FFIN vs QQQ Stock Comparison
FFIN currently leads QQQ in this stock comparison, with AIQ scores of 52 vs 51. The clearest difference is momentum, while QQQ has the stronger quality profile.
What is the main difference between FFIN and QQQ?
FFIN leads the current stock comparison as First Financial Bankshares, Inc., with the clearest separation coming from momentum and the broader AIQ evidence mix.
AlgovestIQ AIQ Comparison
First Financial Bankshares, Inc. vs Invesco QQQ Trust, Series 1
FFIN leads
FFIN leads by 1 AIQ points, primarily on Momentum and Risk Resilience, having only recently taken the lead back from QQQ.
Fragile: 1 of 4 evidence groups support FFIN, the lead recently changed hands, and its current signal state is conflicted.
First Financial Bankshares, Inc.
Invesco QQQ Trust, Series 1
The Algovestiq AIQ Score currently favors FFIN over QQQ, 52 versus 51 as of Oct 21, 2026. FFIN's advantage is driven primarily by stronger momentum and risk resilience, while QQQ holds the stronger quality profile. FFIN also shows the weaker technical structure relative to its 50-day moving average. 1 of 4 covered evidence groups favor FFIN today, and the comparison is rated Fragile on stability: the AIQ gap is narrow at 1 points. FFIN lead: Reversed — QQQ led by 16 AIQ points 30 sessions ago; FFIN now leads by 1.
Compare First Financial Bankshares, Inc. and Invesco QQQ Trust, Series 1 across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.
Performance over time
Total return with distributions reinvested, from daily closes.
Total return comparison
Growth of $10,000, distributions reinvested
Split-adjusted closes; each distribution is reinvested at the close on its ex-dividend date. Taxes and trading costs are not modeled.
Compare FFIN and QQQ against another ticker
Open a multi-ticker workspace without changing this focused pair page.
AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Quality75 vs 82QQQ +7
- Momentum27 vs 21FFIN +6
- Risk Resilience78 vs 72FFIN +6
- Value37 vs 35Even
1 of 4 evidence groups favor FFIN. FFIN’s edge is concentrated in momentum and risk resilience; QQQ keeps a meaningful quality edge.
What changed since the last close
Latest scored session 2026-10-20, compared against the prior scored session 2026-10-19.
Largest factor move: Momentum +2, not enough on its own to move the overall score.
No signal started or stopped since the prior session; its 3 active signals are unchanged.
Largest factor move: Momentum -2
No signal started or stopped since the prior session; its 3 active signals are unchanged.
FFIN's lead widened by 1 AIQ point in the latest session.
Deeper signal detail for each name lives on its own signals page — FFIN and QQQ both carry a full feed there.
The central trade-off
FFIN (First Financial Bankshares, Inc.): the stronger current systematic profile, led by momentum and risk resilience.
QQQ (Invesco QQQ Trust, Series 1): the counter-case, on quality, technicals.
Which one fits your objective
The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.
Balanced
FFINFFIN on the overall AIQ Score, which weights Quality and Value most heavily.
Growth
EvenGrowth figures are not covered for both names.
Value
EvenThe two are level on Value.
Momentum
FFINFFIN on the Momentum factor, by 6 points.
Lower downside
FFINFFIN on Risk Resilience, by 6 points.
Analyst upside
EvenAnalyst targets are level or not covered for both names.
AIQ vs Wall Street
Where the systematic read and the analyst consensus line up — and where they do not.
| Measure | FFIN | QQQ | Note |
|---|---|---|---|
| Implied upside to target | +16.9% | — | Level |
| Target dispersion | +5.7% | — | Lower is tighter analyst agreement |
| Consensus | Hold | — | Context, not a primary driver |
| Analysts covering | 3 | — | Higher coverage generally improves confidence |
Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.
AIQ Agreement Matrix
1 of 4 covered evidence groups favor FFIN. A wide gap backed by one group is a weaker case than a narrow gap backed by five.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | Even | 52 vs 51 |
| Fundamentals | Not covered | Not covered |
| Valuation | Even | Value 37 vs 35 |
| Technicals | QQQ | Price vs 50-day -9.1% vs -0.2%; vs 200-day -7.2% vs 6.2% |
| Risk Resilience | FFIN | Risk Resilience 78 vs 72 |
| Analyst expectations | Not covered | Not covered |
✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of FFIN and QQQ and are excluded from the count.
AIQ Decision Stability
The conclusion is sensitive to small changes. Treat the lead as provisional and watch the flip conditions below.
- The AIQ gap is narrow at 1 points. (argues the conclusion is provisional)
- Only 1 of 4 covered evidence groups agree. (argues the conclusion is provisional)
- The lead has already changed hands inside the comparison window. (argues the conclusion is provisional)
- The lead has swung materially session to session. (argues the conclusion is provisional)
- The leader is throwing conflicting signals. (argues the conclusion is provisional)
Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on FFIN.
How the comparison changed
120 daily snapshots · Jun 21 – Oct 20FFIN lead: Reversed — QQQ led by 16 AIQ points 30 sessions ago; FFIN now leads by 1.
- Today
- FFIN +1
- 52 vs 51
- 7 sessions ago
- QQQ +8
- 49 vs 57
- 30 sessions ago
- QQQ +16
- 49 vs 65
- 90 sessions ago
- QQQ +11
- 56 vs 67
The lead changed hands 2 times in this window, most recently on Aug 4 when QQQ moved ahead of FFIN.
AIQ Signal Divergence
Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.
1 bullish / 1 bearish / 1 neutral, conflicted
Only FFIN
- Bollinger Band Squeeze — neutral, volatility, short horizon
1 bullish / 2 bearish, conflicted
Only QQQ
- Keltner Channel Breakdown — bearish, volatility, short horizon
Both carry 2 more signals that do not separate them: Golden Cross Active, MACD Bearish Crossover.
FFIN leads the comparison while carrying a conflicted signal state, which is one reason the stability rating is not higher.
Price vs model alignment
Whether the latest session's price move confirms what the model did over the same session, or contradicts it.
Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price -1.39%, AIQ 0 points).
Price is up while the AIQ Score moved down 1 points over the same session — price and model disagree (price +1.05%, AIQ -1 points).
What would flip this result
A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.
- 1QQQ closes the Momentum gap — currently 6 points behind, the largest single contributor to FFIN's edge.
- 2QQQ's Keltner Channel Breakdown resolves — a bearish volatility rule currently active against it.
- 3FFIN's conflicting signal state resolves bearish — it currently carries 1 bullish and 1 bearish rules at once.
- 4A regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Fundamentals
Split| Metric | FFIN | QQQ |
|---|---|---|
| Revenue growth (YoY) | 1.3% | — |
| EPS growth (YoY) | 4% | — |
| Gross margin | 76.3% | — |
| Operating margin | 40.5% | — |
| Return on equity (TTM) | 15.1% | — |
| Debt to equity | 0.04 | — |
Performance
QQQ leads 5 of 6 windows| Metric | FFIN | QQQ |
|---|---|---|
| 1 week (5 sessions) | -2% | -3.5% |
| 1 month (20 sessions) | -6.6% | -4% |
| 3 months (63 sessions) | -12.9% | 1.7% |
| 6 months (126 sessions) | -6.4% | 11.4% |
| Year to date | 1.1% | 16.8% |
| 1 year (252 sessions) | -3.7% | 19.6% |
Technicals
QQQ has the stronger structure| Metric | FFIN | QQQ |
|---|---|---|
| RSI (14) | 33.1 | 37.2 |
| ADX (14) | 43.7 | 20.3 |
| Price vs 50-day | -9.1% | -0.2% |
| Price vs 200-day | -7.2% | 6.2% |
| Volatility (1M, annualized) | 21.1% | 15.4% |
Risk
FFIN is the more resilient| Metric | FFIN | QQQ |
|---|---|---|
| Beta | 0.46 | 1.45 |
| Sharpe ratio | -0.24 | 0.77 |
| Sortino ratio | -0.33 | 1.2 |
| Max drawdown | -18% | -12.2% |
| Current drawdown | -17.3% | -5.5% |
| Annualized volatility | 23.5% | 19.9% |
| Value at risk (95%) | -2.3% | -1.9% |
Straight answers
Each answer is regenerated from the current snapshot, not written once and left to age.
Which is better, FFIN or QQQ?
On the Algovestiq AIQ Score, FFIN is the stronger of the two as of Oct 21, 2026, scoring 52 against QQQ's 51. The edge comes from momentum and risk resilience. QQQ is not without a case — it holds the better quality profile, which matters more if that is the objective you are optimizing for. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.
Is FFIN or QQQ the better buy right now?
FFIN carries the stronger systematic profile as of Oct 21, 2026, and the comparison is rated Fragile — 1 of 4 covered evidence groups agree. A Fragile rating means the conclusion is sensitive: the AIQ gap is narrow at 1 points. Treat the lead as provisional.
Why does the AIQ Score favor FFIN over QQQ?
The composite weights Quality, Value, Momentum and Risk Resilience. QQQ leads Quality by 7 points; FFIN leads Momentum by 6 points; FFIN leads Risk Resilience by 6 points. Where the two split, the factor with the larger weight carries the result.
Which has more analyst upside, FFIN or QQQ?
Analyst price targets imply +16.9% upside for FFIN and not covered for QQQ. The model and the Street agree here, which is a broader base of evidence than either alone. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.
Which is better value, FFIN or QQQ?
Neither name separates on the peer-relative Value factor. The two are level on Value. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.
Which has stronger growth, FFIN or QQQ?
Growth figures are not covered for both names. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.
Which has stronger momentum, FFIN or QQQ?
FFIN on the Momentum factor, by 6 points. Momentum is one of the four weighted factors in the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.
Which is riskier, FFIN or QQQ?
FFIN is the more resilient of the two, so the other name carries the higher downside risk. FFIN on Risk Resilience, by 6 points. Risk Resilience is a weighted factor in the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.
Is FFIN more profitable than QQQ?
Margin data is not comparable for both names in the current snapshot.
Is FFIN's lead over QQQ getting stronger or weaker?
FFIN lead: Reversed — QQQ led by 16 AIQ points 30 sessions ago; FFIN now leads by 1. This is measured from 120 daily comparison snapshots between 2026-06-21 and 2026-10-20. The lead has changed hands 2 times in that window, most recently on 2026-08-04, when QQQ moved ahead of FFIN.
What would change the FFIN vs QQQ verdict?
The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: QQQ closes the Momentum gap — currently 6 points behind, the largest single contributor to FFIN's edge; QQQ's Keltner Channel Breakdown resolves — a bearish volatility rule currently active against it; FFIN's conflicting signal state resolves bearish — it currently carries 1 bullish and 1 bearish rules at once; a regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
What do the current signals say about FFIN and QQQ?
FFIN: 1 bullish / 1 bearish / 1 neutral, conflicted. QQQ: 1 bullish / 2 bearish, conflicted. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. The most decision-relevant rule on FFIN is Golden Cross Active (bullish, long horizon). On QQQ it is Golden Cross Active (bullish, long horizon).
Continue your research
This page answers which of the two. These answer the questions on either side of it.
How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality, Value, Momentum and Risk, each carrying a fixed weight. Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.