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FNLC Dividend Analysis

Yield · Payout · Dividend Growth · AIQ Dividend

Financial ServicesBanks - RegionalScore data as of Sep 4, 2026

FNLC

Dividends
The First Bancorp, Inc.
Financial Services· Banks - Regional
AIQ Score
NeutralAIQ Edge 7/10
Low Priority
Above Peers
Score data as of Sep 4, 2026
Last price
$35.14
+$0.11 (+0.31%)
Latest market quote
Momentum60
Value59
Quality57
Risk Resilience51
Sentiment
View financial data

Dividend Analysis Overview

Yield, growth, payout, free cash flow coverage, recent payment history, and AIQ Dividend context stay together.

History
46
dividends captured
Growth years
7
raw events; specials not isolated
Durability score
75/100
coverage and consistency proxy
Shareholder yield
1.11%
dividend-only view

Latest announced event

$0.38

FNLC dividend calendar data is shown separately from historical payments so announced dates do not get blended into completed income history.

Ex-date
Jul 7, 2026
Pay date
Jul 17, 2026
Frequency
quarterly

Latest dividend record

Jul 7, 2026

Review the latest dividend, yield, available trailing-year income, and coverage context before treating income as durable.

Dividend yield
4.24%
Latest dividend
$0.38
2.70% vs prior payment
Trailing annual dividend
$1.49
2.76% vs prior complete year
Ex-dividend date
Jul 7, 2026
Calendar endpoint
Frequency
quarterly
Inferred from available dividend events
Payment date
Jul 17, 2026
Calendar endpoint
Payout ratio
43.98%
Dividend as a share of earnings where available
FCF payout
46.21%
Dividend as a share of free cash flow per share
FCF coverage
2.16x
Free cash flow per share divided by dividend

AIQ Dividend bridge

Quality57/100

Margins, returns, leverage, and cash conversion support dividend durability.

Value59/100

Yield is more useful when valuation context is not stretched.

Risk resilience51/100

Lower drawdown and balance-sheet risk can improve income dependability.

Recent Dividend History

Recent per-share dividends show payment cadence. Trailing-year and growth reads are shown only when the available rows cover a complete comparable window.

Dividend reliability

Active payer

Recent dividend payments are summarized as cadence and coverage signals. Exact rows remain below for auditability.

Yield
4.24%
Current income rate
TTM trend
Trailing income rising
2.76% vs prior complete year
FCF coverage
Covered by FCF
2.16x
Payout ratio
43.98%
Earnings payout context
Recent dividend cadence
8 records
Oct 24
$0.36
Jan 25
$0.36
Apr 25
$0.36
Jul 25
$0.37
Oct 25
$0.37
Jan 26
$0.37
Apr 26
$0.37
Jul 26
$0.38

Annual dividend trail

2016 - 2026

11 plotted years

Dividend growth

+2.76% 1Y

Latest increase +2.70%
Latest dividend event timeline
Declared
Jun 25, 2026
Ex-date
Jul 7, 2026
Record
Jul 7, 2026
Paid
Jul 17, 2026

Latest row amount $0.38, event yield 4.40%.

Event field coverage
Declaration40/40
Record40/40
Payment40/40
Frequency40/40
History depth
40 rows
FMP dividend events via canonical L3
Data through
Jul 7, 2026
latest covered ex-date
Last checked
Sep 3, 2026
independent from event date
Date coverage
40/40 pay
40/40 record dates

This page labels the feed as recent history when multi-year rows, payment dates, or record dates are incomplete. Announced calendar dates are separated from completed dividend history.

Recent dividend chart

Dividend payments

Showing latest 5 of 40 rows
Ex-dateLabelDividendAdjustedEvent yieldFrequencyTTM adjustedDeclaredRecord datePayment date
Jul 7, 2026$0.38
$0.38
4.40%Quarterly$1.49Jun 25, 2026Jul 7, 2026Jul 17, 2026
Apr 7, 2026$0.37
$0.37
5.15%Quarterly$1.48Mar 26, 2026Apr 7, 2026Apr 17, 2026
Jan 6, 2026$0.37
$0.37
5.52%Quarterly$1.47Dec 18, 2025Jan 6, 2026Jan 16, 2026
Oct 6, 2025$0.37
$0.37
5.75%Quarterly$1.46Sep 25, 2025Oct 6, 2025Oct 16, 2025
Jul 8, 2025$0.37
$0.37
5.49%Quarterly$1.45Jun 26, 2025Jul 8, 2025Jul 18, 2025
Show older history+35 rows
Apr 8, 2025$0.36
$0.36
6.20%Quarterly$1.44Mar 27, 2025Apr 8, 2025Apr 18, 2025
Jan 6, 2025$0.36
$0.36
5.41%Quarterly$1.43Dec 19, 2024Jan 6, 2025Jan 16, 2025
Oct 8, 2024$0.36
$0.36
5.55%Quarterly$1.42Sep 26, 2024Oct 8, 2024Oct 18, 2024
Jul 9, 2024$0.36
$0.36
5.93%Quarterly$1.41Jun 27, 2024Jul 9, 2024Jul 19, 2024
Apr 8, 2024$0.35
$0.35
5.91%Quarterly$1.40Mar 28, 2024Apr 9, 2024Apr 19, 2024
Jan 5, 2024$0.35
$0.35
4.97%Quarterly$1.39Dec 21, 2023Jan 8, 2024Jan 19, 2024
Oct 6, 2023$0.35
$0.35
5.75%Quarterly$1.38Sep 28, 2023Oct 10, 2023Oct 20, 2023
Jul 7, 2023$0.35
$0.35
5.54%Quarterly$1.37Jun 29, 2023Jul 10, 2023Jul 20, 2023
Apr 6, 2023$0.34
$0.34
5.40%Quarterly$1.36Mar 30, 2023Apr 10, 2023Apr 20, 2023
Jan 6, 2023$0.34
$0.34
4.51%Quarterly$1.34Dec 15, 2022Jan 9, 2023Jan 20, 2023
Oct 4, 2022$0.34
$0.34
4.57%Quarterly$1.32Sep 21, 2022Oct 5, 2022Oct 21, 2022
Jul 8, 2022$0.34
$0.34
4.32%Quarterly$1.30Jun 30, 2022Jul 11, 2022Jul 22, 2022
Apr 8, 2022$0.32
$0.32
4.37%Quarterly$1.28Mar 31, 2022Apr 11, 2022Apr 22, 2022
Jan 7, 2022$0.32
$0.32
3.80%Quarterly$1.27Dec 30, 2021Jan 10, 2022Jan 21, 2022
Oct 8, 2021$0.32
$0.32
4.24%Quarterly$1.26Sep 30, 2021Oct 12, 2021Oct 22, 2021
Jul 7, 2021$0.32
$0.32
4.37%Quarterly$1.25Jun 24, 2021Jul 8, 2021Jul 19, 2021
Apr 5, 2021$0.31
$0.31
4.23%Quarterly$1.24Mar 25, 2021Apr 6, 2021Apr 16, 2021
Jan 5, 2021$0.31
$0.31
4.87%Quarterly$1.23Dec 17, 2020Jan 6, 2021Jan 19, 2021
Oct 5, 2020$0.31
$0.31
5.57%Quarterly$1.22Sep 24, 2020Oct 6, 2020Oct 16, 2020
Jul 6, 2020$0.31
$0.31
5.74%Quarterly$1.21Jun 25, 2020Jul 7, 2020Jul 20, 2020
Apr 8, 2020$0.30
$0.30
5.14%Quarterly$1.20Mar 26, 2020Apr 10, 2020Apr 20, 2020
Jan 6, 2020$0.30
$0.30
3.93%Quarterly$1.19Dec 19, 2019Jan 7, 2020Jan 17, 2020
Oct 4, 2019$0.30
$0.30
4.32%Quarterly$1.18Sep 26, 2019Oct 7, 2019Oct 22, 2019
Jul 9, 2019$0.30
$0.30
4.46%Quarterly$1.17Jun 27, 2019Jul 10, 2019Jul 31, 2019
Apr 9, 2019$0.29
$0.29
4.46%Quarterly$1.16Mar 28, 2019Apr 10, 2019Apr 30, 2019
Jan 9, 2019$0.29
$0.29
4.14%Quarterly$1.11Dec 20, 2018Jan 10, 2019Jan 31, 2019
Oct 5, 2018$0.29
$0.29
3.62%Quarterly$1.06Sep 27, 2018Oct 9, 2018Oct 31, 2018
Jul 6, 2018$0.29
$0.29
3.34%Quarterly$1.01Jun 28, 2018Jul 9, 2018Jul 31, 2018
Apr 4, 2018$0.24
$0.24
3.46%Quarterly$0.96Mar 22, 2018Apr 5, 2018Apr 30, 2018
Jan 5, 2018$0.24
$0.24
3.46%Quarterly$0.95Dec 21, 2017Jan 8, 2018Jan 31, 2018
Oct 12, 2017$0.24
$0.24
3.46%Quarterly$1.06Sep 28, 2017Oct 13, 2017Oct 31, 2017
Jul 6, 2017$0.24
$0.24
3.90%Quarterly$1.05Jun 30, 2017Jul 10, 2017Jul 28, 2017
Apr 4, 2017$0.23
$0.23
3.88%QuarterlyMar 24, 2017Apr 6, 2017Apr 28, 2017
Jan 4, 2017$0.35
$0.35
3.25%QuarterlyDec 23, 2016Jan 6, 2017Jan 31, 2017
Oct 3, 2016$0.23
$0.23
3.87%QuarterlySep 23, 2016Oct 5, 2016Oct 28, 2016
Dividend context
How to read FNLC's dividend profile

Dividend yield is only the starting point. Pair the current distribution with payout ratio, free cash flow coverage, balance-sheet risk, and the history of actual payments before treating income as durable.

Yield needs coverage

A higher yield is more useful when earnings and free cash flow cover the distribution. A yield caused by a falling stock price can be a warning, not a bargain.

Payment history matters

Stable or rising payments can indicate capital return discipline. Flat, skipped, or missing payments should be read with earnings and cash flow before drawing conclusions.

Payout ratio is context

A low payout ratio can leave room for growth; a high payout ratio can indicate limited cushion. Cyclical companies need more room than stable defensive businesses.

Dividend calculators

Use compact calculator links here; the standalone tools remain the canonical calculator pages.

Primary calculator
Calculate FNLC dividend income

Estimate annual income, payment amount, yield and growth scenarios using FNLC as ticker context.

Calculate dividend income
Secondary calculator
Model FNLC dividend reinvestment

Explore a DRIP scenario without duplicating the full calculator on the dividend analysis page.

Model dividend reinvestment
Continue to FNLC fundamentals
Review the profitability, cash generation, and balance-sheet context behind the dividend.

FNLC Dividends FAQ

Does FNLC pay a dividend?

If The First Bancorp, Inc. has covered dividend payments, this page shows the latest dividend, yield, ex-date, payment date when available, and recent payment history. If no rows are shown, the current snapshot does not include dividend history for FNLC.

What is FNLC's dividend yield?

FNLC's dividend yield compares trailing dividend payments with the latest available price. It should be read with payout ratio, free cash flow coverage, balance-sheet risk, and dividend history.

Is FNLC's dividend sustainable?

Dividend sustainability depends on whether earnings and free cash flow can cover the distribution through normal business cycles. Review payout ratio, free cash flow coverage, recent payment cadence, debt, and earnings stability rather than yield alone.

When is FNLC's next dividend payment?

When covered, the table shows recent ex-dividend, record, and payment dates. Future payment timing should be confirmed against issuer announcements because schedules can change.

How should investors interpret FNLC's dividend growth?

Rising dividends can indicate capital return discipline, but dividend growth is strongest when it is supported by growing free cash flow, a reasonable payout ratio, and a consistent history of actual payments.

What does FNLC's dividend reliability view show?

FNLC's reliability view summarizes recent payment cadence, trailing income direction when comparable history is complete, payout context where meaningful, and available coverage evidence. It is a screening aid, not a guarantee of future dividends.