Stock Analysis
Lincoln National Corporation (LNC) Stock Analysis
Lincoln National Corporation (LNC) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.
Lincoln National Corporation (LNC) currently has an AIQ Score of 68/100, indicating a neutral setup. Risk is the strongest factor at 76/100. Momentum is the weakest current factor at 56/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
LNC at a Glance
Crawlable current metrics from the latest market-close stock snapshot.
| Metric | Current |
|---|---|
| Price | $41.01 |
| AIQ Score | 68/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Strong Buy |
| Market Cap | $8.19B |
| P/E Ratio (TTM) | 3.56 |
| Forward P/E | — |
| EPS (quarter ended 2026-06-30) | $6.85 |
| Revenue (quarter ended 2026-06-30) | $4.54B |
| Dividend Yield (TTM) | 4.21% |
| Beta | 1.13 |
| Volume | 1.86M |
| 52-week range | $32.18-$47.67 |
| RSI 14 | 58.93 |
| 50-Day SMA | $41.73 |
| 200-Day SMA | $38.99 |
| Analyst Price Target | $46.70 |
| Next Earnings | Nov 5, 2026 |
LNCLincoln National Corporation
Financial Services / Insurance - Life
Leader
Sector Leader
Latest quote
- Momentum56
- Value73
- Quality69
- Risk resilience76
- Sentiment—
LNC Stock Analysis Summary
Lincoln National Corporation (LNC) currently has an AIQ Score of 68/100, indicating a neutral setup. Risk resilience is the strongest factor at 76/100. Momentum is the weakest current factor at 56/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, LNC has AIQ Score of 68/100 with Risk resilience base of 76/100 and fading Momentum at 56/100. Wait for component alignment before adding exposure.
Risk resilience (76/100) leads while Momentum (56/100) lags. This cross-factor spread creates entry timing uncertainty.
Financial Services · -0.87% stock move · LNC classified in Insurance - Life.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is LNC Bullish or Bearish Right Now?
LNC currently has a neutral overall setup. Risk Resilience is the strongest factor at 76/100, while Momentum is weakest at 56/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Quality is supportive at 69/100.
- - Risk Resilience is supportive at 76/100.
- - Analyst target implies +13.87% upside from the latest quote.
- - Technical consensus has more buy votes than sell votes (33 vs 9).
- - No strong bearish evidence is available in the current snapshot.
Current Consensus
LNC's Technical Analysis Consensus is currently Strong Buy, with 33 buy, 3 neutral, and 9 sell votes. LNC's 14-day RSI is 58.93, which places the stock in a constructive momentum range. LNC's beta is 1.13, indicating market sensitivity broadly in line with the market.
What Changed in LNC?
The largest recent change in LNC is Momentum moving up by 3.0 points over the available 7-day comparison window. Risk Resilience remains the strongest visible factor.
What Would Change the LNC Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
LNC Decision Framework
Public evidence layers, setup checks, and risk context for Lincoln National Corporation.
Lincoln National Corporation (LNC) Stock Analysis
Lincoln National Corporation has an AIQ Score of 68/100 in a Neutral regime. Risk is strongest at 76/100. Beta is 1.15, above market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | LNC is in a Neutral AIQ regime with score 68/100. |
| Signal Conflict | The primary conflict is that risk leads at 76/100 while momentum lags at 56/100. |
| Factor Evidence | Momentum 56/100 · Value 73/100 · Quality 69/100 · Risk 76/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Risk is the strongest factor at 76/100.
Momentum is 56/100 and RSI (14) is 58.9.
LNC is in a Neutral regime at 68/100.
Risk factor is 76/100 with beta 1.15 and annual volatility 33.88%.
Current conflict: risk leads at 76/100 while momentum lags at 56/100.
LNC Research Cluster
Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.
LNC Fundamentals
LNC valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.
LNC Technical Analysis
LNC technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
LNC Stock Catalysts
Track LNC earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.
LNC Dividend Analysis
LNC dividend yield, annual dividend, payout ratio, payment history, and income reliability context.
LNC Financial Data
LNC revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.
LNC Risk Analysis
LNC volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
LNC Stock News
LNC stock news, market tone, recent headlines, and catalyst context.
LNC vs Insurance Peers
Current peer cohort: LNC · MET · MFC · PGR · PRU. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| LNC Current stock | 68/100 | 73/100 | 56/100 | 76/100 | 0.15 | 33.88% | Current |
| MET MetLife | 61/100 | 65/100 | 68/100 | 76/100 | 1.02 | 23.80% | LNC vs MET |
| MFC Manulife Financial | 65/100 | 55/100 | 79/100 | 79/100 | 1.55 | 20.12% | LNC vs MFC |
| PGR Progressive | 69/100 | 59/100 | 77/100 | 46/100 | 0.37 | 27.29% | LNC vs PGR |
| PRU Prudential Financial | 60/100 | 69/100 | 59/100 | 74/100 | 0.58 | 22.59% | LNC vs PRU |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Oct 29, 2026.
About the AIQ Score
Methodology for the current stock evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalysts8 recent quarterly periods are available for review.
Checked Oct 31, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
Fundamentals Verdict
Current snapshot fields are separate from reported-quarter statement tables.
Latest period Jun 30, 2026.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching LNC
Open the detailed evidence pages and workflows behind the stock overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for LNC
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
LNC Stock FAQ
What is LNC stock price today?
Lincoln National Corporation's current stock price is $41.01. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.
Is LNC bullish or bearish right now?
LNC's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.
What is LNC's market cap?
LNC's market cap is $8.19B based on the latest completed market-close snapshot from Oct 30, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.
What is LNC's current P/E ratio?
LNC's current P/E ratio is 3.56 based on the latest completed market-close snapshot from Oct 30, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.
What is LNC's RSI?
LNC's 14-day RSI is 58.93 based on the latest completed market-close snapshot from Oct 30, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.
Is LNC above its 50-day and 200-day moving averages?
LNC is -0.87% from its 50-day SMA and 6.10% from its 200-day SMA based on the latest completed market-close snapshot from Oct 30, 2026. Moving-average position should be read with momentum and broader AIQ evidence.
When is LNC's next earnings date?
LNC's next earnings date is currently listed as Nov 5, 2026. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.
Does LNC pay a dividend?
LNC's dividend yield is 4.21% based on the latest completed market-close snapshot from Oct 30, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.