ETF Analysis
State Street SPDR Bloomberg 1-3 Month T-Bill ETF (BIL) ETF Analysis
State Street SPDR Bloomberg 1-3 Month T-Bill ETF (BIL) ETF analysis covering performance, holdings context, risk, drawdowns, volatility, momentum, dividends, valuation exposure, and the current AlgovestIQ assessment.
State Street SPDR Bloomberg 1-3 Month T-Bill ETF (BIL) currently has an AIQ Score of 50/100, indicating a neutral setup. Quality is the strongest factor at 72/100. Momentum is the weakest current factor at 32/100. Performance, momentum, risk, distribution, and exposure evidence should be read together at the latest market-close snapshot.
BIL at a Glance
Crawlable current metrics from the latest market-close ETF snapshot.
| Metric | Current |
|---|---|
| Price | $91.45 |
| AIQ Score | 50/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Sell |
| Dividend Yield | 3.40% |
| Beta | 0 |
| Volume | 7.38M |
| 52-week range | $91.26-$91.77 |
| RSI 14 | 38.64 |
| 50-Day SMA | $91.54 |
| 200-Day SMA | $91.52 |
| Risk Score | 66/100 |
| Momentum Score | 32/100 |
| Value Exposure Score | 36/100 |
BIL
OverviewBIL ETF Analysis Summary
State Street SPDR Bloomberg 1-3 Month T-Bill ETF (BIL) currently has an AIQ Score of 50/100, indicating a neutral setup. Quality is the strongest factor at 72/100. Momentum is the weakest current factor at 32/100. Performance, exposure, distribution, momentum, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, BIL has AIQ Score of 50/100 with Quality base of 72/100 and fading Momentum at 32/100. Wait for component alignment before adding exposure.
Quality (72/100) leads while Momentum (32/100) lags. This cross-factor spread creates entry timing uncertainty.
Financial Services · 0.03% ETF move · BIL classified in Asset Management - Bonds.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is BIL Bullish or Bearish Right Now?
BIL currently has a neutral overall setup. Quality is the strongest factor at 72/100, while Momentum is weakest at 32/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Quality is supportive at 72/100.
- - Risk Resilience is supportive at 66/100.
- - Value is the current constraint at 36/100.
- - Momentum is weak at 32/100.
- - Price is -0.08% below its 200-day SMA.
- - Technical consensus has more sell votes than buy votes (15 vs 4).
Current Consensus
BIL's Technical Analysis Consensus is currently Sell, with 4 buy, 26 neutral, and 15 sell votes. BIL's 14-day RSI is 38.64, which places the stock in a weaker momentum range. BIL's beta is 0, indicating lower market sensitivity than the broad market.
What Changed in BIL?
Recent score-change history is not available in the current snapshot. These are the latest market-close scores instead.
What Would Change the BIL Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
BIL Decision Framework
Public evidence layers, setup checks, and risk context for State Street SPDR Bloomberg 1-3 Month T-Bill ETF.
State Street SPDR Bloomberg 1-3 Month T-Bill ETF (BIL) ETF Analysis
State Street SPDR Bloomberg 1-3 Month T-Bill ETF has an AIQ Score of 50/100 in a Neutral regime. Quality is strongest at 72/100. Beta is 0, below market sensitivity. Review the supporting etf factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | BIL is in a Neutral AIQ regime with score 50/100. |
| Signal Conflict | The primary conflict is that quality leads at 72/100 while momentum lags at 32/100. |
| Factor Evidence | Momentum 32/100 · Value 36/100 · Quality 72/100 · Risk 66/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Quality is the strongest factor at 72/100.
Momentum is 32/100 and RSI (14) is 38.6.
BIL is in a Neutral regime at 50/100.
Risk factor is 66/100 with beta 0 and annual volatility 1.06%.
Current conflict: quality leads at 72/100 while momentum lags at 32/100.
BIL Research Cluster
ETF-specific paths for performance, risk, distributions, market context, data, comparisons, and news.
BIL ETF Analytics
BIL holdings context, yield, risk, valuation exposure, momentum, and AIQ evidence.
BIL Technical Analysis
BIL technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
BIL ETF Market Context
Track BIL market context, news pressure, trend changes, income events, and current allocation evidence.
BIL Distribution Analysis
BIL distribution yield, annualized distributions, payment history, and income context.
BIL ETF Data
BIL available fund data, market metrics, technical readings, risk measures, and AIQ evidence.
BIL Risk Analysis
BIL volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
BIL ETF News
BIL ETF news, market tone, recent headlines, and catalyst context.
BIL vs Fixed Income — Government Peers
Current peer cohort: BIL · IEF · IEI · SCHO · SCHP. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| BIL Current ETF | 50/100 | 36/100 | 32/100 | 66/100 | -3.75 | 1.06% | Current |
| IEF iShares 7-10 Year Treasury Bond ETF | 56/100 | 45/100 | 34/100 | 89/100 | -1.68 | 4.85% | BIL vs IEF |
| IEI iShares 3-7 Year Treasury Bond ETF | 52/100 | 45/100 | 27/100 | 85/100 | -2.26 | 3.20% | BIL vs IEI |
| SCHO Schwab Short-Term U.S. Treasury ETF | 59/100 | 73/100 | 28/100 | 72/100 | -3.05 | 1.73% | BIL vs SCHO |
| SCHP Schwab U.S. TIPS ETF | 53/100 | 36/100 | 39/100 | 85/100 | -2.12 | 3.69% | BIL vs SCHP |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Sep 4, 2026.
About the AIQ Score
Methodology for the current ETF evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of ETF evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Valuation exposure across the fund's holdings.
Quality context inferred from fund exposure and available evidence.
Trend, momentum, volume, and timing confirmation.
Resilience, volatility, beta, drawdown, and tail risk.
News and event pressure around the setup.
Open the return calculator with etf context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalystsNo quarterly financial rows in this snapshot.
Checked Sep 5, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
ETF Analytics Snapshot
Current ETF evidence uses fund analytics and available market-close fields.
Quarterly financial history appears when reported fields are present.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching BIL
Open the detailed evidence pages and workflows behind the ETF overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for BIL
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
BIL ETF FAQ
What is BIL ETF price today?
BIL is currently shown at $91.45. Use the live quote with the 52-week range and AIQ context before comparing funds.
What is BIL's 52-week high and low?
BIL's 52-week range is $91.26 to $91.77 based on the latest completed market-close snapshot from Sep 4, 2026. A price near either extreme should be evaluated with volatility and trend evidence.
Does BIL pay a dividend?
BIL's current distribution yield is 3.40% based on the latest completed market-close snapshot from Sep 4, 2026. For ETFs, dividend yield should be compared with expense ratio, holdings, and risk.
What should investors compare before buying BIL?
Compare BIL's price trend, expense profile, yield, holdings exposure, volatility, and AIQ signal. ETF decisions should focus on portfolio fit as much as current momentum.