KBWD vs VXUS: Performance, Holdings, Fees & Risk
KBWD and VXUS are ETFs, but they can differ materially in exposure, yield, fees and risk. KBWD is Invesco KBW High Dividend Yield Financial ETF, while VXUS is Vanguard Total International Stock ETF. VXUS is broader by holdings count, with 8,821 positions versus 40 for KBWD. KBWD is more concentrated at the top, based on top-10 holdings weight. Current AlgovestIQ evidence has VXUS ahead on AIQ Score, 63 versus 52.
What is the main difference between KBWD and VXUS?
KBWD puts 58% of its assets in Financial Services, while VXUS spreads across 11 sectors with none above 22%.
| Metric | KBWD | VXUS |
|---|---|---|
| Fund | ||
| Expense ratio | 5.39% | 0.05% |
| Holdings | 40 | 8,821 |
| Top-10 concentration | 37.1% | 12.9% |
| Distribution yieldTrailing 12 months | 16.6% | 2.37% |
| Average volume | 498,131 | 5,459,776 |
| Performance | ||
| 1Y return | -22.7% | +12.8% |
| YTD return | -23.3% | +11% |
| 5Y annualized returnTotal return, distributions reinvested | -2.8% | +8.3% |
| Risk | ||
| Annualized volatility | 17.5% | 17.2% |
| Max drawdown (1Y) | -31.5% | -11.4% |
| Max drawdown (5Y)Total return, distributions reinvested | -30.7% | -28.9% |
| Beta | 0.67 | 1.11 |
| Sharpe ratio | -1.66 | 0.56 |
| Sortino ratio | -2.48 | 0.83 |
| AlgovestIQ | ||
| AIQ Score | 52/100 | 63/100 |
| AIQ Edge Score | 4/10 | 9/10 |
| Momentum | 25/100 | 41/100 |
| Risk Resilience | 64/100 | 82/100 |
AlgovestIQ AIQ Comparison
Invesco KBW High Dividend Yield Financial ETF vs Vanguard Total International Stock ETF
VXUS leads
VXUS leads by 11 AIQ points, primarily on Quality and Risk Resilience.
Competitive: 3 of 4 evidence groups support VXUS, and its current signal state is conflicted.
Invesco KBW High Dividend Yield Financial ETF
Vanguard Total International Stock ETF
The Algovestiq AIQ Score currently favors VXUS over KBWD, 63 versus 52 as of Oct 21, 2026. VXUS's advantage is driven primarily by stronger quality and risk resilience, while KBWD holds the stronger value profile. VXUS also shows the stronger technical structure relative to its 50-day moving average. 3 of 4 covered evidence groups favor VXUS today, and the comparison is rated Competitive on stability: the leader is throwing conflicting signals. VXUS lead: Stable — the AIQ differential has held near 11 points over 30 sessions.
Compare Invesco KBW High Dividend Yield Financial ETF and Vanguard Total International Stock ETF across performance, expense ratio, dividend yield, drawdown, volatility and the Algovestiq AIQ Score.
KBWD vs VXUS: which fits what
Each row is settled by a single measure. Where the gap is too small to matter it reads Similar, and no row decides the comparison as a whole.
| If you want | KBWD | VXUS | Fits |
|---|---|---|---|
| Lower costExpense ratio | 5.39% | 0.05% | VXUS |
| Broader diversificationNumber of holdings | 40 | 8,821 | VXUS |
| Lower concentrationWeight of the 10 largest holdings | 37.1% | 12.9% | VXUS |
| Higher incomeTrailing 12-month distribution yield | 16.6% | 2.37% | KBWD |
| Smaller drawdownsMax drawdown, 5 years | -30.7% | -28.9% | Similar |
| Lower volatilityAnnualized volatility, 1 year | 17.5% | 17.2% | Similar |
Similar means the gap is within 0.01 percentage points of expense ratio, 25% more holdings, 3 points of top-10 weight, 0.2 points of yield, 2 points of drawdown or 1 point of volatility. Past drawdowns and volatility describe the funds’ history, not their future.
Performance over time
Total return with distributions reinvested, from daily closes for both ETFs.
Total return comparison
Growth of $10,000, distributions reinvested
Split-adjusted closes; each distribution is reinvested at the close on its ex-dividend date. Taxes and trading costs are not modeled.
Compare KBWD and VXUS against another ticker
Open a multi-ticker workspace without changing this focused pair page.
AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Quality46 vs 76VXUS +30
- Risk Resilience64 vs 82VXUS +18
- Momentum25 vs 41VXUS +16
- Value73 vs 59KBWD +14
3 of 4 evidence groups favor VXUS. VXUS’s edge is concentrated in quality and risk resilience; KBWD keeps a meaningful value edge.
What changed since the last close
Latest scored session 2026-10-20, compared against the prior scored session 2026-10-19.
Largest factor move: Value +1
No signal started or stopped since the prior session; its 7 active signals are unchanged.
Largest factor move: Momentum +6
No signal started or stopped since the prior session; its 4 active signals are unchanged.
VXUS's lead was unchanged in the latest session.
Deeper signal detail for each name lives on its own signals page — KBWD and VXUS both carry a full feed there.
The central trade-off
VXUS (Vanguard Total International Stock ETF): the stronger current systematic profile, led by quality and risk resilience.
KBWD (Invesco KBW High Dividend Yield Financial ETF): the counter-case, on value, valuation — but at materially higher volatility, 22.1% against 12.1%.
Fund facts, side by side
Two funds tracking overlapping universes are separated by cost and risk far more than by holdings. Those lead here.
| Measure | KBWD | VXUS | Why it matters |
|---|---|---|---|
| Expense ratio | 5.39% | 0.05% | Lower is better — it compounds against you every year you hold. |
| Holdings | 40 | 8,821 | More holdings means broader diversification, not better returns. |
| Average volume | 498,131 | 5,459,776 | Liquidity — matters most if you trade size. |
| Annualized volatility | 17.5% | 17.2% | Lower is a steadier ride for the same exposure. |
| Max drawdown (1Y) | -31.5% | -11.4% | The worst peak-to-trough loss over the past year. |
| Sharpe ratio | -1.66 | 0.56 | Return per unit of risk. Higher is better. |
| Beta | 0.67 | 1.11 | Sensitivity to the broad market. Neither direction is better — it depends on the role in your portfolio. |
Where the exposure actually sits
Sector exposure for each fund, ordered by the size of the difference.
How much of the same holdings they own
KBWD and VXUS share 0.09% of their weighted exposure across 1 common holdings.
37 holdings are unique to KBWD, and 8,280 holdings are unique to VXUS. Owning both is genuinely additive — most of the capital sits in different securities.
KBWD is the more concentrated of the two: its ten largest positions are 37.07% of the fund, against 12.94% for VXUS (40 holdings vs 8,821). Concentration cuts both ways — it is what drives outperformance when the top names work, and what makes the drawdown deeper when they do not.
Largest shared positions
| Holding | KBWD | VXUS | Shared |
|---|---|---|---|
| PRUPrudential Financial Inc | 1.77% | 0.09% | 0.09% |
Shared weight is the lower of the two positions — the portion of capital both funds genuinely have in the same security.
What KBWD adds that VXUS doesn’t
| Holding | KBWD | VXUS |
|---|---|---|
| FSKFS KKR Capital Corp | 4.2% | Not held |
| GSBDGoldman Sachs BDC Inc | 4.03% | Not held |
| ORCOrchid Island Capital Inc | 4% | Not held |
| IVRInvesco Mortgage Capital Inc | 3.82% | Not held |
| DXDynex Capital Inc | 3.7% | Not held |
| ARRARMOUR Residential REIT Inc | 3.67% | Not held |
What VXUS adds that KBWD doesn’t
| Holding | VXUS | KBWD |
|---|---|---|
| 2330.TWTaiwan Semiconductor Manufacturing Co Ltd | 4.02% | Not held |
| 005930.KSSamsung Electronics Co Ltd | 1.8% | Not held |
| ASML.ASASML Holding NV | 1.42% | Not held |
| 000660.KSSK hynix Inc | 1.41% | Not held |
| 0700.HKTencent Holdings Ltd | 0.85% | Not held |
| HSBA.LHSBC Holdings PLC | 0.82% | Not held |
Each list is a fund’s largest positions by weight that the other fund does not hold, or holds at less than half the weight.
KBWD vs VXUS: five-year payout growth
VXUS grew its split-adjusted payout faster over 2020-2025 — 13.28% a year against KBWD's 1.85%. KBWD: The 2020 payout was 15.6% below 2019, so the growth rate measures a recovery from a weak starting year. VXUS: The 2020 payout was 24.6% below 2019, so the growth rate measures a recovery from a weak starting year. VXUS: The payout jumped 53.0% in 2021, a single step rather than steady compounding - often an index or mandate change. VXUS: A single payment in an endpoint year was 3.9x the fund's median payment, so one distribution carries much of the result.
| Dividend metric | KBWD | VXUS |
|---|---|---|
| 5Y payout CAGR | 1.85% | 13.28% |
| 2020 annual payout | $1.600 | $1.286 |
| 2025 annual payout | $1.754 | $2.399 |
| Calendar-year declines | 2 | 1 |
| Peer rank | #29 of 33 | #43 of 138 |
Split-adjusted annual distributions, 2020–2025. Research as of Sep 19, 2026. Yield and expense ratio above are current values, not part of this window.
AIQ Agreement Matrix
3 of 4 covered evidence groups favor VXUS. A wide gap backed by one group is a weaker case than a narrow gap backed by five.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | VXUS | 52 vs 63 |
| Fundamentals | Not covered | Not covered |
| Valuation | KBWD | Value 73 vs 59 |
| Technicals | VXUS | Price vs 50-day -12.9% vs -2.6%; vs 200-day -18.8% vs 0.6% |
| Risk Resilience | VXUS | Risk Resilience 64 vs 82 |
| Analyst expectations | Not covered | Not covered |
✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of KBWD and VXUS and are excluded from the count.
AIQ Decision Stability
The two are close enough that your objective, not the score, should decide.
- The AIQ gap is moderate at 11 points.
- The lead has been steady session to session. (supports the conclusion holding)
- The leader is throwing conflicting signals. (argues the conclusion is provisional)
Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on VXUS.
How the comparison changed
95 daily snapshots · Jun 22 – Oct 20VXUS lead: Stable — the AIQ differential has held near 11 points over 30 sessions.
- Today
- VXUS +11
- 52 vs 63
- 7 sessions ago
- VXUS +9
- 52 vs 61
- 30 sessions ago
- VXUS +10
- 52 vs 62
- 90 sessions ago
- VXUS +18
- 51 vs 69
The lead has not changed hands in this window.
AIQ Signal Divergence
Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.
1 bullish / 5 bearish / 1 neutral, conflicted
Only KBWD
- Death Cross Active — bearish, trend, long horizon (7.86%)
- Keltner Channel Breakdown — bearish, volatility, short horizon
- RSI Oversold - Potential Bounce — bullish, momentum, short horizon
- 52-Week Low Proximity — bearish, risk, long horizon (0.4%)
- Downtrend Structure Active — bearish, trend, long horizon
1 bullish / 1 bearish / 2 neutral, conflicted
Only VXUS
- Golden Cross Active — bullish, trend, long horizon (3.63%)
- ATR Contraction - Coiling — neutral, volatility, short horizon (1.08%)
Both carry 2 more signals that do not separate them: Bollinger Band Squeeze, MACD Bearish Crossover.
VXUS leads the comparison while carrying a conflicted signal state, which is one reason the stability rating is not higher.
Price vs model alignment
Whether the latest session's price move confirms what the model did over the same session, or contradicts it.
Price is down while the AIQ Score moved up 1 points over the same session — price and model disagree (price -0.39%, AIQ +1 points).
Price and the AIQ Score both moved up over the latest session (price +0.31%, AIQ +1 points).
What would flip this result
A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.
- 1KBWD closes the Quality gap — currently 30 points behind, the largest single contributor to VXUS's edge.
- 2KBWD's Death Cross Active resolves — a bearish trend rule currently active against it.
- 3VXUS's conflicting signal state resolves bearish — it currently carries 1 bullish and 1 bearish rules at once.
- 4A regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Performance
VXUS leads 6 of 6 windows| Metric | KBWD | VXUS |
|---|---|---|
| 1 week (5 sessions) | -2.7% | -0.9% |
| 1 month (20 sessions) | -12.5% | -4.3% |
| 3 months (63 sessions) | -15.6% | -0.9% |
| 6 months (126 sessions) | -21.9% | 2.3% |
| Year to date | -23.3% | 11% |
| 1 year (252 sessions) | -22.7% | 12.8% |
Technicals
VXUS has the stronger structure| Metric | KBWD | VXUS |
|---|---|---|
| RSI (14) | 28.9 | 41.4 |
| ADX (14) | 53.4 | 19.9 |
| Price vs 50-day | -12.9% | -2.6% |
| Price vs 200-day | -18.8% | 0.6% |
| Volatility (1M, annualized) | 22.1% | 12.1% |
Risk
VXUS is the more resilient| Metric | KBWD | VXUS |
|---|---|---|
| Beta | 0.67 | 1.11 |
| Sharpe ratio | -1.66 | 0.56 |
| Sortino ratio | -2.48 | 0.83 |
| Max drawdown | -31.5% | -11.4% |
| Current drawdown | -30.3% | -5.3% |
| Annualized volatility | 17.5% | 17.2% |
| Value at risk (95%) | -1.9% | -1.7% |
Straight answers
Short answers to the questions fund investors ask about this pair, from the figures above.
What is the difference between KBWD and VXUS?
KBWD puts 58% of its assets in Financial Services, while VXUS spreads across 11 sectors with none above 22%.
How much do KBWD and VXUS overlap?
KBWD and VXUS share 0.09% of their weighted exposure across 1 common holdings. 37 holdings are unique to KBWD, and 8,280 holdings are unique to VXUS. Owning both is genuinely additive — most of the capital sits in different securities.
Which ETF is more diversified, KBWD or VXUS?
VXUS holds more positions: 8,821 versus 40 for KBWD.
Which has the lower expense ratio?
VXUS has the lower expense ratio, 0.05% a year against 5.39% for KBWD.
Which ETF has the higher distribution yield?
KBWD, with a trailing 12-month distribution yield of 16.6% against 2.37% for VXUS.
Which ETF has been more volatile?
Their volatility over the past year is similar: 17.5% annualized for KBWD and 17.2% for VXUS.
Which ETF has had the smaller drawdown?
Their worst peak-to-trough falls over the past five years are similar: -30.7% for KBWD and -28.9% for VXUS.
Compare KBWD and VXUS with others
Continue your research
This page answers which of the two. These answer the questions on either side of it.
How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality, Value, Momentum and Risk, each carrying a fixed weight. Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.