Stock Analysis
First Financial Bankshares, Inc. (FFIN) Stock Analysis
First Financial Bankshares, Inc. (FFIN) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.
First Financial Bankshares, Inc. (FFIN) currently has an AIQ Score of 50/100, indicating a neutral setup. Quality is the strongest factor at 73/100. Value is the weakest current factor at 33/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
FFIN at a Glance
Crawlable current metrics from the latest market-close stock snapshot.
| Metric | Current |
|---|---|
| Price | $33.44 |
| AIQ Score | 50/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Sell |
| Market Cap | $4.67B |
| P/E Ratio | 17.72 |
| Forward P/E | — |
| EPS | $0.50 |
| Revenue TTM | $221.8M |
| Dividend Yield | 0.01% |
| Beta | 0.83 |
| Volume | 431.01K |
| 52-week range | $28.12-$37.83 |
| RSI 14 | 32.07 |
| 50-Day SMA | $34.56 |
| 200-Day SMA | $32.41 |
| Analyst Price Target | $35.00 |
| Next Earnings | Oct 22, 2026 |
FFIN
OverviewFFIN Stock Analysis Summary
First Financial Bankshares, Inc. (FFIN) currently has an AIQ Score of 50/100, indicating a neutral setup. Quality is the strongest factor at 73/100. Value is the weakest current factor at 33/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, FFIN has AIQ Score of 50/100 with Quality base of 73/100 and fading Value at 33/100. Wait for component alignment before adding exposure.
Quality (73/100) leads while Value (33/100) lags. This cross-factor spread creates entry timing uncertainty.
Financial Services · 0.30% stock move · FFIN classified in Banks - Regional.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is FFIN Bullish or Bearish Right Now?
FFIN currently has a neutral overall setup. Quality is the strongest factor at 73/100, while Momentum is weakest at 33/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Quality is supportive at 73/100.
- - Risk Resilience is supportive at 63/100.
- - Analyst target implies +4.67% upside from the latest quote.
- - Value is the current constraint at 33/100.
- - Momentum is weak at 33/100.
- - Technical consensus has more sell votes than buy votes (29 vs 8).
Current Consensus
FFIN's Technical Analysis Consensus is currently Sell, with 8 buy, 8 neutral, and 29 sell votes. FFIN's 14-day RSI is 32.07, which places the stock in a weaker momentum range. FFIN's beta is 0.83, indicating market sensitivity broadly in line with the market.
What Changed in FFIN?
Recent score-change history is not available in the current snapshot. These are the latest market-close scores instead.
What Would Change the FFIN Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
FFIN Decision Framework
Public evidence layers, setup checks, and risk context for First Financial Bankshares, Inc..
First Financial Bankshares, Inc. (FFIN) Stock Analysis
First Financial Bankshares, Inc. has an AIQ Score of 50/100 in a Neutral regime. Quality is strongest at 73/100. Beta is 0.83, below market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | FFIN is in a Neutral AIQ regime with score 50/100. |
| Signal Conflict | The primary conflict is that quality leads at 73/100 while momentum lags at 33/100. |
| Factor Evidence | Momentum 33/100 · Value 33/100 · Quality 73/100 · Risk 63/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Quality is the strongest factor at 73/100.
Momentum is 33/100 and RSI (14) is 32.1.
FFIN is in a Neutral regime at 50/100.
Risk factor is 63/100 with beta 0.83 and annual volatility 24.41%.
Current conflict: quality leads at 73/100 while momentum lags at 33/100.
FFIN Research Cluster
Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.
FFIN Fundamentals
FFIN valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.
FFIN Technical Analysis
FFIN technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
FFIN Stock Catalysts
Track FFIN earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.
FFIN Dividend Analysis
FFIN dividend yield, annual dividend, payout ratio, payment history, and income reliability context.
FFIN Financial Data
FFIN revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.
FFIN Risk Analysis
FFIN volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
FFIN Stock News
FFIN stock news, market tone, recent headlines, and catalyst context.
FFIN vs Regional Banks Peers
Current peer cohort: FFIN · FHN · FIBK · FNB · FNLC. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| FFIN Current stock | 50/100 | 33/100 | 33/100 | 63/100 | -0.48 | 24.41% | Current |
| FHN First Horizon | 54/100 | 56/100 | 36/100 | 58/100 | 0.33 | 25.49% | FFIN vs FHN |
| FIBK First Interstate BancSystem | 45/100 | 50/100 | 39/100 | 63/100 | 0.52 | 26.95% | FFIN vs FIBK |
| FNB FNB Corporation | 53/100 | 58/100 | 36/100 | 62/100 | 0.4 | 24.45% | FFIN vs FNB |
| FNLC First National | 57/100 | 59/100 | 60/100 | 51/100 | 0.91 | 26.32% | FFIN vs FNLC |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Sep 4, 2026.
About the AIQ Score
Methodology for the current stock evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalysts8 recent quarterly periods are available for review.
Checked Sep 5, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
Fundamentals Verdict
Current snapshot fields are separate from reported-quarter statement tables.
Latest period Jun 30, 2026.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching FFIN
Open the detailed evidence pages and workflows behind the stock overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for FFIN
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
FFIN Stock FAQ
What is FFIN stock price today?
First Financial Bankshares, Inc.'s current stock price is $33.44. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.
Is FFIN bullish or bearish right now?
FFIN's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.
What is FFIN's market cap?
FFIN's market cap is $4.67B based on the latest completed market-close snapshot from Sep 4, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.
What is FFIN's current P/E ratio?
FFIN's current P/E ratio is 17.72 based on the latest completed market-close snapshot from Sep 4, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.
What is FFIN's RSI?
FFIN's 14-day RSI is 32.07 based on the latest completed market-close snapshot from Sep 4, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.
Is FFIN above its 50-day and 200-day moving averages?
FFIN is -3.23% from its 50-day SMA and 3.18% from its 200-day SMA based on the latest completed market-close snapshot from Sep 4, 2026. Moving-average position should be read with momentum and broader AIQ evidence.
When is FFIN's next earnings date?
FFIN's next earnings date is currently listed as Oct 22, 2026. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.
Does FFIN pay a dividend?
FFIN's dividend yield is 0.01% based on the latest completed market-close snapshot from Sep 4, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.