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SYF Dividend History, Yield & Dates

Dividend Yield · Dividend History · Ex-Dividend Date · Payment Date

Financial ServicesFinancial - Credit ServicesScore data as of Oct 30, 2026

SYFSynchrony Financial

Financial Services / Financial - Credit Services

Leader

Strong Relative Position

NeutralEdge 9/10
$75.35−$1.62 (−2.10%)

Latest quote

  • Momentum
    76
  • Value
    68
  • Quality
    58
  • Risk resilience
    64
  • Sentiment
    —
algovestiq.comScore data as of Oct 30, 2026

SYF Dividend answer

Synchrony Financial (SYF) pays a quarterly dividend. Forward dividend yield: 1.80%, or $1.36 a year at the latest dividend. Trailing 12-month yield: 1.65%, from $1.24 per share paid over the past year. Its latest dividend was $0.34 per share. Latest ex-dividend date: Nov 5, 2026. Payment date: Nov 16, 2026. Next dividend status: announced at $0.34 per share.

SYF Dividend Snapshot

Yield, annual dividend, latest payment, payout coverage, growth, and dividend history are emphasized for this stock. Yield methodology is labeled separately from payout coverage.

History
42
dividends captured
Growth years
4
raw events; specials not isolated
Durability score
65/100
coverage and consistency proxy
Shareholder yield
5.47%
4.86% buyback yield

Next SYF Dividend Date

When SYF next goes ex-dividend, the amount where it has been declared, and whether that state is announced, projected or not yet known.

Next SYF dividend

$0.34 per share

SYF's announced dividend calendar data is shown separately from historical payments so future dates do not get blended into completed dividend history.

Ex-date
Nov 5, 2026
announced
Pay date
Nov 16, 2026
Frequency
quarterly

Latest SYF Dividend Dates

Aug 5, 2026

Review the latest dividend, yield, available trailing-year income, and coverage context before treating income as durable.

Dividend yield
1.65%
Trailing 12-month dividend yield
1.65%
TTM dividends / latest available price
Forward dividend yield
1.80%
Latest dividend × 4 a year = $1.36 / latest price
Trailing annual dividend
$1.24
12.73% vs prior complete year
Latest dividend
$0.34
13.33% vs prior payment
Frequency
quarterly
Inferred from available dividend events
Ex-dividend date
Nov 5, 2026
Calendar endpoint
Payment date
Nov 16, 2026
Calendar endpoint
Next dividend
Announced: $0.34
Amount status independent from ex-date
Payout ratio
15.33%
Dividend as a share of earnings where available
FCF payout
4.14%
Dividend as a share of free cash flow per share
FCF coverage
24.16x
Free cash flow per share divided by dividend

AIQ Dividend bridge

Quality58/100

Margins, returns, leverage, and cash conversion support dividend durability.

Value68/100

Yield is more useful when valuation context is not stretched.

Risk resilience64/100

Lower drawdown and balance-sheet risk can improve income dependability.

SYF Dividend History

Recent per-share dividends show payment cadence. Trailing-year and growth reads are shown only when the available rows cover a complete comparable window.

Dividend reliability

Active payer

Recent dividend payments are summarized as cadence and coverage signals. Exact rows remain below for auditability.

Yield
1.65%
Current income rate
TTM trend
Trailing income rising
12.73% vs prior complete year
FCF coverage
Covered by FCF
24.16x
Payout ratio
15.33%
Earnings payout context
Recent dividend cadence
8 records
Nov 24
$0.25
Feb 25
$0.25
May 25
$0.30
Aug 25
$0.30
Nov 25
$0.30
Feb 26
$0.30
May 26
$0.30
Aug 26
$0.34

SYF Annual Dividend History

2016 - 2026
11 plotted years

SYF Dividend Growth

+12.73% 1Y
Latest increase +13.33%
Latest SYF Dividend: Declaration, Ex-Date & Payment
Declared
Jul 21, 2026
Ex-date
Aug 5, 2026
Record
Aug 5, 2026
Paid
Aug 17, 2026

Latest row amount $0.34, event yield 1.56%.

Event field coverage
Declaration40/40
Record40/40
Payment40/40
Frequency40/40
History depth
40 rows
FMP dividend events via canonical L3
Data through
Aug 5, 2026
latest covered ex-date
Last checked
Oct 5, 2026
independent from event date
Date coverage
40/40 pay
40/40 record dates

This page labels the feed as recent history when multi-year rows, payment dates, or record dates are incomplete. Announced calendar dates are separated from completed dividend history.

Dividend growth

SYF regular dividend growth, 2020–2025
5-year regular dividend CAGR
5.50%
Cohort rank
#231
Cohort standing
Bottom half
Financial Services rank
#52
2020 regular DPS
$0.880
2025 regular DPS
$1.150
Absolute change
$0.270
Years increased
4
Years reduced
0

SYF's split-adjusted regular dividend per share grew at 5.50% a year from 2020 through 2025, ranking #231 among US dividend-paying corporations that never cut the payout in AlgovestIQ's study.

Split-adjusted regular dividends per share, 2020–2025, excluding special dividends. Research as of Sep 19, 2026.

SYF Dividend Yield

How SYF's trailing 12-month dividend yield is calculated, and what it does and does not account for.

Yield methodology

Trailing 12-month dividend yield

SYF's trailing dividend yield is the regular dividends paid over the last twelve months divided by the latest available share price. Payouts classified as special or supplemental are excluded, because a one-off payment is not recurring income. It is a backward-looking measure and is not the same as a forward yield, which annualises the most recent declared payment instead.

Trailing 12-month dividend yield
1.65%
Trailing 12-month dividends
$1.24

Dividend coverage

What SYF's dividend is paid out of

Coverage is read from earnings and cash flow rather than from the yield. A payout ratio leaves room, or does not; free cash flow either covers the payment, or the company is funding it another way. These are inputs to a judgement, not a guarantee of future payments.

Payout ratio
15.33%
FCF coverage
24.16x

Recent SYF dividend payments

40 covered dividends
Showing latest 5 of 40 rows
Ex-dateDividendAdjustedYield at ex-dateFrequencyTTM adjustedDeclaredRecord datePayment date
Aug 5, 2026$0.34
$0.34
1.56%Quarterly$1.24Jul 21, 2026Aug 5, 2026Aug 17, 2026
May 5, 2026$0.30
$0.30
1.63%Quarterly$1.20Apr 21, 2026May 5, 2026May 15, 2026
Feb 6, 2026$0.30
$0.30
1.60%Quarterly$1.20Jan 27, 2026Feb 6, 2026Feb 17, 2026
Nov 5, 2025$0.30
$0.30
1.55%Quarterly$1.15Oct 23, 2025Nov 5, 2025Nov 17, 2025
Aug 5, 2025$0.30
$0.30
1.57%Quarterly$1.10Jul 22, 2025Aug 5, 2025Aug 15, 2025
Show older history+35 rows
May 5, 2025$0.30
$0.30
1.94%Quarterly$1.05Apr 22, 2025May 5, 2025May 15, 2025
Feb 3, 2025$0.25
$0.25
1.48%Quarterly$1.00Jan 21, 2025Feb 3, 2025Feb 18, 2025
Nov 4, 2024$0.25
$0.25
1.82%Quarterly$1.00Oct 24, 2024Nov 4, 2024Nov 15, 2024
Aug 5, 2024$0.25
$0.25
2.28%Quarterly$1.00Jul 23, 2024Aug 5, 2024Aug 15, 2024
May 3, 2024$0.25
$0.25
2.19%Quarterly$1.00Apr 24, 2024May 6, 2024May 15, 2024
Feb 2, 2024$0.25
$0.25
2.52%Quarterly$0.98Jan 24, 2024Feb 5, 2024Feb 15, 2024
Oct 31, 2023$0.25
$0.25
3.42%Quarterly$0.96Oct 19, 2023Nov 1, 2023Nov 9, 2023
Jul 28, 2023$0.25
$0.25
2.72%Quarterly$0.94Jul 20, 2023Jul 31, 2023Aug 10, 2023
May 1, 2023$0.23
$0.23
3.19%Quarterly$0.92Apr 20, 2023May 2, 2023May 12, 2023
Feb 3, 2023$0.23
$0.23
2.46%Quarterly$0.91Jan 25, 2023Feb 6, 2023Feb 17, 2023
Oct 31, 2022$0.23
$0.23
2.53%Quarterly$0.90Oct 20, 2022Nov 1, 2022Nov 10, 2022
Jul 29, 2022$0.23
$0.23
2.66%Quarterly$0.89Jul 21, 2022Aug 1, 2022Aug 11, 2022
Apr 29, 2022$0.22
$0.22
2.39%Quarterly$0.88Apr 21, 2022May 2, 2022May 12, 2022
Feb 9, 2022$0.22
$0.22
1.97%Quarterly$0.88Jan 25, 2022Feb 10, 2022Feb 17, 2022
Oct 29, 2021$0.22
$0.22
1.89%Quarterly$0.88Oct 21, 2021Nov 1, 2021Nov 12, 2021
Jul 30, 2021$0.22
$0.22
1.87%Quarterly$0.88Jul 22, 2021Aug 2, 2021Aug 12, 2021
Apr 30, 2021$0.22
$0.22
2.01%Quarterly$0.88Apr 22, 2021May 3, 2021May 13, 2021
Feb 4, 2021$0.22
$0.22
2.37%Quarterly$0.88Jan 26, 2021Feb 5, 2021Feb 16, 2021
Oct 30, 2020$0.22
$0.22
3.52%Quarterly$0.88Oct 21, 2020Nov 2, 2020Nov 12, 2020
Jul 31, 2020$0.22
$0.22
3.98%Quarterly$0.88Jul 22, 2020Aug 3, 2020Aug 13, 2020
May 1, 2020$0.22
$0.22
4.75%Quarterly$0.88Apr 24, 2020May 4, 2020May 14, 2020
Feb 6, 2020$0.22
$0.22
2.62%Quarterly$0.87Jan 28, 2020Feb 7, 2020Feb 13, 2020
Nov 1, 2019$0.22
$0.22
2.41%Quarterly$0.86Oct 23, 2019Nov 4, 2019Nov 14, 2019
Aug 2, 2019$0.22
$0.22
2.42%Quarterly$0.85Jul 24, 2019Aug 5, 2019Aug 15, 2019
May 3, 2019$0.21
$0.21
2.45%Quarterly$0.84Apr 24, 2019May 6, 2019May 16, 2019
Feb 1, 2019$0.21
$0.21
2.63%Quarterly$0.78Jan 22, 2019Feb 4, 2019Feb 14, 2019
Nov 2, 2018$0.21
$0.21
2.72%Quarterly$0.72Oct 24, 2018Nov 5, 2018Nov 15, 2018
Aug 3, 2018$0.21
$0.21
2.21%Quarterly$0.66Jul 26, 2018Aug 6, 2018Aug 16, 2018
May 4, 2018$0.15
$0.15
1.84%Quarterly$0.60Apr 25, 2018May 7, 2018May 17, 2018
Feb 2, 2018$0.15
$0.15
1.50%Quarterly$0.58Jan 23, 2018Feb 5, 2018Feb 15, 2018
Nov 3, 2017$0.15
$0.15
1.69%Quarterly$0.56Oct 25, 2017Nov 6, 2017Nov 16, 2017
Aug 3, 2017$0.15
$0.15
1.81%Quarterly—Jul 27, 2017Aug 7, 2017Aug 17, 2017
May 4, 2017$0.13
$0.13
1.81%Quarterly—Apr 27, 2017May 8, 2017May 18, 2017
Feb 2, 2017$0.13
$0.13
1.10%Quarterly—Jan 25, 2017Feb 6, 2017Feb 16, 2017
Nov 3, 2016$0.13
$0.13
92.43%Quarterly—Oct 28, 2016Nov 7, 2016Nov 17, 2016
Dividend context
How to read SYF's dividend profile

Dividend yield is only the starting point. Pair the current distribution with payout ratio, free cash flow coverage, balance-sheet risk, and the history of actual payments before treating income as durable.

Yield needs coverage

A higher yield is more useful when earnings and free cash flow cover the distribution. A yield caused by a falling stock price can be a warning, not a bargain.

Payment history matters

Stable or rising payments can indicate capital return discipline. Flat, skipped, or missing payments should be read with earnings and cash flow before drawing conclusions.

Payout ratio is context

A low payout ratio can leave room for growth; a high payout ratio can indicate limited cushion. Cyclical companies need more room than stable defensive businesses.

Focused follow-on paths for yield methodology, payout coverage, peer comparison, and income planning.

SYF Dividend Comparisons

How SYF's income profile compares with the peers it is most often weighed against.

Dividend calculators

Each calculator opens with this ticker's price and dividend loaded; every assumption stays editable.

Primary calculator
Calculate SYF dividend income

Estimate annual income, payment amount, yield and growth scenarios using SYF as ticker context.

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Secondary calculator
Model SYF dividend reinvestment

Explore a DRIP scenario without duplicating the full calculator on the dividend analysis page.

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Secondary calculator
Calculate SYF dividend yield

Check the current yield, annual income on your shares, and your yield on cost from the price you paid.

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Secondary calculator
SYF yield on cost

Enter your purchase date or price to see the yield on what you paid, today's yield beside it, and the dividends collected since.

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Continue to SYF fundamentals
Review the profitability, cash generation, and balance-sheet context behind the dividend.

SYF Dividends FAQ

Does SYF pay a dividend?

Synchrony Financial (SYF) has covered dividend payment history on this page, including a latest dividend of $0.34 per share and a quarterly cadence based on available events.

What is SYF's dividend yield?

SYF's trailing dividend yield is 1.65%. Trailing dividend yield equals dividends paid over the trailing 12 months divided by the latest available share price.

When is SYF's next dividend?

SYF's next announced dividend is $0.34 per share with an ex-dividend date of Nov 5, 2026 and payment date of Nov 16, 2026.

When is SYF's ex-dividend date?

SYF's next announced ex-dividend date is Nov 5, 2026.

How has SYF's dividend changed?

SYF's one-year dividend growth is 12.73% based on comparable covered dividend history.