Stock Analysis
Citigroup Inc. (C) Stock Analysis
Citigroup Inc. (C) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.
Citigroup Inc. (C) currently has an AIQ Score of 45/100, indicating a neutral setup. Risk is the strongest factor at 63/100. Quality is the weakest current factor at 34/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
C at a Glance
Crawlable current metrics from the latest market-close stock snapshot.
| Metric | Current |
|---|---|
| Price | $132.54 |
| AIQ Score | 45/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Sell |
| Market Cap | $232.83B |
| P/E Ratio | 14.4 |
| Forward P/E | — |
| EPS | $3.21 |
| Revenue TTM | $24.77B |
| Dividend Yield | 2.40% |
| Beta | 1.1 |
| Volume | 6.95M |
| 52-week range | $92.96-$147.96 |
| RSI 14 | 36.45 |
| 50-Day SMA | $135.75 |
| 200-Day SMA | $122.63 |
| Analyst Price Target | $149.16 |
| Next Earnings | Oct 13, 2026 |
C
OverviewC Stock Analysis Summary
Citigroup Inc. (C) currently has an AIQ Score of 45/100/100, indicating a neutral setup. Risk resilience is the strongest factor at 63/100/100. Quality is the weakest current factor at 34/100/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, C has AIQ Score of 45/100 with Risk resilience base of 63/100 and fading Quality at 34/100. Wait for component alignment before adding exposure.
Risk resilience (63/100) leads while Quality (34/100) lags. This cross-factor spread creates entry timing uncertainty.
Financial Services · 0.70% stock move · C classified in Banks - Diversified.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is C Bullish or Bearish Right Now?
C currently has a neutral overall setup. Risk Resilience is the strongest factor at 63/100, while Quality is weakest at 34/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Risk Resilience is supportive at 63/100.
- - Analyst target implies +12.54% upside from the latest quote.
- - Momentum is weak at 36/100.
- - Technical consensus has more sell votes than buy votes (28 vs 7).
Current Consensus
C's Technical Analysis Consensus is currently Sell, with 7 buy, 10 neutral, and 28 sell votes. C's 14-day RSI is 36.45, which places the stock in a weaker momentum range. C's beta is 1.1, indicating market sensitivity broadly in line with the market.
What Changed in C?
Recent score-change history is not available in the current snapshot. The page still shows the latest market-close evidence and timestamps.
What Would Change the C Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
C Research Cluster
Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.
C Fundamentals
C valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.
C Technical Analysis
C technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
C Stock Catalysts
Track C earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.
C Dividend Analysis
C dividend yield, annual dividend, payout ratio, payment history, and income reliability context.
C Financial Data
C revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.
C Risk Analysis
C volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
C Stock News
C stock news, market tone, recent headlines, and catalyst context.
Popular C Comparisons
How C scores against the names it is most often compared with.
About the AIQ Score
Methodology for the current stock evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalysts8 recent quarterly periods are available for review.
Checked Sep 2, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
Fundamentals Verdict
Value and quality should explain the score, not sit behind it.
Latest period Jun 30, 2026.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for C
Scenario Analysis
AIQ Scenario Builder
Citigroup Inc. (C) Stock Analysis
Citigroup Inc. has an AIQ Score of 45/100 in a Neutral regime. Risk is strongest at 63/100.
The main conflict is that risk leads at 63/100 while quality lags at 34/100. Review the supporting factors together before drawing a conclusion from any single score.
Beta is 1.1, above market sensitivity. Current price is $132.54 and RSI (14) is 36.5.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | C is in a Neutral AIQ regime with score 45/100. |
| Signal Conflict | The primary conflict is that risk leads at 63/100 while quality lags at 34/100. |
| Factor Evidence | Momentum 36/100 · Value 56/100 · Quality 34/100 · Risk 63/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
| Checklist | Status | Evidence |
|---|---|---|
| Factor strength | Wait | Risk is the strongest factor at 63/100. |
| Timing | Fail | Momentum is 36/100 and RSI (14) is 36.5. |
| Regime fit | Wait | C is in a Neutral regime at 45/100. |
| Risk control | Wait | Risk factor is 63/100 with beta 1.10 and annual volatility 29.25%. |
| Conflict | Wait | Current conflict: risk leads at 63/100 while quality lags at 34/100. |
| AIQ Score | 45/100/100 |
| Price | $132.54 |
| Beta | 1.1 |
| RSI (14) | 36.5 |
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C Stock FAQ
What is C stock price today?
Citigroup Inc.'s current stock price is $132.54. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.
Is C bullish or bearish right now?
C's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.
What is C's market cap?
C's market cap is $232.83B based on the latest completed market-close snapshot from Sep 1, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.
What is C's current P/E ratio?
C's current P/E ratio is 14.4 based on the latest completed market-close snapshot from Sep 1, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.
What is C's RSI?
C's 14-day RSI is 36.45 based on the latest completed market-close snapshot from Sep 1, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.
Is C above its 50-day and 200-day moving averages?
C is -2.37% from its 50-day SMA and 8.09% from its 200-day SMA based on the latest completed market-close snapshot from Sep 1, 2026. Moving-average position should be read with momentum and broader AIQ evidence.
When is C's next earnings date?
C's next earnings date is currently listed as Oct 13, 2026. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.
Does C pay a dividend?
C's dividend yield is 2.40% based on the latest completed market-close snapshot from Sep 1, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.