ETF Analysis
Schwab Intermediate-Term U.S. Treasury ETF (SCHR) ETF Analysis
Schwab Intermediate-Term U.S. Treasury ETF (SCHR) ETF analysis covering performance, holdings context, risk, drawdowns, volatility, momentum, dividends, valuation exposure, and the current AlgovestIQ assessment.
Schwab Intermediate-Term U.S. Treasury ETF (SCHR) currently has an AIQ Score of 68/100, indicating a neutral setup. Risk is the strongest factor at 88/100. Momentum is the weakest current factor at 55/100. Performance, momentum, risk, distribution, and exposure evidence should be read together at the latest market-close snapshot.
SCHR at a Glance
Crawlable current metrics from the latest market-close ETF snapshot.
| Metric | Current |
|---|---|
| Price | $23.84 |
| AIQ Score | 68/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Neutral |
| Fund Size | $13.57B |
| Expense Ratio | — |
| NAV | — |
| Asset Class | — |
| Primary Exposure | — |
| Issuer | — |
| Domicile | — |
| Inception Date | — |
| Distribution Yield | 4.07% |
| Beta | 0.78 |
| Average Volume | 3.35M |
| 52-week range | $23.57-$25.42 |
| RSI 14 | 65.96 |
| 50-Day SMA | $24.04 |
| 200-Day SMA | $24.61 |
| Risk Score | 88/100 |
| Momentum Score | 55/100 |
| Value Exposure Score | 73/100 |
SCHR Long-Horizon ETF Performance
Trailing returns, growth of $10,000, drawdown history, and calendar-year returns from available daily closes.
| Period | Total return | Annualized | Max drawdown | Start date |
|---|---|---|---|---|
| 1Y | -5.92% | -5.92% | -6.93% | Oct 21, 2025 |
| 3Y | 0.48% | 0.16% | -7.13% | Oct 23, 2023 |
| 5Y | -15.05% | -3.21% | -16.79% | Oct 22, 2021 |
| 10Y | -15.05% | -3.21% | -16.79% | Oct 22, 2021 |
Growth of $10,000
Indexed to the first available close in this history window.
Drawdown History
Peak-to-trough decline from each prior high over the available window.
Calendar-Year Returns
Full-year returns where available, with the current calendar year shown as YTD.
SCHRSchwab Intermediate-Term U.S. Treasury ETF
Financial Services / Asset Management - Bonds
Leader
Sector Leader
Latest quote
- Momentum55
- Value73
- Quality64
- Risk resilience88
- Sentiment—
SCHR ETF Analysis Summary
Schwab Intermediate-Term U.S. Treasury ETF (SCHR) currently has an AIQ Score of 68/100, indicating a neutral setup. Risk resilience is the strongest factor at 88/100. Momentum is the weakest current factor at 55/100. Performance, exposure, distribution, momentum, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, SCHR has AIQ Score of 68/100 with Risk resilience base of 88/100 and fading Momentum at 55/100. Wait for component alignment before adding exposure.
Risk resilience (88/100) leads while Momentum (55/100) lags. This cross-factor spread creates entry timing uncertainty.
Financial Services · -0.08% ETF move · SCHR classified in Asset Management - Bonds.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is SCHR Bullish or Bearish Right Now?
SCHR currently has a neutral overall setup. Risk Resilience is the strongest factor at 88/100, while Momentum is weakest at 55/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Quality is supportive at 64/100.
- - Risk Resilience is supportive at 88/100.
- - Price is -3.14% below its 200-day SMA.
Current Consensus
SCHR's Technical Analysis Consensus is currently Neutral, with 15 buy, 15 neutral, and 15 sell votes. SCHR's 14-day RSI is 65.96, which places the ETF in a constructive momentum range. SCHR's beta is 0.78, indicating lower market sensitivity than the broad market.
What Changed in SCHR?
The largest recent change in SCHR is Momentum moving up by 12.0 points over the available 7-day comparison window. Risk Resilience remains the strongest visible factor.
What Would Change the SCHR Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, risk resilience improves, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, distribution or liquidity context deteriorates, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive market-context evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
SCHR Decision Framework
Public evidence layers, setup checks, and risk context for Schwab Intermediate-Term U.S. Treasury ETF.
Schwab Intermediate-Term U.S. Treasury ETF (SCHR) ETF Analysis
Schwab Intermediate-Term U.S. Treasury ETF has an AIQ Score of 68/100 in a Neutral regime. Risk is strongest at 88/100. Beta is 0.78, below market sensitivity. Review the supporting etf factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | SCHR is in a Neutral AIQ regime with score 68/100. |
| Signal Conflict | The primary conflict is that risk leads at 88/100 while momentum lags at 55/100. |
| Factor Evidence | Momentum 55/100 · Value 73/100 · Quality 64/100 · Risk 88/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Risk is the strongest factor at 88/100.
Momentum is 55/100 and RSI (14) is 66.0.
SCHR is in a Neutral regime at 68/100.
Risk factor is 88/100 with beta 0.78 and annual volatility 3.7%.
Current conflict: risk leads at 88/100 while momentum lags at 55/100.
SCHR Research Cluster
ETF-specific paths for performance, risk, distributions, market context, data, comparisons, and news.
SCHR ETF Analytics
SCHR holdings context, yield, risk, valuation exposure, momentum, and AIQ evidence.
SCHR Technical Analysis
SCHR technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
SCHR ETF Market Context
Track SCHR market context, news pressure, trend changes, income events, and current allocation evidence.
SCHR Distribution Analysis
SCHR distribution yield, annualized distributions, payment history, and income context.
SCHR ETF Data
SCHR available fund data, market metrics, technical readings, risk measures, and AIQ evidence.
SCHR Risk Analysis
SCHR volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
SCHR ETF News
SCHR ETF news, market tone, recent headlines, and catalyst context.
SCHR vs Fixed Income — Government Peers
Current peer cohort: SCHR · SGOV. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| SCHR Current ETF | — | — | — | — | -2.66 | 3.70% | Current |
| SGOV iShares 0-3 Month Treasury Bond ETF | — | — | — | — | -3.85 | 1.01% | SCHR vs SGOV |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Oct 21, 2026.
About the AIQ Score
Methodology for the current ETF evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of ETF evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Valuation exposure across the fund's holdings.
Quality context inferred from fund exposure and available evidence.
Trend, momentum, volume, and timing confirmation.
Resilience, volatility, beta, drawdown, and tail risk.
News and event pressure around the setup.
Open the return calculator with ETF context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalystsNo quarterly financial rows in this snapshot.
Checked Oct 21, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
ETF Analytics Snapshot
Current ETF evidence uses fund profile, cost, size, distribution, momentum, and risk fields.
ETF pages use fund-native profile fields for cost, size, liquidity, holdings breadth, NAV, issuer, and launch date.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching SCHR
Open the detailed evidence pages and workflows behind the stock overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for SCHR
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
SCHR ETF FAQ
What is SCHR ETF price today?
SCHR is currently shown at $23.84. Use the live quote with the 52-week range and AIQ context before comparing funds.
What is SCHR's 52-week high and low?
SCHR's 52-week range is $23.57 to $25.42 based on the latest completed market-close snapshot from Oct 21, 2026. A price near either extreme should be evaluated with volatility and trend evidence.
Does SCHR pay a dividend?
SCHR's current distribution yield is 4.07% based on the latest completed market-close snapshot from Oct 21, 2026. For ETFs, dividend yield should be compared with expense ratio, holdings, and risk.
What should investors compare before buying SCHR?
Compare SCHR's price trend, expense profile, yield, holdings exposure, volatility, and AIQ signal. ETF decisions should focus on portfolio fit as much as current momentum.