DTD vs VOO: Performance, Holdings, Fees & Risk
DTD and VOO are ETFs, but they can differ materially in exposure, yield, fees and risk. DTD is WisdomTree U.S. Total Dividend Fund, while VOO is Vanguard S&P 500 ETF. DTD is broader by holdings count, with 815 positions versus 508 for VOO. VOO is more concentrated at the top, based on top-10 holdings weight. Current AlgovestIQ evidence has VOO ahead on AIQ Score, 64 versus 59.
| Metric | DTD | VOO |
|---|---|---|
| Fund | ||
| Expense ratio | 0.28% | 0.03% |
| Holdings | 815 | 508 |
| Top-10 concentration | 23.3% | 37.6% |
| Distribution yieldTrailing 12 months | 1.81% | 1.05% |
| Average volume | 26,717 | 7,814,237 |
| Performance | ||
| 1Y return | +16.2% | +16.4% |
| YTD return | +13.4% | +12.7% |
| 5Y annualized returnTotal return, distributions reinvested | -2.8% | +12.7% |
| Risk | ||
| Annualized volatility | 9.2% | 12.8% |
| Max drawdown (1Y) | -6.6% | -9.2% |
| Max drawdown (5Y)Total return, distributions reinvested | -56.7% | -24.5% |
| Beta | 0.55 | 1.00 |
| Sharpe ratio | 1.18 | 0.91 |
| Sortino ratio | 1.82 | 1.38 |
| AlgovestIQ | ||
| AIQ Score | 59/100 | 64/100 |
| AIQ Edge Score | 7/10 | 9/10 |
| Momentum | 79/100 | 64/100 |
| Risk Resilience | 80/100 | 87/100 |
AlgovestIQ AIQ Comparison
WisdomTree U.S. Total Dividend Fund vs Vanguard S&P 500 ETF
VOO leads
VOO leads by 5 AIQ points, primarily on Quality and Risk Resilience, but the lead has narrowed from 16 points over 30 sessions.
Fragile: 2 of 4 evidence groups support VOO, its lead is narrowing, and its current signal state is conflicted.
WisdomTree U.S. Total Dividend Fund
Vanguard S&P 500 ETF
The Algovestiq AIQ Score currently favors VOO over DTD, 64 versus 59 as of Oct 21, 2026. VOO's advantage is driven primarily by stronger quality and risk resilience, while DTD holds the stronger momentum profile. VOO also shows the stronger technical structure relative to its 50-day moving average. 2 of 4 covered evidence groups favor VOO today, and the comparison is rated Fragile on stability: the AIQ gap is narrow at 5 points. VOO lead: Weakening — the AIQ differential moved from 16 to 5 points over 30 sessions.
Compare WisdomTree U.S. Total Dividend Fund and Vanguard S&P 500 ETF across performance, expense ratio, dividend yield, drawdown, volatility and the Algovestiq AIQ Score.
DTD vs VOO: which fits what
Each row is settled by a single measure. Where the gap is too small to matter it reads Similar, and no row decides the comparison as a whole.
| If you want | DTD | VOO | Fits |
|---|---|---|---|
| Lower costExpense ratio | 0.28% | 0.03% | VOO |
| Broader diversificationNumber of holdings | 815 | 508 | DTD |
| Lower concentrationWeight of the 10 largest holdings | 23.3% | 37.6% | DTD |
| Higher incomeTrailing 12-month distribution yield | 1.81% | 1.05% | DTD |
| Smaller drawdownsMax drawdown, 5 years | -56.7% | -24.5% | VOO |
| Lower volatilityAnnualized volatility, 1 year | 9.2% | 12.8% | DTD |
Similar means the gap is within 0.01 percentage points of expense ratio, 25% more holdings, 3 points of top-10 weight, 0.2 points of yield, 2 points of drawdown or 1 point of volatility. Past drawdowns and volatility describe the funds’ history, not their future.
Performance over time
Total return with distributions reinvested, from daily closes for both ETFs.
Total return comparison
Growth of $10,000, distributions reinvested
Split-adjusted closes; each distribution is reinvested at the close on its ex-dividend date. Taxes and trading costs are not modeled.
Compare DTD and VOO against another ticker
Open a multi-ticker workspace without changing this focused pair page.
AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Quality40 vs 77VOO +37
- Momentum79 vs 64DTD +15
- Value50 vs 41DTD +9
- Risk Resilience80 vs 87VOO +7
2 of 4 evidence groups favor VOO. VOO’s edge is concentrated in quality and risk resilience; DTD keeps a meaningful momentum edge.
What changed since the last close
Latest scored session 2026-10-20, compared against the prior scored session 2026-10-19.
Largest factor move: Momentum +19
New signals
- Keltner Channel Breakout — bullish, volatility, short horizon
- RSI Overbought — bearish, momentum, short horizon
- Uptrend Structure Active — bullish, trend, long horizon
Largest factor move: Momentum +17
New signals
- Uptrend Structure Active — bullish, trend, long horizon
VOO's lead narrowed by 1 AIQ point in the latest session.
Deeper signal detail for each name lives on its own signals page — DTD and VOO both carry a full feed there.
The central trade-off
VOO (Vanguard S&P 500 ETF): the stronger current systematic profile, led by quality and risk resilience.
DTD (WisdomTree U.S. Total Dividend Fund): the counter-case, on momentum, value, valuation.
Fund facts, side by side
Two funds tracking overlapping universes are separated by cost and risk far more than by holdings. Those lead here.
| Measure | DTD | VOO | Why it matters |
|---|---|---|---|
| Expense ratio | 0.28% | 0.03% | Lower is better — it compounds against you every year you hold. |
| Holdings | 815 | 508 | More holdings means broader diversification, not better returns. |
| Average volume | 26,717 | 7,814,237 | Liquidity — matters most if you trade size. |
| Annualized volatility | 9.2% | 12.8% | Lower is a steadier ride for the same exposure. |
| Max drawdown (1Y) | -6.6% | -9.2% | The worst peak-to-trough loss over the past year. |
| Sharpe ratio | 1.18 | 0.91 | Return per unit of risk. Higher is better. |
| Beta | 0.55 | 1.00 | Sensitivity to the broad market. Neither direction is better — it depends on the role in your portfolio. |
Where the exposure actually sits
Sector exposure for each fund, ordered by the size of the difference.
How much of the same holdings they own
DTD and VOO share 56.6% of their weighted exposure across 334 common holdings.
476 holdings are unique to DTD, and 171 holdings are unique to VOO. Owning both is a partial overlap: a majority of the capital is distinct, but the largest positions are shared.
VOO is the more concentrated of the two: its ten largest positions are 37.65% of the fund, against 23.32% for DTD (508 holdings vs 815). Concentration cuts both ways — it is what drives outperformance when the top names work, and what makes the drawdown deeper when they do not.
Largest shared positions
| Holding | DTD | VOO | Shared |
|---|---|---|---|
| MSFTMicrosoft Corp | 4.02% | 5.36% | 4.02% |
| NVDANVIDIA Corp | 3.55% | 7.55% | 3.55% |
| AAPLApple Inc | 2.37% | 7.05% | 2.37% |
| METAMeta Platforms Inc | 1.73% | 1.9% | 1.73% |
| AVGOBroadcom Inc | 1.71% | 2.86% | 1.71% |
| JPMJPMorgan Chase & Co | 2.8% | 1.46% | 1.46% |
| GOOGLAlphabet Inc | 1.26% | 3.24% | 1.26% |
| GOOGAlphabet Inc | 1.17% | 2.62% | 1.17% |
Shared weight is the lower of the two positions — the portion of capital both funds genuinely have in the same security.
What DTD adds that VOO doesn’t
| Holding | DTD | VOO |
|---|---|---|
| CVXChevron Corp | 1.73% | 0.57% |
| ABBVAbbVie Inc | 1.59% | 0.69% |
| MRKMerck & Co Inc/NJ | 1.39% | 0.5% |
| PMPhilip Morris International Inc | 1.32% | 0.46% |
| MSMorgan Stanley | 1.27% | 0.39% |
| KOCoca-Cola Co/The | 1.25% | 0.53% |
What VOO adds that DTD doesn’t
| Holding | VOO | DTD |
|---|---|---|
| NVDANVIDIA Corp | 7.55% | 3.55% |
| AAPLApple Inc | 7.05% | 2.37% |
| AMZNAmazon.com Inc | 4.13% | Not held |
| GOOGLAlphabet Inc | 3.24% | 1.26% |
| GOOGAlphabet Inc | 2.62% | 1.17% |
| BRK-BBerkshire Hathaway Inc | 1.46% | Not held |
Each list is a fund’s largest positions by weight that the other fund does not hold, or holds at less than half the weight.
DTD vs VOO: five-year payout growth
VOO grew its split-adjusted payout faster over 2020-2025 — 5.91% a year against DTD's 3.36%. VOO never reduced its annual distribution in the window; DTD did in 2 years.
| Dividend metric | DTD | VOO |
|---|---|---|
| 5Y payout CAGR | 3.36% | 5.91% |
| 2020 annual payout | $1.431 | $5.303 |
| 2025 annual payout | $1.688 | $7.068 |
| Calendar-year declines | 2 | 0 |
| Peer rank | #24 of 33 | #88 of 138 |
Split-adjusted annual distributions, 2020–2025. Research as of Sep 19, 2026. Yield and expense ratio above are current values, not part of this window.
AIQ Agreement Matrix
2 of 4 covered evidence groups favor VOO. A wide gap backed by one group is a weaker case than a narrow gap backed by five.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | VOO | 59 vs 64 |
| Fundamentals | Not covered | Not covered |
| Valuation | DTD | Value 50 vs 41 |
| Technicals | Even | Price vs 50-day 0.5% vs 0.6%; vs 200-day 4.7% vs 5.9% |
| Risk Resilience | VOO | Risk Resilience 80 vs 87 |
| Analyst expectations | Not covered | Not covered |
✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of DTD and VOO and are excluded from the count.
AIQ Decision Stability
The conclusion is sensitive to small changes. Treat the lead as provisional and watch the flip conditions below.
- The AIQ gap is narrow at 5 points. (argues the conclusion is provisional)
- Only 2 of 4 covered evidence groups agree. (argues the conclusion is provisional)
- The leader's advantage has been narrowing. (argues the conclusion is provisional)
- The leader is throwing conflicting signals. (argues the conclusion is provisional)
Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on VOO.
How the comparison changed
95 daily snapshots · Jun 22 – Oct 20VOO lead: Weakening — the AIQ differential moved from 16 to 5 points over 30 sessions.
- Today
- VOO +5
- 59 vs 64
- 7 sessions ago
- VOO +10
- 53 vs 63
- 30 sessions ago
- VOO +16
- 48 vs 64
- 90 sessions ago
- VOO +12
- 55 vs 67
The lead has not changed hands in this window.
AIQ Signal Divergence
Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.
6 bullish / 1 bearish / 2 neutral, conflicted
Only DTD
- Bollinger Band Squeeze — neutral, volatility, short horizon
- Keltner Channel Breakout — bullish, volatility, short horizon
- RSI Overbought — bearish, momentum, short horizon
- MACD Bullish Crossover — bullish, momentum, short horizon
4 bullish / 1 bearish / 1 neutral, conflicted
Only VOO
- MACD Bearish Crossover — bearish, momentum, short horizon
Both carry 5 more signals that do not separate them: Golden Cross Active, ATR Contraction - Coiling, EMA Ribbon Expansion Bullish, 52-Week High Proximity, Uptrend Structure Active.
VOO leads the comparison while carrying a conflicted signal state, which is one reason the stability rating is not higher.
Price vs model alignment
Whether the latest session's price move confirms what the model did over the same session, or contradicts it.
Price and the AIQ Score both moved up over the latest session (price +0.16%, AIQ +5 points).
Price and the AIQ Score both moved up over the latest session (price +0.55%, AIQ +4 points).
What would flip this result
A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.
- 1DTD closes the Quality gap — currently 37 points behind, the largest single contributor to VOO's edge.
- 2DTD's Bollinger Band Squeeze turns directional — it is neutral today and would confirm a change in trend.
- 3VOO's conflicting signal state resolves bearish — it currently carries 4 bullish and 1 bearish rules at once.
- 4The narrowing continues — the lead has already given back 11 points over 30 sessions, and a further 5-point move would eliminate VOO's advantage entirely.
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Performance
Split across windows| Metric | DTD | VOO |
|---|---|---|
| 1 week (5 sessions) | 0.8% | -1.2% |
| 1 month (20 sessions) | 1% | -0.8% |
| 3 months (63 sessions) | 1.2% | 2.9% |
| 6 months (126 sessions) | 6.9% | 9.2% |
| Year to date | 13.4% | 12.7% |
| 1 year (252 sessions) | 16.2% | 16.4% |
Technicals
Split| Metric | DTD | VOO |
|---|---|---|
| RSI (14) | 78.2 | 56.2 |
| ADX (14) | 20.5 | 12.3 |
| Price vs 50-day | 0.5% | 0.6% |
| Price vs 200-day | 4.7% | 5.9% |
| Volatility (1M, annualized) | 7.9% | 9.4% |
Risk
VOO is the more resilient| Metric | DTD | VOO |
|---|---|---|
| Beta | 0.55 | 1 |
| Sharpe ratio | 1.18 | 0.91 |
| Sortino ratio | 1.82 | 1.38 |
| Max drawdown | -6.6% | -9.2% |
| Current drawdown | -1.9% | -1.3% |
| Annualized volatility | 9.2% | 12.8% |
| Value at risk (95%) | -1% | -1.4% |
Straight answers
Short answers to the questions fund investors ask about this pair, from the figures above.
How much do DTD and VOO overlap?
DTD and VOO share 56.6% of their weighted exposure across 334 common holdings. 476 holdings are unique to DTD, and 171 holdings are unique to VOO. Owning both is a partial overlap: a majority of the capital is distinct, but the largest positions are shared.
Which ETF is more diversified, DTD or VOO?
DTD holds more positions: 815 versus 508 for VOO.
Which has the lower expense ratio?
VOO has the lower expense ratio, 0.03% a year against 0.28% for DTD.
Which ETF has the higher distribution yield?
DTD, with a trailing 12-month distribution yield of 1.81% against 1.05% for VOO.
Which ETF has been more volatile?
VOO has been more volatile over the past year, at 12.8% annualized against 9.2% for DTD.
Which ETF has had the smaller drawdown?
VOO fell less from peak to trough over the past five years: -24.5% against -56.7% for DTD.
Compare DTD and VOO with others
Continue your research
This page answers which of the two. These answer the questions on either side of it.
How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality, Value, Momentum and Risk, each carrying a fixed weight. Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.