is throwing conflicting signals. WST lead: Stable — the AIQ differential has held near 13 points over 30 sessions.

Compare Bank of America Corporation and West Pharmaceutical Services, Inc. across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.

Currently unavailable

Performance over time

Total return with distributions reinvested, from daily closes.

BAC
+20.1%
WST
-4.2%

Total return comparison

Growth of $10,000, distributions reinvested

BAC $12,012 · WST $9,584

Split-adjusted closes; each distribution is reinvested at the close on its ex-dividend date. Taxes and trading costs are not modeled.

Compare BAC and WST against another ticker

Open a multi-ticker workspace without changing this focused pair page.

Basic: 2 symbols·Explorer: 3 symbols·Pro and Premium: 5 symbols·Your limit: 2

AIQ Factor Divergence

Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.

BAC advantage
0
WST advantage
  • Momentum26 vs 84
    WST +58
  • Value57 vs 26
    BAC +31
  • Risk Resilience60 vs 80
    WST +20
  • Quality49 vs 63
    WST +14

4 of 6 evidence groups favor WST. WST’s edge is concentrated in momentum and risk resilience; BAC keeps a meaningful value edge.

What changed since the last close

Latest scored session 2026-10-28, compared against the prior scored session 2026-10-27.

BAC0 AIQ

Largest factor move: Risk Resilience +1, not enough on its own to move the overall score.

No signal started or stopped since the prior session; its 3 active signals are unchanged.

WST0 AIQ

No factor moved materially.

No signal started or stopped since the prior session; its 7 active signals are unchanged.

WST's lead was unchanged in the latest session.

Deeper signal detail for each name lives on its own signals page — BAC and WST both carry a full feed there.

The central trade-off

WST (West Pharmaceutical Services, Inc.): the stronger current systematic profile, led by momentum and risk resilience.

BAC (Bank of America Corporation): the counter-case, on value, valuation, analyst expectations.

The AIQ Score and Wall Street therefore point in different directions on this pair.

Which one fits your objective

The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.

Balanced

WST

WST on the overall AIQ Score, which weights Quality and Value most heavily.

Growth

WST

WST on combined revenue and EPS growth.

Value

BAC

BAC on the peer-relative Value factor, by 31 points.

Momentum

WST

WST on the Momentum factor, by 58 points.

Lower downside

WST

WST on Risk Resilience, by 20 points.

Analyst upside

BAC

BAC on implied upside to the consensus price target.

AIQ vs Wall Street

The model and the Street disagree here: AIQ favors WST, analyst targets favor BAC. That disagreement is the most useful thing on this page.

MeasureBACWSTNote
Implied upside to target+32.5%-0.6%BAC has more room
Target dispersion+22.6%+20%Lower is tighter analyst agreement
ConsensusBuyBuyContext, not a primary driver
Analysts covering116Higher coverage generally improves confidence

The two are measuring different things. The AIQ Score reads current fundamentals, valuation, trend and risk; analyst targets price forward expectations. A divergence of this kind is either a contrarian opportunity or a sign the model is missing something already priced in — it is worth resolving before acting on either.

Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.

Dividend growth

BAC vs WST: regular dividend growth
Dividend metricBACWST
5Y dividend CAGR8.45%5.51%
2020 regular DPS$0.720$0.650
2025 regular DPS$1.080$0.850
Years increased55
No cut in windowYesYes
Cohort rank#133#228

BAC grew its split-adjusted regular dividend faster over 2020–2025 — 8.45% a year against WST's 5.51%. Neither company reduced its regular dividend in any year of the window.

Yield and payout ratio shown elsewhere on this page are current values, not part of the study window.

Split-adjusted regular dividends per share, 2020–2025, excluding special dividends. Research as of Sep 19, 2026.

AIQ Agreement Matrix

4 of 6 covered evidence groups favor WST. A wide gap backed by one group is a weaker case than a narrow gap backed by five.

Evidence groupFavorsReading
AIQ ScoreWST47 vs 60
FundamentalsWSTon balancerevenue growth -3.3% vs 3.2%; EPS growth -23.8% vs 12.4%; TTM ROE 10.7% vs 18.5%; gross margin 60.4% vs 36.8%; operating margin 22.4% vs 20.6% — WST takes 3 of 5 decided legs, not all of them
ValuationBACValue 57 vs 26
TechnicalsWSTPrice vs 50-day -12.1% vs 13%; vs 200-day -7.5% vs 29.4%
Risk ResilienceWSTRisk Resilience 60 vs 80
Analyst expectationsBACTarget upside 32.5% vs -0.6%

✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of BAC and WST and are excluded from the count.

AIQ Decision Stability

Competitive

The two are close enough that your objective, not the score, should decide.

  • The AIQ gap is wide at 13 points. (supports the conclusion holding)
  • The lead has been steady session to session. (supports the conclusion holding)
  • The leader is throwing conflicting signals. (argues the conclusion is provisional)

Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on WST.

How the comparison changed

120 daily snapshots · Jun 29 – Oct 28

WST lead: Stable — the AIQ differential has held near 13 points over 30 sessions.

Jun 29BAC leads above the line · WST leads belowOct 28
Today
WST +13
47 vs 60
7 sessions ago
WST +12
47 vs 59
30 sessions ago
WST +12
41 vs 53
90 sessions ago
WST +4
50 vs 54

The lead changed hands 6 times in this window, most recently on Sep 14 when WST moved ahead of BAC.

AIQ Signal Divergence

Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.

BAC

2 bullish / 0 bearish / 1 neutral

Only BAC

  • Bollinger Band Squeeze — neutral, volatility, short horizon
WSTConflicted

6 bullish / 1 bearish, conflicted

Only WST

  • Keltner Channel Breakout — bullish, volatility, short horizon
  • RSI Overbought — bearish, momentum, short horizon
  • EMA Ribbon Expansion Bullish — bullish, trend, medium horizon
  • 52-Week High Proximity — bullish, risk, long horizon (0.0%)
  • Uptrend Structure Active — bullish, trend, long horizon

Both carry 2 more signals that do not separate them: Golden Cross Active, MACD Bullish Crossover.

WST leads the comparison while carrying a conflicted signal state, which is one reason the stability rating is not higher.

Price vs model alignment

Whether the latest session's price move confirms what the model did over the same session, or contradicts it.

BACNo material change

Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price -2.21%, AIQ 0 points).

WSTNo material change

Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price -0.97%, AIQ 0 points).

What would flip this result

A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.

  1. 1BAC closes the Momentum gap — currently 58 points behind, the largest single contributor to WST's edge.
  2. 2BAC's Bollinger Band Squeeze turns directional — it is neutral today and would confirm a change in trend.
  3. 3WST's conflicting signal state resolves bearish — it currently carries 6 bullish and 1 bearish rules at once.
  4. 4A regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.

The full evidence

Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.

Fundamentals

WST leads on balance
MetricBACWST
Revenue growth (YoY)-3.3%3.2%
EPS growth (YoY)-23.8%12.4%
Gross margin60.4%36.8%
Operating margin22.4%20.6%
Return on equity (TTM)10.7%18.5%
Debt to equity1.280.1

Performance

WST leads 6 of 6 windows
MetricBACWST
1 week (5 sessions)0.1%2.6%
1 month (20 sessions)-6.6%8.9%
3 months (63 sessions)-17.6%18.9%
6 months (126 sessions)-3.8%36.7%
Year to date-7.5%43.2%
1 year (252 sessions)-3.3%35.7%

Technicals

WST has the stronger structure
MetricBACWST
RSI (14)31.282.6
ADX (14)49.444.9
Price vs 50-day-12.1%13%
Price vs 200-day-7.5%29.4%
Volatility (1M, annualized)20.8%19.2%

Risk

WST is the more resilient
MetricBACWST
Beta0.730.62
Sharpe ratio-0.251.16
Sortino ratio-0.321.76
Max drawdown-22.3%-19.5%
Current drawdown-21.5%0%
Annualized volatility21.8%31.3%
Value at risk (95%)-2.5%-2.8%

Straight answers

Each answer is regenerated from the current snapshot, not written once and left to age.

Which is better, BAC or WST?

On the Algovestiq AIQ Score, WST is the stronger of the two as of Oct 31, 2026, scoring 60 against BAC's 47. The edge comes from momentum and risk resilience. BAC is not without a case — it holds the better value profile, which matters more if that is the objective you are optimizing for. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.

Is BAC or WST the better buy right now?

WST carries the stronger systematic profile as of Oct 31, 2026, and the comparison is rated Competitive — 4 of 6 covered evidence groups agree. A Competitive rating means the two are close enough that your objective, not the score, should decide.

Why does the AIQ Score favor WST over BAC?

The composite weights Quality, Value, Momentum and Risk Resilience. WST leads Momentum by 58 points; BAC leads Value by 31 points; WST leads Risk Resilience by 20 points. Where the two split, the factor with the larger weight carries the result.

Which has more analyst upside, BAC or WST?

Analyst price targets imply +32.5% upside for BAC and -0.6% for WST, so the Street currently favors BAC. That points the opposite way to the AIQ Score, which favors WST. The two are measuring different things: the model reads current fundamentals, valuation, trend and risk; the Street is pricing forward expectations. A divergence of this kind is either a contrarian opportunity or a sign the model is missing something the analysts have already priced — it is the single most useful row on this page to investigate. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.

Which is better value, BAC or WST?

BAC is the better-valued of the two on the peer-relative Value factor. BAC on the peer-relative Value factor, by 31 points. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.

Which has stronger growth, BAC or WST?

WST on combined revenue and EPS growth. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.

Which has stronger momentum, BAC or WST?

WST on the Momentum factor, by 58 points. Momentum is one of the four weighted factors in the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.

Which is riskier, BAC or WST?

WST is the more resilient of the two, so the other name carries the higher downside risk. WST on Risk Resilience, by 20 points. Risk Resilience is a weighted factor in the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.

Is BAC more profitable than WST?

The profitability evidence is mixed: gross margin 60.4% vs 36.8%; operating margin 22.4% vs 20.6%; ttm roe 10.7% vs 18.5%. BAC leads on two measures and WST on one measure, and there is no single profitability composite that resolves the split — which of the two reads as "more profitable" depends on whether you weight pricing power or operating leverage.

Is WST's lead over BAC getting stronger or weaker?

WST lead: Stable — the AIQ differential has held near 13 points over 30 sessions. This is measured from 120 daily comparison snapshots between 2026-06-29 and 2026-10-28. The lead has changed hands 6 times in that window, most recently on 2026-09-14, when WST moved ahead of BAC.

What would change the BAC vs WST verdict?

The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: BAC closes the Momentum gap — currently 58 points behind, the largest single contributor to WST's edge; BAC's Bollinger Band Squeeze turns directional — it is neutral today and would confirm a change in trend; WST's conflicting signal state resolves bearish — it currently carries 6 bullish and 1 bearish rules at once; a regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.

What do the current signals say about BAC and WST?

BAC: 2 bullish / 0 bearish / 1 neutral. WST: 6 bullish / 1 bearish, conflicted. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. The most decision-relevant rule on BAC is Golden Cross Active (bullish, long horizon). On WST it is Golden Cross Active (bullish, long horizon).

Compare BAC and WST with others

Continue your research

This page answers which of the two. These answer the questions on either side of it.

How this comparison is scored

The Algovestiq AIQ Score composites four factors — Quality, Value, Momentum and Risk, each carrying a fixed weight. Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.

The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.

How to use side-by-side comparison →

This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.