Stock Analysis
Bill.com Holdings, Inc. (BILL) Stock Analysis
Bill.com Holdings, Inc. (BILL) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.
Bill.com Holdings, Inc. (BILL) currently has an AIQ Score of 64/100, indicating a neutral setup. Momentum is the strongest factor at 80/100. Quality is the weakest current factor at 52/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
BILL at a Glance
Crawlable current metrics from the latest market-close stock snapshot.
| Metric | Current |
|---|---|
| Price | $49.01 |
| AIQ Score | 64/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Strong Buy |
| Market Cap | $4.74B |
| P/E Ratio (TTM) | -414.81 |
| Forward P/E | — |
| EPS (quarter ended 2026-06-30) | -$0.18 |
| Revenue (quarter ended 2026-06-30) | $436.19M |
| Dividend Yield (TTM) | 0.00% |
| Beta | 1.09 |
| Volume | 1.43M |
| 52-week range | $31.41-$57.21 |
| RSI 14 | 72.92 |
| 50-Day SMA | $46.93 |
| 200-Day SMA | $42.69 |
| Analyst Price Target | $52.12 |
| Next Earnings | Nov 5, 2026 |
BILLBill.com Holdings, Inc.
Technology / Software - Application
Relative Leader / Watch
Strong Relative Position
Latest quote
- Momentum80
- Value67
- Quality52
- Risk resilience53
- Sentiment—
BILL Stock Analysis Summary
Bill.com Holdings, Inc. (BILL) currently has an AIQ Score of 64/100, indicating a neutral setup. Momentum is the strongest factor at 80/100. Quality is the weakest current factor at 52/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, BILL has AIQ Score of 64/100 with Momentum base of 80/100 and fading Quality at 52/100. Wait for component alignment before adding exposure.
Momentum (80/100) leads while Quality (52/100) lags. This cross-factor spread creates entry timing uncertainty.
Technology · -0.16% stock move · BILL classified in Software - Application.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is BILL Bullish or Bearish Right Now?
BILL currently has a neutral overall setup. Momentum is the strongest factor at 80/100, while Quality is weakest at 52/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Momentum is constructive at 80/100.
- - Price is +4.44% above its 50-day SMA.
- - Analyst target implies +6.35% upside from the latest quote.
- - Technical consensus has more buy votes than sell votes (36 vs 8).
- - No strong bearish evidence is available in the current snapshot.
Current Consensus
BILL's Technical Analysis Consensus is currently Strong Buy, with 36 buy, 1 neutral, and 8 sell votes. BILL's 14-day RSI is 72.92, which places the stock in an overbought momentum range. BILL's beta is 1.09, indicating market sensitivity broadly in line with the market.
What Changed in BILL?
The largest recent change in BILL is Momentum moving up by 35.0 points over the available 7-day comparison window. Momentum remains the strongest visible factor.
What Would Change the BILL Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
BILL Decision Framework
Public evidence layers, setup checks, and risk context for Bill.com Holdings, Inc..
Bill.com Holdings, Inc. (BILL) Stock Analysis
Bill.com Holdings, Inc. has an AIQ Score of 64/100 in a Neutral regime. Momentum is strongest at 80/100. Beta is 1.14, above market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | BILL is in a Neutral AIQ regime with score 64/100. |
| Signal Conflict | The primary conflict is that momentum leads at 80/100 while quality lags at 52/100. |
| Factor Evidence | Momentum 80/100 · Value 67/100 · Quality 52/100 · Risk 53/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Momentum is the strongest factor at 80/100.
Momentum is 80/100 and RSI (14) is 72.9.
BILL is in a Neutral regime at 64/100.
Risk factor is 53/100 with beta 1.14 and annual volatility 62.82%.
Current conflict: momentum leads at 80/100 while quality lags at 52/100.
BILL Research Cluster
Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.
BILL Fundamentals
BILL valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.
BILL Technical Analysis
BILL technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
BILL Stock Catalysts
Track BILL earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.
BILL Dividend Analysis
BILL dividend yield, annual dividend, payout ratio, payment history, and income reliability context.
BILL Financial Data
BILL revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.
BILL Risk Analysis
BILL volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
BILL Stock News
BILL stock news, market tone, recent headlines, and catalyst context.
BILL vs Software — Enterprise & Cloud Peers
Current peer cohort: BILL · CFLT · CRM · CSGP · CWAN. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| BILL Current stock | 64/100 | 67/100 | 80/100 | 53/100 | 0.12 | 62.82% | Current |
| CFLT Confluent | 52/100 | 40/100 | — | 86/100 | 0.62 | 64.78% | BILL vs CFLT |
| CRM Salesforce | 63/100 | 64/100 | 69/100 | 49/100 | 0.04 | 47.37% | BILL vs CRM |
| CSGP CoStar Group | 59/100 | 46/100 | 74/100 | 59/100 | -1.65 | 45.88% | BILL vs CSGP |
| CWAN Clearwater Analytics | 50/100 | 36/100 | — | 74/100 | 0.51 | 31.05% | BILL vs CWAN |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Oct 21, 2026.
About the AIQ Score
Methodology for the current stock evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalysts4 recent quarterly periods are available for review.
Checked Oct 22, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
Fundamentals Verdict
Current snapshot fields are separate from reported-quarter statement tables.
Latest period Jun 30, 2026.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching BILL
Open the detailed evidence pages and workflows behind the stock overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for BILL
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
BILL Stock FAQ
What is BILL stock price today?
Bill.com Holdings, Inc.'s current stock price is $49.01. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.
Is BILL bullish or bearish right now?
BILL's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.
What is BILL's market cap?
BILL's market cap is $4.74B based on the latest completed market-close snapshot from Oct 21, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.
What is BILL's current P/E ratio?
BILL's current P/E ratio is -414.81 based on the latest completed market-close snapshot from Oct 21, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.
What is BILL's RSI?
BILL's 14-day RSI is 72.92 based on the latest completed market-close snapshot from Oct 21, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.
Is BILL above its 50-day and 200-day moving averages?
BILL is 4.44% from its 50-day SMA and 14.81% from its 200-day SMA based on the latest completed market-close snapshot from Oct 21, 2026. Moving-average position should be read with momentum and broader AIQ evidence.
When is BILL's next earnings date?
BILL's next earnings date is currently listed as Nov 5, 2026. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.
Does BILL pay a dividend?
BILL's dividend yield is 0.00% based on the latest completed market-close snapshot from Oct 21, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.