CBSH vs INTC Stock Comparison
Compare CBSH and INTC across AIQ Score, fundamentals, valuation, momentum, risk, analyst expectations and current market evidence.
What is the main difference between CBSH and INTC?
CBSH leads the current stock comparison as Commerce Bancshares, Inc., with the clearest separation coming from risk resilience and the broader AIQ evidence mix.
AlgovestIQ AIQ Comparison
Commerce Bancshares, Inc. vs Intel Corp.
CBSH leads
CBSH leads by 19 AIQ points, primarily on Risk Resilience and Quality, but the lead has narrowed from 22 points over 30 sessions.
Competitive: 4 of 6 evidence groups support CBSH, its lead is narrowing, and its current signal state is conflicted.
Commerce Bancshares, Inc.
Intel Corp.
The Algovestiq AIQ Score currently favors CBSH over INTC, 54 versus 35 as of Sep 6, 2026. CBSH's advantage is driven primarily by stronger risk resilience and quality, while INTC holds the stronger momentum profile. CBSH also shows the stronger technical structure relative to its 50-day moving average. 4 of 6 covered evidence groups favor CBSH today, and the comparison is rated Competitive on stability: the leader's advantage has been narrowing. CBSH lead: Weakening — the AIQ differential moved from 22 to 19 points over 30 sessions.
Compare Commerce Bancshares, Inc. and Intel Corp. across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.
Performance over time
Price-return comparison using available daily close history.
Total return comparison
Growth of $10,000
Based on available close-price history. Distribution reinvestment is not added unless already reflected in the source series.
Compare CBSH and INTC against another ticker
Open a multi-ticker workspace without changing this focused pair page.
AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Risk Resilience15%79 vs 29CBSH +50
- Quality30%66 vs 39CBSH +27
- Value30%44 vs 30CBSH +14
- Momentum25%36 vs 40INTC +4
4 of 6 evidence groups favor CBSH. CBSH’s edge is concentrated in risk resilience and quality; INTC keeps a meaningful momentum edge.
What changed since the last close
Latest scored session 2026-09-05, compared against the prior scored session 2026-09-04.
No factor moved materially.
No new signals fired.
No factor moved materially.
No new signals fired.
CBSH's lead was unchanged in the latest snapshot.
Deeper signal detail for each name lives on its own signals page — CBSH and INTC both carry a full feed there.
The central trade-off
CBSH (Commerce Bancshares, Inc.): the stronger current systematic profile, led by risk resilience and quality.
INTC (Intel Corp.): the counter-case, on momentum, technicals — but at materially higher volatility, 47.7% against 12%.
Which one fits your objective
The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.
Balanced
CBSHCBSH on the overall AIQ Score, which weights Quality and Value at 30% each.
Growth
CBSHCBSH on combined revenue and EPS growth.
Value
CBSHCBSH on the peer-relative Value factor, by 14 points.
Momentum
INTCINTC on the Momentum factor, by 4 points.
Lower downside
CBSHCBSH on Risk Resilience, by 50 points.
Analyst upside
EvenAnalyst targets are level or not covered for both names.
AIQ vs Wall Street
Where the systematic read and the analyst consensus line up — and where they do not.
| Measure | CBSH | INTC | Note |
|---|---|---|---|
| Implied upside to target | +6.7% | +7.4% | Level |
| Target dispersion | +14.5% | +136.1% | Lower is tighter analyst agreement |
| Consensus | Hold | Hold | Context, not a primary driver |
| Analysts covering | 4 | 27 | Higher coverage generally improves confidence |
Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.
AIQ Agreement Matrix
4 of 6 covered evidence groups favor CBSH. A wide gap backed by one group is a weaker case than a narrow gap backed by five.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | CBSH | 54 vs 35 |
| Fundamentals | CBSHon balance | revenue growth -14.6% vs 18.8%; EPS growth 14.4% vs -195.9%; TTM ROE 14.4% vs -10.8%; gross margin 80.2% vs 38.9% — CBSH takes 3 of 4 decided legs, not all of them |
| Valuation | CBSH | Value 44 vs 30 |
| Technicals | INTC | Price vs 50-day -0.7% vs -4.8%; vs 200-day 8.6% vs 29.2% |
| Risk Resilience | CBSH | Risk Resilience 79 vs 29 |
| Analyst expectations | Even | Target upside 6.7% vs 7.4% |
✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of CBSH and INTC and are excluded from the count.
AIQ Decision Stability
The two are close enough that your objective, not the score, should decide.
- The AIQ gap is wide at 19 points. (supports the conclusion holding)
- The leader's advantage has been narrowing. (argues the conclusion is provisional)
- The lead has been steady session to session. (supports the conclusion holding)
- The leader is throwing conflicting signals. (argues the conclusion is provisional)
Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on CBSH.
How the comparison changed
120 daily snapshots · Apr 24 – Sep 5CBSH lead: Weakening — the AIQ differential moved from 22 to 19 points over 30 sessions.
- Today
- CBSH +19
- 54 vs 35
- 7 sessions ago
- CBSH +20
- 54 vs 34
- 30 sessions ago
- CBSH +22
- 63 vs 41
- 90 sessions ago
- CBSH +24
- 64 vs 40
The lead has not changed hands in this window.
AIQ Signal Divergence
Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.
1 bullish / 1 bearish / 1 neutral, conflicted
- Golden Cross Active — bullish, trend, long horizon (9.31%)
- Bollinger Band Squeeze — neutral, volatility, short horizon
- MACD Bearish Crossover — bearish, momentum, short horizon
2 bullish / 0 bearish / 1 neutral
- Golden Cross Active — bullish, trend, long horizon (35.67%)
- ATR Expansion - Breakout Mode — neutral, volatility, short horizon (5.34%)
- MACD Bullish Crossover — bullish, momentum, short horizon
CBSH leads the comparison while carrying a conflicted signal state, which is one reason the stability rating is not higher.
Price vs model alignment
Whether the latest session's price move confirms what the model did over the same session, or contradicts it.
Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price -0.01%, AIQ 0 points).
Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price +4.51%, AIQ 0 points).
What would flip this result
A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.
- 1INTC closes the Risk Resilience gap — currently 50 points behind, the largest single contributor to CBSH's edge.
- 2INTC's ATR Expansion - Breakout Mode turns directional — it is neutral today and would confirm a change in trend.
- 3CBSH's conflicting signal state resolves bearish — it currently carries 1 bullish and 1 bearish rules at once.
- 4The narrowing continues — the lead has already given back 3 points over 30 sessions, and a further 19-point move would eliminate CBSH's advantage entirely.
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Fundamentals
CBSH leads on balance| Metric | CBSH | INTC |
|---|---|---|
| Revenue growth (YoY) | -14.6% | 18.8% |
| EPS growth (YoY) | 14.4% | -195.9% |
| Gross margin | 80.2% | 38.9% |
| Operating margin | 35% | 0.1% |
| Return on equity (TTM) | 14.4% | -10.8% |
| Debt to equity | 0.56 | 0.58 |
Performance
INTC leads 4 of 6 windows| Metric | CBSH | INTC |
|---|---|---|
| 1 week (5 sessions) | 0.6% | 7.1% |
| 1 month (20 sessions) | -1.2% | -5.8% |
| 3 months (63 sessions) | 10% | -3.4% |
| 6 months (126 sessions) | 14.2% | 120.6% |
| Year to date | 11.5% | 159.6% |
| 1 year (252 sessions) | -0.1% | 299.2% |
Technicals
INTC has the stronger structure| Metric | CBSH | INTC |
|---|---|---|
| RSI (14) | 36.1 | 37.6 |
| ADX (14) | 23.1 | 14.2 |
| Price vs 50-day | -0.7% | -4.8% |
| Price vs 200-day | 8.6% | 29.2% |
| Volatility (1M, annualized) | 12% | 47.7% |
Risk
CBSH is the more resilient| Metric | CBSH | INTC |
|---|---|---|
| Beta | 0.35 | 2.91 |
| Sharpe ratio | -0.12 | 2.06 |
| Sortino ratio | -0.15 | 3.84 |
| Max drawdown | -19.1% | -41.9% |
| Current drawdown | -3.3% | -32% |
| Annualized volatility | 20.5% | 79.2% |
| Value at risk (95%) | -1.9% | -6.2% |
Straight answers
Each answer is regenerated from the current snapshot, not written once and left to age.
Which is better, CBSH or INTC?
On the Algovestiq AIQ Score, CBSH is the stronger of the two as of Sep 6, 2026, scoring 54 against INTC's 35. The edge comes from risk resilience and quality. INTC is not without a case — it holds the better momentum profile, which matters more if that is the objective you are optimizing for. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.
Is CBSH or INTC the better buy right now?
CBSH carries the stronger systematic profile as of Sep 6, 2026, and the comparison is rated Competitive — 4 of 6 covered evidence groups agree. A Competitive rating means the two are close enough that your objective, not the score, should decide.
Why does the AIQ Score favor CBSH over INTC?
The composite weights Quality at 30%, Value at 30%, Momentum at 25% and Risk Resilience at 15%. CBSH leads Risk Resilience by 50 points; CBSH leads Quality by 27 points; CBSH leads Value by 14 points. Where the two split, the factor with the larger weight carries the result.
Which has more analyst upside, CBSH or INTC?
Analyst price targets imply +6.7% upside for CBSH and +7.4% for INTC. The model and the Street agree here, which is a broader base of evidence than either alone. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.
Which is better value, CBSH or INTC?
CBSH is the better-valued of the two on the peer-relative Value factor. CBSH on the peer-relative Value factor, by 14 points. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.
Which has stronger growth, CBSH or INTC?
CBSH on combined revenue and EPS growth. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.
Which has stronger momentum, CBSH or INTC?
INTC on the Momentum factor, by 4 points. Momentum carries 25% of the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.
Which is riskier, CBSH or INTC?
CBSH is the more resilient of the two, so the other name carries the higher downside risk. CBSH on Risk Resilience, by 50 points. The Risk Resilience factor weights 15% of the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.
Is CBSH more profitable than INTC?
CBSH leads on the comparable margin measures — gross margin 80.2% vs 38.9%; operating margin 35% vs 0.1%; ttm roe 14.4% vs -10.8%.
Is CBSH's lead over INTC getting stronger or weaker?
CBSH lead: Weakening — the AIQ differential moved from 22 to 19 points over 30 sessions. This is measured from 120 daily comparison snapshots between 2026-04-24 and 2026-09-05. The lead has not changed hands in that window.
What would change the CBSH vs INTC verdict?
The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: INTC closes the Risk Resilience gap — currently 50 points behind, the largest single contributor to CBSH's edge; INTC's ATR Expansion - Breakout Mode turns directional — it is neutral today and would confirm a change in trend; CBSH's conflicting signal state resolves bearish — it currently carries 1 bullish and 1 bearish rules at once; the narrowing continues — the lead has already given back 3 points over 30 sessions, and a further 19-point move would eliminate CBSH's advantage entirely.
What do the current signals say about CBSH and INTC?
CBSH: 1 bullish / 1 bearish / 1 neutral, conflicted. INTC: 2 bullish / 0 bearish / 1 neutral. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. The most decision-relevant rule on CBSH is Golden Cross Active (bullish, long horizon). On INTC it is Golden Cross Active (bullish, long horizon).
Compare CBSH and INTC with others
How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality (30%), Value (30%), Momentum (25%) and Risk (15%). Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.