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SYF Dividend Analysis

Yield · Payout · Dividend Growth · AIQ Dividend

Financial ServicesFinancial - Credit ServicesScore data as of Sep 4, 2026

SYF

Dividends
Synchrony Financial
Financial Services· Financial - Credit Services
AIQ Score
NeutralAIQ Edge 9/10
Relative Leader / Watch
Strong Relative Position
Score data as of Sep 4, 2026
Last price
$79.92
+$0.07 (+0.09%)
Latest market quote
Momentum59
Value68
Quality60
Risk Resilience70
Sentiment
View financial data

Dividend Analysis Overview

Yield, growth, payout, free cash flow coverage, recent payment history, and AIQ Dividend context stay together.

History
41
dividends captured
Growth years
4
raw events; specials not isolated
Durability score
65/100
coverage and consistency proxy
Shareholder yield
2.00%
1.52% buyback yield

Latest announced event

$0.34

SYF dividend calendar data is shown separately from historical payments so announced dates do not get blended into completed income history.

Ex-date
Aug 5, 2026
Pay date
Aug 17, 2026
Frequency
quarterly

Latest dividend record

Aug 5, 2026

Review the latest dividend, yield, available trailing-year income, and coverage context before treating income as durable.

Dividend yield
1.55%
Latest dividend
$0.34
13.33% vs prior payment
Trailing annual dividend
$1.24
12.73% vs prior complete year
Ex-dividend date
Aug 5, 2026
Calendar endpoint
Frequency
quarterly
Inferred from available dividend events
Payment date
Aug 17, 2026
Calendar endpoint
Payout ratio
14.30%
Dividend as a share of earnings where available
FCF payout
4.24%
Dividend as a share of free cash flow per share
FCF coverage
23.6x
Free cash flow per share divided by dividend

AIQ Dividend bridge

Quality60/100

Margins, returns, leverage, and cash conversion support dividend durability.

Value68/100

Yield is more useful when valuation context is not stretched.

Risk resilience70/100

Lower drawdown and balance-sheet risk can improve income dependability.

Recent Dividend History

Recent per-share dividends show payment cadence. Trailing-year and growth reads are shown only when the available rows cover a complete comparable window.

Dividend reliability

Active payer

Recent dividend payments are summarized as cadence and coverage signals. Exact rows remain below for auditability.

Yield
1.55%
Current income rate
TTM trend
Trailing income rising
12.73% vs prior complete year
FCF coverage
Covered by FCF
23.6x
Payout ratio
14.30%
Earnings payout context
Recent dividend cadence
8 records
Nov 24
$0.25
Feb 25
$0.25
May 25
$0.30
Aug 25
$0.30
Nov 25
$0.30
Feb 26
$0.30
May 26
$0.30
Aug 26
$0.34

Annual dividend trail

2016 - 2026

11 plotted years

Dividend growth

+12.73% 1Y

Latest increase +13.33%
Latest dividend event timeline
Declared
Jul 21, 2026
Ex-date
Aug 5, 2026
Record
Aug 5, 2026
Paid
Aug 17, 2026

Latest row amount $0.34, event yield 1.56%.

Event field coverage
Declaration40/40
Record40/40
Payment40/40
Frequency40/40
History depth
40 rows
FMP dividend events via canonical L3
Data through
Aug 5, 2026
latest covered ex-date
Last checked
Sep 5, 2026
independent from event date
Date coverage
40/40 pay
40/40 record dates

This page labels the feed as recent history when multi-year rows, payment dates, or record dates are incomplete. Announced calendar dates are separated from completed dividend history.

Recent dividend chart

Dividend payments

Showing latest 5 of 40 rows
Ex-dateLabelDividendAdjustedEvent yieldFrequencyTTM adjustedDeclaredRecord datePayment date
Aug 5, 2026$0.34
$0.34
1.56%Quarterly$1.24Jul 21, 2026Aug 5, 2026Aug 17, 2026
May 5, 2026$0.30
$0.30
1.63%Quarterly$1.20Apr 21, 2026May 5, 2026May 15, 2026
Feb 6, 2026$0.30
$0.30
1.60%Quarterly$1.20Jan 27, 2026Feb 6, 2026Feb 17, 2026
Nov 5, 2025$0.30
$0.30
1.55%Quarterly$1.15Oct 23, 2025Nov 5, 2025Nov 17, 2025
Aug 5, 2025$0.30
$0.30
1.57%Quarterly$1.10Jul 22, 2025Aug 5, 2025Aug 15, 2025
Show older history+35 rows
May 5, 2025$0.30
$0.30
1.94%Quarterly$1.05Apr 22, 2025May 5, 2025May 15, 2025
Feb 3, 2025$0.25
$0.25
1.48%Quarterly$1.00Jan 21, 2025Feb 3, 2025Feb 18, 2025
Nov 4, 2024$0.25
$0.25
1.82%Quarterly$1.00Oct 24, 2024Nov 4, 2024Nov 15, 2024
Aug 5, 2024$0.25
$0.25
2.28%Quarterly$1.00Jul 23, 2024Aug 5, 2024Aug 15, 2024
May 3, 2024$0.25
$0.25
2.19%Quarterly$1.00Apr 24, 2024May 6, 2024May 15, 2024
Feb 2, 2024$0.25
$0.25
2.52%Quarterly$0.98Jan 24, 2024Feb 5, 2024Feb 15, 2024
Oct 31, 2023$0.25
$0.25
Quarterly$0.96Oct 19, 2023Nov 1, 2023Nov 9, 2023
Jul 28, 2023$0.25
$0.25
2.72%Quarterly$0.94Jul 20, 2023Jul 31, 2023Aug 10, 2023
May 1, 2023$0.23
$0.23
Quarterly$0.92Apr 20, 2023May 2, 2023May 12, 2023
Feb 3, 2023$0.23
$0.23
2.46%Quarterly$0.91Jan 25, 2023Feb 6, 2023Feb 17, 2023
Oct 31, 2022$0.23
$0.23
2.53%Quarterly$0.90Oct 20, 2022Nov 1, 2022Nov 10, 2022
Jul 29, 2022$0.23
$0.23
2.66%Quarterly$0.89Jul 21, 2022Aug 1, 2022Aug 11, 2022
Apr 29, 2022$0.22
$0.22
2.39%Quarterly$0.88Apr 21, 2022May 2, 2022May 12, 2022
Feb 9, 2022$0.22
$0.22
1.97%Quarterly$0.88Jan 25, 2022Feb 10, 2022Feb 17, 2022
Oct 29, 2021$0.22
$0.22
1.89%Quarterly$0.88Oct 21, 2021Nov 1, 2021Nov 12, 2021
Jul 30, 2021$0.22
$0.22
1.87%Quarterly$0.88Jul 22, 2021Aug 2, 2021Aug 12, 2021
Apr 30, 2021$0.22
$0.22
2.01%Quarterly$0.88Apr 22, 2021May 3, 2021May 13, 2021
Feb 4, 2021$0.22
$0.22
2.37%Quarterly$0.88Jan 26, 2021Feb 5, 2021Feb 16, 2021
Oct 30, 2020$0.22
$0.22
Quarterly$0.88Oct 21, 2020Nov 2, 2020Nov 12, 2020
Jul 31, 2020$0.22
$0.22
Quarterly$0.88Jul 22, 2020Aug 3, 2020Aug 13, 2020
May 1, 2020$0.22
$0.22
Quarterly$0.88Apr 24, 2020May 4, 2020May 14, 2020
Feb 6, 2020$0.22
$0.22
2.62%Quarterly$0.87Jan 28, 2020Feb 7, 2020Feb 13, 2020
Nov 1, 2019$0.22
$0.22
2.41%Quarterly$0.86Oct 23, 2019Nov 4, 2019Nov 14, 2019
Aug 2, 2019$0.22
$0.22
2.42%Quarterly$0.85Jul 24, 2019Aug 5, 2019Aug 15, 2019
May 3, 2019$0.21
$0.21
2.45%Quarterly$0.84Apr 24, 2019May 6, 2019May 16, 2019
Feb 1, 2019$0.21
$0.21
2.63%Quarterly$0.78Jan 22, 2019Feb 4, 2019Feb 14, 2019
Nov 2, 2018$0.21
$0.21
Quarterly$0.72Oct 24, 2018Nov 5, 2018Nov 15, 2018
Aug 3, 2018$0.21
$0.21
2.21%Quarterly$0.66Jul 26, 2018Aug 6, 2018Aug 16, 2018
May 4, 2018$0.15
$0.15
1.84%Quarterly$0.60Apr 25, 2018May 7, 2018May 17, 2018
Feb 2, 2018$0.15
$0.15
1.50%Quarterly$0.58Jan 23, 2018Feb 5, 2018Feb 15, 2018
Nov 3, 2017$0.15
$0.15
1.69%Quarterly$0.56Oct 25, 2017Nov 6, 2017Nov 16, 2017
Aug 3, 2017$0.15
$0.15
1.81%Quarterly$0.54Jul 27, 2017Aug 7, 2017Aug 17, 2017
May 4, 2017$0.13
$0.13
QuarterlyApr 27, 2017May 8, 2017May 18, 2017
Feb 2, 2017$0.13
$0.13
1.10%QuarterlyJan 25, 2017Feb 6, 2017Feb 16, 2017
Nov 3, 2016$0.13
$0.13
QuarterlyOct 28, 2016Nov 7, 2016Nov 17, 2016
Dividend context
How to read SYF's dividend profile

Dividend yield is only the starting point. Pair the current distribution with payout ratio, free cash flow coverage, balance-sheet risk, and the history of actual payments before treating income as durable.

Yield needs coverage

A higher yield is more useful when earnings and free cash flow cover the distribution. A yield caused by a falling stock price can be a warning, not a bargain.

Payment history matters

Stable or rising payments can indicate capital return discipline. Flat, skipped, or missing payments should be read with earnings and cash flow before drawing conclusions.

Payout ratio is context

A low payout ratio can leave room for growth; a high payout ratio can indicate limited cushion. Cyclical companies need more room than stable defensive businesses.

Dividend calculators

Use compact calculator links here; the standalone tools remain the canonical calculator pages.

Primary calculator
Calculate SYF dividend income

Estimate annual income, payment amount, yield and growth scenarios using SYF as ticker context.

Calculate dividend income
Secondary calculator
Model SYF dividend reinvestment

Explore a DRIP scenario without duplicating the full calculator on the dividend analysis page.

Model dividend reinvestment
Continue to SYF fundamentals
Review the profitability, cash generation, and balance-sheet context behind the dividend.

SYF Dividends FAQ

Does SYF pay a dividend?

If Synchrony Financial has covered dividend payments, this page shows the latest dividend, yield, ex-date, payment date when available, and recent payment history. If no rows are shown, the current snapshot does not include dividend history for SYF.

What is SYF's dividend yield?

SYF's dividend yield compares trailing dividend payments with the latest available price. It should be read with payout ratio, free cash flow coverage, balance-sheet risk, and dividend history.

Is SYF's dividend sustainable?

Dividend sustainability depends on whether earnings and free cash flow can cover the distribution through normal business cycles. Review payout ratio, free cash flow coverage, recent payment cadence, debt, and earnings stability rather than yield alone.

When is SYF's next dividend payment?

When covered, the table shows recent ex-dividend, record, and payment dates. Future payment timing should be confirmed against issuer announcements because schedules can change.

How should investors interpret SYF's dividend growth?

Rising dividends can indicate capital return discipline, but dividend growth is strongest when it is supported by growing free cash flow, a reasonable payout ratio, and a consistent history of actual payments.

What does SYF's dividend reliability view show?

SYF's reliability view summarizes recent payment cadence, trailing income direction when comparable history is complete, payout context where meaningful, and available coverage evidence. It is a screening aid, not a guarantee of future dividends.