NVDY vs XLK ETF Comparison
Compare NVDY and XLK across fund costs, diversification, holdings, performance, income, risk and current AlgovestIQ evidence.
What is the main difference between NVDY and XLK?
NVDY is YieldMax NVDA Option Income Strategy ETF, while XLK is State Street Technology Select Sector SPDR ETF. NVDY is tied to Alternatives; XLK is tied to Equity. XLK is broader by holdings count, with 43 positions versus 7 for NVDY. XLK has the lower expense ratio in the current fund profile.
| Metric | NVDY | XLK | Type |
|---|---|---|---|
| Expense ratio | 1.09% | 0.08% | Fund |
| Assets under management | $1.4B | $122.0B | Fund |
| Holdings | 7 | 43 | Fund |
| Top-10 concentration | - | 43.5% | Fund |
| Average volume | 1,612,929 | 6,005,380 | Fund |
| Underlying exposure | Alternatives | Equity | Fund |
| 1Y return | - | +43.3% | Performance |
| YTD return | - | +30.1% | Performance |
| Annualized volatility | 32.1% | 26.4% | Risk |
| Max drawdown | -32.7% | -16.1% | Risk |
| Beta | 1.61 | 1.75 | Risk |
| Sharpe ratio | -0.71 | 1.34 | Risk |
| Sortino ratio | -1.07 | 2.06 | Risk |
| AIQ Score | 60/100 | 56/100 | AlgovestIQ |
| AIQ Edge Score | 8/10 | 6/10 | AlgovestIQ |
| Momentum | - | 57/100 | AlgovestIQ |
| Risk Resilience | 71/100 | 61/100 | AlgovestIQ |
AlgovestIQ AIQ Comparison
YieldMax NVDA Option Income Strategy ETF vs State Street Technology Select Sector SPDR ETF
NVDY leads
NVDY leads by 4 AIQ points, primarily on Risk Resilience.
Fragile: 2 of 2 evidence groups support NVDY.
YieldMax NVDA Option Income Strategy ETF
State Street Technology Select Sector SPDR ETF
The Algovestiq AIQ Score currently favors NVDY over XLK, 60 versus 56 as of Sep 9, 2026. NVDY's advantage is driven primarily by stronger risk resilience, while XLK holds the stronger quality profile. 2 of 2 covered evidence groups favor NVDY today, and the comparison is rated Fragile on stability: the AIQ gap is narrow at 4 points.
Compare YieldMax NVDA Option Income Strategy ETF and State Street Technology Select Sector SPDR ETF across performance, expense ratio, dividend yield, drawdown, volatility and the Algovestiq AIQ Score.
Performance over time
Price-return comparison for both ETFs using available daily close history.
Total return comparison
Growth of $10,000
Based on available close-price history. Distribution reinvestment is not added unless already reflected in the source series.
Compare NVDY and XLK against another ticker
Open a multi-ticker workspace without changing this focused pair page.
AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Quality55 vs 74XLK +19
- Risk Resilience71 vs 61NVDY +10
2 of 2 evidence groups favor NVDY. NVDY’s edge is concentrated in risk resilience; XLK keeps a meaningful quality edge.
What changed since the last close
Latest scored session 2026-09-07, compared against the prior scored session 2026-09-06.
Largest factor move: Quality +5
No new signals fired.
No factor moved materially.
No new signals fired.
NVDY's lead widened by 3 AIQ points in the latest snapshot.
Deeper signal detail for each name lives on its own signals page — NVDY and XLK both carry a full feed there.
The central trade-off
NVDY (YieldMax NVDA Option Income Strategy ETF): the stronger current systematic profile, led by risk resilience.
XLK (State Street Technology Select Sector SPDR ETF): the counter-case, on quality.
Which one fits your objective
The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.
Balanced
NVDYNVDY on the overall AIQ Score, which weights Quality and Value most heavily.
Growth
EvenGrowth figures are not covered for both names.
Value
EvenThe two are level on Value.
Momentum
EvenThe two are level on Momentum.
Lower downside
NVDYNVDY on Risk Resilience, by 10 points.
Analyst upside
EvenAnalyst targets are level or not covered for both names.
Fund facts, side by side
Two funds tracking overlapping universes are separated by cost and risk far more than by holdings. Those lead here.
| Measure | NVDY | XLK | Why it matters |
|---|---|---|---|
| Expense ratio | 1.09% | 0.08% | Lower is better — it compounds against you every year you hold. |
| Assets under management | $1.4B | $122.0B | Larger funds generally carry tighter spreads. |
| Holdings | 7 | 73 | More holdings means broader diversification, not better returns. |
| Average volume | 1,612,929 | 6,005,380 | Liquidity — matters most if you trade size. |
| Annualized volatility | 32.1% | 26.4% | Lower is a steadier ride for the same exposure. |
| Max drawdown | -32.7% | -16.1% | The worst peak-to-trough loss on record for the fund. |
| Sharpe ratio | -0.71 | 1.34 | Return per unit of risk. Higher is better. |
| Beta | 1.61 | 1.75 | Sensitivity to the broad market. Neither direction is better — it depends on the role in your portfolio. |
Where the exposure actually sits
Sector exposure for each fund, ordered by the size of the difference.
Weighted holdings overlap is not available for this pair. Sector exposure above is a related but different measure — it says how much of each fund sits in the same parts of the market, not how much of the same securities they hold.
ETF comparison questions
Short answers to the fund-specific questions behind this comparison.
Which ETF is more diversified, NVDY or XLK?
XLK currently has more reported holdings, with 43 positions versus 7.
Which has the lower expense ratio?
XLK has the lower reported expense ratio in the current fund profile.
Which ETF has the higher distribution yield?
The current dataset does not show a higher-yield winner.
Which ETF has been more volatile?
NVDY has the higher annualized volatility in the current risk snapshot.
Which ETF has had the smaller drawdown?
XLK has the less severe max drawdown in the current risk snapshot.
Which ETF has the stronger current AlgovestIQ evidence?
NVDY currently leads on supporting AlgovestIQ evidence, 60 to 56.
AIQ Agreement Matrix
2 of 2 covered evidence groups favor NVDY. A wide gap backed by one group is a weaker case than a narrow gap backed by five.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | NVDY | 60 vs 56 |
| Fundamentals | Not covered | Not covered |
| Valuation | Not covered | Not covered |
| Technicals | Not covered | Not covered |
| Risk Resilience | NVDY | Risk Resilience 71 vs 61 |
| Analyst expectations | Not covered | Not covered |
✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of NVDY and XLK and are excluded from the count.
AIQ Decision Stability
The conclusion is sensitive to small changes. Treat the lead as provisional and watch the flip conditions below.
- The AIQ gap is narrow at 4 points. (argues the conclusion is provisional)
Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on NVDY.
AIQ Signal Divergence
Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.
No active signals
3 bullish / 1 bearish, conflicted
- Golden Cross Active — bullish, trend, long horizon (13.88%)
- EMA Ribbon Expansion Bullish — bullish, trend, medium horizon
- Uptrend Structure Active — bullish, trend, long horizon
XLK is conflicted, so the timing case there is weaker than the score alone suggests.
Price vs model alignment
Whether the latest session's price move confirms what the model did over the same session, or contradicts it.
Price is down while the AIQ Score moved up 3 points over the same session — price and model disagree (price -1.23%, AIQ +3 points).
Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price +0.32%, AIQ 0 points).
What would flip this result
A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.
- 1XLK closes the Risk Resilience gap — currently 10 points behind, the largest single contributor to NVDY's edge.
- 2XLK generates a confirmed bullish trend signal it does not currently carry, such as MACD Bullish Crossover.
- 3NVDY starts generating bearish momentum or trend signals.
- 4A regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Performance
Split across windows| Metric | NVDY | XLK |
|---|---|---|
| 1 week (5 sessions) | — | 0.9% |
| 1 month (20 sessions) | — | -0.4% |
| 3 months (63 sessions) | — | 3.9% |
| 6 months (126 sessions) | — | 36.4% |
| Year to date | — | 30.1% |
| 1 year (252 sessions) | — | 43.3% |
Technicals
Split| Metric | NVDY | XLK |
|---|---|---|
| RSI (14) | — | 44.9 |
| ADX (14) | — | 11.1 |
| Price vs 50-day | — | 2.9% |
| Price vs 200-day | — | 16.8% |
| Volatility (1M, annualized) | — | 20.9% |
Risk
NVDY is the more resilient| Metric | NVDY | XLK |
|---|---|---|
| Beta | 1.61 | 1.75 |
| Sharpe ratio | -0.71 | 1.34 |
| Sortino ratio | -1.07 | 2.06 |
| Max drawdown | -32.7% | -16.1% |
| Current drawdown | -24.6% | -5.5% |
| Annualized volatility | 32.1% | 26.4% |
| Value at risk (95%) | -3.6% | -2.6% |
Straight answers
Each answer is regenerated from the current snapshot, not written once and left to age.
Which is better, NVDY or XLK?
On the Algovestiq AIQ Score, NVDY is the stronger of the two as of Sep 9, 2026, scoring 60 against XLK's 56. The edge comes from risk resilience. XLK is not without a case — it holds the better quality profile, which matters more if that is the objective you are optimizing for. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.
Is NVDY or XLK the better buy right now?
NVDY carries the stronger systematic profile as of Sep 9, 2026, and the comparison is rated Fragile — 2 of 2 covered evidence groups agree. A Fragile rating means the conclusion is sensitive: the AIQ gap is narrow at 4 points. Treat the lead as provisional.
Why does the AIQ Score favor NVDY over XLK?
The composite weights Quality, Value, Momentum and Risk Resilience. XLK leads Quality by 19 points; NVDY leads Risk Resilience by 10 points. Where the two split, the factor with the larger weight carries the result.
Which is better value, NVDY or XLK?
Neither name separates on the peer-relative Value factor. The two are level on Value. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.
Which has stronger growth, NVDY or XLK?
Growth figures are not covered for both names. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.
Which has stronger momentum, NVDY or XLK?
The two are level on Momentum. Momentum is one of the four weighted factors in the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.
Which is riskier, NVDY or XLK?
NVDY is the more resilient of the two, so the other name carries the higher downside risk. NVDY on Risk Resilience, by 10 points. Risk Resilience is a weighted factor in the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.
Is NVDY more profitable than XLK?
Margin data is not comparable for both names in the current snapshot.
What would change the NVDY vs XLK verdict?
The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: XLK closes the Risk Resilience gap — currently 10 points behind, the largest single contributor to NVDY's edge; XLK generates a confirmed bullish trend signal it does not currently carry, such as MACD Bullish Crossover; NVDY starts generating bearish momentum or trend signals; a regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
What do the current signals say about NVDY and XLK?
NVDY: No active signals. XLK: 3 bullish / 1 bearish, conflicted. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. On XLK it is Golden Cross Active (bullish, long horizon).
Compare NVDY and XLK with others
How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality, Value, Momentum and Risk, each carrying a fixed weight. Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.