Stock Analysis
Citigroup Inc. (C) Stock Analysis
Citigroup Inc. (C) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.
Citigroup Inc. (C) currently has an AIQ Score of 45/100, indicating a neutral setup. Sentiment is the strongest factor at 64/100. Quality is the weakest current factor at 33/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
C at a Glance
Crawlable current metrics from the latest market-close stock snapshot.
| Metric | Current |
|---|---|
| Price | $123.85 |
| AIQ Score | 45/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Strong Sell |
| Market Cap | $208.42B |
| P/E Ratio (TTM) | 11.96 |
| Forward P/E | — |
| EPS (quarter ended 2026-09-30) | $2.85 |
| Revenue (quarter ended 2026-09-30) | $23.81B |
| Dividend Yield (TTM) | 1.99% |
| Beta | 1.11 |
| Volume | 6.16M |
| 52-week range | $95.00-$147.96 |
| RSI 14 | 43.37 |
| 50-Day SMA | $131.91 |
| 200-Day SMA | $126.43 |
| Analyst Price Target | $150.44 |
| Next Earnings | Jan 14, 2027 |
CCitigroup Inc.
Financial Services / Banks - Diversified
Low Priority
Relative Laggard
Latest quote
- Momentum35
- Value59
- Quality33
- Risk resilience57
- Sentiment64
C Stock Analysis Summary
Citigroup Inc. (C) currently has an AIQ Score of 45/100, indicating a neutral setup. Sentiment is the strongest factor at 64/100. Quality is the weakest current factor at 33/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, C has AIQ Score of 45/100 with Sentiment base of 64/100 and fading Quality at 33/100. Wait for component alignment before adding exposure.
Sentiment (64/100) leads while Quality (33/100) lags. This cross-factor spread creates entry timing uncertainty.
Financial Services · 1.09% stock move · C classified in Banks - Diversified.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is C Bullish or Bearish Right Now?
C currently has a neutral overall setup. Sentiment is the strongest factor at 64/100, while Quality is weakest at 33/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Analyst target implies +21.47% upside from the latest quote.
- - Momentum is weak at 35/100.
- - Price is -2.04% below its 200-day SMA.
- - Technical consensus has more sell votes than buy votes (33 vs 5).
Current Consensus
C's Technical Analysis Consensus is currently Strong Sell, with 5 buy, 7 neutral, and 33 sell votes. C's 14-day RSI is 43.37, which places the stock in a weaker momentum range. C's beta is 1.11, indicating market sensitivity broadly in line with the market.
What Changed in C?
The largest recent change in C is Momentum moving up by 11.0 points over the available 7-day comparison window. Sentiment remains the strongest visible factor.
What Would Change the C Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
C Decision Framework
Public evidence layers, setup checks, and risk context for Citigroup Inc..
Citigroup Inc. (C) Stock Analysis
Citigroup Inc. has an AIQ Score of 45/100 in a Neutral regime. Sentiment is strongest at 64/100. Beta is 1.11, above market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | C is in a Neutral AIQ regime with score 45/100. |
| Signal Conflict | The primary conflict is that sentiment leads at 64/100 while quality lags at 33/100. |
| Factor Evidence | Momentum 35/100 · Value 59/100 · Quality 33/100 · Risk 57/100 · Sentiment 64/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Sentiment is the strongest factor at 64/100.
Momentum is 35/100 and RSI (14) is 43.4.
C is in a Neutral regime at 45/100.
Risk factor is 57/100 with beta 1.11 and annual volatility 29.48%.
Current conflict: sentiment leads at 64/100 while quality lags at 33/100.
C Research Cluster
Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.
C Fundamentals
C valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.
C Technical Analysis
C technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
C Stock Catalysts
Track C earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.
C Dividend Analysis
C dividend yield, annual dividend, payout ratio, payment history, and income reliability context.
C Financial Data
C revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.
C Risk Analysis
C volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
C Stock News
C stock news, market tone, recent headlines, and catalyst context.
C vs Large U.S. Bank Peers
Current peer cohort: C · BAC · GS · WFC · MS. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| C Current stock | 45/100 | 59/100 | 35/100 | 57/100 | 0.77 | 29.48% | Current |
| BAC Bank of America | 46/100 | 57/100 | 24/100 | 58/100 | -0.18 | 21.87% | C vs BAC |
| GS Goldman Sachs | 54/100 | 54/100 | 60/100 | 63/100 | 0.57 | 32.01% | C vs GS |
| WFC Wells Fargo | 57/100 | 56/100 | 49/100 | 78/100 | -0.19 | 25.62% | C vs WFC |
| MS Morgan Stanley | 60/100 | 49/100 | 40/100 | 69/100 | 0.51 | 28.21% | C vs MS |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Oct 21, 2026.
Popular C Comparisons
How C scores against the names it is most often compared with.
About the AIQ Score
Methodology for the current stock evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalysts4 recent quarterly periods are available for review.
Checked Oct 21, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
Fundamentals Verdict
Current snapshot fields are separate from reported-quarter statement tables.
Latest period Sep 30, 2026.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching C
Open the detailed evidence pages and workflows behind the stock overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for C
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
C Stock FAQ
What is C stock price today?
Citigroup Inc.'s current stock price is $123.85. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.
Is C bullish or bearish right now?
C's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.
What is C's market cap?
C's market cap is $208.42B based on the latest completed market-close snapshot from Oct 21, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.
What is C's current P/E ratio?
C's current P/E ratio is 11.96 based on the latest completed market-close snapshot from Oct 21, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.
What is C's RSI?
C's 14-day RSI is 43.37 based on the latest completed market-close snapshot from Oct 21, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.
Is C above its 50-day and 200-day moving averages?
C is -6.11% from its 50-day SMA and -2.04% from its 200-day SMA based on the latest completed market-close snapshot from Oct 21, 2026. Moving-average position should be read with momentum and broader AIQ evidence.
When is C's next earnings date?
C's next earnings date is currently listed as Jan 14, 2027. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.
Does C pay a dividend?
C's dividend yield is 1.99% based on the latest completed market-close snapshot from Oct 21, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.