Stock Analysis
Cathay General Bancorp (CATY) Stock Analysis
Cathay General Bancorp (CATY) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.
Cathay General Bancorp (CATY) currently has an AIQ Score of 58/100, indicating a neutral setup. Quality is the strongest factor at 67/100. Momentum is the weakest current factor at 50/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
CATY at a Glance
Crawlable current metrics from the latest market-close stock snapshot.
| Metric | Current |
|---|---|
| Price | $62.69 |
| AIQ Score | 58/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Neutral |
| Market Cap | $4.07B |
| P/E Ratio | 11.86 |
| Forward P/E | — |
| EPS | $1.38 |
| Revenue TTM | $348.86M |
| Dividend Yield | 0.01% |
| Beta | 0.85 |
| Volume | 314.45K |
| 52-week range | $44.57-$65.26 |
| RSI 14 | 36.1 |
| 50-Day SMA | $62.65 |
| 200-Day SMA | $55.12 |
| Analyst Price Target | $57.25 |
| Next Earnings | Oct 20, 2026 |
CATY
OverviewCATY Stock Analysis Summary
Cathay General Bancorp (CATY) currently has an AIQ Score of 58/100, indicating a neutral setup. Quality is the strongest factor at 67/100. Momentum is the weakest current factor at 50/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, CATY has AIQ Score of 58/100 with Quality base of 67/100 and fading Momentum at 50/100. Wait for component alignment before adding exposure.
Financial Services · 0.18% stock move · CATY classified in Banks - Regional.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is CATY Bullish or Bearish Right Now?
CATY currently has a neutral overall setup. Quality is the strongest factor at 67/100, while Momentum is weakest at 50/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Quality is supportive at 67/100.
- - Risk Resilience is supportive at 66/100.
- - Price is +0.06% above its 50-day SMA.
- - Technical consensus has more buy votes than sell votes (21 vs 15).
- - Analyst target implies -8.68% downside from the latest quote.
Current Consensus
CATY's Technical Analysis Consensus is currently Neutral, with 21 buy, 9 neutral, and 15 sell votes. CATY's 14-day RSI is 36.1, which places the stock in a weaker momentum range. CATY's beta is 0.85, indicating market sensitivity broadly in line with the market.
What Changed in CATY?
Recent score-change history is not available in the current snapshot. These are the latest market-close scores instead.
What Would Change the CATY Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
CATY Decision Framework
Public evidence layers, setup checks, and risk context for Cathay General Bancorp.
Cathay General Bancorp (CATY) Stock Analysis
Cathay General Bancorp has an AIQ Score of 58/100 in a Neutral regime. Quality is strongest at 67/100. Beta is 0.85, below market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | CATY is in a Neutral AIQ regime with score 58/100. |
| Signal Conflict | The primary conflict is that quality leads at 67/100 while momentum lags at 50/100. |
| Factor Evidence | Momentum 50/100 · Value 52/100 · Quality 67/100 · Risk 66/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Quality is the strongest factor at 67/100.
Momentum is 50/100 and RSI (14) is 36.1.
CATY is in a Neutral regime at 58/100.
Risk factor is 66/100 with beta 0.85 and annual volatility 23.94%.
Current conflict: quality leads at 67/100 while momentum lags at 50/100.
CATY Research Cluster
Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.
CATY Fundamentals
CATY valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.
CATY Technical Analysis
CATY technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
CATY Stock Catalysts
Track CATY earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.
CATY Dividend Analysis
CATY dividend yield, annual dividend, payout ratio, payment history, and income reliability context.
CATY Financial Data
CATY revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.
CATY Risk Analysis
CATY volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
CATY Stock News
CATY stock news, market tone, recent headlines, and catalyst context.
CATY vs Regional Banks Peers
Current peer cohort: CATY · CBSH · CHCO · CNOB · COLB. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| CATY Current stock | 58/100 | 52/100 | 50/100 | 66/100 | 0.87 | 23.94% | Current |
| CBSH Commerce Bancshares | 54/100 | 44/100 | 36/100 | 79/100 | -0.12 | 20.49% | CATY vs CBSH |
| CHCO City National | 55/100 | 37/100 | 60/100 | 59/100 | 0.49 | 18.20% | CATY vs CHCO |
| CNOB ConnectOne Bancorp | 59/100 | 58/100 | 43/100 | 84/100 | 0.85 | 27.46% | CATY vs CNOB |
| COLB Columbia Banking System | 53/100 | 60/100 | 35/100 | 55/100 | 0.5 | 28.26% | CATY vs COLB |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Sep 4, 2026.
About the AIQ Score
Methodology for the current stock evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalysts8 recent quarterly periods are available for review.
Checked Sep 5, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
Fundamentals Verdict
Current snapshot fields are separate from reported-quarter statement tables.
Latest period Jun 30, 2026.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching CATY
Open the detailed evidence pages and workflows behind the stock overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for CATY
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
CATY Stock FAQ
What is CATY stock price today?
Cathay General Bancorp's current stock price is $62.69. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.
Is CATY bullish or bearish right now?
CATY's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.
What is CATY's market cap?
CATY's market cap is $4.07B based on the latest completed market-close snapshot from Sep 4, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.
What is CATY's current P/E ratio?
CATY's current P/E ratio is 11.86 based on the latest completed market-close snapshot from Sep 4, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.
What is CATY's RSI?
CATY's 14-day RSI is 36.1 based on the latest completed market-close snapshot from Sep 4, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.
Is CATY above its 50-day and 200-day moving averages?
CATY is 0.06% from its 50-day SMA and 13.74% from its 200-day SMA based on the latest completed market-close snapshot from Sep 4, 2026. Moving-average position should be read with momentum and broader AIQ evidence.
When is CATY's next earnings date?
CATY's next earnings date is currently listed as Oct 20, 2026. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.
Does CATY pay a dividend?
CATY's dividend yield is 0.01% based on the latest completed market-close snapshot from Sep 4, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.