Stock Analysis
PayPal Holdings, Inc. (PYPL) Stock Analysis
PayPal Holdings, Inc. (PYPL) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.
PayPal Holdings, Inc. (PYPL) currently has an AIQ Score of 52/100, indicating a neutral setup. Quality is the strongest factor at 64/100. Momentum is the weakest current factor at 27/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
PYPL at a Glance
Crawlable current metrics from the latest market-close stock snapshot.
| Metric | Current |
|---|---|
| Price | $52.40 |
| AIQ Score | 52/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Sell |
| Market Cap | $50.47B |
| P/E Ratio | 11.11 |
| Forward P/E | — |
| EPS | $1.26 |
| Revenue TTM | $8.68B |
| Dividend Yield | 0.42% |
| Beta | 1.3 |
| Volume | 10.19M |
| 52-week range | $38.46-$79.22 |
| RSI 14 | 29.88 |
| 50-Day SMA | $54.23 |
| 200-Day SMA | $51.14 |
| Analyst Price Target | $53.14 |
| Next Earnings | Oct 27, 2026 |
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PYPL
OverviewPYPL Stock Analysis Summary
PayPal Holdings, Inc. (PYPL) currently has an AIQ Score of 52/100/100, indicating a neutral setup. Quality is the strongest factor at 64/100/100. Momentum is the weakest current factor at 27/100/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, PYPL has AIQ Score of 52/100 with Quality base of 64/100 and fading Momentum at 27/100. Wait for component alignment before adding exposure.
Quality (64/100) leads while Momentum (27/100) lags. This cross-factor spread creates entry timing uncertainty.
Financial Services · -0.50% stock move · PYPL classified in Financial - Credit Services.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is PYPL Bullish or Bearish Right Now?
PYPL currently has a neutral overall setup. Quality is the strongest factor at 64/100, while Momentum is weakest at 27/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Quality is supportive at 64/100.
- - Analyst target implies +1.41% upside from the latest quote.
- - Momentum is weak at 27/100.
- - Technical consensus has more sell votes than buy votes (31 vs 13).
Current Consensus
PYPL's Technical Analysis Consensus is currently Sell, with 13 buy, 1 neutral, and 31 sell votes. PYPL's 14-day RSI is 29.88, which places the stock in an oversold momentum range. PYPL's beta is 1.3, indicating greater market sensitivity than the broad market.
What Changed in PYPL?
Recent score-change history is not available in the current snapshot. The page still shows the latest market-close evidence and timestamps.
What Would Change the PYPL Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
PYPL Research Cluster
Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.
PYPL Fundamentals
PYPL valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.
PYPL Technical Analysis
PYPL technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
PYPL Stock Catalysts
Track PYPL earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.
PYPL Dividend Analysis
PYPL dividend yield, annual dividend, payout ratio, payment history, and income reliability context.
PYPL Financial Data
PYPL revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.
PYPL Risk Analysis
PYPL volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
PYPL Stock News
PYPL stock news, market tone, recent headlines, and catalyst context.
Popular PYPL Comparisons
How PYPL scores against the names it is most often compared with.
About the AIQ Score
Methodology for the current stock evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalysts8 recent quarterly periods are available for review.
Checked Sep 2, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
Fundamentals Verdict
Value and quality should explain the score, not sit behind it.
Latest period Jun 30, 2026.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for PYPL
Scenario Analysis
AIQ Scenario Builder
PayPal Holdings, Inc. (PYPL) Stock Analysis
PayPal Holdings, Inc. has an AIQ Score of 52/100 in a Neutral regime. Quality is strongest at 64/100.
The main conflict is that quality leads at 64/100 while momentum lags at 27/100. Review the supporting factors together before drawing a conclusion from any single score.
Beta is 1.3, above market sensitivity. Current price is $52.40 and RSI (14) is 29.9.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | PYPL is in a Neutral AIQ regime with score 52/100. |
| Signal Conflict | The primary conflict is that quality leads at 64/100 while momentum lags at 27/100. |
| Factor Evidence | Momentum 27/100 · Value 63/100 · Quality 64/100 · Risk 47/100 · Sentiment 50/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
| Checklist | Status | Evidence |
|---|---|---|
| Factor strength | Wait | Quality is the strongest factor at 64/100. |
| Timing | Fail | Momentum is 27/100 and RSI (14) is 29.9. |
| Regime fit | Wait | PYPL is in a Neutral regime at 52/100. |
| Risk control | Wait | Risk factor is 47/100 with beta 1.30 and annual volatility 43.70%. |
| Conflict | Wait | Current conflict: quality leads at 64/100 while momentum lags at 27/100. |
| AIQ Score | 52/100/100 |
| Price | $52.40 |
| Beta | 1.3 |
| RSI (14) | 29.9 |
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PYPL Stock FAQ
What is PYPL stock price today?
PayPal Holdings, Inc.'s current stock price is $52.40. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.
Is PYPL bullish or bearish right now?
PYPL's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.
What is PYPL's market cap?
PYPL's market cap is $50.47B based on the latest completed market-close snapshot from Sep 1, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.
What is PYPL's current P/E ratio?
PYPL's current P/E ratio is 11.11 based on the latest completed market-close snapshot from Sep 1, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.
What is PYPL's RSI?
PYPL's 14-day RSI is 29.88 based on the latest completed market-close snapshot from Sep 1, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.
Is PYPL above its 50-day and 200-day moving averages?
PYPL is -3.37% from its 50-day SMA and 2.47% from its 200-day SMA based on the latest completed market-close snapshot from Sep 1, 2026. Moving-average position should be read with momentum and broader AIQ evidence.
When is PYPL's next earnings date?
PYPL's next earnings date is currently listed as Oct 27, 2026. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.
Does PYPL pay a dividend?
PYPL's dividend yield is 0.42% based on the latest completed market-close snapshot from Sep 1, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.