AAPL vs STLA Stock Comparison
AAPL currently leads STLA in this stock comparison, with AIQ scores of 63 vs 42. The clearest difference is quality, while STLA has the stronger value profile.
What is the main difference between AAPL and STLA?
AAPL leads the current stock comparison as Apple Inc., with the clearest separation coming from quality and the broader AIQ evidence mix.
AlgovestIQ AIQ Comparison
Apple Inc. vs Stellantis N.V.
AAPL leads
AAPL leads by 21 AIQ points, primarily on Quality and Momentum. Wall Street currently favors STLA on target upside.
Stable: 4 of 6 evidence groups support AAPL.
Apple Inc.
Stellantis N.V.
The Algovestiq AIQ Score currently favors AAPL over STLA, 63 versus 42 as of Oct 21, 2026. AAPL's advantage is driven primarily by stronger quality and momentum, while STLA holds the stronger value profile. AAPL also shows the stronger technical structure relative to its 50-day moving average, though analyst target upside currently favors STLA. 4 of 6 covered evidence groups favor AAPL today, and the comparison is rated Stable on stability.
Compare Apple Inc. and Stellantis N.V. across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.
Performance over time
Price return from daily closes; distributions are not included.
Price return comparison
Growth of $10,000, price only
Split-adjusted closes only. Distributions are excluded, which understates the return of any fund or stock that pays them.
Compare AAPL and STLA against another ticker
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AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Quality80 vs 18AAPL +62
- Momentum70 vs 41AAPL +29
- Value38 vs 65STLA +27
- Risk Resilience68 vs 47AAPL +21
4 of 6 evidence groups favor AAPL. AAPL’s edge is concentrated in quality and momentum; STLA keeps a meaningful value edge.
The central trade-off
AAPL (Apple Inc.): the stronger current systematic profile, led by quality and momentum.
STLA (Stellantis N.V.): the counter-case, on value, valuation, analyst expectations — but at materially higher volatility, 51% against 16.4%.
The AIQ Score and Wall Street therefore point in different directions on this pair.
Which one fits your objective
The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.
Balanced
AAPLAAPL on the overall AIQ Score, which weights Quality and Value most heavily.
Growth
EvenGrowth figures are not covered for both names.
Value
STLASTLA on the peer-relative Value factor, by 27 points.
Momentum
AAPLAAPL on the Momentum factor, by 29 points.
Lower downside
AAPLAAPL on Risk Resilience, by 21 points.
Analyst upside
STLASTLA on implied upside to the consensus price target.
AIQ vs Wall Street
The model and the Street disagree here: AIQ favors AAPL, analyst targets favor STLA. That disagreement is the most useful thing on this page.
| Measure | AAPL | STLA | Note |
|---|---|---|---|
| Implied upside to target | -3.3% | +52.1% | STLA has more room |
| Target dispersion | +46.6% | +77.9% | Lower is tighter analyst agreement |
| Consensus | Buy | Sell | Context, not a primary driver |
| Analysts covering | 19 | 4 | Higher coverage generally improves confidence |
The two are measuring different things. The AIQ Score reads current fundamentals, valuation, trend and risk; analyst targets price forward expectations. A divergence of this kind is either a contrarian opportunity or a sign the model is missing something already priced in — it is worth resolving before acting on either.
Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.
Dividend growth
| Dividend metric | AAPL | STLA |
|---|---|---|
| 5Y dividend CAGR | 4.99% | 1.97% |
| 2020 regular DPS | $0.808 | $0.700 |
| 2025 regular DPS | $1.030 | $0.772 |
| Years increased | 5 | — |
| No cut in window | Yes | — |
| Cohort rank | #254 | not ranked |
AAPL grew its split-adjusted regular dividend faster over 2020–2025 — 4.99% a year against STLA's 1.97%. They are ranked in different cohorts — US dividend-paying corporations and variable-dividend payers — so their ranks are not comparable with each other.
Yield and payout ratio shown elsewhere on this page are current values, not part of the study window.
Split-adjusted regular dividends per share, 2020–2025, excluding special dividends. Research as of Sep 19, 2026.
AIQ Agreement Matrix
4 of 6 covered evidence groups favor AAPL. A wide gap backed by one group is a weaker case than a narrow gap backed by five.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | AAPL | 63 vs 42 |
| Fundamentals | AAPLon balance | revenue growth -1.6% vs 0%; EPS growth 1% vs 0%; TTM ROE 137.2% vs -33.8%; operating margin 33.2% vs -12% — AAPL takes 3 of 4 decided legs, not all of them |
| Valuation | STLA | Value 38 vs 65 |
| Technicals | AAPL | Price vs 50-day 5.2% vs -14.5%; vs 200-day 15.8% vs -36.6% |
| Risk Resilience | AAPL | Risk Resilience 68 vs 47 |
| Analyst expectations | STLA | Target upside -3.3% vs 52.1% |
✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of AAPL and STLA and are excluded from the count.
AIQ Decision Stability
The conclusion rests on a wide gap and broad agreement. It is unlikely to turn on a single session.
- The AIQ gap is wide at 21 points. (supports the conclusion holding)
Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on AAPL.
What would flip this result
A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.
- 1STLA closes the Quality gap — currently 62 points behind, the largest single contributor to AAPL's edge.
- 2STLA generates a confirmed bullish trend signal it does not currently carry, such as Golden Cross Active or MACD Bullish Crossover.
- 3AAPL starts generating bearish momentum or trend signals.
- 4A regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Fundamentals
AAPL leads on balance| Metric | AAPL | STLA |
|---|---|---|
| Revenue growth (YoY) | -1.6% | 0% |
| EPS growth (YoY) | 1% | 0% |
| Gross margin | 48.7% | 0.9% |
| Operating margin | 33.2% | -12% |
| Return on equity (TTM) | 137.2% | -33.8% |
| Debt to equity | 0.78 | 0.85 |
Performance
AAPL leads 6 of 6 windows| Metric | AAPL | STLA |
|---|---|---|
| 1 week (5 sessions) | -0.5% | -2.7% |
| 1 month (20 sessions) | -0.1% | -10.4% |
| 3 months (63 sessions) | 4.2% | -25.3% |
| 6 months (126 sessions) | 27.6% | -49.6% |
| Year to date | 24.9% | -60% |
| 1 year (252 sessions) | 37.2% | -57.7% |
Technicals
AAPL has the stronger structure| Metric | AAPL | STLA |
|---|---|---|
| RSI (14) | 60.5 | 49 |
| ADX (14) | 17.9 | 23.5 |
| Price vs 50-day | 5.2% | -14.5% |
| Price vs 200-day | 15.8% | -36.6% |
| Volatility (1M, annualized) | 16.4% | 51% |
Straight answers
Each answer is regenerated from the current snapshot, not written once and left to age.
Which is better, AAPL or STLA?
On the Algovestiq AIQ Score, AAPL is the stronger of the two as of Oct 21, 2026, scoring 63 against STLA's 42. The edge comes from quality and momentum. STLA is not without a case — it holds the better value profile, which matters more if that is the objective you are optimizing for. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.
Is AAPL or STLA the better buy right now?
AAPL carries the stronger systematic profile as of Oct 21, 2026, and the comparison is rated Stable — 4 of 6 covered evidence groups agree. A Stable rating means the gap is wide and the evidence is broad, so the conclusion is unlikely to turn on a single session.
Why does the AIQ Score favor AAPL over STLA?
The composite weights Quality, Value, Momentum and Risk Resilience. AAPL leads Quality by 62 points; AAPL leads Momentum by 29 points; STLA leads Value by 27 points. Where the two split, the factor with the larger weight carries the result.
Which has more analyst upside, AAPL or STLA?
Analyst price targets imply -3.3% upside for AAPL and +52.1% for STLA, so the Street currently favors STLA. That points the opposite way to the AIQ Score, which favors AAPL. The two are measuring different things: the model reads current fundamentals, valuation, trend and risk; the Street is pricing forward expectations. A divergence of this kind is either a contrarian opportunity or a sign the model is missing something the analysts have already priced — it is the single most useful row on this page to investigate. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.
Which is better value, AAPL or STLA?
STLA is the better-valued of the two on the peer-relative Value factor. STLA on the peer-relative Value factor, by 27 points. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.
Which has stronger growth, AAPL or STLA?
Growth figures are not covered for both names. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.
Which has stronger momentum, AAPL or STLA?
AAPL on the Momentum factor, by 29 points. Momentum is one of the four weighted factors in the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.
Which is riskier, AAPL or STLA?
AAPL is the more resilient of the two, so the other name carries the higher downside risk. AAPL on Risk Resilience, by 21 points. Risk Resilience is a weighted factor in the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.
Is AAPL more profitable than STLA?
AAPL leads on the comparable margin measures — gross margin 48.7% vs 0.9%; operating margin 33.2% vs -12%; ttm roe 137.2% vs -33.8%.
What would change the AAPL vs STLA verdict?
The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: STLA closes the Quality gap — currently 62 points behind, the largest single contributor to AAPL's edge; STLA generates a confirmed bullish trend signal it does not currently carry, such as Golden Cross Active or MACD Bullish Crossover; AAPL starts generating bearish momentum or trend signals; a regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
Compare AAPL and STLA with others
Continue your research
This page answers which of the two. These answer the questions on either side of it.
How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality, Value, Momentum and Risk, each carrying a fixed weight. Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.