Stock Analysis
Lloyds Banking Group plc (LYG) Stock Analysis
Lloyds Banking Group plc (LYG) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.
Lloyds Banking Group plc (LYG) currently has an AIQ Score of 43/100, indicating a neutral setup. Sentiment is the strongest factor at 79/100. Momentum is the weakest current factor at 34/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
LYG at a Glance
Crawlable current metrics from the latest market-close stock snapshot.
| Metric | Current |
|---|---|
| Price | $5.00 |
| AIQ Score | 43/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Strong Sell |
| Market Cap | $85.78B |
| P/E Ratio (TTM) | 13.72 |
| Forward P/E | — |
| EPS (quarter ended 2026-06-30) | $0.10 |
| Revenue (quarter ended 2026-06-30) | $13.84B |
| Dividend Yield (TTM) | 3.63% |
| Beta | 0.9 |
| Volume | 27.4M |
| 52-week range | $4.51-$6.34 |
| RSI 14 | 41.11 |
| 50-Day SMA | $5.70 |
| 200-Day SMA | $5.62 |
| Analyst Price Target | $2.75 |
| Next Earnings | Feb 4, 2027 |
LYGLloyds Banking Group plc
Financial Services / Banks - Regional
Low Priority
Relative Laggard
Latest quote
- Momentum34
- Value45
- Quality41
- Risk resilience56
- Sentiment79
LYG Stock Analysis Summary
Lloyds Banking Group plc (LYG) currently has an AIQ Score of 43/100, indicating a neutral setup. Sentiment is the strongest factor at 79/100. Momentum is the weakest current factor at 34/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, LYG has AIQ Score of 43/100 with Sentiment base of 79/100 and fading Momentum at 34/100. Wait for component alignment before adding exposure.
Sentiment (79/100) leads while Momentum (34/100) lags. This cross-factor spread creates entry timing uncertainty.
Financial Services · -4.76% stock move · LYG classified in Banks - Regional.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is LYG Bullish or Bearish Right Now?
LYG currently has a neutral overall setup. Sentiment is the strongest factor at 79/100, while Momentum is weakest at 34/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - No strong bullish evidence is available in the current snapshot.
- - Momentum is weak at 34/100.
- - Price is -6.67% below its 200-day SMA.
- - Analyst target implies -45.00% downside from the latest quote.
- - Technical consensus has more sell votes than buy votes (36 vs 5).
Current Consensus
LYG's Technical Analysis Consensus is currently Strong Sell, with 5 buy, 4 neutral, and 36 sell votes. LYG's 14-day RSI is 41.11, which places the stock in a weaker momentum range. LYG's beta is 0.9, indicating market sensitivity broadly in line with the market.
What Changed in LYG?
The largest recent change in LYG is Risk Resilience moving down by 2.0 points over the available 7-day comparison window. Sentiment remains the strongest visible factor.
What Would Change the LYG Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
LYG Decision Framework
Public evidence layers, setup checks, and risk context for Lloyds Banking Group plc.
Lloyds Banking Group plc (LYG) Stock Analysis
Lloyds Banking Group plc has an AIQ Score of 43/100 in a Neutral regime. Sentiment is strongest at 79/100. Beta is 0.94, close to market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | LYG is in a Neutral AIQ regime with score 43/100. |
| Signal Conflict | The primary conflict is that sentiment leads at 79/100 while momentum lags at 34/100. |
| Factor Evidence | Momentum 34/100 · Value 45/100 · Quality 41/100 · Risk 56/100 · Sentiment 79/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Sentiment is the strongest factor at 79/100.
Momentum is 34/100 and RSI (14) is 41.1.
LYG is in a Neutral regime at 43/100.
Risk factor is 56/100 with beta 0.94 and annual volatility 29.84%.
Current conflict: sentiment leads at 79/100 while momentum lags at 34/100.
LYG Research Cluster
Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.
LYG Fundamentals
LYG valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.
LYG Technical Analysis
LYG technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
LYG Stock Catalysts
Track LYG earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.
LYG Dividend Analysis
LYG dividend yield, annual dividend, payout ratio, payment history, and income reliability context.
LYG Financial Data
LYG revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.
LYG Risk Analysis
LYG volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
LYG Stock News
LYG stock news, market tone, recent headlines, and catalyst context.
LYG vs Europe Peers
Current peer cohort: LYG · RELX · SAP · SHEL · AEG. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| LYG Current stock | 43/100 | 45/100 | 34/100 | 56/100 | 0.4 | 29.84% | Current |
| RELX RELX | 61/100 | 50/100 | 79/100 | 38/100 | -0.32 | 34.77% | LYG vs RELX |
| SAP SAP | 67/100 | 50/100 | 81/100 | 65/100 | -0.18 | 38.52% | LYG vs SAP |
| SHEL Shell | 61/100 | 65/100 | 78/100 | 51/100 | 1.48 | 23.23% | LYG vs SHEL |
| AEG Aegon | 60/100 | 54/100 | 51/100 | 75/100 | 0.37 | 24.12% | LYG vs AEG |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Oct 29, 2026.
About the AIQ Score
Methodology for the current stock evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalysts4 recent quarterly periods are available for review.
Checked Oct 31, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
Fundamentals Verdict
Current snapshot fields are separate from reported-quarter statement tables.
Latest period Jun 30, 2026.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching LYG
Open the detailed evidence pages and workflows behind the stock overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for LYG
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
LYG Stock FAQ
What is LYG stock price today?
Lloyds Banking Group plc's current stock price is $5.00. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.
Is LYG bullish or bearish right now?
LYG's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.
What is LYG's market cap?
LYG's market cap is $85.78B based on the latest completed market-close snapshot from Oct 30, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.
What is LYG's current P/E ratio?
LYG's current P/E ratio is 13.72 based on the latest completed market-close snapshot from Oct 30, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.
What is LYG's RSI?
LYG's 14-day RSI is 41.11 based on the latest completed market-close snapshot from Oct 30, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.
Is LYG above its 50-day and 200-day moving averages?
LYG is -7.88% from its 50-day SMA and -6.67% from its 200-day SMA based on the latest completed market-close snapshot from Oct 30, 2026. Moving-average position should be read with momentum and broader AIQ evidence.
When is LYG's next earnings date?
LYG's next earnings date is currently listed as Feb 4, 2027. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.
Does LYG pay a dividend?
LYG's dividend yield is 3.63% based on the latest completed market-close snapshot from Oct 30, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.