JEF vs JPM Stock Comparison
JPM currently leads JEF in this stock comparison, with AIQ scores of 51 vs 46. The clearest difference is risk resilience, while JEF has the stronger value profile.
What is the main difference between JEF and JPM?
JPM leads the current stock comparison as JPMorgan Chase & Co., with the clearest separation coming from risk resilience and the broader AIQ evidence mix.
AlgovestIQ AIQ Comparison
Jefferies Financial Group Inc. vs JPMorgan Chase & Co.
JPM leads
JPM leads by 5 AIQ points, primarily on Risk Resilience and Momentum, and the lead has widened from 2 points over 30 sessions. Wall Street currently favors JEF on target upside.
Competitive: 3 of 6 evidence groups support JPM, its lead is widening, and its signal state is cleanly positive.
Jefferies Financial Group Inc.
JPMorgan Chase & Co.
The Algovestiq AIQ Score currently favors JPM over JEF, 51 versus 46 as of Oct 31, 2026. JPM's advantage is driven primarily by stronger risk resilience and momentum, while JEF holds the stronger value profile. JPM also shows the stronger technical structure relative to its 50-day moving average, though analyst target upside currently favors JEF. 3 of 6 covered evidence groups favor JPM today, and the comparison is rated Competitive on stability: the AIQ gap is narrow at 5 points. JPM lead: Strengthening — the AIQ differential moved from 2 to 5 points over 30 sessions.
Compare Jefferies Financial Group Inc. and JPMorgan Chase & Co. across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.
Performance over time
Total return with distributions reinvested, from daily closes.
Total return comparison
Growth of $10,000, distributions reinvested
Split-adjusted closes; each distribution is reinvested at the close on its ex-dividend date. Taxes and trading costs are not modeled.
Compare JEF and JPM against another ticker
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AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Risk Resilience37 vs 68JPM +31
- Value56 vs 44JEF +12
- Momentum47 vs 55JPM +8
- Quality39 vs 46JPM +7
3 of 6 evidence groups favor JPM. JPM’s edge is concentrated in risk resilience and momentum; JEF keeps a meaningful value edge.
What changed since the last close
Latest scored session 2026-10-30, compared against the prior scored session 2026-10-29.
Largest factor move: Momentum -10
New signals
- ATR Expansion - Breakout Mode — neutral, volatility, short horizon (3.66%)
Largest factor move: Momentum -6
No signal started or stopped since the prior session; its 2 active signals are unchanged.
JPM's lead widened by 1 AIQ point in the latest session.
Deeper signal detail for each name lives on its own signals page — JEF and JPM both carry a full feed there.
The central trade-off
JPM (JPMorgan Chase & Co.): the stronger current systematic profile, led by risk resilience and momentum.
JEF (Jefferies Financial Group Inc.): the counter-case, on value, fundamentals, valuation — but at materially higher volatility, 37.3% against 15.3%.
The AIQ Score and Wall Street therefore point in different directions on this pair.
Which one fits your objective
The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.
Balanced
JPMJPM on the overall AIQ Score, which weights Quality and Value most heavily.
Growth
JEFJEF on combined revenue and EPS growth.
Value
JEFJEF on the peer-relative Value factor, by 12 points.
Momentum
JPMJPM on the Momentum factor, by 8 points.
Lower downside
JPMJPM on Risk Resilience, by 31 points.
Analyst upside
JEFJEF on implied upside to the consensus price target.
AIQ vs Wall Street
The model and the Street disagree here: AIQ favors JPM, analyst targets favor JEF. That disagreement is the most useful thing on this page.
| Measure | JEF | JPM | Note |
|---|---|---|---|
| Implied upside to target | +41.7% | +10.7% | JEF has more room |
| Target dispersion | +56.6% | +32.2% | Lower is tighter analyst agreement |
| Consensus | Hold | Buy | Context, not a primary driver |
| Analysts covering | 6 | 11 | Higher coverage generally improves confidence |
The two are measuring different things. The AIQ Score reads current fundamentals, valuation, trend and risk; analyst targets price forward expectations. A divergence of this kind is either a contrarian opportunity or a sign the model is missing something already priced in — it is worth resolving before acting on either.
Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.
Dividend growth
| Dividend metric | JEF | JPM |
|---|---|---|
| 5Y dividend CAGR | 21.67% | 9.04% |
| 2020 regular DPS | $0.600 | $3.600 |
| 2025 regular DPS | $1.600 | $5.550 |
| Years increased | 4 | 5 |
| No cut in window | Yes | Yes |
| Cohort rank | #11 | #120 |
JEF grew its split-adjusted regular dividend faster over 2020–2025 — 21.67% a year against JPM's 9.04%. Neither company reduced its regular dividend in any year of the window.
Yield and payout ratio shown elsewhere on this page are current values, not part of the study window.
Split-adjusted regular dividends per share, 2020–2025, excluding special dividends. Research as of Sep 19, 2026.
AIQ Agreement Matrix
3 of 6 covered evidence groups favor JPM. A wide gap backed by one group is a weaker case than a narrow gap backed by five.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | JPM | 46 vs 51 |
| Fundamentals | JEFon balance | revenue growth 18.8% vs -7.6%; EPS growth 47.2% vs -27.6%; TTM ROE 8.5% vs 17.9%; gross margin 67.9% vs 63.2%; operating margin 7.5% vs 28.2% — JEF takes 3 of 5 decided legs, not all of them |
| Valuation | JEF | Value 56 vs 44 |
| Technicals | JPM | Price vs 50-day -4.5% vs -1.8%; vs 200-day -9.4% vs 4.4% |
| Risk Resilience | JPM | Risk Resilience 37 vs 68 |
| Analyst expectations | JEF | Target upside 41.7% vs 10.7% |
✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of JEF and JPM and are excluded from the count.
AIQ Decision Stability
The two are close enough that your objective, not the score, should decide.
- The AIQ gap is narrow at 5 points. (argues the conclusion is provisional)
- Only 3 of 6 covered evidence groups agree. (argues the conclusion is provisional)
- The leader's advantage has been widening. (supports the conclusion holding)
- The lead has been steady session to session. (supports the conclusion holding)
- The leader's signal state is cleanly positive. (supports the conclusion holding)
Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on JPM.
How the comparison changed
120 daily snapshots · Jul 1 – Oct 30JPM lead: Strengthening — the AIQ differential moved from 2 to 5 points over 30 sessions.
- Today
- JPM +5
- 46 vs 51
- 7 sessions ago
- JPM +6
- 44 vs 50
- 30 sessions ago
- JPM +2
- 42 vs 44
- 90 sessions ago
- JPM +8
- 43 vs 51
The lead changed hands once in this window, most recently on Sep 10 when JPM moved ahead of JEF.
AIQ Signal Divergence
Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.
1 bullish / 2 bearish / 2 neutral, conflicted
Only JEF
- Bollinger Band Squeeze — neutral, volatility, short horizon
- Death Cross Active — bearish, trend, long horizon (5.38%)
- ATR Expansion - Breakout Mode — neutral, volatility, short horizon (3.66%)
- Downtrend Structure Active — bearish, trend, long horizon
2 bullish / 0 bearish
Only JPM
- Golden Cross Active — bullish, trend, long horizon (6.30%)
Both carry 1 more signal that do not separate them: MACD Bullish Crossover.
JEF is conflicted, so the timing case there is weaker than the score alone suggests.
Price vs model alignment
Whether the latest session's price move confirms what the model did over the same session, or contradicts it.
Price and the AIQ Score both moved down over the latest session (price -6.16%, AIQ -3 points).
Price and the AIQ Score both moved down over the latest session (price -1.9%, AIQ -2 points).
What would flip this result
A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.
- 1JEF closes the Risk Resilience gap — currently 31 points behind, the largest single contributor to JPM's edge.
- 2JEF's Death Cross Active resolves — a bearish trend rule currently active against it.
- 3JPM's Golden Cross Active breaks down — it is the strongest rule currently supporting the verdict.
- 4A regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Fundamentals
JEF leads on balance| Metric | JEF | JPM |
|---|---|---|
| Revenue growth (YoY) | 18.8% | -7.6% |
| EPS growth (YoY) | 47.2% | -27.6% |
| Gross margin | 67.9% | 63.2% |
| Operating margin | 7.5% | 28.2% |
| Return on equity (TTM) | 8.5% | 17.9% |
| Debt to equity | 3.48 | 3.32 |
Performance
JPM leads 5 of 6 windows| Metric | JEF | JPM |
|---|---|---|
| 1 week (5 sessions) | 3% | 1.6% |
| 1 month (20 sessions) | 0.3% | 1.4% |
| 3 months (63 sessions) | -17.2% | -4.4% |
| 6 months (126 sessions) | -6.4% | 7.9% |
| Year to date | -25.6% | 4.6% |
| 1 year (252 sessions) | -12.8% | 10.3% |
Technicals
JPM has the stronger structure| Metric | JEF | JPM |
|---|---|---|
| RSI (14) | 54.1 | 53.1 |
| ADX (14) | 31.1 | 14.3 |
| Price vs 50-day | -4.5% | -1.8% |
| Price vs 200-day | -9.4% | 4.4% |
| Volatility (1M, annualized) | 37.3% | 15.3% |
Risk
JPM is the more resilient| Metric | JEF | JPM |
|---|---|---|
| Beta | 1.64 | 0.75 |
| Sharpe ratio | -0.24 | 0.32 |
| Sortino ratio | -0.28 | 0.44 |
| Max drawdown | -45.6% | -15.5% |
| Current drawdown | -30.4% | -7.7% |
| Annualized volatility | 40.2% | 22.1% |
| Value at risk (95%) | -4% | -2.4% |
Straight answers
Each answer is regenerated from the current snapshot, not written once and left to age.
Which is better, JEF or JPM?
On the Algovestiq AIQ Score, JPM is the stronger of the two as of Oct 31, 2026, scoring 51 against JEF's 46. The edge comes from risk resilience and momentum. JEF is not without a case — it holds the better value profile, which matters more if that is the objective you are optimizing for. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.
Is JEF or JPM the better buy right now?
JPM carries the stronger systematic profile as of Oct 31, 2026, and the comparison is rated Competitive — 3 of 6 covered evidence groups agree. A Competitive rating means the two are close enough that your objective, not the score, should decide.
Why does the AIQ Score favor JPM over JEF?
The composite weights Quality, Value, Momentum and Risk Resilience. JPM leads Risk Resilience by 31 points; JEF leads Value by 12 points; JPM leads Momentum by 8 points. Where the two split, the factor with the larger weight carries the result.
Which has more analyst upside, JEF or JPM?
Analyst price targets imply +41.7% upside for JEF and +10.7% for JPM, so the Street currently favors JEF. That points the opposite way to the AIQ Score, which favors JPM. The two are measuring different things: the model reads current fundamentals, valuation, trend and risk; the Street is pricing forward expectations. A divergence of this kind is either a contrarian opportunity or a sign the model is missing something the analysts have already priced — it is the single most useful row on this page to investigate. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.
Which is better value, JEF or JPM?
JEF is the better-valued of the two on the peer-relative Value factor. JEF on the peer-relative Value factor, by 12 points. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.
Which has stronger growth, JEF or JPM?
JEF on combined revenue and EPS growth. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.
Which has stronger momentum, JEF or JPM?
JPM on the Momentum factor, by 8 points. Momentum is one of the four weighted factors in the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.
Which is riskier, JEF or JPM?
JPM is the more resilient of the two, so the other name carries the higher downside risk. JPM on Risk Resilience, by 31 points. Risk Resilience is a weighted factor in the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.
Is JEF more profitable than JPM?
The profitability evidence is mixed: gross margin 67.9% vs 63.2%; operating margin 7.5% vs 28.2%; ttm roe 8.5% vs 17.9%. JEF leads on one measure and JPM on two measures, and there is no single profitability composite that resolves the split — which of the two reads as "more profitable" depends on whether you weight pricing power or operating leverage.
Is JPM's lead over JEF getting stronger or weaker?
JPM lead: Strengthening — the AIQ differential moved from 2 to 5 points over 30 sessions. This is measured from 120 daily comparison snapshots between 2026-07-01 and 2026-10-30. The lead has changed hands once in that window, most recently on 2026-09-10, when JPM moved ahead of JEF.
What would change the JEF vs JPM verdict?
The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: JEF closes the Risk Resilience gap — currently 31 points behind, the largest single contributor to JPM's edge; JEF's Death Cross Active resolves — a bearish trend rule currently active against it; JPM's Golden Cross Active breaks down — it is the strongest rule currently supporting the verdict; a regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
What do the current signals say about JEF and JPM?
JEF: 1 bullish / 2 bearish / 2 neutral, conflicted. JPM: 2 bullish / 0 bearish. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. The most decision-relevant rule on JEF is Death Cross Active (bearish, long horizon). On JPM it is Golden Cross Active (bullish, long horizon).
Compare JEF and JPM with others
Continue your research
This page answers which of the two. These answer the questions on either side of it.
How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality, Value, Momentum and Risk, each carrying a fixed weight. Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.