Stock Analysis
Capital One Financial Corporation (COF) Stock Analysis
Capital One Financial Corporation (COF) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.
Capital One Financial Corporation (COF) currently has an AIQ Score of 64/100, indicating a neutral setup. Momentum is the strongest factor at 70/100. Value is the weakest current factor at 60/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
COF at a Glance
Crawlable current metrics from the latest market-close stock snapshot.
| Metric | Current |
|---|---|
| Price | $206.66 |
| AIQ Score | 64/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Strong Buy |
| Market Cap | $129.65B |
| P/E Ratio (TTM) | 13.08 |
| Forward P/E | — |
| EPS (quarter ended 2026-06-30) | $4.73 |
| Revenue (quarter ended 2026-06-30) | $19.86B |
| Dividend Yield (TTM) | 1.51% |
| Beta | 1.02 |
| Volume | 6.59M |
| 52-week range | $174.24-$259.64 |
| RSI 14 | 70.4 |
| 50-Day SMA | $207.10 |
| 200-Day SMA | $202.64 |
| Analyst Price Target | $245.46 |
| Next Earnings | Jan 28, 2027 |
COFCapital One Financial Corporation
Financial Services / Financial - Credit Services
Relative Leader / Watch
Strong Relative Position
Latest quote
- Momentum70
- Value60
- Quality63
- Risk resilience61
- Sentiment—
COF Stock Analysis Summary
Capital One Financial Corporation (COF) currently has an AIQ Score of 64/100, indicating a neutral setup. Momentum is the strongest factor at 70/100. Value is the weakest current factor at 60/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, COF has AIQ Score of 64/100 with Momentum base of 70/100 and fading Value at 60/100. Wait for component alignment before adding exposure.
Financial Services · 2.53% stock move · COF classified in Financial - Credit Services.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is COF Bullish or Bearish Right Now?
COF currently has a neutral overall setup. Momentum is the strongest factor at 70/100, while Value is weakest at 60/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Quality is supportive at 63/100.
- - Momentum is constructive at 70/100.
- - Risk Resilience is supportive at 61/100.
- - Analyst target implies +18.77% upside from the latest quote.
- - Technical consensus has more buy votes than sell votes (33 vs 8).
- - No strong bearish evidence is available in the current snapshot.
Current Consensus
COF's Technical Analysis Consensus is currently Strong Buy, with 33 buy, 4 neutral, and 8 sell votes. COF's 14-day RSI is 70.4, which places the stock in an overbought momentum range. COF's beta is 1.02, indicating market sensitivity broadly in line with the market.
What Changed in COF?
The largest recent change in COF is Momentum moving up by 30.0 points over the available 7-day comparison window. Momentum remains the strongest visible factor.
What Would Change the COF Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
COF Decision Framework
Public evidence layers, setup checks, and risk context for Capital One Financial Corporation.
Capital One Financial Corporation (COF) Stock Analysis
Capital One Financial Corporation has an AIQ Score of 64/100 in a Neutral regime. Momentum is strongest at 70/100. Beta is 1.04, close to market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | COF is in a Neutral AIQ regime with score 64/100. |
| Signal Conflict | The primary conflict is that momentum leads at 70/100 while value lags at 60/100. |
| Factor Evidence | Momentum 70/100 · Value 60/100 · Quality 63/100 · Risk 61/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Momentum is the strongest factor at 70/100.
Momentum is 70/100 and RSI (14) is 70.4.
COF is in a Neutral regime at 64/100.
Risk factor is 61/100 with beta 1.04 and annual volatility 31.22%.
Current conflict: momentum leads at 70/100 while value lags at 60/100.
COF Research Cluster
Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.
COF Fundamentals
COF valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.
COF Technical Analysis
COF technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
COF Stock Catalysts
Track COF earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.
COF Dividend Analysis
COF dividend yield, annual dividend, payout ratio, payment history, and income reliability context.
COF Financial Data
COF revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.
COF Risk Analysis
COF volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
COF Stock News
COF stock news, market tone, recent headlines, and catalyst context.
COF vs Money Center Banks Peers
Current peer cohort: COF · FITB · GS · HBAN · JPM. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| COF Current stock | 64/100 | 60/100 | 70/100 | 61/100 | -0.09 | 31.22% | Current |
| FITB Fifth Third Bancorp | 55/100 | 38/100 | 64/100 | 63/100 | 0.9 | 25.24% | COF vs FITB |
| GS Goldman Sachs | 54/100 | 54/100 | 60/100 | 63/100 | 0.57 | 32.01% | COF vs GS |
| HBAN Huntington Bancshares | 59/100 | 53/100 | 54/100 | 82/100 | -0.05 | 26.05% | COF vs HBAN |
| JPM JPMorgan Chase | 51/100 | 44/100 | 55/100 | 68/100 | 0.4 | 22.13% | COF vs JPM |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Oct 21, 2026.
About the AIQ Score
Methodology for the current stock evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalysts3 recent quarterly periods are available for review.
Checked Oct 22, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
Fundamentals Verdict
Current snapshot fields are separate from reported-quarter statement tables.
Latest period Jun 30, 2026.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching COF
Open the detailed evidence pages and workflows behind the stock overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for COF
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
COF Stock FAQ
What is COF stock price today?
Capital One Financial Corporation's current stock price is $206.66. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.
Is COF bullish or bearish right now?
COF's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.
What is COF's market cap?
COF's market cap is $129.65B based on the latest completed market-close snapshot from Oct 21, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.
What is COF's current P/E ratio?
COF's current P/E ratio is 13.08 based on the latest completed market-close snapshot from Oct 21, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.
What is COF's RSI?
COF's 14-day RSI is 70.4 based on the latest completed market-close snapshot from Oct 21, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.
Is COF above its 50-day and 200-day moving averages?
COF is -0.21% from its 50-day SMA and 1.98% from its 200-day SMA based on the latest completed market-close snapshot from Oct 21, 2026. Moving-average position should be read with momentum and broader AIQ evidence.
When is COF's next earnings date?
COF's next earnings date is currently listed as Jan 28, 2027. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.
Does COF pay a dividend?
COF's dividend yield is 1.51% based on the latest completed market-close snapshot from Oct 21, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.