INTC vs NLY Stock Comparison
NLY currently leads INTC in this stock comparison, with AIQ scores of 50 vs 30. The clearest difference is value.
What is the main difference between INTC and NLY?
NLY leads the current stock comparison as Annaly Capital Management, Inc., with the clearest separation coming from value and the broader AIQ evidence mix.
AlgovestIQ AIQ Comparison
Intel Corp. vs Annaly Capital Management, Inc.
NLY leads
NLY leads by 20 AIQ points, primarily on Value and Momentum, and the lead has widened from 6 points over 30 sessions.
Stable: 5 of 6 evidence groups support NLY, its lead is widening, and its current signal state is conflicted.
Intel Corp.
Annaly Capital Management, Inc.
The Algovestiq AIQ Score currently favors NLY over INTC, 50 versus 30 as of Oct 21, 2026. NLY's advantage is driven primarily by stronger value and momentum. NLY also shows the weaker technical structure relative to its 50-day moving average. 5 of 6 covered evidence groups favor NLY today, and the comparison is rated Stable on stability: the lead has swung materially session to session. NLY lead: Strengthening — the AIQ differential moved from 6 to 20 points over 30 sessions. NLY leads on all four AIQ factor dimensions. Value is itself one of those four, so a sweep is not explained by valuation alone — it deserves additional scrutiny for unmodeled catalysts, expectations or event risk.
Compare Intel Corp. and Annaly Capital Management, Inc. across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.
Performance over time
Total return with distributions reinvested, from daily closes.
Total return comparison
Growth of $10,000, distributions reinvested
Split-adjusted closes; each distribution is reinvested at the close on its ex-dividend date. Taxes and trading costs are not modeled.
Compare INTC and NLY against another ticker
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AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Value30 vs 72NLY +42
- Momentum21 vs 34NLY +13
- Quality39 vs 48NLY +9
- Risk Resilience29 vs 36NLY +7
5 of 6 evidence groups favor NLY. NLY’s edge is concentrated in value and momentum.
What changed since the last close
Latest scored session 2026-10-20, compared against the prior scored session 2026-10-19.
No factor moved materially.
No signal started or stopped since the prior session; its 5 active signals are unchanged.
Largest factor move: Momentum +9
No signal started or stopped since the prior session; its 5 active signals are unchanged.
NLY's lead widened by 2 AIQ points in the latest session.
Deeper signal detail for each name lives on its own signals page — INTC and NLY both carry a full feed there.
The central trade-off
NLY (Annaly Capital Management, Inc.): the stronger current systematic profile, led by value and momentum.
INTC (Intel Corp.): the counter-case, on technicals — but at materially higher volatility, 46.6% against 30.5%.
Which one fits your objective
The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.
Balanced
NLYNLY on the overall AIQ Score, which weights Quality and Value most heavily.
Growth
NLYNLY on combined revenue and EPS growth.
Value
NLYNLY on the peer-relative Value factor, by 42 points.
Momentum
NLYNLY on the Momentum factor, by 13 points.
Lower downside
NLYNLY on Risk Resilience, by 7 points.
Analyst upside
NLYNLY on implied upside to the consensus price target.
AIQ vs Wall Street
Where the systematic read and the analyst consensus line up — and where they do not.
| Measure | INTC | NLY | Note |
|---|---|---|---|
| Implied upside to target | +18.2% | +25.9% | NLY has more room |
| Target dispersion | +122.9% | +13.2% | Lower is tighter analyst agreement |
| Consensus | Hold | Buy | Context, not a primary driver |
| Analysts covering | 27 | 2 | Higher coverage generally improves confidence |
Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.
AIQ Agreement Matrix
5 of 6 covered evidence groups favor NLY. A wide gap backed by one group is a weaker case than a narrow gap backed by five.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | NLY | 30 vs 50 |
| Fundamentals | NLY | revenue growth 18.8% vs 37.1%; EPS growth -195.9% vs 224.2%; TTM ROE -10.8% vs 18.4%; gross margin 38.9% vs 99.3% |
| Valuation | NLY | Value 30 vs 72 |
| Technicals | INTC | Price vs 50-day -9.6% vs -14.7%; vs 200-day 7.8% vs -17.4% |
| Risk Resilience | NLY | Risk Resilience 29 vs 36 |
| Analyst expectations | NLY | Target upside 18.2% vs 25.9% |
✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of INTC and NLY and are excluded from the count.
AIQ Decision Stability
The conclusion rests on a wide gap and broad agreement. It is unlikely to turn on a single session.
- The AIQ gap is wide at 20 points. (supports the conclusion holding)
- 5 of 6 covered evidence groups point the same way. (supports the conclusion holding)
- The leader's advantage has been widening. (supports the conclusion holding)
- The lead has swung materially session to session. (argues the conclusion is provisional)
- The leader is throwing conflicting signals. (argues the conclusion is provisional)
Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on NLY.
How the comparison changed
120 daily snapshots · Jun 21 – Oct 20NLY lead: Strengthening — the AIQ differential moved from 6 to 20 points over 30 sessions.
- Today
- NLY +20
- 30 vs 50
- 7 sessions ago
- NLY +18
- 30 vs 48
- 30 sessions ago
- NLY +6
- 43 vs 49
- 90 sessions ago
- NLY +17
- 42 vs 59
The lead has not changed hands in this window.
AIQ Signal Divergence
Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.
2 bullish / 2 bearish / 1 neutral, conflicted
Only INTC
- Golden Cross Active — bullish, trend, long horizon (20.88%)
- ATR Expansion - Breakout Mode — neutral, volatility, short horizon (6.29%)
- Keltner Channel Breakdown — bearish, volatility, short horizon
- RSI Oversold - Potential Bounce — bullish, momentum, short horizon
- MACD Bearish Crossover — bearish, momentum, short horizon
1 bullish / 3 bearish / 1 neutral, conflicted
Only NLY
- Bollinger Band Squeeze — neutral, volatility, short horizon
- Death Cross Active — bearish, trend, long horizon (4.90%)
- 52-Week Low Proximity — bearish, risk, long horizon (0.3%)
- Downtrend Structure Active — bearish, trend, long horizon
- MACD Bullish Crossover — bullish, momentum, short horizon
NLY leads the comparison while carrying a conflicted signal state, which is one reason the stability rating is not higher.
Price vs model alignment
Whether the latest session's price move confirms what the model did over the same session, or contradicts it.
Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price +1.39%, AIQ 0 points).
Price is down while the AIQ Score moved up 2 points over the same session — price and model disagree (price -1.53%, AIQ +2 points).
What would flip this result
A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.
- 1INTC closes the Value gap — currently 42 points behind, the largest single contributor to NLY's edge.
- 2INTC's Keltner Channel Breakdown resolves — a bearish volatility rule currently active against it.
- 3NLY's conflicting signal state resolves bearish — it currently carries 1 bullish and 3 bearish rules at once.
- 4A regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Fundamentals
NLY leads on balance| Metric | INTC | NLY |
|---|---|---|
| Revenue growth (YoY) | 18.8% | 37.1% |
| EPS growth (YoY) | -195.9% | 224.2% |
| Gross margin | 38.9% | 99.3% |
| Operating margin | 0.1% | 111.8% |
| Return on equity (TTM) | -10.8% | 18.4% |
| Debt to equity | 0.58 | 7.38 |
Performance
INTC leads 4 of 6 windows| Metric | INTC | NLY |
|---|---|---|
| 1 week (5 sessions) | -10.8% | 0.7% |
| 1 month (20 sessions) | -26% | -14.7% |
| 3 months (63 sessions) | -10.7% | -18.4% |
| 6 months (126 sessions) | 38.4% | -19.1% |
| Year to date | 148.5% | -18.2% |
| 1 year (252 sessions) | 148.9% | -10.8% |
Technicals
INTC has the stronger structure| Metric | INTC | NLY |
|---|---|---|
| RSI (14) | 16.4 | 41 |
| ADX (14) | 23.3 | 56.1 |
| Price vs 50-day | -9.6% | -14.7% |
| Price vs 200-day | 7.8% | -17.4% |
| Volatility (1M, annualized) | 46.6% | 30.5% |
Risk
NLY is the more resilient| Metric | INTC | NLY |
|---|---|---|
| Beta | 3.08 | 0.58 |
| Sharpe ratio | 1.5 | -0.68 |
| Sortino ratio | 2.73 | -0.9 |
| Max drawdown | -41.9% | -27.4% |
| Current drawdown | -34.9% | -25% |
| Annualized volatility | 77.8% | 21.5% |
| Value at risk (95%) | -6.2% | -2% |
Straight answers
Each answer is regenerated from the current snapshot, not written once and left to age.
Which is better, INTC or NLY?
On the Algovestiq AIQ Score, NLY is the stronger of the two as of Oct 21, 2026, scoring 50 against INTC's 30. The edge comes from value and momentum. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.
Is INTC or NLY the better buy right now?
NLY carries the stronger systematic profile as of Oct 21, 2026, and the comparison is rated Stable — 5 of 6 covered evidence groups agree. A Stable rating means the gap is wide and the evidence is broad, so the conclusion is unlikely to turn on a single session.
Why does the AIQ Score favor NLY over INTC?
The composite weights Quality, Value, Momentum and Risk Resilience. NLY leads Value by 42 points; NLY leads Momentum by 13 points; NLY leads Quality by 9 points. NLY leads on all four AIQ factor dimensions. Value is itself one of those four, so the sweep is not explained by INTC simply being cheaper — it warrants extra scrutiny for unmodeled catalysts, forward expectations or event risk the factors do not capture.
Which has more analyst upside, INTC or NLY?
Analyst price targets imply +18.2% upside for INTC and +25.9% for NLY, so the Street currently favors NLY. The model and the Street agree here, which is a broader base of evidence than either alone. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.
Which is better value, INTC or NLY?
NLY is the better-valued of the two on the peer-relative Value factor. NLY on the peer-relative Value factor, by 42 points. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.
Which has stronger growth, INTC or NLY?
NLY on combined revenue and EPS growth. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.
Which has stronger momentum, INTC or NLY?
NLY on the Momentum factor, by 13 points. Momentum is one of the four weighted factors in the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.
Which is riskier, INTC or NLY?
NLY is the more resilient of the two, so the other name carries the higher downside risk. NLY on Risk Resilience, by 7 points. Risk Resilience is a weighted factor in the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.
Is INTC more profitable than NLY?
NLY leads on the comparable margin measures — gross margin 38.9% vs 99.3%; operating margin 0.1% vs 111.8%; ttm roe -10.8% vs 18.4%.
Is NLY's lead over INTC getting stronger or weaker?
NLY lead: Strengthening — the AIQ differential moved from 6 to 20 points over 30 sessions. This is measured from 120 daily comparison snapshots between 2026-06-21 and 2026-10-20. The lead has not changed hands in that window.
What would change the INTC vs NLY verdict?
The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: INTC closes the Value gap — currently 42 points behind, the largest single contributor to NLY's edge; INTC's Keltner Channel Breakdown resolves — a bearish volatility rule currently active against it; NLY's conflicting signal state resolves bearish — it currently carries 1 bullish and 3 bearish rules at once; a regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
What do the current signals say about INTC and NLY?
INTC: 2 bullish / 2 bearish / 1 neutral, conflicted. NLY: 1 bullish / 3 bearish / 1 neutral, conflicted. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. The most decision-relevant rule on INTC is Golden Cross Active (bullish, long horizon). On NLY it is Death Cross Active (bearish, long horizon).
Compare INTC and NLY with others
Continue your research
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How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality, Value, Momentum and Risk, each carrying a fixed weight. Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.