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Flagstar Financial, Inc. (FLG) Stock Analysis

Flagstar Financial, Inc. (FLG) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.

FLG Stock Analysis Summary

Flagstar Financial, Inc. (FLG) currently has an AIQ Score of 48/100, indicating a neutral setup. Risk is the strongest factor at 77/100. Quality is the weakest current factor at 31/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.

Updated Sep 11, 2026 · Market-close data

FLG at a Glance

Crawlable current metrics from the latest market-close stock snapshot.

MetricCurrent
Price$13.18
AIQ Score48/100
Overall ViewNeutral
Technical Analysis ConsensusStrong Sell
Market Cap$5.44B
P/E Ratio-118.73
Forward P/E
EPS$0.06
Revenue TTM$1.05B
Dividend Yield0.00%
Beta1
Volume2.83M
52-week range$10.57-$15.44
RSI 1441.1
50-Day SMA$14.10
200-Day SMA$13.65
Analyst Price Target$17.14
Next EarningsOct 23, 2026
As of Sep 11, 2026 · Market close
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FLG

Overview
Flagstar Financial, Inc.
Financial Services· Banks - Regional
AIQ Score
NeutralAIQ Edge 4/10
Low Priority
In Line With Peers
Score data as of Sep 11, 2026
Last price
$13.18
-$0.09 (-0.68%)
Latest market quote
Momentum34
Value62
Quality31
Risk Resilience77
Sentiment
View financial data

FLG Stock Analysis Summary

Flagstar Financial, Inc. (FLG) currently has an AIQ Score of 48/100, indicating a neutral setup. Risk resilience is the strongest factor at 77/100. Quality is the weakest current factor at 31/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.

Updated Sep 11, 2026 · Market-close data
AIQ Composite Posture: Mixed

In a neutral regime, FLG has AIQ Score of 48/100 with Risk resilience base of 77/100 and fading Quality at 31/100. Wait for component alignment before adding exposure.

Signal Conflict Detected

Risk resilience (77/100) leads while Quality (31/100) lags. This cross-factor spread creates entry timing uncertainty.

Financial Services · -0.68% stock move · FLG classified in Banks - Regional.

Current Evidence

NeutralFLG is in a neutral AIQ regime; Risk resilience is the strongest visible factor at 77/100.
Core coverage reflects visible evidence only

AlgovestIQ Evidence Summary

Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.

Is FLG Bullish or Bearish Right Now?

FLG currently has a neutral overall setup. Risk Resilience is the strongest factor at 77/100, while Quality is weakest at 31/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.

Bull Case
  • - Risk Resilience is supportive at 77/100.
  • - Analyst target implies +30.05% upside from the latest quote.
Bear Case
  • - Momentum is weak at 34/100.
  • - Price is -3.42% below its 200-day SMA.
  • - Technical consensus has more sell votes than buy votes (36 vs 1).

Current Consensus

FLG's Technical Analysis Consensus is currently Strong Sell, with 1 buy, 8 neutral, and 36 sell votes. FLG's 14-day RSI is 41.1, which places the stock in a weaker momentum range. FLG's beta is 1, indicating market sensitivity broadly in line with the market.

Signal Confidence
High agreement

What Changed in FLG?

Recent score-change history is not available in the current snapshot. These are the latest market-close scores instead.

AIQ Score
48/100
Momentum
34/100
Quality
31/100
Risk
77/100

What Would Change the FLG Outlook?

The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.

Bullish confirmation

AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.

Bearish deterioration

AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.

FLG Decision Framework

Public evidence layers, setup checks, and risk context for Flagstar Financial, Inc..

Flagstar Financial, Inc. (FLG) Stock Analysis

Flagstar Financial, Inc. has an AIQ Score of 48/100 in a Neutral regime. Risk is strongest at 77/100. Beta is 1, close to market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.

Evidence LayerPublic Evidence
Regime ContextFLG is in a Neutral AIQ regime with score 48/100.
Signal ConflictThe primary conflict is that risk leads at 77/100 while quality lags at 31/100.
Factor EvidenceMomentum 34/100 · Value 62/100 · Quality 31/100 · Risk 77/100
PersistenceCurrent snapshot evidence is shown; historical persistence remains in AIQ Pro.

Current Setup Checklist

Factor strengthPass

Risk is the strongest factor at 77/100.

TimingFail

Momentum is 34/100 and RSI (14) is 41.1.

Regime fitWait

FLG is in a Neutral regime at 48/100.

Risk controlPass

Risk factor is 77/100 with beta 1 and annual volatility 29.23%.

ConflictWait

Current conflict: risk leads at 77/100 while quality lags at 31/100.

AIQ Score
48/100
Price
$13.18
Beta
1
RSI (14)
41.1

FLG Research Cluster

Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.

FLG Fundamentals

FLG valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.

Revenue
$1.05B
Net income
$34M
Free cash flow
$215M
View full FLG fundamental analysis

FLG Technical Analysis

FLG technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.

Technical Analysis Consensus
Strong Sell
RSI 14
41.1
Price vs SMA-50
-6.50%
View full FLG technical analysis

FLG Stock Catalysts

Track FLG earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.

Next earnings
Oct 23, 2026
Analyst target
$17.14
News items
0
View FLG earnings and stock catalysts

FLG Dividend Analysis

FLG dividend yield, annual dividend, payout ratio, payment history, and income reliability context.

Dividend yield
0.30%
Annual dividend
$0.04
Payout ratio
View FLG dividend history and analysis

FLG Financial Data

FLG revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.

Quarter revenue
$1.05B
EPS
$0.06
Periods
7
View FLG financials

FLG Risk Analysis

FLG volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.

Beta
1
Risk score
77/100
1Y volatility
29.23%
View FLG risk analysis

FLG Stock News

FLG stock news, market tone, recent headlines, and catalyst context.

News items
0
Updated
Sentiment
Read FLG stock news

FLG vs Misc / Verify Peers

Current peer cohort: FLG · MRP · PSKY · Q · SOLS. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.

PeerAIQValueMomentumRiskSharpe1Y VolatilityCompare
FLG
Current stock
48/10062/10034/10077/1000.1629.23%Current
MRP
Marine Products ⚠️
58/10061/10056/10046/100-0.627.40%FLG vs MRP
PSKY
P-Sky ⚠️
47/10064/10059/10042/100-0.4853.47%FLG vs PSKY
Q
Quintus ⚠️
49/10055/10047/10039/1000.7656.68%FLG vs Q
SOLS
Solutionreach ⚠️
43/10037/10069/10036/1000.6956.61%FLG vs SOLS
Pairwise Compare links: MRP · PSKY · Q · SOLSFLG vs MRPFLG vs PSKYFLG vs QFLG vs SOLSCompare cohort

Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Sep 11, 2026.

About the AIQ Score

Methodology for the current stock evidence.

As of Sep 11, 2026 · Market close

The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.

View AIQ methodology

Factor Diagnostics

A compact bridge from the AIQ score to the evidence tabs.

Calculator
Calculate a FLG stock return scenario

Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.

Calculate stock return

AIQ Component Profile

Compare the five component scores on one consistent 0–100 scale.

Catalyst preview

Review earnings timing, revisions, news pressure, and prior event reactions in one place.

Open catalysts
Quarterly evidence

7 recent quarterly periods are available for review.

Checked Sep 12, 2026

AIQ Pro

Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.

Fundamentals Verdict

Current snapshot fields are separate from reported-quarter statement tables.

Current TTM P/E
382.99
As of Sep 11, 2026
Revenue growth
1.25%
Gross margin
44.96%
Current debt / equity
1.34
Latest quarterly evidence

Latest period Jun 30, 2026.

Review fundamentals
Quarter revenue
$1.05B
Quarter net income
$34M
Quarter free cash flow
$215M

Market Confirmation

Technicals are summarized first, with the indicator library behind it.

Trend
Mixed
Momentum
Mixed
RSI 14
41.1
MACD
-0.23

Risk Alignment

Higher resilience is stronger; exposure metrics stay separate.

Resilience
77/100
Beta
1
Annual volatility
29.23%
Max drawdown
-15.99%

FLG Stock FAQ

What is FLG stock price today?

Flagstar Financial, Inc.'s current stock price is $13.18. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.

Is FLG bullish or bearish right now?

FLG's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.

What is FLG's market cap?

FLG's market cap is $5.44B based on the latest completed market-close snapshot from Sep 11, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.

What is FLG's current P/E ratio?

FLG's current P/E ratio is -118.73 based on the latest completed market-close snapshot from Sep 11, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.

What is FLG's RSI?

FLG's 14-day RSI is 41.1 based on the latest completed market-close snapshot from Sep 11, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.

Is FLG above its 50-day and 200-day moving averages?

FLG is -6.50% from its 50-day SMA and -3.42% from its 200-day SMA based on the latest completed market-close snapshot from Sep 11, 2026. Moving-average position should be read with momentum and broader AIQ evidence.

When is FLG's next earnings date?

FLG's next earnings date is currently listed as Oct 23, 2026. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.

Does FLG pay a dividend?

FLG's dividend yield is 0.00% based on the latest completed market-close snapshot from Sep 11, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.