SPY vs TMUS Stock Comparison
Compare SPY and TMUS across AIQ Score, fundamentals, valuation, momentum, risk, analyst expectations and current market evidence.
What is the main difference between SPY and TMUS?
SPY leads the current stock comparison as State Street SPDR S&P 500 ETF, with the clearest separation coming from risk resilience and the broader AIQ evidence mix.
AlgovestIQ AIQ Comparison
State Street SPDR S&P 500 ETF vs T-Mobile US, Inc.
SPY leads
SPY leads by 18 AIQ points, primarily on Risk Resilience and Quality.
Competitive: 3 of 4 evidence groups support SPY, and its current signal state is conflicted.
State Street SPDR S&P 500 ETF
T-Mobile US, Inc.
The Algovestiq AIQ Score currently favors SPY over TMUS, 60 versus 42 as of Sep 11, 2026. SPY's advantage is driven primarily by stronger risk resilience and quality, while TMUS holds the stronger value profile. SPY also shows the stronger technical structure relative to its 50-day moving average. 3 of 4 covered evidence groups favor SPY today, and the comparison is rated Competitive on stability: the leader is throwing conflicting signals. SPY lead: Stable — the AIQ differential has held near 18 points over 30 sessions.
Compare State Street SPDR S&P 500 ETF and T-Mobile US, Inc. across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.
Performance over time
Price-return comparison using available daily close history.
Total return comparison
Growth of $10,000
Based on available close-price history. Distribution reinvestment is not added unless already reflected in the source series.
Compare SPY and TMUS against another ticker
Open a multi-ticker workspace without changing this focused pair page.
AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Risk Resilience89 vs 42SPY +47
- Quality84 vs 43SPY +41
- Value39 vs 46TMUS +7
- Momentum39 vs 35SPY +4
3 of 4 evidence groups favor SPY. SPY’s edge is concentrated in risk resilience and quality; TMUS keeps a meaningful value edge.
What changed since the last close
Latest scored session 2026-09-10, compared against the prior scored session 2026-09-09.
Largest factor move: Momentum -13
No new signals fired.
No factor moved materially.
No new signals fired.
SPY's lead narrowed by 3 AIQ points in the latest snapshot.
Deeper signal detail for each name lives on its own signals page — SPY and TMUS both carry a full feed there.
The central trade-off
SPY (State Street SPDR S&P 500 ETF): the stronger current systematic profile, led by risk resilience and quality.
TMUS (T-Mobile US, Inc.): the counter-case, on value, valuation — but at materially higher volatility, 26.2% against 8.5%.
Which one fits your objective
The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.
Balanced
SPYSPY on the overall AIQ Score, which weights Quality and Value most heavily.
Growth
EvenGrowth figures are not covered for both names.
Value
TMUSTMUS on the peer-relative Value factor, by 7 points.
Momentum
SPYSPY on the Momentum factor, by 4 points.
Lower downside
SPYSPY on Risk Resilience, by 47 points.
Analyst upside
EvenAnalyst targets are level or not covered for both names.
AIQ vs Wall Street
Where the systematic read and the analyst consensus line up — and where they do not.
| Measure | SPY | TMUS | Note |
|---|---|---|---|
| Implied upside to target | — | +29.6% | Level |
| Target dispersion | — | +49.1% | Lower is tighter analyst agreement |
| Consensus | — | Buy | Context, not a primary driver |
| Analysts covering | — | 10 | Higher coverage generally improves confidence |
Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.
AIQ Agreement Matrix
3 of 4 covered evidence groups favor SPY. A wide gap backed by one group is a weaker case than a narrow gap backed by five.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | SPY | 60 vs 42 |
| Fundamentals | Not covered | Not covered |
| Valuation | TMUS | Value 39 vs 46 |
| Technicals | SPY | Price vs 50-day 0.8% vs 0.4%; vs 200-day 6.2% vs -8.7% |
| Risk Resilience | SPY | Risk Resilience 89 vs 42 |
| Analyst expectations | Not covered | Not covered |
✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of SPY and TMUS and are excluded from the count.
AIQ Decision Stability
The two are close enough that your objective, not the score, should decide.
- The AIQ gap is wide at 18 points. (supports the conclusion holding)
- The leader is throwing conflicting signals. (argues the conclusion is provisional)
Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on SPY.
How the comparison changed
119 daily snapshots · May 4 – Sep 10SPY lead: Stable — the AIQ differential has held near 18 points over 30 sessions.
- Today
- SPY +18
- 60 vs 42
- 7 sessions ago
- SPY +16
- 64 vs 48
- 30 sessions ago
- SPY +20
- 69 vs 49
- 90 sessions ago
- SPY +17
- 59 vs 42
The lead has not changed hands in this window.
AIQ Signal Divergence
Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.
3 bullish / 1 bearish / 1 neutral, conflicted
- Golden Cross Active — bullish, trend, long horizon (6.24%)
- EMA Ribbon Expansion Bullish — bullish, trend, medium horizon
- 52-Week High Proximity — bullish, risk, long horizon (2.5%)
0 bullish / 3 bearish
- Death Cross Active — bearish, trend, long horizon (6.85%)
- Downtrend Structure Active — bearish, trend, long horizon
- MACD Bearish Crossover — bearish, momentum, short horizon
SPY leads the comparison while carrying a conflicted signal state, which is one reason the stability rating is not higher.
Price vs model alignment
Whether the latest session's price move confirms what the model did over the same session, or contradicts it.
Price is up while the AIQ Score moved down 3 points over the same session — price and model disagree (price +0.85%, AIQ -3 points).
Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price +2.92%, AIQ 0 points).
What would flip this result
A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.
- 1TMUS closes the Risk Resilience gap — currently 47 points behind, the largest single contributor to SPY's edge.
- 2TMUS's Death Cross Active resolves — a bearish trend rule currently active against it.
- 3SPY's conflicting signal state resolves bearish — it currently carries 3 bullish and 1 bearish rules at once.
- 4A regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Fundamentals
Split| Metric | SPY | TMUS |
|---|---|---|
| Revenue growth (YoY) | — | -1.4% |
| EPS growth (YoY) | — | 31.1% |
| Gross margin | — | 54.5% |
| Operating margin | — | 20.3% |
| Return on equity (TTM) | — | 18.2% |
| Debt to equity | — | 2.06 |
Performance
SPY leads 5 of 6 windows| Metric | SPY | TMUS |
|---|---|---|
| 1 week (5 sessions) | -1% | -5.4% |
| 1 month (20 sessions) | -1.9% | 0% |
| 3 months (63 sessions) | 4.5% | -4.5% |
| 6 months (126 sessions) | 12.1% | -17% |
| Year to date | 11.1% | -12.7% |
| 1 year (252 sessions) | 16.8% | -27.1% |
Technicals
SPY has the stronger structure| Metric | SPY | TMUS |
|---|---|---|
| RSI (14) | 45.1 | 43.3 |
| ADX (14) | 12.3 | 10.2 |
| Price vs 50-day | 0.8% | 0.4% |
| Price vs 200-day | 6.2% | -8.7% |
| Volatility (1M, annualized) | 8.5% | 26.2% |
Risk
SPY is the more resilient| Metric | SPY | TMUS |
|---|---|---|
| Beta | 1 | -0.32 |
| Sharpe ratio | 0.95 | -1.06 |
| Sortino ratio | 1.38 | -1.46 |
| Max drawdown | -9.1% | -30.9% |
| Current drawdown | -2.6% | -27% |
| Annualized volatility | 12.9% | 29.3% |
| Value at risk (95%) | -1.4% | -3% |
Straight answers
Each answer is regenerated from the current snapshot, not written once and left to age.
Which is better, SPY or TMUS?
On the Algovestiq AIQ Score, SPY is the stronger of the two as of Sep 11, 2026, scoring 60 against TMUS's 42. The edge comes from risk resilience and quality. TMUS is not without a case — it holds the better value profile, which matters more if that is the objective you are optimizing for. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.
Is SPY or TMUS the better buy right now?
SPY carries the stronger systematic profile as of Sep 11, 2026, and the comparison is rated Competitive — 3 of 4 covered evidence groups agree. A Competitive rating means the two are close enough that your objective, not the score, should decide.
Why does the AIQ Score favor SPY over TMUS?
The composite weights Quality, Value, Momentum and Risk Resilience. SPY leads Risk Resilience by 47 points; SPY leads Quality by 41 points; TMUS leads Value by 7 points. Where the two split, the factor with the larger weight carries the result.
Which has more analyst upside, SPY or TMUS?
Analyst price targets imply not covered upside for SPY and +29.6% for TMUS. The model and the Street agree here, which is a broader base of evidence than either alone. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.
Which is better value, SPY or TMUS?
TMUS is the better-valued of the two on the peer-relative Value factor. TMUS on the peer-relative Value factor, by 7 points. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.
Which has stronger growth, SPY or TMUS?
Growth figures are not covered for both names. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.
Which has stronger momentum, SPY or TMUS?
SPY on the Momentum factor, by 4 points. Momentum is one of the four weighted factors in the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.
Which is riskier, SPY or TMUS?
SPY is the more resilient of the two, so the other name carries the higher downside risk. SPY on Risk Resilience, by 47 points. Risk Resilience is a weighted factor in the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.
Is SPY more profitable than TMUS?
Margin data is not comparable for both names in the current snapshot.
Is SPY's lead over TMUS getting stronger or weaker?
SPY lead: Stable — the AIQ differential has held near 18 points over 30 sessions. This is measured from 119 daily comparison snapshots between 2026-05-04 and 2026-09-10. The lead has not changed hands in that window.
What would change the SPY vs TMUS verdict?
The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: TMUS closes the Risk Resilience gap — currently 47 points behind, the largest single contributor to SPY's edge; TMUS's Death Cross Active resolves — a bearish trend rule currently active against it; SPY's conflicting signal state resolves bearish — it currently carries 3 bullish and 1 bearish rules at once; a regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
What do the current signals say about SPY and TMUS?
SPY: 3 bullish / 1 bearish / 1 neutral, conflicted. TMUS: 0 bullish / 3 bearish. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. The most decision-relevant rule on SPY is Golden Cross Active (bullish, long horizon). On TMUS it is Death Cross Active (bearish, long horizon).
Continue your research
This page answers which of the two. These answer the questions on either side of it.
How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality, Value, Momentum and Risk, each carrying a fixed weight. Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.