FFIN vs TSM Stock Comparison

First Financial Bankshares, Inc. vs Taiwan Semiconductor Manufacturing Company Limited

Data as of Sep 5, 2026· market close· Cross-sector · Financial Services vs Technology· Coverage 66/66 fields· High confidence
AIQ VerdictStableAIQ Comparison Conviction 9/10

TSM leads

TSM leads by 13 AIQ points, primarily on Quality and Momentum.

Stable: 6 of 6 evidence groups support TSM, and its current signal state is conflicted.

Evidence agreement: 6 of 6Comparison trend: Stable
FFIN

First Financial Bankshares, Inc.

AIQ Score
49/100
AIQ Edge Score
3/10
TSM

Taiwan Semiconductor Manufacturing Company Limited

Leads
AIQ Score
62/100
AIQ Edge Score
8/10

The Algovestiq AIQ Score currently favors TSM over FFIN, 62 versus 49 as of Sep 5, 2026. TSM's advantage is driven primarily by stronger quality and momentum. TSM also shows the stronger technical structure relative to its 50-day moving average. 6 of 6 covered evidence groups favor TSM today, and the comparison is rated Stable on stability: the leader is throwing conflicting signals. TSM lead: Stable — the AIQ differential has held near 13 points over 30 sessions. TSM leads on all four AIQ factor dimensions. Value is itself one of those four, so a sweep is not explained by valuation alone — it deserves additional scrutiny for unmodeled catalysts, expectations or event risk.

Compare First Financial Bankshares, Inc. and Taiwan Semiconductor Manufacturing Company Limited across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.

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AIQ Factor Divergence

Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.

FFIN advantage
0
TSM advantage
  • Quality30%73 vs 96
    TSM +23
  • Momentum25%31 vs 42
    TSM +11
  • Value30%33 vs 42
    TSM +9
  • Risk Resilience15%63 vs 69
    TSM +6

6 of 6 evidence groups favor TSM. TSM’s edge is concentrated in quality and momentum.

What changed since the last close

Latest scored session 2026-09-04, compared against the prior scored session 2026-09-03.

FFIN0 AIQ

No factor moved materially.

No new signals fired.

TSM0 AIQ

No factor moved materially.

No new signals fired.

TSM's lead was unchanged in the latest snapshot.

Deeper signal detail for each name lives on its own signals page — FFIN and TSM both carry a full feed there.

Which one fits your objective

The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.

Balanced

TSM

TSM on the overall AIQ Score, which weights Quality and Value at 30% each.

Growth

TSM

TSM on combined revenue and EPS growth.

Value

TSM

TSM on the peer-relative Value factor, by 9 points.

Momentum

TSM

TSM on the Momentum factor, by 11 points.

Lower downside

TSM

TSM on Risk Resilience, by 6 points.

Analyst upside

TSM

TSM on implied upside to the consensus price target.

AIQ vs Wall Street

Where the systematic read and the analyst consensus line up — and where they do not.

MeasureFFINTSMNote
Implied upside to target+4.7%+35.1%TSM has more room
Target dispersion0%+38%Lower is tighter analyst agreement
ConsensusHoldBuyContext, not a primary driver
Analysts covering26Higher coverage generally improves confidence

Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.

AIQ Agreement Matrix

6 of 6 covered evidence groups favor TSM. A wide gap backed by one group is a weaker case than a narrow gap backed by five.

Evidence groupFavorsReading
AIQ ScoreTSM49 vs 62
FundamentalsTSMon balancerevenue growth 3.1% vs 12%; TTM ROE 14% vs 39.3%; gross margin 73.1% vs 64.2%; operating margin 38% vs 56% — TSM takes 3 of 4 decided legs, not all of them
ValuationTSMValue 33 vs 42
TechnicalsTSMPrice vs 50-day -3.3% vs 2%; vs 200-day 2.9% vs 12.1%
Risk ResilienceTSMRisk Resilience 63 vs 69
Analyst expectationsTSMTarget upside 4.7% vs 35.1%

✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of FFIN and TSM and are excluded from the count.

AIQ Decision Stability

Stable

The conclusion rests on a wide gap and broad agreement. It is unlikely to turn on a single session.

  • The AIQ gap is wide at 13 points. (supports the conclusion holding)
  • 6 of 6 covered evidence groups point the same way. (supports the conclusion holding)
  • The lead has been steady session to session. (supports the conclusion holding)
  • The leader is throwing conflicting signals. (argues the conclusion is provisional)

Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on TSM.

How the comparison changed

120 daily snapshots · Apr 23 Sep 4

TSM lead: Stable — the AIQ differential has held near 13 points over 30 sessions.

Apr 23FFIN leads above the line · TSM leads belowSep 4
Today
TSM +13
49 vs 62
7 sessions ago
TSM +11
51 vs 62
30 sessions ago
TSM +12
58 vs 70
90 sessions ago
TSM +5
60 vs 65

The lead changed hands 2 times in this window, most recently on Jul 24 when FFIN moved ahead of TSM.

AIQ Signal Divergence

Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.

FFINConflicted

2 bullish / 1 bearish / 1 neutral, conflicted

  • Golden Cross Active bullish, trend, long horizon (6.78%)
  • Bollinger Band Squeeze neutral, volatility, short horizon
  • RSI Oversold - Potential Bounce bullish, momentum, short horizon
TSMConflicted

1 bullish / 1 bearish, conflicted

  • Golden Cross Active bullish, trend, long horizon (13.02%)
  • MACD Bearish Crossover bearish, momentum, short horizon

TSM leads the comparison while carrying a conflicted signal state, which is one reason the stability rating is not higher.

Price vs model alignment

Whether the latest session's price move confirms what the model did over the same session, or contradicts it.

FFINNo material change

Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price +0.3%, AIQ 0 points).

TSMNo material change

Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price +2.85%, AIQ 0 points).

What would flip this result

A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.

  1. 1FFIN closes the Quality gap — currently 23 points behind, the largest single contributor to TSM's edge.
  2. 2FFIN's Bollinger Band Squeeze turns directional — it is neutral today and would confirm a change in trend.
  3. 3TSM's conflicting signal state resolves bearish — it currently carries 1 bullish and 1 bearish rules at once.
  4. 4A regime shift changes factor weighting — the composite weights Quality and Value at 30% each, so a rotation toward either would move the result most.

The full evidence

Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.

Fundamentals

TSM leads on balance
MetricFFINTSM
Revenue growth (YoY)3.1%12%
EPS growth (YoY)0%22.1%
Gross margin73.1%64.2%
Operating margin38%56%
Return on equity (TTM)14%39.3%
Debt to equity0.040.15

Performance

TSM leads 4 of 6 windows
MetricFFINTSM
1 week (5 sessions)0.8%-2.4%
1 month (20 sessions)-3.9%-0.3%
3 months (63 sessions)3.1%-4.8%
6 months (126 sessions)10%17.8%
Year to date11.6%37.2%
1 year (252 sessions)-9.3%82.6%

Technicals

TSM has the stronger structure
MetricFFINTSM
RSI (14)27.343.6
ADX (14)23.47.6
Price vs 50-day-3.3%2%
Price vs 200-day2.9%12.1%
Volatility (1M, annualized)15.8%24.3%

Risk

TSM is the more resilient
MetricFFINTSM
Beta0.542.18
Sharpe ratio-0.421.57
Sortino ratio-0.582.52
Max drawdown-23.2%-21.6%
Current drawdown-10.5%-12.7%
Annualized volatility24.5%40.4%
Value at risk (95%)-2.5%-4.1%

Straight answers

Each answer is regenerated from the current snapshot, not written once and left to age.

Which is better, FFIN or TSM?

On the Algovestiq AIQ Score, TSM is the stronger of the two as of Sep 5, 2026, scoring 62 against FFIN's 49. The edge comes from quality and momentum. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.

Is FFIN or TSM the better buy right now?

TSM carries the stronger systematic profile as of Sep 5, 2026, and the comparison is rated Stable — 6 of 6 covered evidence groups agree. A Stable rating means the gap is wide and the evidence is broad, so the conclusion is unlikely to turn on a single session.

Why does the AIQ Score favor TSM over FFIN?

The composite weights Quality at 30%, Value at 30%, Momentum at 25% and Risk Resilience at 15%. TSM leads Quality by 23 points; TSM leads Momentum by 11 points; TSM leads Value by 9 points. TSM leads on all four AIQ factor dimensions. Value is itself one of those four, so the sweep is not explained by FFIN simply being cheaper — it warrants extra scrutiny for unmodeled catalysts, forward expectations or event risk the factors do not capture.

Which has more analyst upside, FFIN or TSM?

Analyst price targets imply +4.7% upside for FFIN and +35.1% for TSM, so the Street currently favors TSM. The model and the Street agree here, which is a broader base of evidence than either alone. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.

Which is better value, FFIN or TSM?

TSM is the better-valued of the two on the peer-relative Value factor. TSM on the peer-relative Value factor, by 9 points. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.

Which has stronger growth, FFIN or TSM?

TSM on combined revenue and EPS growth. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.

Which has stronger momentum, FFIN or TSM?

TSM on the Momentum factor, by 11 points. Momentum carries 25% of the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.

Which is riskier, FFIN or TSM?

TSM is the more resilient of the two, so the other name carries the higher downside risk. TSM on Risk Resilience, by 6 points. The Risk Resilience factor weights 15% of the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.

Is FFIN more profitable than TSM?

The profitability evidence is mixed: gross margin 73.1% vs 64.2%; operating margin 38% vs 56%; ttm roe 14% vs 39.3%. FFIN leads on one measure and TSM on two measures, and there is no single profitability composite that resolves the split — which of the two reads as "more profitable" depends on whether you weight pricing power or operating leverage.

Is TSM's lead over FFIN getting stronger or weaker?

TSM lead: Stable — the AIQ differential has held near 13 points over 30 sessions. This is measured from 120 daily comparison snapshots between 2026-04-23 and 2026-09-04. The lead has changed hands 2 times in that window, most recently on 2026-07-24, when FFIN moved ahead of TSM.

What would change the FFIN vs TSM verdict?

The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: FFIN closes the Quality gap — currently 23 points behind, the largest single contributor to TSM's edge; FFIN's Bollinger Band Squeeze turns directional — it is neutral today and would confirm a change in trend; TSM's conflicting signal state resolves bearish — it currently carries 1 bullish and 1 bearish rules at once; a regime shift changes factor weighting — the composite weights Quality and Value at 30% each, so a rotation toward either would move the result most.

What do the current signals say about FFIN and TSM?

FFIN: 2 bullish / 1 bearish / 1 neutral, conflicted. TSM: 1 bullish / 1 bearish, conflicted. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. The most decision-relevant rule on FFIN is Golden Cross Active (bullish, long horizon). On TSM it is Golden Cross Active (bullish, long horizon).

Compare FFIN and TSM with others

How this comparison is scored

The Algovestiq AIQ Score composites four factors — Quality (30%), Value (30%), Momentum (25%) and Risk (15%). Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.

The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.

How to use side-by-side comparison →

This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.