CHPY vs MSTY: Performance, Holdings, Fees & Risk
CHPY and MSTY are ETFs, but they can differ materially in exposure, yield, fees and risk. CHPY is YieldMax Semiconductor Portfolio Option Income ETF, while MSTY is YieldMax MSTR Option Income Strategy ETF. CHPY is broader by holdings count, with 94 positions versus 24 for MSTY.
What is the main difference between CHPY and MSTY?
CHPY holds 94 positions to MSTY's 24.
| Metric | CHPY | MSTY |
|---|---|---|
| Fund | ||
| Expense ratio | 1.03% | 1.03% |
| Holdings | 94 | 24 |
| Distribution yieldTrailing 12 months | 45.74% | 141.1% |
| Average volume | 700,213 | 1,967,123 |
| Performance | ||
| 1Y return | +5.8% | -75.4% |
| YTD return | +9.2% | -51.4% |
| Risk | ||
| Annualized volatility | 40.3% | 71.1% |
| Max drawdown (1Y) | -32.9% | -81.3% |
| Beta | 2.30 | 2.81 |
| Sharpe ratio | 0.24 | -1.70 |
| Sortino ratio | 0.34 | -2.98 |
| AlgovestIQ | ||
| AIQ Score | 33/100 | 33/100 |
| AIQ Edge Score | 1/10 | 1/10 |
| Momentum | 21/100 | 29/100 |
| Risk Resilience | 28/100 | 0/100 |
AlgovestIQ AIQ Comparison
YieldMax Semiconductor Portfolio Option Income ETF vs YieldMax MSTR Option Income Strategy ETF
CHPY and MSTY are effectively level
CHPY and MSTY are effectively level on the AIQ Score; the factor table below shows where each one holds its advantage.
YieldMax Semiconductor Portfolio Option Income ETF
YieldMax MSTR Option Income Strategy ETF
The Algovestiq AIQ Score does not currently separate CHPY and MSTY as of Oct 21, 2026. Both names are scored on the same 0–100 scale across Quality, Value, Momentum and Risk Resilience, and the factor table below shows where each one holds its advantage.
Compare YieldMax Semiconductor Portfolio Option Income ETF and YieldMax MSTR Option Income Strategy ETF across performance, expense ratio, dividend yield, drawdown, volatility and the Algovestiq AIQ Score.
CHPY vs MSTY: which fits what
Each row is settled by a single measure. Where the gap is too small to matter it reads Similar, and no row decides the comparison as a whole.
| If you want | CHPY | MSTY | Fits |
|---|---|---|---|
| Lower costExpense ratio | 1.03% | 1.03% | Similar |
| Broader diversificationNumber of holdings | 94 | 24 | CHPY |
| Higher incomeTrailing 12-month distribution yield | 45.74% | 141.1% | MSTY |
| Smaller drawdownsMax drawdown, 1 year | -32.9% | -81.3% | CHPY |
| Lower volatilityAnnualized volatility, 1 year | 40.3% | 71.1% | CHPY |
Similar means the gap is within 0.01 percentage points of expense ratio, 25% more holdings, 3 points of top-10 weight, 0.2 points of yield, 2 points of drawdown or 1 point of volatility. Past drawdowns and volatility describe the funds’ history, not their future.
Performance over time
Total return with distributions reinvested, from daily closes for both ETFs.
Total return comparison
Growth of $10,000, distributions reinvested
Split-adjusted closes; each distribution is reinvested at the close on its ex-dividend date. Taxes and trading costs are not modeled.
Compare CHPY and MSTY against another ticker
Open a multi-ticker workspace without changing this focused pair page.
AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Risk Resilience28 vs 0CHPY +28
- Momentum21 vs 29MSTY +8
- Quality50 vs 54MSTY +4
Neither name separates cleanly on the covered dimensions.
What changed since the last close
Latest scored session 2026-10-20, compared against the prior scored session 2026-10-19.
Largest factor move: Value -1, not enough on its own to move the overall score.
New signals
- Death Cross Active — bearish, trend, long horizon (0.10%)
- Downtrend Structure Active — bearish, trend, long horizon
Largest factor move: Momentum +5
No signal started or stopped since the prior session; its 5 active signals are unchanged.
CHPY's lead narrowed by 1 AIQ point in the latest session.
Deeper signal detail for each name lives on its own signals page — CHPY and MSTY both carry a full feed there.
Fund facts, side by side
Two funds tracking overlapping universes are separated by cost and risk far more than by holdings. Those lead here.
| Measure | CHPY | MSTY | Why it matters |
|---|---|---|---|
| Expense ratio | 1.03% | 1.03% | Lower is better — it compounds against you every year you hold. |
| Holdings | 94 | 24 | More holdings means broader diversification, not better returns. |
| Average volume | 700,213 | 1,967,123 | Liquidity — matters most if you trade size. |
| Annualized volatility | 40.3% | 71.1% | Lower is a steadier ride for the same exposure. |
| Max drawdown (1Y) | -32.9% | -81.3% | The worst peak-to-trough loss over the past year. |
| Sharpe ratio | 0.24 | -1.70 | Return per unit of risk. Higher is better. |
| Beta | 2.30 | 2.81 | Sensitivity to the broad market. Neither direction is better — it depends on the role in your portfolio. |
CHPY vs MSTY: five-year payout growth
CHPY began paying distributions in 2025, so it has no 2020-2025 growth rate to compare. MSTY began paying distributions in 2024, so it has no 2020-2025 growth rate to compare.
| Dividend metric | CHPY | MSTY |
|---|---|---|
| 2025 annual payout | $15.679 | $87.205 |
| Peer rank | not ranked | not ranked |
Split-adjusted annual distributions, 2020–2025. Research as of Sep 19, 2026. Yield and expense ratio above are current values, not part of this window.
AIQ Agreement Matrix
How each independent group of evidence reads the pair.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | Even | 33 vs 33 |
| Fundamentals | Not covered | Not covered |
| Valuation | Not covered | Not covered |
| Technicals | CHPY | Price vs 50-day -9.3% vs 1.5%; vs 200-day -10.2% vs -27.6% |
| Risk Resilience | CHPY | Risk Resilience 28 vs 0 |
| Analyst expectations | Not covered | Not covered |
AIQ Decision Stability
The conclusion is sensitive to small changes. Treat the lead as provisional and watch the flip conditions below.
- The AIQ gap is narrow at 0 points. (argues the conclusion is provisional)
- Only 0 of 3 covered evidence groups agree. (argues the conclusion is provisional)
- The lead has been steady session to session. (supports the conclusion holding)
How the comparison changed
45 daily snapshots · Sep 6 – Oct 20- Today
- Level
- 33 vs 33
- 7 sessions ago
- MSTY +6
- 32 vs 38
- 30 sessions ago
- Level
- 44 vs 44
- 90 sessions ago
- Not covered
The lead changed hands 6 times in this window, most recently on Oct 19 when CHPY moved ahead of MSTY.
AIQ Signal Divergence
Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.
1 bullish / 4 bearish, conflicted
Only CHPY
- Keltner Channel Breakdown — bearish, volatility, short horizon
- RSI Oversold - Potential Bounce — bullish, momentum, short horizon
0 bullish / 3 bearish / 2 neutral
Only MSTY
- Bollinger Band Squeeze — neutral, volatility, short horizon
- ATR Expansion - Breakout Mode — neutral, volatility, short horizon (6.22%)
Both carry 3 more signals that do not separate them: Death Cross Active, Downtrend Structure Active, MACD Bearish Crossover.
Price vs model alignment
Whether the latest session's price move confirms what the model did over the same session, or contradicts it.
Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price +0.87%, AIQ 0 points).
Price and the AIQ Score both moved up over the latest session (price +6.04%, AIQ +1 points).
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Performance
CHPY leads 4 of 6 windows| Metric | CHPY | MSTY |
|---|---|---|
| 1 week (5 sessions) | -8.4% | -7.2% |
| 1 month (20 sessions) | -14.7% | -18.6% |
| 3 months (63 sessions) | -18.2% | 8.1% |
| 6 months (126 sessions) | -6% | -43.5% |
| Year to date | 9.2% | -51.4% |
| 1 year (252 sessions) | 5.8% | -75.4% |
Technicals
CHPY has the stronger structure| Metric | CHPY | MSTY |
|---|---|---|
| RSI (14) | 20.6 | 36.5 |
| ADX (14) | 23.6 | 21.2 |
| Price vs 50-day | -9.3% | 1.5% |
| Price vs 200-day | -10.2% | -27.6% |
| Volatility (1M, annualized) | 27.8% | 51.7% |
Risk
CHPY is the more resilient| Metric | CHPY | MSTY |
|---|---|---|
| Beta | 2.3 | 2.81 |
| Sharpe ratio | 0.24 | -1.7 |
| Sortino ratio | 0.34 | -2.98 |
| Max drawdown | -32.9% | -81.3% |
| Current drawdown | -32.1% | -76.7% |
| Annualized volatility | 40.3% | 71.1% |
| Value at risk (95%) | -4.3% | -6.6% |
Straight answers
Short answers to the questions fund investors ask about this pair, from the figures above.
What is the difference between CHPY and MSTY?
CHPY holds 94 positions to MSTY's 24.
Which ETF is more diversified, CHPY or MSTY?
CHPY holds more positions: 94 versus 24 for MSTY.
Which has the lower expense ratio?
Neither: both charge 1.03% a year.
Which ETF has the higher distribution yield?
MSTY, with a trailing 12-month distribution yield of 141.1% against 45.74% for CHPY.
Which ETF has been more volatile?
MSTY has been more volatile over the past year, at 71.1% annualized against 40.3% for CHPY.
Which ETF has had the smaller drawdown?
CHPY fell less from peak to trough over the past year: -32.9% against -81.3% for MSTY.
Compare CHPY and MSTY with others
Continue your research
This page answers which of the two. These answer the questions on either side of it.
How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality, Value, Momentum and Risk, each carrying a fixed weight. Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.