BRK.B vs UNH Stock Comparison
BRK.B vs UnitedHealth Group Incorporated
BRK.B leads
BRK.B leads by 8 AIQ points, primarily on Risk Resilience and Momentum, but the lead has narrowed from 38 points over 30 sessions. Wall Street currently favors UNH on target upside.
Fragile: 2 of 4 evidence groups support BRK.B, its lead is narrowing, and its current signal state is conflicted.
UnitedHealth Group Incorporated
The Algovestiq AIQ Score currently favors BRK.B over UNH, 56 versus 48 as of Sep 2, 2026. BRK.B's advantage is driven primarily by stronger risk resilience and momentum. BRK.B also shows the stronger technical structure relative to its 50-day moving average, though analyst target upside currently favors UNH. 2 of 4 covered evidence groups favor BRK.B today, and the comparison is rated Fragile on stability: only 2 of 4 covered evidence groups agree. BRK.B lead: Weakening — the AIQ differential moved from 38 to 8 points over 30 sessions.
Compare BRK.B and UnitedHealth Group Incorporated across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.
AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Risk Resilience15%72 vs 60BRK.B +12
- Momentum25%47 vs 39BRK.B +8
2 of 4 evidence groups favor BRK.B. BRK.B’s edge is concentrated in risk resilience and momentum.
What changed since the last close
Latest scored session 2026-09-01, compared against the prior scored session 2026-08-31.
No factor moved materially.
No new signals fired.
No factor moved materially.
No new signals fired.
BRK.B's lead was unchanged in the latest snapshot.
Deeper signal detail for each name lives on its own signals page — BRK.B and UNH both carry a full feed there.
The central trade-off
BRK.B (BRK.B): the stronger current systematic profile, led by risk resilience and momentum.
UNH (UnitedHealth Group Incorporated): the counter-case, on technicals, analyst expectations.
The AIQ Score and Wall Street therefore point in different directions on this pair.
Which one fits your objective
The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.
Balanced
BRK.BBRK.B on the overall AIQ Score, which weights Quality and Value at 30% each.
Growth
EvenGrowth figures are not covered for both names.
Value
EvenThe two are level on Value.
Momentum
BRK.BBRK.B on the Momentum factor, by 8 points.
Lower downside
BRK.BBRK.B on Risk Resilience, by 12 points.
Analyst upside
UNHUNH on implied upside to the consensus price target.
AIQ vs Wall Street
The model and the Street disagree here: AIQ favors BRK.B, analyst targets favor UNH. That disagreement is the most useful thing on this page.
| Measure | BRK.B | UNH | Note |
|---|---|---|---|
| Implied upside to target | +13.1% | +17.5% | UNH has more room |
| Target dispersion | 0% | +33.3% | Lower is tighter analyst agreement |
| Consensus | Buy | Buy | Context, not a primary driver |
| Analysts covering | 1 | 18 | Higher coverage generally improves confidence |
The two are measuring different things. The AIQ Score reads current fundamentals, valuation, trend and risk; analyst targets price forward expectations. A divergence of this kind is either a contrarian opportunity or a sign the model is missing something already priced in — it is worth resolving before acting on either.
Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.
AIQ Agreement Matrix
2 of 4 covered evidence groups favor BRK.B. A wide gap backed by one group is a weaker case than a narrow gap backed by five.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | BRK.B | 56 vs 48 |
| Fundamentals | Not covered | Not covered |
| Valuation | Not covered | Not covered |
| Technicals | UNH | Price vs 50-day 1.3% vs -3.3%; vs 200-day 2.4% vs 11.2% |
| Risk Resilience | BRK.B | Risk Resilience 72 vs 60 |
| Analyst expectations | UNH | Target upside 13.1% vs 17.5% |
✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of BRK.B and UNH and are excluded from the count.
AIQ Decision Stability
The conclusion is sensitive to small changes. Treat the lead as provisional and watch the flip conditions below.
- The AIQ gap is moderate at 8 points.
- Only 2 of 4 covered evidence groups agree. (argues the conclusion is provisional)
- The leader's advantage has been narrowing. (argues the conclusion is provisional)
- The lead has swung materially session to session. (argues the conclusion is provisional)
- The leader is throwing conflicting signals. (argues the conclusion is provisional)
Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on BRK.B.
How the comparison changed
120 daily snapshots · Apr 20 – Sep 1BRK.B lead: Weakening — the AIQ differential moved from 38 to 8 points over 30 sessions.
- Today
- BRK.B +8
- 56 vs 48
- 7 sessions ago
- BRK.B +6
- 54 vs 48
- 30 sessions ago
- BRK.B +38
- 81 vs 43
- 90 sessions ago
- BRK.B +14
- 72 vs 58
The lead changed hands 5 times in this window, most recently on Aug 24 when BRK.B moved ahead of UNH.
AIQ Signal Divergence
Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.
2 bullish / 1 bearish / 2 neutral, conflicted
- Golden Cross Active — bullish, trend, long horizon (1.94%)
- Uptrend Structure Active — bullish, trend, long horizon
- ATR Contraction - Coiling — neutral, volatility, short horizon (1.28%)
1 bullish / 1 bearish, conflicted
- Golden Cross Active — bullish, trend, long horizon (17.86%)
- MACD Bearish Crossover — bearish, momentum, short horizon
BRK.B leads the comparison while carrying a conflicted signal state, which is one reason the stability rating is not higher.
Price vs model alignment
Whether the latest session's price move confirms what the model did over the same session, or contradicts it.
Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price +1.18%, AIQ 0 points).
Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price +0.63%, AIQ 0 points).
What would flip this result
A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.
- 1UNH closes the Risk Resilience gap — currently 12 points behind, the largest single contributor to BRK.B's edge.
- 2UNH's MACD Bearish Crossover resolves — a bearish momentum rule currently active against it.
- 3BRK.B's conflicting signal state resolves bearish — it currently carries 2 bullish and 1 bearish rules at once.
- 4The narrowing continues — the lead has already given back 30 points over 30 sessions, and a further 8-point move would eliminate BRK.B's advantage entirely.
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Fundamentals
Split| Metric | BRK.B | UNH |
|---|---|---|
| Revenue growth (YoY) | — | 0.3% |
| EPS growth (YoY) | — | -12.3% |
| Gross margin | — | 22.5% |
| Operating margin | — | 4.8% |
| Return on equity | — | 14.4% |
| Debt to equity | — | 0.7 |
Technicals
UNH has the stronger structure| Metric | BRK.B | UNH |
|---|---|---|
| RSI (14) | 35.5 | 39.6 |
| ADX (14) | 16.5 | 25.2 |
| Price vs 50-day | 1.3% | -3.3% |
| Price vs 200-day | 2.4% | 11.2% |
| Volatility (1M, annualized) | 15.7% | 20.6% |
Risk
BRK.B is the more resilient| Metric | BRK.B | UNH |
|---|---|---|
| Beta | 0.04 | 0.43 |
| Sharpe ratio | -0.14 | 0.79 |
| Sortino ratio | -0.2 | 0.96 |
| Max drawdown | -9.4% | -30% |
| Current drawdown | -4.8% | -10.8% |
| Annualized volatility | 14.7% | 35.6% |
| Value at risk (95%) | -1.4% | -2.3% |
Straight answers
Each answer is regenerated from the current snapshot, not written once and left to age.
Which is better, BRK.B or UNH?
On the Algovestiq AIQ Score, BRK.B is the stronger of the two as of Sep 2, 2026, scoring 56 against UNH's 48. The edge comes from risk resilience and momentum. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.
Is BRK.B or UNH the better buy right now?
BRK.B carries the stronger systematic profile as of Sep 2, 2026, and the comparison is rated Fragile — 2 of 4 covered evidence groups agree. A Fragile rating means the conclusion is sensitive: only 2 of 4 covered evidence groups agree. Treat the lead as provisional.
Why does the AIQ Score favor BRK.B over UNH?
The composite weights Quality at 30%, Value at 30%, Momentum at 25% and Risk Resilience at 15%. BRK.B leads Risk Resilience by 12 points; BRK.B leads Momentum by 8 points. Where the two split, the factor with the larger weight carries the result.
Which has more analyst upside, BRK.B or UNH?
Analyst price targets imply +13.1% upside for BRK.B and +17.5% for UNH, so the Street currently favors UNH. That points the opposite way to the AIQ Score, which favors BRK.B. The two are measuring different things: the model reads current fundamentals, valuation, trend and risk; the Street is pricing forward expectations. A divergence of this kind is either a contrarian opportunity or a sign the model is missing something the analysts have already priced — it is the single most useful row on this page to investigate. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.
Which is better value, BRK.B or UNH?
Neither name separates on the peer-relative Value factor. The two are level on Value. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.
Which has stronger growth, BRK.B or UNH?
Growth figures are not covered for both names. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.
Which has stronger momentum, BRK.B or UNH?
BRK.B on the Momentum factor, by 8 points. Momentum carries 25% of the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.
Which is riskier, BRK.B or UNH?
BRK.B is the more resilient of the two, so the other name carries the higher downside risk. BRK.B on Risk Resilience, by 12 points. The Risk Resilience factor weights 15% of the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.
Is BRK.B more profitable than UNH?
Margin data is not comparable for both names in the current snapshot.
Is BRK.B's lead over UNH getting stronger or weaker?
BRK.B lead: Weakening — the AIQ differential moved from 38 to 8 points over 30 sessions. This is measured from 120 daily comparison snapshots between 2026-04-20 and 2026-09-01. The lead has changed hands 5 times in that window, most recently on 2026-08-24, when BRK.B moved ahead of UNH.
What would change the BRK.B vs UNH verdict?
The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: UNH closes the Risk Resilience gap — currently 12 points behind, the largest single contributor to BRK.B's edge; UNH's MACD Bearish Crossover resolves — a bearish momentum rule currently active against it; BRK.B's conflicting signal state resolves bearish — it currently carries 2 bullish and 1 bearish rules at once; the narrowing continues — the lead has already given back 30 points over 30 sessions, and a further 8-point move would eliminate BRK.B's advantage entirely.
What do the current signals say about BRK.B and UNH?
BRK.B: 2 bullish / 1 bearish / 2 neutral, conflicted. UNH: 1 bullish / 1 bearish, conflicted. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. The most decision-relevant rule on BRK.B is Golden Cross Active (bullish, long horizon). On UNH it is Golden Cross Active (bullish, long horizon).
Compare BRK.B and UNH with others
How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality (30%), Value (30%), Momentum (25%) and Risk (15%). Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.