ESGU vs ITOT: Performance, Holdings, Fees & Risk
ESGU and ITOT are ETFs, but they can differ materially in exposure, yield, fees and risk. ESGU is iShares ESG Aware MSCI USA ETF, while ITOT is iShares Core S&P Total U.S. Stock Market ETF. ITOT is broader by holdings count, with 2,438 positions versus 272 for ESGU. ITOT has the lower expense ratio. Current AlgovestIQ evidence has ITOT ahead on AIQ Score, 56 versus 53.
What is the main difference between ESGU and ITOT?
ITOT holds 2,438 positions to ESGU's 272, and 73% of their weight is in the same securities.
| Metric | ESGU | ITOT |
|---|---|---|
| Fund | ||
| Expense ratio | 0.15% | 0.03% |
| Holdings | 272 | 2,438 |
| Top-10 concentration | 36.8% | 33.9% |
| Distribution yieldTrailing 12 months | 0.92% | 1.01% |
| Average volume | 391,286 | 1,619,536 |
| Performance | ||
| 1Y return | +16.3% | +15.8% |
| YTD return | +12.8% | +12.6% |
| 5Y annualized returnTotal return, distributions reinvested | +11.4% | +11.4% |
| Risk | ||
| Annualized volatility | 13% | 13% |
| Max drawdown (1Y) | -9.5% | -9.1% |
| Max drawdown (5Y)Total return, distributions reinvested | -26.1% | -25.4% |
| Beta | 1.02 | 1.02 |
| Sharpe ratio | 0.89 | 0.86 |
| Sortino ratio | 1.35 | 1.33 |
| AlgovestIQ | ||
| AIQ Score | 53/100 | 56/100 |
| AIQ Edge Score | 5/10 | 6/10 |
| Momentum | 52/100 | 51/100 |
| Risk Resilience | 86/100 | 87/100 |
AlgovestIQ AIQ Comparison
iShares ESG Aware MSCI USA ETF vs iShares Core S&P Total U.S. Stock Market ETF
ITOT leads
ITOT leads by 3 AIQ points, primarily on Quality, and the lead has widened from 0 points over 30 sessions.
Fragile: 0 of 4 evidence groups support ITOT, its lead is widening, and its current signal state is conflicted.
iShares ESG Aware MSCI USA ETF
iShares Core S&P Total U.S. Stock Market ETF
The Algovestiq AIQ Score currently favors ITOT over ESGU, 56 versus 53 as of Oct 21, 2026. ITOT's advantage is driven primarily by stronger quality. ITOT also shows the weaker technical structure relative to its 50-day moving average. 0 of 4 covered evidence groups favor ITOT today, and the comparison is rated Fragile on stability: the AIQ gap is narrow at 3 points. ITOT lead: Strengthening — the AIQ differential moved from 0 to 3 points over 30 sessions.
Compare iShares ESG Aware MSCI USA ETF and iShares Core S&P Total U.S. Stock Market ETF across performance, expense ratio, dividend yield, drawdown, volatility and the Algovestiq AIQ Score.
ESGU vs ITOT: which fits what
Each row is settled by a single measure. Where the gap is too small to matter it reads Similar, and no row decides the comparison as a whole.
| If you want | ESGU | ITOT | Fits |
|---|---|---|---|
| Lower costExpense ratio | 0.15% | 0.03% | ITOT |
| Broader diversificationNumber of holdings | 272 | 2,438 | ITOT |
| Lower concentrationWeight of the 10 largest holdings | 36.8% | 33.9% | Similar |
| Higher incomeTrailing 12-month distribution yield | 0.92% | 1.01% | Similar |
| Smaller drawdownsMax drawdown, 5 years | -26.1% | -25.4% | Similar |
| Lower volatilityAnnualized volatility, 1 year | 13% | 13% | Similar |
Similar means the gap is within 0.01 percentage points of expense ratio, 25% more holdings, 3 points of top-10 weight, 0.2 points of yield, 2 points of drawdown or 1 point of volatility. Past drawdowns and volatility describe the funds’ history, not their future.
Performance over time
Total return with distributions reinvested, from daily closes for both ETFs.
Total return comparison
Growth of $10,000, distributions reinvested
Split-adjusted closes; each distribution is reinvested at the close on its ex-dividend date. Taxes and trading costs are not modeled.
Compare ESGU and ITOT against another ticker
Open a multi-ticker workspace without changing this focused pair page.
AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Quality56 vs 66ITOT +10
- Value33 vs 35Even
- Momentum52 vs 51Even
- Risk Resilience86 vs 87Even
0 of 4 evidence groups favor ITOT. ITOT’s edge is concentrated in quality.
What changed since the last close
Latest scored session 2026-10-20, compared against the prior scored session 2026-10-19.
Largest factor move: Momentum +3
No signal started or stopped since the prior session; its 6 active signals are unchanged.
Largest factor move: Momentum +3
No signal started or stopped since the prior session; its 7 active signals are unchanged.
ITOT's lead was unchanged in the latest session.
Deeper signal detail for each name lives on its own signals page — ESGU and ITOT both carry a full feed there.
Fund facts, side by side
Two funds tracking overlapping universes are separated by cost and risk far more than by holdings. Those lead here.
| Measure | ESGU | ITOT | Why it matters |
|---|---|---|---|
| Expense ratio | 0.15% | 0.03% | Lower is better — it compounds against you every year you hold. |
| Holdings | 272 | 2,438 | More holdings means broader diversification, not better returns. |
| Average volume | 391,286 | 1,619,536 | Liquidity — matters most if you trade size. |
| Annualized volatility | 13% | 13% | Lower is a steadier ride for the same exposure. |
| Max drawdown (1Y) | -9.5% | -9.1% | The worst peak-to-trough loss over the past year. |
| Sharpe ratio | 0.89 | 0.86 | Return per unit of risk. Higher is better. |
| Beta | 1.02 | 1.02 | Sensitivity to the broad market. Neither direction is better — it depends on the role in your portfolio. |
Where the exposure actually sits
Sector exposure for each fund, ordered by the size of the difference.
How much of the same holdings they own
ESGU and ITOT share 73.21% of their weighted exposure across 268 common holdings.
1 holding is unique to ESGU, and 2,164 holdings are unique to ITOT. Owning both adds little diversification — they are largely the same exposure in different wrappers.
ESGU is the more concentrated of the two: its ten largest positions are 36.75% of the fund, against 33.85% for ITOT (272 holdings vs 2,438). Concentration cuts both ways — it is what drives outperformance when the top names work, and what makes the drawdown deeper when they do not.
Largest shared positions
| Holding | ESGU | ITOT | Shared |
|---|---|---|---|
| NVDANVIDIA | 7.84% | 7.33% | 7.33% |
| AAPLAPPLE | 6.93% | 6.27% | 6.27% |
| MSFTMICROSOFT | 5.32% | 4.94% | 4.94% |
| AMZNAMAZON.COM INC | 3.62% | 3.34% | 3.34% |
| AVGOBROADCOM INC | 2.53% | 2.33% | 2.33% |
| GOOGALPHABET CLASS C | 3.37% | 2.1% | 2.1% |
| METAMETA PLATFORMS CLASS A | 2.01% | 1.94% | 1.94% |
| GOOGLALPHABET CLASS A | 1.85% | 2.62% | 1.85% |
Shared weight is the lower of the two positions — the portion of capital both funds genuinely have in the same security.
What ESGU adds that ITOT doesn’t
| Holding | ESGU | ITOT |
|---|---|---|
| HIGHARTFORD INSURANCE GROUP | 0.61% | 0.05% |
| VZVERIZON COMMUNICATIONS INC | 0.6% | 0.28% |
| BNYBANK OF NEW YORK MELLON CORP | 0.47% | 0.15% |
| NINISOURCE | 0.43% | 0.03% |
| ECLECOLAB | 0.39% | 0.09% |
| CMICUMMINS INC | 0.38% | 0.1% |
What ITOT adds that ESGU doesn’t
| Holding | ITOT | ESGU |
|---|---|---|
| BRK-BBERKSHIRE HATHAWAY INC CLASS B | 1.26% | 0.42% |
| WMTWALMART INC | 0.63% | Not held |
| CVXCHEVRON | 0.54% | 0.1% |
| PMPHILIP MORRIS INTERNATIONAL INC | 0.39% | Not held |
| WFCWELLS FARGO | 0.37% | 0.18% |
| PEPPEPSICO | 0.25% | Not held |
Each list is a fund’s largest positions by weight that the other fund does not hold, or holds at less than half the weight.
ESGU vs ITOT: five-year payout growth
ESGU grew its split-adjusted payout faster over 2020-2025 — 6.19% a year against ITOT's 6.17%. ITOT never reduced its annual distribution in the window; ESGU did in 1 year. ITOT: The 2020 payout was 10.6% below 2019, so the growth rate measures a recovery from a weak starting year.
| Dividend metric | ESGU | ITOT |
|---|---|---|
| 5Y payout CAGR | 6.19% | 6.17% |
| 2020 annual payout | $1.090 | $1.219 |
| 2025 annual payout | $1.472 | $1.644 |
| Calendar-year declines | 1 | 0 |
| Peer rank | #83 of 138 | #84 of 138 |
Split-adjusted annual distributions, 2020–2025. Research as of Sep 19, 2026. Yield and expense ratio above are current values, not part of this window.
AIQ Agreement Matrix
0 of 4 covered evidence groups favor ITOT. A wide gap backed by one group is a weaker case than a narrow gap backed by five.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | Even | 53 vs 56 |
| Fundamentals | Not covered | Not covered |
| Valuation | Even | Value 33 vs 35 |
| Technicals | Even | Price vs 50-day 0.6% vs 0.3%; vs 200-day 6.1% vs 5.4% |
| Risk Resilience | Even | Risk Resilience 86 vs 87 |
| Analyst expectations | Not covered | Not covered |
✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of ESGU and ITOT and are excluded from the count.
AIQ Decision Stability
The conclusion is sensitive to small changes. Treat the lead as provisional and watch the flip conditions below.
- The AIQ gap is narrow at 3 points. (argues the conclusion is provisional)
- Only 0 of 4 covered evidence groups agree. (argues the conclusion is provisional)
- The leader's advantage has been widening. (supports the conclusion holding)
- The lead has been steady session to session. (supports the conclusion holding)
- The leader is throwing conflicting signals. (argues the conclusion is provisional)
Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on ITOT.
How the comparison changed
120 daily snapshots · Jun 21 – Oct 20ITOT lead: Strengthening — the AIQ differential moved from 0 to 3 points over 30 sessions.
- Today
- ITOT +3
- 53 vs 56
- 7 sessions ago
- Level
- 55 vs 55
- 30 sessions ago
- Level
- 55 vs 55
- 90 sessions ago
- ITOT +4
- 60 vs 64
The lead has not changed hands in this window.
AIQ Signal Divergence
Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.
3 bullish / 1 bearish / 2 neutral, conflicted
No signal that the other name lacks.
3 bullish / 1 bearish / 3 neutral, conflicted
Only ITOT
- EMA Ribbon Compression — neutral, trend, medium horizon
Both carry 6 more signals that do not separate them: Bollinger Band Squeeze, Golden Cross Active, ATR Contraction - Coiling, EMA Ribbon Expansion Bullish, 52-Week High Proximity, MACD Bearish Crossover.
ITOT leads the comparison while carrying a conflicted signal state, which is one reason the stability rating is not higher.
Price vs model alignment
Whether the latest session's price move confirms what the model did over the same session, or contradicts it.
Price and the AIQ Score both moved up over the latest session (price +0.63%, AIQ +1 points).
Price and the AIQ Score both moved up over the latest session (price +0.59%, AIQ +1 points).
What would flip this result
A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.
- 1ESGU closes the Quality gap — currently 10 points behind, the largest single contributor to ITOT's edge.
- 2ESGU's Bollinger Band Squeeze turns directional — it is neutral today and would confirm a change in trend.
- 3ITOT's conflicting signal state resolves bearish — it currently carries 3 bullish and 1 bearish rules at once.
- 4A regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Performance
ESGU leads 5 of 6 windows| Metric | ESGU | ITOT |
|---|---|---|
| 1 week (5 sessions) | -1.3% | -1.1% |
| 1 month (20 sessions) | -0.7% | -0.9% |
| 3 months (63 sessions) | 2.6% | 2.2% |
| 6 months (126 sessions) | 9.6% | 8.4% |
| Year to date | 12.8% | 12.6% |
| 1 year (252 sessions) | 16.3% | 15.8% |
Technicals
Split| Metric | ESGU | ITOT |
|---|---|---|
| RSI (14) | 55.1 | 54.6 |
| ADX (14) | 12.7 | 13.5 |
| Price vs 50-day | 0.6% | 0.3% |
| Price vs 200-day | 6.1% | 5.4% |
| Volatility (1M, annualized) | 9.6% | 9.4% |
Risk
Split| Metric | ESGU | ITOT |
|---|---|---|
| Beta | 1.02 | 1.02 |
| Sharpe ratio | 0.89 | 0.86 |
| Sortino ratio | 1.35 | 1.33 |
| Max drawdown | -9.5% | -9.1% |
| Current drawdown | -1.5% | -1.9% |
| Annualized volatility | 13% | 13% |
| Value at risk (95%) | -1.3% | -1.3% |
Straight answers
Short answers to the questions fund investors ask about this pair, from the figures above.
What is the difference between ESGU and ITOT?
ITOT holds 2,438 positions to ESGU's 272, and 73% of their weight is in the same securities.
How much do ESGU and ITOT overlap?
ESGU and ITOT share 73.21% of their weighted exposure across 268 common holdings. 1 holding is unique to ESGU, and 2,164 holdings are unique to ITOT. Owning both adds little diversification — they are largely the same exposure in different wrappers.
Which ETF is more diversified, ESGU or ITOT?
ITOT holds more positions: 2,438 versus 272 for ESGU.
Which has the lower expense ratio?
ITOT has the lower expense ratio, 0.03% a year against 0.15% for ESGU.
Which ETF has the higher distribution yield?
Their trailing 12-month distribution yields are similar: 0.92% for ESGU and 1.01% for ITOT.
Which ETF has been more volatile?
Their volatility over the past year is similar: 13% annualized for ESGU and 13% for ITOT.
Which ETF has had the smaller drawdown?
Their worst peak-to-trough falls over the past five years are similar: -26.1% for ESGU and -25.4% for ITOT.
Compare ESGU and ITOT with others
Continue your research
This page answers which of the two. These answer the questions on either side of it.
How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality, Value, Momentum and Risk, each carrying a fixed weight. Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.