JPM vs LNC Stock Comparison
LNC currently leads JPM in this stock comparison, with AIQ scores of 66 vs 53. The clearest difference is value, while JPM has the stronger momentum profile.
What is the main difference between JPM and LNC?
LNC leads the current stock comparison as Lincoln National Corporation, with the clearest separation coming from value and the broader AIQ evidence mix.
AlgovestIQ AIQ Comparison
JPMorgan Chase & Co. vs Lincoln National Corporation
LNC leads
LNC leads by 13 AIQ points, primarily on Value and Quality, but the lead has narrowed from 20 points over 30 sessions.
Stable: 4 of 6 evidence groups support LNC, its lead is narrowing, and its signal state is cleanly positive.
JPMorgan Chase & Co.
Lincoln National Corporation
The Algovestiq AIQ Score currently favors LNC over JPM, 66 versus 53 as of Oct 31, 2026. LNC's advantage is driven primarily by stronger value and quality, while JPM holds the stronger momentum profile. LNC also shows the stronger technical structure relative to its 50-day moving average. 4 of 6 covered evidence groups favor LNC today, and the comparison is rated Stable on stability: the leader's advantage has been narrowing. LNC lead: Weakening — the AIQ differential moved from 20 to 13 points over 30 sessions.
Compare JPMorgan Chase & Co. and Lincoln National Corporation across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.
Performance over time
Total return with distributions reinvested, from daily closes.
Total return comparison
Growth of $10,000, distributions reinvested
Split-adjusted closes; each distribution is reinvested at the close on its ex-dividend date. Taxes and trading costs are not modeled.
Compare JPM and LNC against another ticker
Open a multi-ticker workspace without changing this focused pair page.
AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Value44 vs 73LNC +29
- Quality46 vs 69LNC +23
- Momentum61 vs 47JPM +14
- Risk Resilience69 vs 76LNC +7
4 of 6 evidence groups favor LNC. LNC’s edge is concentrated in value and quality; JPM keeps a meaningful momentum edge.
What changed since the last close
Latest scored session 2026-10-28, compared against the prior scored session 2026-10-27.
Largest factor move: Momentum +2
New signals
- BB Upper Band Breach — bearish, volatility, short horizon
Largest factor move: Momentum +3
No signal started or stopped since the prior session; its 3 active signals are unchanged.
LNC's lead was unchanged in the latest session.
Deeper signal detail for each name lives on its own signals page — JPM and LNC both carry a full feed there.
The central trade-off
LNC (Lincoln National Corporation): the stronger current systematic profile, led by value and quality.
JPM (JPMorgan Chase & Co.): the counter-case, on momentum, fundamentals.
Which one fits your objective
The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.
Balanced
LNCLNC on the overall AIQ Score, which weights Quality and Value most heavily.
Growth
LNCLNC on combined revenue and EPS growth.
Value
LNCLNC on the peer-relative Value factor, by 29 points.
Momentum
JPMJPM on the Momentum factor, by 14 points.
Lower downside
LNCLNC on Risk Resilience, by 7 points.
Analyst upside
LNCLNC on implied upside to the consensus price target.
AIQ vs Wall Street
Where the systematic read and the analyst consensus line up — and where they do not.
| Measure | JPM | LNC | Note |
|---|---|---|---|
| Implied upside to target | +10.7% | +13.9% | LNC has more room |
| Target dispersion | +32.2% | +38.5% | Lower is tighter analyst agreement |
| Consensus | Buy | Hold | Context, not a primary driver |
| Analysts covering | 11 | 3 | Higher coverage generally improves confidence |
Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.
Dividend growth
| Dividend metric | JPM | LNC |
|---|---|---|
| 5Y dividend CAGR | 9.04% | 2.38% |
| 2020 regular DPS | $3.600 | $1.600 |
| 2025 regular DPS | $5.550 | $1.800 |
| Years increased | 5 | 2 |
| No cut in window | Yes | Yes |
| Cohort rank | #120 | #319 |
JPM grew its split-adjusted regular dividend faster over 2020–2025 — 9.04% a year against LNC's 2.38%. Neither company reduced its regular dividend in any year of the window.
Yield and payout ratio shown elsewhere on this page are current values, not part of the study window.
Split-adjusted regular dividends per share, 2020–2025, excluding special dividends. Research as of Sep 19, 2026.
AIQ Agreement Matrix
4 of 6 covered evidence groups favor LNC. A wide gap backed by one group is a weaker case than a narrow gap backed by five.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | LNC | 53 vs 66 |
| Fundamentals | JPMon balance | revenue growth -7.6% vs -14.4%; EPS growth -27.6% vs 8.6%; TTM ROE 17.9% vs 22%; gross margin 63.2% vs 57.5%; operating margin 28.2% vs 14.6% — JPM takes 3 of 5 decided legs, not all of them |
| Valuation | LNC | Value 44 vs 73 |
| Technicals | Even | Price vs 50-day -2% vs -1.8%; vs 200-day 5.2% vs 4.3% |
| Risk Resilience | LNC | Risk Resilience 69 vs 76 |
| Analyst expectations | LNC | Target upside 10.7% vs 13.9% |
✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of JPM and LNC and are excluded from the count.
AIQ Decision Stability
The conclusion rests on a wide gap and broad agreement. It is unlikely to turn on a single session.
- The AIQ gap is wide at 13 points. (supports the conclusion holding)
- The leader's advantage has been narrowing. (argues the conclusion is provisional)
- The lead has been steady session to session. (supports the conclusion holding)
- The leader's signal state is cleanly positive. (supports the conclusion holding)
Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on LNC.
How the comparison changed
120 daily snapshots · Jun 29 – Oct 28LNC lead: Weakening — the AIQ differential moved from 20 to 13 points over 30 sessions.
- Today
- LNC +13
- 53 vs 66
- 7 sessions ago
- LNC +15
- 50 vs 65
- 30 sessions ago
- LNC +20
- 44 vs 64
- 90 sessions ago
- LNC +12
- 52 vs 64
The lead has not changed hands in this window.
AIQ Signal Divergence
Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.
2 bullish / 1 bearish, conflicted
Only JPM
- BB Upper Band Breach — bearish, volatility, short horizon
2 bullish / 0 bearish / 1 neutral
Only LNC
- Bollinger Band Squeeze — neutral, volatility, short horizon
Both carry 2 more signals that do not separate them: Golden Cross Active, MACD Bullish Crossover.
JPM is conflicted, so the timing case there is weaker than the score alone suggests.
Price vs model alignment
Whether the latest session's price move confirms what the model did over the same session, or contradicts it.
Price is down while the AIQ Score moved up 1 points over the same session — price and model disagree (price -1.9%, AIQ +1 points).
Price is down while the AIQ Score moved up 1 points over the same session — price and model disagree (price -0.87%, AIQ +1 points).
What would flip this result
A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.
- 1JPM closes the Value gap — currently 29 points behind, the largest single contributor to LNC's edge.
- 2JPM's BB Upper Band Breach resolves — a bearish volatility rule currently active against it.
- 3LNC's Golden Cross Active breaks down — it is the strongest rule currently supporting the verdict.
- 4The narrowing continues — the lead has already given back 7 points over 30 sessions, and a further 13-point move would eliminate LNC's advantage entirely.
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Fundamentals
JPM leads on balance| Metric | JPM | LNC |
|---|---|---|
| Revenue growth (YoY) | -7.6% | -14.4% |
| EPS growth (YoY) | -27.6% | 8.6% |
| Gross margin | 63.2% | 57.5% |
| Operating margin | 28.2% | 14.6% |
| Return on equity (TTM) | 17.9% | 22% |
| Debt to equity | 3.32 | 0.6 |
Performance
JPM leads 5 of 6 windows| Metric | JPM | LNC |
|---|---|---|
| 1 week (5 sessions) | 1.2% | 0.7% |
| 1 month (20 sessions) | 2.6% | 1% |
| 3 months (63 sessions) | -3.3% | -11.6% |
| 6 months (126 sessions) | 9.7% | 10% |
| Year to date | 5.3% | -8.7% |
| 1 year (252 sessions) | 12.9% | 1.8% |
Technicals
Split| Metric | JPM | LNC |
|---|---|---|
| RSI (14) | 60.9 | 47.4 |
| ADX (14) | 15 | 13.9 |
| Price vs 50-day | -2% | -1.8% |
| Price vs 200-day | 5.2% | 4.3% |
| Volatility (1M, annualized) | 13% | 25% |
Risk
LNC is the more resilient| Metric | JPM | LNC |
|---|---|---|
| Beta | 0.73 | 1.02 |
| Sharpe ratio | 0.41 | 0.09 |
| Sortino ratio | 0.56 | 0.13 |
| Max drawdown | -15.5% | -29.9% |
| Current drawdown | -7.1% | -13.5% |
| Annualized volatility | 22% | 33.8% |
| Value at risk (95%) | -2.4% | -3.5% |
Straight answers
Each answer is regenerated from the current snapshot, not written once and left to age.
Which is better, JPM or LNC?
On the Algovestiq AIQ Score, LNC is the stronger of the two as of Oct 31, 2026, scoring 66 against JPM's 53. The edge comes from value and quality. JPM is not without a case — it holds the better momentum profile, which matters more if that is the objective you are optimizing for. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.
Is JPM or LNC the better buy right now?
LNC carries the stronger systematic profile as of Oct 31, 2026, and the comparison is rated Stable — 4 of 6 covered evidence groups agree. A Stable rating means the gap is wide and the evidence is broad, so the conclusion is unlikely to turn on a single session.
Why does the AIQ Score favor LNC over JPM?
The composite weights Quality, Value, Momentum and Risk Resilience. LNC leads Value by 29 points; LNC leads Quality by 23 points; JPM leads Momentum by 14 points. Where the two split, the factor with the larger weight carries the result.
Which has more analyst upside, JPM or LNC?
Analyst price targets imply +10.7% upside for JPM and +13.9% for LNC, so the Street currently favors LNC. The model and the Street agree here, which is a broader base of evidence than either alone. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.
Which is better value, JPM or LNC?
LNC is the better-valued of the two on the peer-relative Value factor. LNC on the peer-relative Value factor, by 29 points. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.
Which has stronger growth, JPM or LNC?
LNC on combined revenue and EPS growth. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.
Which has stronger momentum, JPM or LNC?
JPM on the Momentum factor, by 14 points. Momentum is one of the four weighted factors in the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.
Which is riskier, JPM or LNC?
LNC is the more resilient of the two, so the other name carries the higher downside risk. LNC on Risk Resilience, by 7 points. Risk Resilience is a weighted factor in the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.
Is JPM more profitable than LNC?
The profitability evidence is mixed: gross margin 63.2% vs 57.5%; operating margin 28.2% vs 14.6%; ttm roe 17.9% vs 22%. JPM leads on two measures and LNC on one measure, and there is no single profitability composite that resolves the split — which of the two reads as "more profitable" depends on whether you weight pricing power or operating leverage.
Is LNC's lead over JPM getting stronger or weaker?
LNC lead: Weakening — the AIQ differential moved from 20 to 13 points over 30 sessions. This is measured from 120 daily comparison snapshots between 2026-06-29 and 2026-10-28. The lead has not changed hands in that window.
What would change the JPM vs LNC verdict?
The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: JPM closes the Value gap — currently 29 points behind, the largest single contributor to LNC's edge; JPM's BB Upper Band Breach resolves — a bearish volatility rule currently active against it; LNC's Golden Cross Active breaks down — it is the strongest rule currently supporting the verdict; the narrowing continues — the lead has already given back 7 points over 30 sessions, and a further 13-point move would eliminate LNC's advantage entirely.
What do the current signals say about JPM and LNC?
JPM: 2 bullish / 1 bearish, conflicted. LNC: 2 bullish / 0 bearish / 1 neutral. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. The most decision-relevant rule on JPM is Golden Cross Active (bullish, long horizon). On LNC it is Golden Cross Active (bullish, long horizon).
Compare JPM and LNC with others
Continue your research
This page answers which of the two. These answer the questions on either side of it.
How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality, Value, Momentum and Risk, each carrying a fixed weight. Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.