Stock Analysis
Banc of California, Inc. (BANC) Stock Analysis
Banc of California, Inc. (BANC) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.
Banc of California, Inc. (BANC) currently has an AIQ Score of 46/100, indicating a neutral setup. Risk is the strongest factor at 59/100. Momentum is the weakest current factor at 31/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
BANC at a Glance
Crawlable current metrics from the latest market-close stock snapshot.
| Metric | Current |
|---|---|
| Price | $18.92 |
| AIQ Score | 46/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Sell |
| Market Cap | $2.79B |
| P/E Ratio | 12.52 |
| Forward P/E | — |
| EPS | -$1.61 |
| Revenue TTM | $414.6M |
| Dividend Yield | 0.01% |
| Beta | 1.14 |
| Volume | 3.11M |
| 52-week range | $15.33-$21.93 |
| RSI 14 | 37.04 |
| 50-Day SMA | $19.79 |
| 200-Day SMA | $19.22 |
| Analyst Price Target | $20.00 |
| Next Earnings | Oct 28, 2026 |
BANC
OverviewBANC Stock Analysis Summary
Banc of California, Inc. (BANC) currently has an AIQ Score of 46/100, indicating a neutral setup. Risk resilience is the strongest factor at 59/100. Momentum is the weakest current factor at 31/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, BANC has AIQ Score of 46/100 with Risk resilience base of 59/100 and fading Momentum at 31/100. Wait for component alignment before adding exposure.
Risk resilience (59/100) leads while Momentum (31/100) lags. This cross-factor spread creates entry timing uncertainty.
Financial Services · 0.80% stock move · BANC classified in Banks - Regional.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is BANC Bullish or Bearish Right Now?
BANC currently has a neutral overall setup. Risk Resilience is the strongest factor at 59/100, while Momentum is weakest at 31/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Analyst target implies +5.71% upside from the latest quote.
- - Momentum is weak at 31/100.
- - Price is -1.55% below its 200-day SMA.
- - Technical consensus has more sell votes than buy votes (26 vs 13).
Current Consensus
BANC's Technical Analysis Consensus is currently Sell, with 13 buy, 6 neutral, and 26 sell votes. BANC's 14-day RSI is 37.04, which places the stock in a weaker momentum range. BANC's beta is 1.14, indicating market sensitivity broadly in line with the market.
What Changed in BANC?
Recent score-change history is not available in the current snapshot. These are the latest market-close scores instead.
What Would Change the BANC Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
BANC Decision Framework
Public evidence layers, setup checks, and risk context for Banc of California, Inc..
Banc of California, Inc. (BANC) Stock Analysis
Banc of California, Inc. has an AIQ Score of 46/100 in a Neutral regime. Risk is strongest at 59/100. Beta is 1.14, above market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | BANC is in a Neutral AIQ regime with score 46/100. |
| Signal Conflict | The primary conflict is that risk leads at 59/100 while momentum lags at 31/100. |
| Factor Evidence | Momentum 31/100 · Value 58/100 · Quality 40/100 · Risk 59/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Risk is the strongest factor at 59/100.
Momentum is 31/100 and RSI (14) is 37.0.
BANC is in a Neutral regime at 46/100.
Risk factor is 59/100 with beta 1.14 and annual volatility 31.57%.
Current conflict: risk leads at 59/100 while momentum lags at 31/100.
BANC Research Cluster
Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.
BANC Fundamentals
BANC valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.
BANC Technical Analysis
BANC technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
BANC Stock Catalysts
Track BANC earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.
BANC Dividend Analysis
BANC dividend yield, annual dividend, payout ratio, payment history, and income reliability context.
BANC Financial Data
BANC revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.
BANC Risk Analysis
BANC volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
BANC Stock News
BANC stock news, market tone, recent headlines, and catalyst context.
BANC vs Regional Banks Peers
Current peer cohort: BANC · BANF · BANR · BGC · BOH. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| BANC Current stock | 46/100 | 58/100 | 31/100 | 59/100 | 0.38 | 31.57% | Current |
| BANF BancFirst | 53/100 | 40/100 | 42/100 | 60/100 | -0.76 | 25.93% | BANC vs BANF |
| BANR Banner Bank | 60/100 | 50/100 | 50/100 | 80/100 | 0.16 | 24.52% | BANC vs BANR |
| BGC BGC Group | 63/100 | 63/100 | 78/100 | 54/100 | 0.65 | 32.71% | BANC vs BGC |
| BOH Bank of Hawaii | 57/100 | 49/100 | 36/100 | 81/100 | 0.44 | 23.88% | BANC vs BOH |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Sep 4, 2026.
About the AIQ Score
Methodology for the current stock evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalysts8 recent quarterly periods are available for review.
Checked Sep 5, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
Fundamentals Verdict
Current snapshot fields are separate from reported-quarter statement tables.
Latest period Jun 30, 2026.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching BANC
Open the detailed evidence pages and workflows behind the stock overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for BANC
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
BANC Stock FAQ
What is BANC stock price today?
Banc of California, Inc.'s current stock price is $18.92. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.
Is BANC bullish or bearish right now?
BANC's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.
What is BANC's market cap?
BANC's market cap is $2.79B based on the latest completed market-close snapshot from Sep 4, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.
What is BANC's current P/E ratio?
BANC's current P/E ratio is 12.52 based on the latest completed market-close snapshot from Sep 4, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.
What is BANC's RSI?
BANC's 14-day RSI is 37.04 based on the latest completed market-close snapshot from Sep 4, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.
Is BANC above its 50-day and 200-day moving averages?
BANC is -4.42% from its 50-day SMA and -1.55% from its 200-day SMA based on the latest completed market-close snapshot from Sep 4, 2026. Moving-average position should be read with momentum and broader AIQ evidence.
When is BANC's next earnings date?
BANC's next earnings date is currently listed as Oct 28, 2026. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.
Does BANC pay a dividend?
BANC's dividend yield is 0.01% based on the latest completed market-close snapshot from Sep 4, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.