VTI vs VUG ETF Comparison
Vanguard Morningstar Total Stock Market ETF vs Vanguard Morningstar Growth ETF
VTI leads
VTI leads by 2 AIQ points, primarily on Risk Resilience and Value, but the lead has narrowed from 6 points over 30 sessions.
Fragile: 2 of 4 evidence groups support VTI, its lead is narrowing, and its current signal state is conflicted.
Vanguard Morningstar Total Stock Market ETF
Vanguard Morningstar Growth ETF
The Algovestiq AIQ Score currently favors VTI over VUG, 60 versus 58 as of Sep 2, 2026. VTI's advantage is driven primarily by stronger risk resilience and value, while VUG holds the stronger momentum profile. VTI also shows the weaker technical structure relative to its 50-day moving average. 2 of 4 covered evidence groups favor VTI today, and the comparison is rated Fragile on stability: the AIQ gap is narrow at 2 points. VTI lead: Weakening — the AIQ differential moved from 6 to 2 points over 30 sessions.
Compare Vanguard Morningstar Total Stock Market ETF and Vanguard Morningstar Growth ETF across performance, expense ratio, dividend yield, drawdown, volatility and the Algovestiq AIQ Score.
AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Risk Resilience15%87 vs 75VTI +12
- Value30%38 vs 30VTI +8
- Momentum25%55 vs 59VUG +4
- Quality30%74 vs 76Even
2 of 4 evidence groups favor VTI. VTI’s edge is concentrated in risk resilience and value; VUG keeps a meaningful momentum edge.
What changed since the last close
Latest scored session 2026-09-01, compared against the prior scored session 2026-08-31.
No factor moved materially.
No new signals fired.
Largest factor move: Value +1
No new signals fired.
VTI's lead was unchanged in the latest snapshot.
Deeper signal detail for each name lives on its own signals page — VTI and VUG both carry a full feed there.
The central trade-off
VTI (Vanguard Morningstar Total Stock Market ETF): the stronger current systematic profile, led by risk resilience and value.
VUG (Vanguard Morningstar Growth ETF): the counter-case, on momentum.
Which one fits your objective
The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.
Balanced
VTIVTI on the overall AIQ Score, which weights Quality and Value at 30% each.
Growth
EvenGrowth figures are not covered for both names.
Value
VTIVTI on the peer-relative Value factor, by 8 points.
Momentum
VUGVUG on the Momentum factor, by 4 points.
Lower downside
VTIVTI on Risk Resilience, by 12 points.
Analyst upside
EvenAnalyst targets are level or not covered for both names.
Fund facts, side by side
Two funds tracking overlapping universes are separated by cost and risk far more than by holdings. Those lead here.
| Measure | VTI | VUG | Why it matters |
|---|---|---|---|
| Expense ratio | 0.03% | 0.03% | Lower is better — it compounds against you every year you hold. |
| Assets under management | $2.30T | $372.0B | Larger funds generally carry tighter spreads. |
| Holdings | 3,598 | 166 | More holdings means broader diversification, not better returns. |
| Average volume | 4,488,042 | 1,787,878 | Liquidity — matters most if you trade size. |
| Annualized volatility | 13.1% | 17.9% | Lower is a steadier ride for the same exposure. |
| Max drawdown | -9.2% | -16.7% | The worst peak-to-trough loss on record for the fund. |
| Sharpe ratio | 1.05 | 0.61 | Return per unit of risk. Higher is better. |
| Beta | 1.02 | 1.33 | Sensitivity to the broad market. Neither direction is better — it depends on the role in your portfolio. |
Where the exposure actually sits
VTI and VUG share 78.14% of their weighted exposure across 147 common holdings.
VUG is the more concentrated of the two: its ten largest positions are 95.57% of the fund, against 51.44% for VTI (147 holdings vs 3482). Concentration cuts both ways — it is what drives outperformance when the top names work, and what makes the drawdown deeper when they do not.
3335 holdings are unique to VTI and 0 to VUG. Owning both adds little diversification — they are largely the same exposure in different wrappers.
Largest shared positions
| Holding | VTI | VUG | Shared |
|---|---|---|---|
| AAPLApple Inc | 12.58% | 25.19% | 12.58% |
| MSFTMicrosoft Corp | 9.57% | 19.19% | 9.57% |
| AMZNAmazon.com Inc | 7.29% | 10.3% | 7.29% |
| NVDANVIDIA Corp | 6.4% | 12.81% | 6.4% |
| GOOGLAlphabet Inc | 2.9% | 5.8% | 2.9% |
| LLYEli Lilly & Co | 2.7% | 5.44% | 2.7% |
| AVGOBroadcom Inc | 2.56% | 4.46% | 2.56% |
| GOOGAlphabet Inc | 2.31% | 4.63% | 2.31% |
Shared weight is the lower of the two positions — the portion of capital both funds genuinely have in the same security.
AIQ Agreement Matrix
2 of 4 covered evidence groups favor VTI. A wide gap backed by one group is a weaker case than a narrow gap backed by five.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | Even | 60 vs 58 |
| Fundamentals | Not covered | Not covered |
| Valuation | VTI | Value 38 vs 30 |
| Technicals | Even | Price vs 50-day 1.1% vs 1.4%; vs 200-day 7.9% vs 7.3% |
| Risk Resilience | VTI | Risk Resilience 87 vs 75 |
| Analyst expectations | Not covered | Not covered |
✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of VTI and VUG and are excluded from the count.
AIQ Decision Stability
The conclusion is sensitive to small changes. Treat the lead as provisional and watch the flip conditions below.
- The AIQ gap is narrow at 2 points. (argues the conclusion is provisional)
- Only 2 of 4 covered evidence groups agree. (argues the conclusion is provisional)
- The leader's advantage has been narrowing. (argues the conclusion is provisional)
- The lead has been steady session to session. (supports the conclusion holding)
- The leader is throwing conflicting signals. (argues the conclusion is provisional)
Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on VTI.
How the comparison changed
120 daily snapshots · Apr 20 – Sep 1VTI lead: Weakening — the AIQ differential moved from 6 to 2 points over 30 sessions.
- Today
- VTI +2
- 60 vs 58
- 7 sessions ago
- VTI +4
- 61 vs 57
- 30 sessions ago
- VTI +6
- 66 vs 60
- 90 sessions ago
- VTI +10
- 60 vs 50
The lead changed hands 2 times in this window, most recently on May 4 when VTI moved ahead of VUG.
AIQ Signal Divergence
Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.
4 bullish / 1 bearish / 1 neutral, conflicted
- Golden Cross Active — bullish, trend, long horizon (6.40%)
- EMA Ribbon Expansion Bullish — bullish, trend, medium horizon
- 52-Week High Proximity — bullish, risk, long horizon (1.7%)
4 bullish / 1 bearish / 2 neutral, conflicted
- Golden Cross Active — bullish, trend, long horizon (5.16%)
- Bollinger Band Squeeze — neutral, volatility, short horizon
- EMA Ribbon Expansion Bullish — bullish, trend, medium horizon
VTI leads the comparison while carrying a conflicted signal state, which is one reason the stability rating is not higher.
Price vs model alignment
Whether the latest session's price move confirms what the model did over the same session, or contradicts it.
Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price +0.49%, AIQ 0 points).
Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price +0.39%, AIQ 0 points).
What would flip this result
A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.
- 1VUG closes the Risk Resilience gap — currently 12 points behind, the largest single contributor to VTI's edge.
- 2VUG's Bollinger Band Squeeze turns directional — it is neutral today and would confirm a change in trend.
- 3VTI's conflicting signal state resolves bearish — it currently carries 4 bullish and 1 bearish rules at once.
- 4The narrowing continues — the lead has already given back 4 points over 30 sessions, and a further 2-point move would eliminate VTI's advantage entirely.
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Technicals
Split| Metric | VTI | VUG |
|---|---|---|
| RSI (14) | 44.4 | 47.6 |
| ADX (14) | 14.6 | 15.5 |
| Price vs 50-day | 1.1% | 1.4% |
| Price vs 200-day | 7.9% | 7.3% |
| Volatility (1M, annualized) | 9.9% | 13.7% |
Risk
VTI is the more resilient| Metric | VTI | VUG |
|---|---|---|
| Beta | 1.02 | 1.33 |
| Sharpe ratio | 1.05 | 0.61 |
| Sortino ratio | 1.51 | 0.94 |
| Max drawdown | -9.2% | -16.7% |
| Current drawdown | -1.6% | -2.3% |
| Annualized volatility | 13.1% | 17.9% |
| Value at risk (95%) | -1.4% | -1.8% |
Straight answers
Each answer is regenerated from the current snapshot, not written once and left to age.
Which is better, VTI or VUG?
On the Algovestiq AIQ Score, VTI is the stronger of the two as of Sep 2, 2026, scoring 60 against VUG's 58. The edge comes from risk resilience and value. VUG is not without a case — it holds the better momentum profile, which matters more if that is the objective you are optimizing for. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.
Is VTI or VUG the better buy right now?
VTI carries the stronger systematic profile as of Sep 2, 2026, and the comparison is rated Fragile — 2 of 4 covered evidence groups agree. A Fragile rating means the conclusion is sensitive: the AIQ gap is narrow at 2 points. Treat the lead as provisional.
Why does the AIQ Score favor VTI over VUG?
The composite weights Quality at 30%, Value at 30%, Momentum at 25% and Risk Resilience at 15%. VTI leads Risk Resilience by 12 points; VTI leads Value by 8 points; VUG leads Momentum by 4 points. Where the two split, the factor with the larger weight carries the result.
Which is better value, VTI or VUG?
VTI is the better-valued of the two on the peer-relative Value factor. VTI on the peer-relative Value factor, by 8 points. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.
Which has stronger growth, VTI or VUG?
Growth figures are not covered for both names. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.
Which has stronger momentum, VTI or VUG?
VUG on the Momentum factor, by 4 points. Momentum carries 25% of the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.
Which is riskier, VTI or VUG?
VTI is the more resilient of the two, so the other name carries the higher downside risk. VTI on Risk Resilience, by 12 points. The Risk Resilience factor weights 15% of the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.
Is VTI more profitable than VUG?
Margin data is not comparable for both names in the current snapshot.
Is VTI's lead over VUG getting stronger or weaker?
VTI lead: Weakening — the AIQ differential moved from 6 to 2 points over 30 sessions. This is measured from 120 daily comparison snapshots between 2026-04-20 and 2026-09-01. The lead has changed hands 2 times in that window, most recently on 2026-05-04, when VTI moved ahead of VUG.
What would change the VTI vs VUG verdict?
The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: VUG closes the Risk Resilience gap — currently 12 points behind, the largest single contributor to VTI's edge; VUG's Bollinger Band Squeeze turns directional — it is neutral today and would confirm a change in trend; VTI's conflicting signal state resolves bearish — it currently carries 4 bullish and 1 bearish rules at once; the narrowing continues — the lead has already given back 4 points over 30 sessions, and a further 2-point move would eliminate VTI's advantage entirely.
What do the current signals say about VTI and VUG?
VTI: 4 bullish / 1 bearish / 1 neutral, conflicted. VUG: 4 bullish / 1 bearish / 2 neutral, conflicted. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. The most decision-relevant rule on VTI is Golden Cross Active (bullish, long horizon). On VUG it is Golden Cross Active (bullish, long horizon).
Compare VTI and VUG with others
How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality (30%), Value (30%), Momentum (25%) and Risk (15%). Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.