Stock Analysis
Repay Holdings Corporation (RPAY) Stock Analysis
Repay Holdings Corporation (RPAY) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.
Repay Holdings Corporation (RPAY) currently has an AIQ Score of 45/100, indicating a neutral setup. Value is the strongest factor at 75/100. Risk is the weakest current factor at 26/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
RPAY at a Glance
Crawlable current metrics from the latest market-close stock snapshot.
| Metric | Current |
|---|---|
| Price | $3.56 |
| AIQ Score | 45/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Strong Sell |
| Market Cap | $309.18M |
| P/E Ratio | 4.28 |
| Forward P/E | — |
| EPS | -$0.13 |
| Revenue TTM | $100.71M |
| Dividend Yield | 0.00% |
| Beta | 1.85 |
| Volume | 322.76K |
| 52-week range | $2.30-$5.96 |
| RSI 14 | 32 |
| 50-Day SMA | $3.86 |
| 200-Day SMA | $3.50 |
| Analyst Price Target | $4.44 |
| Next Earnings | Nov 9, 2026 |
RPAY
OverviewRPAY Stock Analysis Summary
Repay Holdings Corporation (RPAY) currently has an AIQ Score of 45/100, indicating a neutral setup. Value is the strongest factor at 75/100. Risk resilience is the weakest current factor at 26/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, RPAY has AIQ Score of 45/100 with Value base of 75/100 and fading Risk resilience at 26/100. Wait for component alignment before adding exposure.
Value (75/100) leads while Risk resilience (26/100) lags. This cross-factor spread creates entry timing uncertainty.
Technology · 0.00% stock move · RPAY classified in Software - Infrastructure.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is RPAY Bullish or Bearish Right Now?
RPAY currently has a neutral overall setup. Value is the strongest factor at 75/100, while Risk Resilience is weakest at 26/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Analyst target implies +24.72% upside from the latest quote.
- - Momentum is weak at 33/100.
- - Risk Resilience is weak at 26/100.
- - Technical consensus has more sell votes than buy votes (35 vs 6).
Current Consensus
RPAY's Technical Analysis Consensus is currently Strong Sell, with 6 buy, 4 neutral, and 35 sell votes. RPAY's 14-day RSI is 32, which places the stock in a weaker momentum range. RPAY's beta is 1.85, indicating greater market sensitivity than the broad market.
What Changed in RPAY?
Recent score-change history is not available in the current snapshot. These are the latest market-close scores instead.
What Would Change the RPAY Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
RPAY Decision Framework
Public evidence layers, setup checks, and risk context for Repay Holdings Corporation.
Repay Holdings Corporation (RPAY) Stock Analysis
Repay Holdings Corporation has an AIQ Score of 45/100 in a Neutral regime. Value is strongest at 75/100. Beta is 1.85, above market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | RPAY is in a Neutral AIQ regime with score 45/100. |
| Signal Conflict | The primary conflict is that value leads at 75/100 while risk lags at 26/100. |
| Factor Evidence | Momentum 33/100 · Value 75/100 · Quality 35/100 · Risk 26/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Value is the strongest factor at 75/100.
Momentum is 33/100 and RSI (14) is 32.0.
RPAY is in a Neutral regime at 45/100.
Risk factor is 26/100 with beta 1.85 and annual volatility 72.48%.
Current conflict: value leads at 75/100 while risk lags at 26/100.
RPAY Research Cluster
Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.
RPAY Fundamentals
RPAY valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.
RPAY Technical Analysis
RPAY technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
RPAY Stock Catalysts
Track RPAY earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.
RPAY Dividend Analysis
RPAY dividend yield, annual dividend, payout ratio, payment history, and income reliability context.
RPAY Financial Data
RPAY revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.
RPAY Risk Analysis
RPAY volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
RPAY Stock News
RPAY stock news, market tone, recent headlines, and catalyst context.
RPAY vs Fintech & Payments Peers
Current peer cohort: RPAY · SOFI · SQ · STNE · SYF. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| RPAY Current stock | 45/100 | 75/100 | 33/100 | 26/100 | -0.35 | 72.48% | Current |
| SOFI SoFi Technologies | 38/100 | 27/100 | 32/100 | 23/100 | -0.45 | 57.69% | RPAY vs SOFI |
| SQ Block (Square) | 49/100 | 46/100 | — | 57/100 | — | — | RPAY vs SQ |
| STNE StoneCo | 60/100 | 75/100 | 53/100 | 34/100 | -0.89 | 51.55% | RPAY vs STNE |
| SYF Synchrony Financial | 57/100 | 67/100 | 36/100 | 69/100 | 0.09 | 31.72% | RPAY vs SYF |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Sep 11, 2026.
About the AIQ Score
Methodology for the current stock evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalysts8 recent quarterly periods are available for review.
Checked Sep 12, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
Fundamentals Verdict
Current snapshot fields are separate from reported-quarter statement tables.
Latest period Jun 30, 2026.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching RPAY
Open the detailed evidence pages and workflows behind the stock overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for RPAY
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
RPAY Stock FAQ
What is RPAY stock price today?
Repay Holdings Corporation's current stock price is $3.56. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.
Is RPAY bullish or bearish right now?
RPAY's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.
What is RPAY's market cap?
RPAY's market cap is $309.18M based on the latest completed market-close snapshot from Sep 11, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.
What is RPAY's current P/E ratio?
RPAY's current P/E ratio is 4.28 based on the latest completed market-close snapshot from Sep 11, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.
What is RPAY's RSI?
RPAY's 14-day RSI is 32 based on the latest completed market-close snapshot from Sep 11, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.
Is RPAY above its 50-day and 200-day moving averages?
RPAY is -7.71% from its 50-day SMA and 1.74% from its 200-day SMA based on the latest completed market-close snapshot from Sep 11, 2026. Moving-average position should be read with momentum and broader AIQ evidence.
When is RPAY's next earnings date?
RPAY's next earnings date is currently listed as Nov 9, 2026. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.
Does RPAY pay a dividend?
RPAY's dividend yield is 0.00% based on the latest completed market-close snapshot from Sep 11, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.