HIG vs QQQ Stock Comparison

Compare HIG and QQQ across AIQ Score, fundamentals, valuation, momentum, risk, analyst expectations and current market evidence.

Market data as of Sep 11, 2026 market close· AIQ score gap 7 points
HIG
Financial Services
vs
QQQ
Equity
HIG
The Hartford Insurance Group, Inc.
Leads
Price
$136
Day move
-0.32%
AIQ Score
63/100
Best edge
Value
Sector
Financial Services
QQQ
Invesco QQQ Trust, Series 1
Price
$715
Day move
+0.87%
AIQ Score
56/100
Best edge
Quality
Sector
Equity

What is the main difference between HIG and QQQ?

HIG leads the current stock comparison as The Hartford Insurance Group, Inc., with the clearest separation coming from value and the broader AIQ evidence mix.

AlgovestIQ AIQ Comparison

The Hartford Insurance Group, Inc. vs Invesco QQQ Trust, Series 1

Data as of Sep 11, 2026· market close· HIG (stock) vs QQQ (ETF)· Coverage 66/66 fields· 42/42 directly comparable· Moderate confidence
AIQ VerdictFragileAIQ Comparison Conviction 4/10

HIG leads

HIG leads by 7 AIQ points, primarily on Value, having only recently taken the lead back from QQQ.

Fragile: 2 of 4 evidence groups support HIG, the lead recently changed hands, and its current signal state is conflicted.

Evidence agreement: 2 of 4Comparison trend: Reversed
HIG

The Hartford Insurance Group, Inc.

Leads
AIQ Score
63/100
AIQ Edge Score
9/10
QQQ

Invesco QQQ Trust, Series 1

AIQ Score
56/100
AIQ Edge Score
8/10

The Algovestiq AIQ Score currently favors HIG over QQQ, 63 versus 56 as of Sep 11, 2026. HIG's advantage is driven primarily by stronger value, while QQQ holds the stronger quality profile. HIG also shows the weaker technical structure relative to its 50-day moving average. 2 of 4 covered evidence groups favor HIG today, and the comparison is rated Fragile on stability: only 2 of 4 covered evidence groups agree. HIG lead: Reversed — QQQ led by 1 AIQ points 30 sessions ago; HIG now leads by 7.

Compare The Hartford Insurance Group, Inc. and Invesco QQQ Trust, Series 1 across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.

Currently unavailable

Performance over time

Price-return comparison using available daily close history.

HIG
+94.5%
QQQ
+88.3%

Total return comparison

Growth of $10,000

HIG $19,454 · QQQ $18,832

Based on available close-price history. Distribution reinvestment is not added unless already reflected in the source series.

Compare HIG and QQQ against another ticker

Open a multi-ticker workspace without changing this focused pair page.

Basic: 2 symbols·Explorer: 3 symbols·Pro and Premium: 5 symbols·Your limit: 2

AIQ Factor Divergence

Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.

HIG advantage
0
QQQ advantage
  • Value65 vs 30
    HIG +35
  • Quality69 vs 83
    QQQ +14
  • Momentum47 vs 45
    Even
  • Risk Resilience74 vs 75
    Even

2 of 4 evidence groups favor HIG. HIG’s edge is concentrated in value; QQQ keeps a meaningful quality edge.

What changed since the last close

Latest scored session 2026-09-10, compared against the prior scored session 2026-09-09.

HIG0 AIQ

Largest factor move: Momentum +1

No new signals fired.

QQQ-5 AIQ

Largest factor move: Momentum -17

No new signals fired.

HIG's lead widened by 5 AIQ points in the latest snapshot.

Deeper signal detail for each name lives on its own signals page — HIG and QQQ both carry a full feed there.

The central trade-off

HIG (The Hartford Insurance Group, Inc.): the stronger current systematic profile, led by value.

QQQ (Invesco QQQ Trust, Series 1): the counter-case, on quality, technicals.

Which one fits your objective

The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.

Balanced

HIG

HIG on the overall AIQ Score, which weights Quality and Value most heavily.

Growth

Even

Growth figures are not covered for both names.

Value

HIG

HIG on the peer-relative Value factor, by 35 points.

Momentum

Even

The two are level on Momentum.

Lower downside

QQQ

QQQ carries the lower 1-month annualized volatility.

Analyst upside

Even

Analyst targets are level or not covered for both names.

AIQ vs Wall Street

Where the systematic read and the analyst consensus line up — and where they do not.

MeasureHIGQQQNote
Implied upside to target+11%Level
Target dispersion+5.3%Lower is tighter analyst agreement
ConsensusHoldContext, not a primary driver
Analysts covering3Higher coverage generally improves confidence

Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.

AIQ Agreement Matrix

2 of 4 covered evidence groups favor HIG. A wide gap backed by one group is a weaker case than a narrow gap backed by five.

Evidence groupFavorsReading
AIQ ScoreHIG63 vs 56
FundamentalsNot coveredNot covered
ValuationHIGValue 65 vs 30
TechnicalsQQQPrice vs 50-day -2.1% vs 0.6%; vs 200-day 0.4% vs 7.5%
Risk ResilienceEvenRisk Resilience 74 vs 75
Analyst expectationsNot coveredNot covered

✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of HIG and QQQ and are excluded from the count.

AIQ Decision Stability

Fragile

The conclusion is sensitive to small changes. Treat the lead as provisional and watch the flip conditions below.

  • The AIQ gap is moderate at 7 points.
  • Only 2 of 4 covered evidence groups agree. (argues the conclusion is provisional)
  • The lead has already changed hands inside the comparison window. (argues the conclusion is provisional)
  • The leader is throwing conflicting signals. (argues the conclusion is provisional)

Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on HIG.

How the comparison changed

119 daily snapshots · May 4 Sep 10

HIG lead: Reversed — QQQ led by 1 AIQ points 30 sessions ago; HIG now leads by 7.

May 4HIG leads above the line · QQQ leads belowSep 10
Today
HIG +7
63 vs 56
7 sessions ago
HIG +5
64 vs 59
30 sessions ago
QQQ +1
63 vs 64
90 sessions ago
HIG +22
72 vs 50

The lead changed hands 7 times in this window, most recently on Sep 9 when HIG moved ahead of QQQ.

AIQ Signal Divergence

Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.

HIGConflicted

1 bullish / 1 bearish / 1 neutral, conflicted

  • Golden Cross Active bullish, trend, long horizon (2.20%)
  • Bollinger Band Squeeze neutral, volatility, short horizon
  • MACD Bearish Crossover bearish, momentum, short horizon
QQQConflicted

2 bullish / 1 bearish / 1 neutral, conflicted

  • Golden Cross Active bullish, trend, long horizon (7.75%)
  • EMA Ribbon Expansion Bullish bullish, trend, medium horizon
  • ATR Contraction - Coiling neutral, volatility, short horizon (1.27%)

HIG leads the comparison while carrying a conflicted signal state, which is one reason the stability rating is not higher.

Price vs model alignment

Whether the latest session's price move confirms what the model did over the same session, or contradicts it.

HIGNo material change

Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price -0.32%, AIQ 0 points).

QQQDivergence

Price is up while the AIQ Score moved down 5 points over the same session — price and model disagree (price +0.87%, AIQ -5 points).

What would flip this result

A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.

  1. 1QQQ closes the Value gap — currently 35 points behind, the largest single contributor to HIG's edge.
  2. 2QQQ's ATR Contraction - Coiling turns directional — it is neutral today and would confirm a change in trend.
  3. 3HIG's conflicting signal state resolves bearish — it currently carries 1 bullish and 1 bearish rules at once.
  4. 4A regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.

The full evidence

Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.

Fundamentals

Split
MetricHIGQQQ
Revenue growth (YoY)0.5%
EPS growth (YoY)51.3%
Gross margin43.9%
Operating margin15.2%
Return on equity (TTM)23%
Debt to equity0.22

Performance

QQQ leads 4 of 6 windows
MetricHIGQQQ
1 week (5 sessions)-0.3%-0.1%
1 month (20 sessions)-0.5%-2.1%
3 months (63 sessions)5.8%2.2%
6 months (126 sessions)1.4%16.6%
Year to date-0.7%15.4%
1 year (252 sessions)4.7%22.4%

Technicals

QQQ has the stronger structure
MetricHIGQQQ
RSI (14)49.248.1
ADX (14)139.8
Price vs 50-day-2.1%0.6%
Price vs 200-day0.4%7.5%
Volatility (1M, annualized)18.1%13%

Risk

Split
MetricHIGQQQ
Beta-0.091.42
Sharpe ratio0.130.92
Sortino ratio0.21.38
Max drawdown-12.3%-12.2%
Current drawdown-6.1%-5%
Annualized volatility19.4%19.7%
Value at risk (95%)-1.9%-1.9%

Straight answers

Each answer is regenerated from the current snapshot, not written once and left to age.

Which is better, HIG or QQQ?

On the Algovestiq AIQ Score, HIG is the stronger of the two as of Sep 11, 2026, scoring 63 against QQQ's 56. The edge comes from value. QQQ is not without a case — it holds the better quality profile, which matters more if that is the objective you are optimizing for. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.

Is HIG or QQQ the better buy right now?

HIG carries the stronger systematic profile as of Sep 11, 2026, and the comparison is rated Fragile — 2 of 4 covered evidence groups agree. A Fragile rating means the conclusion is sensitive: only 2 of 4 covered evidence groups agree. Treat the lead as provisional.

Why does the AIQ Score favor HIG over QQQ?

The composite weights Quality, Value, Momentum and Risk Resilience. HIG leads Value by 35 points; QQQ leads Quality by 14 points. Where the two split, the factor with the larger weight carries the result.

Which has more analyst upside, HIG or QQQ?

Analyst price targets imply +11% upside for HIG and not covered for QQQ. The model and the Street agree here, which is a broader base of evidence than either alone. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.

Which is better value, HIG or QQQ?

HIG is the better-valued of the two on the peer-relative Value factor. HIG on the peer-relative Value factor, by 35 points. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.

Which has stronger growth, HIG or QQQ?

Growth figures are not covered for both names. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.

Which has stronger momentum, HIG or QQQ?

The two are level on Momentum. Momentum is one of the four weighted factors in the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.

Which is riskier, HIG or QQQ?

QQQ is the more resilient of the two, so the other name carries the higher downside risk. QQQ carries the lower 1-month annualized volatility. Risk Resilience is a weighted factor in the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.

Is HIG more profitable than QQQ?

Margin data is not comparable for both names in the current snapshot.

Is HIG's lead over QQQ getting stronger or weaker?

HIG lead: Reversed — QQQ led by 1 AIQ points 30 sessions ago; HIG now leads by 7. This is measured from 119 daily comparison snapshots between 2026-05-04 and 2026-09-10. The lead has changed hands 7 times in that window, most recently on 2026-09-09, when HIG moved ahead of QQQ.

What would change the HIG vs QQQ verdict?

The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: QQQ closes the Value gap — currently 35 points behind, the largest single contributor to HIG's edge; QQQ's ATR Contraction - Coiling turns directional — it is neutral today and would confirm a change in trend; HIG's conflicting signal state resolves bearish — it currently carries 1 bullish and 1 bearish rules at once; a regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.

What do the current signals say about HIG and QQQ?

HIG: 1 bullish / 1 bearish / 1 neutral, conflicted. QQQ: 2 bullish / 1 bearish / 1 neutral, conflicted. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. The most decision-relevant rule on HIG is Golden Cross Active (bullish, long horizon). On QQQ it is Golden Cross Active (bullish, long horizon).

Continue your research

This page answers which of the two. These answer the questions on either side of it.

How this comparison is scored

The Algovestiq AIQ Score composites four factors — Quality, Value, Momentum and Risk, each carrying a fixed weight. Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.

The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.

How to use side-by-side comparison →

This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.