Stock Analysis
WaFd, Inc. (WAFD) Stock Analysis
WaFd, Inc. (WAFD) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.
WaFd, Inc. (WAFD) currently has an AIQ Score of 50/100, indicating a neutral setup. Value is the strongest factor at 64/100. Momentum is the weakest current factor at 29/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
WAFD at a Glance
Crawlable current metrics from the latest market-close stock snapshot.
| Metric | Current |
|---|---|
| Price | $28.35 |
| AIQ Score | 50/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Strong Sell |
| Market Cap | $2.16B |
| P/E Ratio (TTM) | 8.81 |
| Forward P/E | — |
| EPS (quarter ended 2026-09-30) | $0.76 |
| Revenue (quarter ended 2026-09-30) | $372.71M |
| Dividend Yield (TTM) | 3.70% |
| Beta | 0.88 |
| Volume | 827.03K |
| 52-week range | $27.91-$39.49 |
| RSI 14 | 35.05 |
| 50-Day SMA | $32.97 |
| 200-Day SMA | $34.09 |
| Analyst Price Target | $36.00 |
| Next Earnings | Jan 21, 2027 |
WAFDWaFd, Inc.
Financial Services / Banks - Regional
Low Priority
In Line With Peers
Latest quote
- Momentum29
- Value64
- Quality50
- Risk resilience57
- Sentiment—
WAFD Stock Analysis Summary
WaFd, Inc. (WAFD) currently has an AIQ Score of 50/100, indicating a neutral setup. Value is the strongest factor at 64/100. Momentum is the weakest current factor at 29/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, WAFD has AIQ Score of 50/100 with Value base of 64/100 and fading Momentum at 29/100. Wait for component alignment before adding exposure.
Value (64/100) leads while Momentum (29/100) lags. This cross-factor spread creates entry timing uncertainty.
Financial Services · -0.94% stock move · WAFD classified in Banks - Regional.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is WAFD Bullish or Bearish Right Now?
WAFD currently has a neutral overall setup. Value is the strongest factor at 64/100, while Momentum is weakest at 29/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Analyst target implies +26.98% upside from the latest quote.
- - Momentum is weak at 29/100.
- - Price is -16.83% below its 200-day SMA.
- - Technical consensus has more sell votes than buy votes (35 vs 6).
Current Consensus
WAFD's Technical Analysis Consensus is currently Strong Sell, with 6 buy, 4 neutral, and 35 sell votes. WAFD's 14-day RSI is 35.05, which places the stock in a weaker momentum range. WAFD's beta is 0.88, indicating market sensitivity broadly in line with the market.
What Changed in WAFD?
The largest recent change in WAFD is Momentum moving up by 3.0 points over the available 7-day comparison window. Value remains the strongest visible factor.
What Would Change the WAFD Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
WAFD Decision Framework
Public evidence layers, setup checks, and risk context for WaFd, Inc..
WaFd, Inc. (WAFD) Stock Analysis
WaFd, Inc. has an AIQ Score of 50/100 in a Neutral regime. Value is strongest at 64/100. Beta is 0.88, below market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | WAFD is in a Neutral AIQ regime with score 50/100. |
| Signal Conflict | The primary conflict is that value leads at 64/100 while momentum lags at 29/100. |
| Factor Evidence | Momentum 29/100 · Value 64/100 · Quality 50/100 · Risk 57/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Value is the strongest factor at 64/100.
Momentum is 29/100 and RSI (14) is 35.0.
WAFD is in a Neutral regime at 50/100.
Risk factor is 57/100 with beta 0.88 and annual volatility 23.72%.
Current conflict: value leads at 64/100 while momentum lags at 29/100.
WAFD Research Cluster
Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.
WAFD Fundamentals
WAFD valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.
WAFD Technical Analysis
WAFD technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
WAFD Stock Catalysts
Track WAFD earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.
WAFD Dividend Analysis
WAFD dividend yield, annual dividend, payout ratio, payment history, and income reliability context.
WAFD Financial Data
WAFD revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.
WAFD Risk Analysis
WAFD volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
WAFD Stock News
WAFD stock news, market tone, recent headlines, and catalyst context.
WAFD vs Regional Banks Peers
Current peer cohort: WAFD · WBS · WSFS · ASB · BAI. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| WAFD Current stock | 50/100 | 64/100 | 29/100 | 57/100 | -0.16 | 23.72% | Current |
| WBS Webster Financial | 58/100 | 49/100 | — | 69/100 | 1.18 | 23.38% | WAFD vs WBS |
| WSFS WSFS Financial | 58/100 | 49/100 | 50/100 | 64/100 | 1.7 | 21.49% | WAFD vs WSFS |
| ASB Associated Banc-Corp | 57/100 | 58/100 | 54/100 | 70/100 | 0.56 | 23.26% | WAFD vs ASB |
| BAI iShares A.I. Innovation and Tech Active ETF | 39/100 | 29/100 | 31/100 | 21/100 | 0.59 | 44.55% | WAFD vs BAI |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Oct 21, 2026.
About the AIQ Score
Methodology for the current stock evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalysts4 recent quarterly periods are available for review.
Checked Oct 22, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
Fundamentals Verdict
Current snapshot fields are separate from reported-quarter statement tables.
Latest period Sep 30, 2026.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching WAFD
Open the detailed evidence pages and workflows behind the stock overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for WAFD
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
WAFD Stock FAQ
What is WAFD stock price today?
WaFd, Inc.'s current stock price is $28.35. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.
Is WAFD bullish or bearish right now?
WAFD's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.
What is WAFD's market cap?
WAFD's market cap is $2.16B based on the latest completed market-close snapshot from Oct 21, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.
What is WAFD's current P/E ratio?
WAFD's current P/E ratio is 8.81 based on the latest completed market-close snapshot from Oct 21, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.
What is WAFD's RSI?
WAFD's 14-day RSI is 35.05 based on the latest completed market-close snapshot from Oct 21, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.
Is WAFD above its 50-day and 200-day moving averages?
WAFD is -14.01% from its 50-day SMA and -16.83% from its 200-day SMA based on the latest completed market-close snapshot from Oct 21, 2026. Moving-average position should be read with momentum and broader AIQ evidence.
When is WAFD's next earnings date?
WAFD's next earnings date is currently listed as Jan 21, 2027. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.
Does WAFD pay a dividend?
WAFD's dividend yield is 3.70% based on the latest completed market-close snapshot from Oct 21, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.