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UMBF Dividend Analysis

Yield · Payout · Dividend Growth · AIQ Dividend

Financial ServicesBanks - RegionalScore data as of Sep 4, 2026

UMBF

Dividends
UMB Financial Corporation
Financial Services· Banks - Regional
AIQ Score
NeutralAIQ Edge 5/10
Low Priority
In Line With Peers
Score data as of Sep 4, 2026
Last price
$143.76
+$0.32 (+0.22%)
Latest market quote
Momentum31
Value58
Quality62
Risk Resilience60
Sentiment
View financial data

Dividend Analysis Overview

Yield, growth, payout, free cash flow coverage, recent payment history, and AIQ Dividend context stay together.

History
47
dividends captured
Growth years
10
raw events; specials not isolated
Durability score
80/100
coverage and consistency proxy
Shareholder yield
0.67%
0.31% buyback yield

Next announced event

$0.50

UMBF dividend calendar data is shown separately from historical payments so announced dates do not get blended into completed income history.

Ex-date
Sep 10, 2026
Pay date
Oct 1, 2026
Frequency
quarterly

Latest dividend record

Jun 10, 2026

Review the latest dividend, yield, available trailing-year income, and coverage context before treating income as durable.

Dividend yield
1.18%
Latest dividend
$0.50
0.00% vs prior payment
Trailing annual dividend
$1.69
6.29% vs prior complete year
Ex-dividend date
Sep 10, 2026
Calendar endpoint
Frequency
quarterly
Inferred from available dividend events
Payment date
Oct 1, 2026
Calendar endpoint
Payout ratio
16.16%
Dividend as a share of earnings where available
FCF payout
12.07%
Dividend as a share of free cash flow per share
FCF coverage
8.28x
Free cash flow per share divided by dividend

AIQ Dividend bridge

Quality62/100

Margins, returns, leverage, and cash conversion support dividend durability.

Value58/100

Yield is more useful when valuation context is not stretched.

Risk resilience60/100

Lower drawdown and balance-sheet risk can improve income dependability.

Recent Dividend History

Recent per-share dividends show payment cadence. Trailing-year and growth reads are shown only when the available rows cover a complete comparable window.

Dividend reliability

Active payer

Recent dividend payments are summarized as cadence and coverage signals. Exact rows remain below for auditability.

Yield
1.18%
Current income rate
TTM trend
Trailing income rising
6.29% vs prior complete year
FCF coverage
Covered by FCF
8.28x
Payout ratio
16.16%
Earnings payout context
Recent dividend cadence
8 records
Sep 24
$0.39
Dec 24
$0.40
Mar 25
$0.40
Jun 25
$0.40
Sep 25
$0.40
Dec 25
$0.43
Mar 26
$0.43
Jun 26
$0.43

Annual dividend trail

2016 - 2026

11 plotted years

Dividend growth

+6.29% 1Y

Latest increase +16.28%
Latest dividend event timeline
Declared
Apr 28, 2026
Ex-date
Jun 10, 2026
Record
Jun 10, 2026
Paid
Jul 1, 2026

Latest row amount $0.43, event yield 1.28%.

Event field coverage
Declaration40/40
Record40/40
Payment40/40
Frequency40/40
History depth
40 rows
FMP dividend events via canonical L3
Data through
Jun 10, 2026
latest covered ex-date
Last checked
Sep 5, 2026
independent from event date
Date coverage
40/40 pay
40/40 record dates

This page labels the feed as recent history when multi-year rows, payment dates, or record dates are incomplete. Announced calendar dates are separated from completed dividend history.

Recent dividend chart

Dividend payments

Showing latest 5 of 40 rows
Ex-dateLabelDividendAdjustedEvent yieldFrequencyTTM adjustedDeclaredRecord datePayment date
Jun 10, 2026$0.43
$0.43
1.28%Quarterly$1.69Apr 28, 2026Jun 10, 2026Jul 1, 2026
Mar 10, 2026$0.43
$0.43
1.47%Quarterly$1.66Jan 27, 2026Mar 10, 2026Apr 1, 2026
Dec 10, 2025$0.43
$0.43
1.38%Quarterly$1.63Oct 28, 2025Dec 10, 2025Jan 2, 2026
Sep 10, 2025$0.40
$0.40
1.31%Quarterly$1.60Jul 29, 2025Sep 10, 2025Oct 1, 2025
Jun 10, 2025$0.40
$0.40
1.50%Quarterly$1.59Apr 29, 2025Jun 10, 2025Jul 1, 2025
Show older history+35 rows
Mar 10, 2025$0.40
$0.40
1.60%Quarterly$1.58Jan 28, 2025Mar 10, 2025Apr 1, 2025
Dec 10, 2024$0.40
$0.40
1.26%Quarterly$1.57Oct 29, 2024Dec 10, 2024Jan 2, 2025
Sep 10, 2024$0.39
$0.39
1.54%Quarterly$1.56Jul 30, 2024Sep 10, 2024Oct 1, 2024
Jun 10, 2024$0.39
$0.39
1.93%Quarterly$1.55Apr 29, 2024Jun 10, 2024Jul 1, 2024
Mar 8, 2024$0.39
$0.39
1.86%Quarterly$1.54Jan 30, 2024Mar 11, 2024Apr 1, 2024
Dec 8, 2023$0.39
$0.39
2.01%Quarterly$1.53Oct 24, 2023Dec 11, 2023Jan 2, 2024
Sep 8, 2023$0.38
$0.38
2.46%Quarterly$1.52Jul 25, 2023Sep 11, 2023Oct 2, 2023
Jun 9, 2023$0.38
$0.38
2.30%Quarterly$1.51Apr 25, 2023Jun 12, 2023Jul 3, 2023
Mar 9, 2023$0.38
$0.38
1.88%Quarterly$1.50Jan 24, 2023Mar 10, 2023Apr 3, 2023
Dec 9, 2022$0.38
$0.38
1.84%Quarterly$1.49Oct 25, 2022Dec 12, 2022Jan 3, 2023
Sep 9, 2022$0.37
$0.37
1.64%Quarterly$1.48Jul 26, 2022Sep 12, 2022Oct 3, 2022
Jun 9, 2022$0.37
$0.37
1.67%Quarterly$1.48Apr 26, 2022Jun 10, 2022Jul 1, 2022
Mar 9, 2022$0.37
$0.37
1.47%Quarterly$1.43Jan 25, 2022Mar 10, 2022Apr 1, 2022
Dec 9, 2021$0.37
$0.37
1.32%Quarterly$1.38Oct 26, 2021Dec 10, 2021Jan 3, 2022
Sep 9, 2021$0.37
$0.37
1.49%Quarterly$1.33Jul 27, 2021Sep 10, 2021Oct 1, 2021
Jun 9, 2021$0.32
$0.32
1.35%Quarterly$1.27Apr 27, 2021Jun 10, 2021Jul 1, 2021
Mar 9, 2021$0.32
$0.32
1.35%Quarterly$1.26Jan 26, 2021Mar 10, 2021Apr 1, 2021
Dec 9, 2020$0.32
$0.32
1.81%Quarterly$1.25Oct 27, 2020Dec 10, 2020Jan 4, 2021
Sep 9, 2020$0.31
$0.31
Quarterly$1.24Jul 28, 2020Sep 10, 2020Oct 1, 2020
Jun 9, 2020$0.31
$0.31
2.00%Quarterly$1.23Apr 28, 2020Jun 10, 2020Jul 1, 2020
Mar 9, 2020$0.31
$0.31
Quarterly$1.22Jan 28, 2020Mar 10, 2020Apr 1, 2020
Dec 9, 2019$0.31
$0.31
1.80%Quarterly$1.21Oct 29, 2019Dec 10, 2019Jan 2, 2020
Sep 9, 2019$0.30
$0.30
1.90%Quarterly$1.20Jul 30, 2019Sep 10, 2019Oct 1, 2019
Jun 7, 2019$0.30
$0.30
1.90%Quarterly$1.19Apr 23, 2019Jun 10, 2019Jul 1, 2019
Mar 8, 2019$0.30
$0.30
1.80%Quarterly$1.18Jan 29, 2019Mar 11, 2019Apr 1, 2019
Dec 7, 2018$0.30
$0.30
1.83%Quarterly$1.17Oct 23, 2018Dec 10, 2018Jan 2, 2019
Sep 7, 2018$0.29
$0.29
1.52%Quarterly$1.15Jul 24, 2018Sep 10, 2018Oct 1, 2018
Jun 8, 2018$0.29
$0.29
1.39%Quarterly$1.11Apr 24, 2018Jun 11, 2018Jul 2, 2018
Mar 8, 2018$0.29
$0.29
1.42%Quarterly$1.08Jan 23, 2018Mar 9, 2018Apr 2, 2018
Dec 7, 2017$0.28
$0.28
1.40%Quarterly$1.04Oct 24, 2017Dec 8, 2017Jan 2, 2018
Sep 7, 2017$0.26
$0.26
1.61%Quarterly$1.02Jul 25, 2017Sep 8, 2017Oct 2, 2017
Jun 7, 2017$0.26
$0.26
1.42%Quarterly$1.01May 1, 2017Jun 9, 2017Jul 3, 2017
Mar 8, 2017$0.26
$0.26
1.31%QuarterlyJan 24, 2017Mar 10, 2017Apr 3, 2017
Dec 7, 2016$0.26
$0.26
1.26%QuarterlyOct 25, 2016Dec 9, 2016Jan 3, 2017
Sep 7, 2016$0.25
$0.25
1.65%QuarterlyJul 26, 2016Sep 9, 2016Oct 3, 2016
Dividend context
How to read UMBF's dividend profile

Dividend yield is only the starting point. Pair the current distribution with payout ratio, free cash flow coverage, balance-sheet risk, and the history of actual payments before treating income as durable.

Yield needs coverage

A higher yield is more useful when earnings and free cash flow cover the distribution. A yield caused by a falling stock price can be a warning, not a bargain.

Payment history matters

Stable or rising payments can indicate capital return discipline. Flat, skipped, or missing payments should be read with earnings and cash flow before drawing conclusions.

Payout ratio is context

A low payout ratio can leave room for growth; a high payout ratio can indicate limited cushion. Cyclical companies need more room than stable defensive businesses.

Dividend calculators

Use compact calculator links here; the standalone tools remain the canonical calculator pages.

Primary calculator
Calculate UMBF dividend income

Estimate annual income, payment amount, yield and growth scenarios using UMBF as ticker context.

Calculate dividend income
Secondary calculator
Model UMBF dividend reinvestment

Explore a DRIP scenario without duplicating the full calculator on the dividend analysis page.

Model dividend reinvestment
Continue to UMBF fundamentals
Review the profitability, cash generation, and balance-sheet context behind the dividend.

UMBF Dividends FAQ

Does UMBF pay a dividend?

If UMB Financial Corporation has covered dividend payments, this page shows the latest dividend, yield, ex-date, payment date when available, and recent payment history. If no rows are shown, the current snapshot does not include dividend history for UMBF.

What is UMBF's dividend yield?

UMBF's dividend yield compares trailing dividend payments with the latest available price. It should be read with payout ratio, free cash flow coverage, balance-sheet risk, and dividend history.

Is UMBF's dividend sustainable?

Dividend sustainability depends on whether earnings and free cash flow can cover the distribution through normal business cycles. Review payout ratio, free cash flow coverage, recent payment cadence, debt, and earnings stability rather than yield alone.

When is UMBF's next dividend payment?

When covered, the table shows recent ex-dividend, record, and payment dates. Future payment timing should be confirmed against issuer announcements because schedules can change.

How should investors interpret UMBF's dividend growth?

Rising dividends can indicate capital return discipline, but dividend growth is strongest when it is supported by growing free cash flow, a reasonable payout ratio, and a consistent history of actual payments.

What does UMBF's dividend reliability view show?

UMBF's reliability view summarizes recent payment cadence, trailing income direction when comparable history is complete, payout context where meaningful, and available coverage evidence. It is a screening aid, not a guarantee of future dividends.