Stock Analysis
Truist Financial Corporation (TFC) Stock Analysis
Truist Financial Corporation (TFC) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.
Truist Financial Corporation (TFC) currently has an AIQ Score of 56/100, indicating a neutral setup. Risk is the strongest factor at 61/100. Quality is the weakest current factor at 51/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
TFC at a Glance
Crawlable current metrics from the latest market-close stock snapshot.
| Metric | Current |
|---|---|
| Price | $51.65 |
| AIQ Score | 56/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Buy |
| Market Cap | $61.6B |
| P/E Ratio | 11.34 |
| Forward P/E | — |
| EPS | $1.24 |
| Revenue TTM | $7.61B |
| Dividend Yield | 0.01% |
| Beta | 0.87 |
| Volume | 4.61M |
| 52-week range | $40.79-$56.20 |
| RSI 14 | 44.1 |
| 50-Day SMA | $51.53 |
| 200-Day SMA | $49.67 |
| Analyst Price Target | $55.38 |
| Next Earnings | Oct 16, 2026 |
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TFC
OverviewTFC Stock Analysis Summary
Truist Financial Corporation (TFC) currently has an AIQ Score of 56/100, indicating a neutral setup. Risk resilience is the strongest factor at 61/100. Quality is the weakest current factor at 51/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, TFC has AIQ Score of 56/100 with Risk resilience base of 61/100 and fading Quality at 51/100. Wait for component alignment before adding exposure.
Financial Services · 0.08% stock move · TFC classified in Banks - Regional.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is TFC Bullish or Bearish Right Now?
TFC currently has a neutral overall setup. Risk Resilience is the strongest factor at 61/100, while Quality is weakest at 51/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Risk Resilience is supportive at 61/100.
- - Price is +0.23% above its 50-day SMA.
- - Analyst target implies +7.22% upside from the latest quote.
- - Technical consensus has more buy votes than sell votes (29 vs 9).
- - No strong bearish evidence is available in the current snapshot.
Current Consensus
TFC's Technical Analysis Consensus is currently Buy, with 29 buy, 7 neutral, and 9 sell votes. TFC's 14-day RSI is 44.1, which places the stock in a weaker momentum range. TFC's beta is 0.87, indicating market sensitivity broadly in line with the market.
What Changed in TFC?
Recent score-change history is not available in the current snapshot. These are the latest market-close scores instead.
What Would Change the TFC Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
TFC Decision Framework
Public evidence layers, setup checks, and risk context for Truist Financial Corporation.
Truist Financial Corporation (TFC) Stock Analysis
Truist Financial Corporation has an AIQ Score of 56/100 in a Neutral regime. Risk is strongest at 61/100. Beta is 0.87, below market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | TFC is in a Neutral AIQ regime with score 56/100. |
| Signal Conflict | The primary conflict is that risk leads at 61/100 while quality lags at 51/100. |
| Factor Evidence | Momentum 57/100 · Value 58/100 · Quality 51/100 · Risk 61/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Risk is the strongest factor at 61/100.
Momentum is 57/100 and RSI (14) is 44.1.
TFC is in a Neutral regime at 56/100.
Risk factor is 61/100 with beta 0.87 and annual volatility 24%.
Current conflict: risk leads at 61/100 while quality lags at 51/100.
TFC Research Cluster
Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.
TFC Fundamentals
TFC valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.
TFC Technical Analysis
TFC technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
TFC Stock Catalysts
Track TFC earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.
TFC Dividend Analysis
TFC dividend yield, annual dividend, payout ratio, payment history, and income reliability context.
TFC Financial Data
TFC revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.
TFC Risk Analysis
TFC volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
TFC Stock News
TFC stock news, market tone, recent headlines, and catalyst context.
TFC vs Money Center Banks Peers
Current peer cohort: TFC · USB · WFC · ZION · BAC. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| TFC Current stock | 56/100 | 58/100 | 57/100 | 61/100 | 0.35 | 24.00% | Current |
| USB U.S. Bancorp | 57/100 | 56/100 | 54/100 | 77/100 | 1.08 | 22.27% | TFC vs USB |
| WFC Wells Fargo | 57/100 | 56/100 | 72/100 | 63/100 | 0.34 | 26.46% | TFC vs WFC |
| ZION Zions Bancorporation | 59/100 | 64/100 | 39/100 | 61/100 | 0.61 | 30.28% | TFC vs ZION |
| BAC Bank of America | 49/100 | 51/100 | 55/100 | 59/100 | 0.93 | 21.41% | TFC vs BAC |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Sep 5, 2026.
About the AIQ Score
Methodology for the current stock evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalysts8 recent quarterly periods are available for review.
Checked Sep 7, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
Fundamentals Verdict
Current snapshot fields are separate from reported-quarter statement tables.
Latest period Jun 30, 2026.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching TFC
Open the detailed evidence pages and workflows behind the stock overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for TFC
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
TFC Stock FAQ
What is TFC stock price today?
Truist Financial Corporation's current stock price is $51.65. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.
Is TFC bullish or bearish right now?
TFC's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.
What is TFC's market cap?
TFC's market cap is $61.6B based on the latest completed market-close snapshot from Sep 4, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.
What is TFC's current P/E ratio?
TFC's current P/E ratio is 11.34 based on the latest completed market-close snapshot from Sep 4, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.
What is TFC's RSI?
TFC's 14-day RSI is 44.1 based on the latest completed market-close snapshot from Sep 4, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.
Is TFC above its 50-day and 200-day moving averages?
TFC is 0.23% from its 50-day SMA and 3.98% from its 200-day SMA based on the latest completed market-close snapshot from Sep 4, 2026. Moving-average position should be read with momentum and broader AIQ evidence.
When is TFC's next earnings date?
TFC's next earnings date is currently listed as Oct 16, 2026. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.
Does TFC pay a dividend?
TFC's dividend yield is 0.01% based on the latest completed market-close snapshot from Sep 4, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.