BOH vs JPM Stock Comparison
BOH currently leads JPM in this stock comparison, with AIQ scores of 58 vs 52. The clearest difference is quality, while JPM has the stronger momentum profile.
What is the main difference between BOH and JPM?
BOH leads the current stock comparison as Bank of Hawaii Corporation, with the clearest separation coming from quality and the broader AIQ evidence mix.
AlgovestIQ AIQ Comparison
Bank of Hawaii Corporation vs JPMorgan Chase & Co.
BOH leads
BOH leads by 6 AIQ points, primarily on Quality and Risk Resilience, but the lead has narrowed from 11 points over 30 sessions.
Fragile: 4 of 6 evidence groups support BOH, its lead is narrowing, and its current signal state is conflicted.
Bank of Hawaii Corporation
JPMorgan Chase & Co.
The Algovestiq AIQ Score currently favors BOH over JPM, 58 versus 52 as of Oct 21, 2026. BOH's advantage is driven primarily by stronger quality and risk resilience, while JPM holds the stronger momentum profile. BOH also shows the weaker technical structure relative to its 50-day moving average. 4 of 6 covered evidence groups favor BOH today, and the comparison is rated Fragile on stability: the leader's advantage has been narrowing. BOH lead: Weakening — the AIQ differential moved from 11 to 6 points over 30 sessions.
Compare Bank of Hawaii Corporation and JPMorgan Chase & Co. across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.
Performance over time
Total return with distributions reinvested, from daily closes.
Total return comparison
Growth of $10,000, distributions reinvested
Split-adjusted closes; each distribution is reinvested at the close on its ex-dividend date. Taxes and trading costs are not modeled.
Compare BOH and JPM against another ticker
Open a multi-ticker workspace without changing this focused pair page.
AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Quality72 vs 46BOH +26
- Momentum42 vs 58JPM +16
- Risk Resilience77 vs 68BOH +9
- Value47 vs 44Even
4 of 6 evidence groups favor BOH. BOH’s edge is concentrated in quality and risk resilience; JPM keeps a meaningful momentum edge.
What changed since the last close
Latest scored session 2026-10-20, compared against the prior scored session 2026-10-19.
Largest factor move: Momentum +8
No signal started or stopped since the prior session; its 4 active signals are unchanged.
Largest factor move: Momentum +8
No signal started or stopped since the prior session; its 2 active signals are unchanged.
BOH's lead narrowed by 1 AIQ point in the latest session.
Deeper signal detail for each name lives on its own signals page — BOH and JPM both carry a full feed there.
The central trade-off
BOH (Bank of Hawaii Corporation): the stronger current systematic profile, led by quality and risk resilience.
JPM (JPMorgan Chase & Co.): the counter-case, on momentum, technicals.
Which one fits your objective
The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.
Balanced
BOHBOH on the overall AIQ Score, which weights Quality and Value most heavily.
Growth
BOHBOH on combined revenue and EPS growth.
Value
EvenThe two are level on Value.
Momentum
JPMJPM on the Momentum factor, by 16 points.
Lower downside
BOHBOH on Risk Resilience, by 9 points.
Analyst upside
BOHBOH on implied upside to the consensus price target.
AIQ vs Wall Street
Where the systematic read and the analyst consensus line up — and where they do not.
| Measure | BOH | JPM | Note |
|---|---|---|---|
| Implied upside to target | +19.9% | +11.3% | BOH has more room |
| Target dispersion | +8.5% | +32.2% | Lower is tighter analyst agreement |
| Consensus | Hold | Buy | Context, not a primary driver |
| Analysts covering | 3 | 11 | Higher coverage generally improves confidence |
Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.
Dividend growth
| Dividend metric | BOH | JPM |
|---|---|---|
| 5Y dividend CAGR | 0.88% | 9.04% |
| 2020 regular DPS | $2.680 | $3.600 |
| 2025 regular DPS | $2.800 | $5.550 |
| Years increased | 2 | 5 |
| No cut in window | Yes | Yes |
| Cohort rank | #344 | #120 |
JPM grew its split-adjusted regular dividend faster over 2020–2025 — 9.04% a year against BOH's 0.88%. Neither company reduced its regular dividend in any year of the window.
Yield and payout ratio shown elsewhere on this page are current values, not part of the study window.
Split-adjusted regular dividends per share, 2020–2025, excluding special dividends. Research as of Sep 19, 2026.
AIQ Agreement Matrix
4 of 6 covered evidence groups favor BOH. A wide gap backed by one group is a weaker case than a narrow gap backed by five.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | BOH | 58 vs 52 |
| Fundamentals | BOHon balance | revenue growth 2.3% vs -7.6%; EPS growth 12.1% vs -27.6%; TTM ROE 12.8% vs 17.9%; gross margin 69.6% vs 63.2%; operating margin 28.1% vs 28.2% — BOH takes 3 of 4 decided legs, not all of them |
| Valuation | Even | Value 47 vs 44 |
| Technicals | JPM | Price vs 50-day -6% vs -3.4%; vs 200-day -10.2% vs 4% |
| Risk Resilience | BOH | Risk Resilience 77 vs 68 |
| Analyst expectations | BOH | Target upside 19.9% vs 11.3% |
✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of BOH and JPM and are excluded from the count.
AIQ Decision Stability
The conclusion is sensitive to small changes. Treat the lead as provisional and watch the flip conditions below.
- The AIQ gap is moderate at 6 points.
- The leader's advantage has been narrowing. (argues the conclusion is provisional)
- The lead has been steady session to session. (supports the conclusion holding)
- The leader is throwing conflicting signals. (argues the conclusion is provisional)
- Signal direction runs against the verdict: the leader is net-bearish while the laggard is net-bullish. (argues the conclusion is provisional)
Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on BOH.
How the comparison changed
120 daily snapshots · Jun 21 – Oct 20BOH lead: Weakening — the AIQ differential moved from 11 to 6 points over 30 sessions.
- Today
- BOH +6
- 58 vs 52
- 7 sessions ago
- BOH +7
- 54 vs 47
- 30 sessions ago
- BOH +11
- 54 vs 43
- 90 sessions ago
- BOH +6
- 59 vs 53
The lead changed hands once in this window, most recently on Aug 5 when JPM moved ahead of BOH.
AIQ Signal Divergence
Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.
1 bullish / 2 bearish / 1 neutral, conflicted
Only BOH
- Bollinger Band Squeeze — neutral, volatility, short horizon
- Death Cross Active — bearish, trend, long horizon (4.24%)
- Downtrend Structure Active — bearish, trend, long horizon
2 bullish / 0 bearish
Only JPM
- Golden Cross Active — bullish, trend, long horizon (7.65%)
Both carry 1 more signal that do not separate them: MACD Bullish Crossover.
BOH leads the comparison while carrying a conflicted signal state, which is one reason the stability rating is not higher.
Price vs model alignment
Whether the latest session's price move confirms what the model did over the same session, or contradicts it.
Price and the AIQ Score both moved up over the latest session (price +0.44%, AIQ +2 points).
Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price -0.02%, AIQ +3 points).
What would flip this result
A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.
- 1JPM closes the Quality gap — currently 26 points behind, the largest single contributor to BOH's edge.
- 2JPM generates a confirmed bullish trend signal it does not currently carry, such as EMA Ribbon Expansion Bullish or Uptrend Structure Active.
- 3BOH's conflicting signal state resolves bearish — it currently carries 1 bullish and 2 bearish rules at once.
- 4The narrowing continues — the lead has already given back 5 points over 30 sessions, and a further 6-point move would eliminate BOH's advantage entirely.
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Fundamentals
BOH leads on balance| Metric | BOH | JPM |
|---|---|---|
| Revenue growth (YoY) | 2.3% | -7.6% |
| EPS growth (YoY) | 12.1% | -27.6% |
| Gross margin | 69.6% | 63.2% |
| Operating margin | 28.1% | 28.2% |
| Return on equity (TTM) | 12.8% | 17.9% |
| Debt to equity | 0.05 | 3.32 |
Performance
JPM leads 4 of 6 windows| Metric | BOH | JPM |
|---|---|---|
| 1 week (5 sessions) | 3.6% | 1.2% |
| 1 month (20 sessions) | -4% | -1.4% |
| 3 months (63 sessions) | -19% | -3.7% |
| 6 months (126 sessions) | -11.8% | 7.1% |
| Year to date | 0.4% | 4% |
| 1 year (252 sessions) | 14.7% | 12.3% |
Technicals
JPM has the stronger structure| Metric | BOH | JPM |
|---|---|---|
| RSI (14) | 48.6 | 57.4 |
| ADX (14) | 38.2 | 20.5 |
| Price vs 50-day | -6% | -3.4% |
| Price vs 200-day | -10.2% | 4% |
| Volatility (1M, annualized) | 20.9% | 14.8% |
Risk
BOH is the more resilient| Metric | BOH | JPM |
|---|---|---|
| Beta | 0.54 | 0.75 |
| Sharpe ratio | 0.45 | 0.47 |
| Sortino ratio | 0.7 | 0.66 |
| Max drawdown | -23.4% | -15.5% |
| Current drawdown | -20.1% | -8.2% |
| Annualized volatility | 23.3% | 22.2% |
| Value at risk (95%) | -2.2% | -2.4% |
Straight answers
Each answer is regenerated from the current snapshot, not written once and left to age.
Which is better, BOH or JPM?
On the Algovestiq AIQ Score, BOH is the stronger of the two as of Oct 21, 2026, scoring 58 against JPM's 52. The edge comes from quality and risk resilience. JPM is not without a case — it holds the better momentum profile, which matters more if that is the objective you are optimizing for. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.
Is BOH or JPM the better buy right now?
BOH carries the stronger systematic profile as of Oct 21, 2026, and the comparison is rated Fragile — 4 of 6 covered evidence groups agree. A Fragile rating means the conclusion is sensitive: the leader's advantage has been narrowing. Treat the lead as provisional.
Why does the AIQ Score favor BOH over JPM?
The composite weights Quality, Value, Momentum and Risk Resilience. BOH leads Quality by 26 points; JPM leads Momentum by 16 points; BOH leads Risk Resilience by 9 points. Where the two split, the factor with the larger weight carries the result.
Which has more analyst upside, BOH or JPM?
Analyst price targets imply +19.9% upside for BOH and +11.3% for JPM, so the Street currently favors BOH. The model and the Street agree here, which is a broader base of evidence than either alone. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.
Which is better value, BOH or JPM?
Neither name separates on the peer-relative Value factor. The two are level on Value. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.
Which has stronger growth, BOH or JPM?
BOH on combined revenue and EPS growth. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.
Which has stronger momentum, BOH or JPM?
JPM on the Momentum factor, by 16 points. Momentum is one of the four weighted factors in the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.
Which is riskier, BOH or JPM?
BOH is the more resilient of the two, so the other name carries the higher downside risk. BOH on Risk Resilience, by 9 points. Risk Resilience is a weighted factor in the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.
Is BOH more profitable than JPM?
The profitability evidence is mixed: gross margin 69.6% vs 63.2%; operating margin 28.1% vs 28.2%; ttm roe 12.8% vs 17.9%. Each name leads on one measure, and there is no single profitability composite that resolves the split — which of the two reads as "more profitable" depends on whether you weight pricing power or operating leverage.
Is BOH's lead over JPM getting stronger or weaker?
BOH lead: Weakening — the AIQ differential moved from 11 to 6 points over 30 sessions. This is measured from 120 daily comparison snapshots between 2026-06-21 and 2026-10-20. The lead has changed hands once in that window, most recently on 2026-08-05, when JPM moved ahead of BOH.
What would change the BOH vs JPM verdict?
The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: JPM closes the Quality gap — currently 26 points behind, the largest single contributor to BOH's edge; JPM generates a confirmed bullish trend signal it does not currently carry, such as EMA Ribbon Expansion Bullish or Uptrend Structure Active; BOH's conflicting signal state resolves bearish — it currently carries 1 bullish and 2 bearish rules at once; the narrowing continues — the lead has already given back 5 points over 30 sessions, and a further 6-point move would eliminate BOH's advantage entirely.
What do the current signals say about BOH and JPM?
BOH: 1 bullish / 2 bearish / 1 neutral, conflicted. JPM: 2 bullish / 0 bearish. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. The most decision-relevant rule on BOH is Death Cross Active (bearish, long horizon). On JPM it is Golden Cross Active (bullish, long horizon).
Compare BOH and JPM with others
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This page answers which of the two. These answer the questions on either side of it.
How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality, Value, Momentum and Risk, each carrying a fixed weight. Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.