JPM vs KR Stock Comparison
JPM currently leads KR in this stock comparison, with AIQ scores of 53 vs 52. The clearest difference is risk resilience, while KR has the stronger value profile.
What is the main difference between JPM and KR?
JPM leads the current stock comparison as JPMorgan Chase & Co., with the clearest separation coming from risk resilience and the broader AIQ evidence mix.
AlgovestIQ AIQ Comparison
JPMorgan Chase & Co. vs The Kroger Co.
JPM leads
JPM leads by 1 AIQ points, primarily on Risk Resilience and Quality, having only recently taken the lead back from KR.
Fragile: 3 of 6 evidence groups support JPM, the lead recently changed hands, and its current signal state is conflicted.
JPMorgan Chase & Co.
The Kroger Co.
The Algovestiq AIQ Score currently favors JPM over KR, 53 versus 52 as of Oct 31, 2026. JPM's advantage is driven primarily by stronger risk resilience and quality, while KR holds the stronger value profile. JPM also shows the weaker technical structure relative to its 50-day moving average. 3 of 6 covered evidence groups favor JPM today, and the comparison is rated Fragile on stability: the AIQ gap is narrow at 1 points. JPM lead: Reversed — KR led by 3 AIQ points 30 sessions ago; JPM now leads by 1.
Compare JPMorgan Chase & Co. and The Kroger Co. across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.
Performance over time
Total return with distributions reinvested, from daily closes.
Total return comparison
Growth of $10,000, distributions reinvested
Split-adjusted closes; each distribution is reinvested at the close on its ex-dividend date. Taxes and trading costs are not modeled.
Compare JPM and KR against another ticker
Open a multi-ticker workspace without changing this focused pair page.
AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Risk Resilience69 vs 41JPM +28
- Value44 vs 67KR +23
- Quality46 vs 25JPM +21
- Momentum61 vs 73KR +12
3 of 6 evidence groups favor JPM. JPM’s edge is concentrated in risk resilience and quality; KR keeps a meaningful value edge.
What changed since the last close
Latest scored session 2026-10-28, compared against the prior scored session 2026-10-27.
Largest factor move: Momentum +2
New signals
- BB Upper Band Breach — bearish, volatility, short horizon
Largest factor move: Momentum -7
No signal started or stopped since the prior session; its 2 active signals are unchanged.
The lead changed hands: JPM moved ahead of KR in the latest session.
Deeper signal detail for each name lives on its own signals page — JPM and KR both carry a full feed there.
The central trade-off
JPM (JPMorgan Chase & Co.): the stronger current systematic profile, led by risk resilience and quality.
KR (The Kroger Co.): the counter-case, on value, momentum, valuation — but at materially higher volatility, 33.7% against 13%.
Which one fits your objective
The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.
Balanced
JPMJPM on the overall AIQ Score, which weights Quality and Value most heavily.
Growth
KRKR on combined revenue and EPS growth.
Value
KRKR on the peer-relative Value factor, by 23 points.
Momentum
KRKR on the Momentum factor, by 12 points.
Lower downside
JPMJPM on Risk Resilience, by 28 points.
Analyst upside
JPMJPM on implied upside to the consensus price target.
AIQ vs Wall Street
Where the systematic read and the analyst consensus line up — and where they do not.
| Measure | JPM | KR | Note |
|---|---|---|---|
| Implied upside to target | +10.7% | +5.5% | JPM has more room |
| Target dispersion | +32.2% | +34.1% | Lower is tighter analyst agreement |
| Consensus | Buy | Buy | Context, not a primary driver |
| Analysts covering | 11 | 13 | Higher coverage generally improves confidence |
Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.
Dividend growth
| Dividend metric | JPM | KR |
|---|---|---|
| 5Y dividend CAGR | 9.04% | 14.53% |
| 2020 regular DPS | $3.600 | $0.680 |
| 2025 regular DPS | $5.550 | $1.340 |
| Years increased | 5 | 5 |
| No cut in window | Yes | Yes |
| Cohort rank | #120 | #45 |
KR grew its split-adjusted regular dividend faster over 2020–2025 — 14.53% a year against JPM's 9.04%. Neither company reduced its regular dividend in any year of the window.
Yield and payout ratio shown elsewhere on this page are current values, not part of the study window.
Split-adjusted regular dividends per share, 2020–2025, excluding special dividends. Research as of Sep 19, 2026.
AIQ Agreement Matrix
3 of 6 covered evidence groups favor JPM. A wide gap backed by one group is a weaker case than a narrow gap backed by five.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | Even | 53 vs 52 |
| Fundamentals | JPMon balance | revenue growth -7.6% vs 32.8%; EPS growth -27.6% vs 6.6%; TTM ROE 17.9% vs 14.7%; gross margin 63.2% vs 23.2%; operating margin 28.2% vs 1.3% — JPM takes 3 of 5 decided legs, not all of them |
| Valuation | KR | Value 44 vs 67 |
| Technicals | KR | Price vs 50-day -2% vs 10.8%; vs 200-day 5.2% vs 2.2% |
| Risk Resilience | JPM | Risk Resilience 69 vs 41 |
| Analyst expectations | JPM | Target upside 10.7% vs 5.5% |
✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of JPM and KR and are excluded from the count.
AIQ Decision Stability
The conclusion is sensitive to small changes. Treat the lead as provisional and watch the flip conditions below.
- The AIQ gap is narrow at 1 points. (argues the conclusion is provisional)
- Only 3 of 6 covered evidence groups agree. (argues the conclusion is provisional)
- The lead has already changed hands inside the comparison window. (argues the conclusion is provisional)
- The lead has been steady session to session. (supports the conclusion holding)
- The leader is throwing conflicting signals. (argues the conclusion is provisional)
Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on JPM.
How the comparison changed
120 daily snapshots · Jun 29 – Oct 28JPM lead: Reversed — KR led by 3 AIQ points 30 sessions ago; JPM now leads by 1.
- Today
- JPM +1
- 53 vs 52
- 7 sessions ago
- KR +4
- 50 vs 54
- 30 sessions ago
- KR +3
- 44 vs 47
- 90 sessions ago
- JPM +1
- 52 vs 51
The lead changed hands 5 times in this window, most recently on Oct 28 when JPM moved ahead of KR.
AIQ Signal Divergence
Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.
2 bullish / 1 bearish, conflicted
Only JPM
- Golden Cross Active — bullish, trend, long horizon (6.57%)
- BB Upper Band Breach — bearish, volatility, short horizon
1 bullish / 1 bearish, conflicted
Only KR
- Death Cross Active — bearish, trend, long horizon (5.59%)
Both carry 1 more signal that do not separate them: MACD Bullish Crossover.
JPM leads the comparison while carrying a conflicted signal state, which is one reason the stability rating is not higher.
Price vs model alignment
Whether the latest session's price move confirms what the model did over the same session, or contradicts it.
Price is down while the AIQ Score moved up 1 points over the same session — price and model disagree (price -1.9%, AIQ +1 points).
Price is up while the AIQ Score moved down 2 points over the same session — price and model disagree (price +1.26%, AIQ -2 points).
What would flip this result
A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.
- 1KR closes the Risk Resilience gap — currently 28 points behind, the largest single contributor to JPM's edge.
- 2KR's Death Cross Active resolves — a bearish trend rule currently active against it.
- 3JPM's conflicting signal state resolves bearish — it currently carries 2 bullish and 1 bearish rules at once.
- 4A regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Fundamentals
JPM leads on balance| Metric | JPM | KR |
|---|---|---|
| Revenue growth (YoY) | -7.6% | 32.8% |
| EPS growth (YoY) | -27.6% | 6.6% |
| Gross margin | 63.2% | 23.2% |
| Operating margin | 28.2% | 1.3% |
| Return on equity (TTM) | 17.9% | 14.7% |
| Debt to equity | 3.32 | 3.63 |
Performance
Split across windows| Metric | JPM | KR |
|---|---|---|
| 1 week (5 sessions) | 1.2% | 1.4% |
| 1 month (20 sessions) | 2.6% | 10.9% |
| 3 months (63 sessions) | -3.3% | 12.4% |
| 6 months (126 sessions) | 9.7% | -3.1% |
| Year to date | 5.3% | 4.1% |
| 1 year (252 sessions) | 12.9% | -3.1% |
Technicals
KR has the stronger structure| Metric | JPM | KR |
|---|---|---|
| RSI (14) | 60.9 | 62 |
| ADX (14) | 15 | 33 |
| Price vs 50-day | -2% | 10.8% |
| Price vs 200-day | 5.2% | 2.2% |
| Volatility (1M, annualized) | 13% | 33.7% |
Risk
JPM is the more resilient| Metric | JPM | KR |
|---|---|---|
| Beta | 0.73 | -0.71 |
| Sharpe ratio | 0.41 | -0.12 |
| Sortino ratio | 0.56 | -0.19 |
| Max drawdown | -15.5% | -26.6% |
| Current drawdown | -7.1% | -14% |
| Annualized volatility | 22% | 29.9% |
| Value at risk (95%) | -2.4% | -2.9% |
Straight answers
Each answer is regenerated from the current snapshot, not written once and left to age.
Which is better, JPM or KR?
On the Algovestiq AIQ Score, JPM is the stronger of the two as of Oct 31, 2026, scoring 53 against KR's 52. The edge comes from risk resilience and quality. KR is not without a case — it holds the better value profile, which matters more if that is the objective you are optimizing for. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.
Is JPM or KR the better buy right now?
JPM carries the stronger systematic profile as of Oct 31, 2026, and the comparison is rated Fragile — 3 of 6 covered evidence groups agree. A Fragile rating means the conclusion is sensitive: the AIQ gap is narrow at 1 points. Treat the lead as provisional.
Why does the AIQ Score favor JPM over KR?
The composite weights Quality, Value, Momentum and Risk Resilience. JPM leads Risk Resilience by 28 points; KR leads Value by 23 points; JPM leads Quality by 21 points. Where the two split, the factor with the larger weight carries the result.
Which has more analyst upside, JPM or KR?
Analyst price targets imply +10.7% upside for JPM and +5.5% for KR, so the Street currently favors JPM. The model and the Street agree here, which is a broader base of evidence than either alone. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.
Which is better value, JPM or KR?
KR is the better-valued of the two on the peer-relative Value factor. KR on the peer-relative Value factor, by 23 points. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.
Which has stronger growth, JPM or KR?
KR on combined revenue and EPS growth. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.
Which has stronger momentum, JPM or KR?
KR on the Momentum factor, by 12 points. Momentum is one of the four weighted factors in the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.
Which is riskier, JPM or KR?
JPM is the more resilient of the two, so the other name carries the higher downside risk. JPM on Risk Resilience, by 28 points. Risk Resilience is a weighted factor in the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.
Is JPM more profitable than KR?
JPM leads on the comparable margin measures — gross margin 63.2% vs 23.2%; operating margin 28.2% vs 1.3%; ttm roe 17.9% vs 14.7%.
Is JPM's lead over KR getting stronger or weaker?
JPM lead: Reversed — KR led by 3 AIQ points 30 sessions ago; JPM now leads by 1. This is measured from 120 daily comparison snapshots between 2026-06-29 and 2026-10-28. The lead has changed hands 5 times in that window, most recently on 2026-10-28, when JPM moved ahead of KR.
What would change the JPM vs KR verdict?
The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: KR closes the Risk Resilience gap — currently 28 points behind, the largest single contributor to JPM's edge; KR's Death Cross Active resolves — a bearish trend rule currently active against it; JPM's conflicting signal state resolves bearish — it currently carries 2 bullish and 1 bearish rules at once; a regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
What do the current signals say about JPM and KR?
JPM: 2 bullish / 1 bearish, conflicted. KR: 1 bullish / 1 bearish, conflicted. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. The most decision-relevant rule on JPM is Golden Cross Active (bullish, long horizon). On KR it is Death Cross Active (bearish, long horizon).
Compare JPM and KR with others
Continue your research
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How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality, Value, Momentum and Risk, each carrying a fixed weight. Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.