AIZ vs ALL Stock Comparison
Compare AIZ and ALL across AIQ Score, fundamentals, valuation, momentum, risk, analyst expectations and current market evidence.
What is the main difference between AIZ and ALL?
ALL leads the current stock comparison as The Allstate Corporation, with the clearest separation coming from quality and the broader AIQ evidence mix.
AlgovestIQ AIQ Comparison
Assurant, Inc. vs The Allstate Corporation
ALL leads
ALL leads by 3 AIQ points, primarily on Quality and Value. Wall Street currently favors AIZ on target upside.
Fragile: 2 of 6 evidence groups support ALL, and its current signal state is conflicted.
Assurant, Inc.
The Allstate Corporation
The Algovestiq AIQ Score currently favors ALL over AIZ, 64 versus 61 as of Sep 11, 2026. ALL's advantage is driven primarily by stronger quality and value, while AIZ holds the stronger risk resilience profile. ALL also shows the weaker technical structure relative to its 50-day moving average, though analyst target upside currently favors AIZ. 2 of 6 covered evidence groups favor ALL today, and the comparison is rated Fragile on stability: the AIQ gap is narrow at 3 points. ALL lead: Stable — the AIQ differential has held near 3 points over 30 sessions.
Compare Assurant, Inc. and The Allstate Corporation across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.
Performance over time
Price-return comparison using available daily close history.
Total return comparison
Growth of $10,000
Based on available close-price history. Distribution reinvestment is not added unless already reflected in the source series.
Compare AIZ and ALL against another ticker
Open a multi-ticker workspace without changing this focused pair page.
AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Risk Resilience66 vs 46AIZ +20
- Quality73 vs 86ALL +13
- Value61 vs 71ALL +10
- Momentum45 vs 42Even
2 of 6 evidence groups favor ALL. ALL’s edge is concentrated in quality and value; AIZ keeps a meaningful risk resilience edge.
What changed since the last close
Latest scored session 2026-09-10, compared against the prior scored session 2026-09-09.
Largest factor move: Momentum -3
No new signals fired.
Largest factor move: Momentum +3
No new signals fired.
ALL's lead widened by 1 AIQ points in the latest snapshot.
Deeper signal detail for each name lives on its own signals page — AIZ and ALL both carry a full feed there.
The central trade-off
ALL (The Allstate Corporation): the stronger current systematic profile, led by quality and value.
AIZ (Assurant, Inc.): the counter-case, on risk resilience, technicals, analyst expectations.
The AIQ Score and Wall Street therefore point in different directions on this pair.
Which one fits your objective
The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.
Balanced
ALLALL on the overall AIQ Score, which weights Quality and Value most heavily.
Growth
ALLALL on combined revenue and EPS growth.
Value
ALLALL on the peer-relative Value factor, by 10 points.
Momentum
EvenThe two are level on Momentum.
Lower downside
AIZAIZ on Risk Resilience, by 20 points.
Analyst upside
AIZAIZ on implied upside to the consensus price target.
AIQ vs Wall Street
The model and the Street disagree here: AIQ favors ALL, analyst targets favor AIZ. That disagreement is the most useful thing on this page.
| Measure | AIZ | ALL | Note |
|---|---|---|---|
| Implied upside to target | +8.9% | +4.6% | AIZ has more room |
| Target dispersion | +28.3% | +39.9% | Lower is tighter analyst agreement |
| Consensus | Buy | Hold | Context, not a primary driver |
| Analysts covering | 6 | 14 | Higher coverage generally improves confidence |
The two are measuring different things. The AIQ Score reads current fundamentals, valuation, trend and risk; analyst targets price forward expectations. A divergence of this kind is either a contrarian opportunity or a sign the model is missing something already priced in — it is worth resolving before acting on either.
Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.
AIQ Agreement Matrix
2 of 6 covered evidence groups favor ALL. A wide gap backed by one group is a weaker case than a narrow gap backed by five.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | Even | 61 vs 64 |
| Fundamentals | ALLon balance | EPS growth 9.4% vs 35.3%; TTM ROE 18% vs 43.1%; gross margin 78.1% vs 42.2%; operating margin 9.9% vs 24.8% — ALL takes 3 of 4 decided legs, not all of them |
| Valuation | ALL | Value 61 vs 71 |
| Technicals | AIZ | Price vs 50-day 0.3% vs -1.5%; vs 200-day 13.9% vs 13.2% |
| Risk Resilience | AIZ | Risk Resilience 66 vs 46 |
| Analyst expectations | AIZ | Target upside 8.9% vs 4.6% |
✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of AIZ and ALL and are excluded from the count.
AIQ Decision Stability
The conclusion is sensitive to small changes. Treat the lead as provisional and watch the flip conditions below.
- The AIQ gap is narrow at 3 points. (argues the conclusion is provisional)
- Only 2 of 6 covered evidence groups agree. (argues the conclusion is provisional)
- The lead has been steady session to session. (supports the conclusion holding)
- The leader is throwing conflicting signals. (argues the conclusion is provisional)
Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on ALL.
How the comparison changed
119 daily snapshots · May 4 – Sep 10ALL lead: Stable — the AIQ differential has held near 3 points over 30 sessions.
- Today
- ALL +3
- 61 vs 64
- 7 sessions ago
- ALL +3
- 67 vs 70
- 30 sessions ago
- ALL +3
- 63 vs 66
- 90 sessions ago
- ALL +3
- 72 vs 75
The lead changed hands 5 times in this window, most recently on Sep 9 when ALL moved ahead of AIZ.
AIQ Signal Divergence
Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.
2 bullish / 1 bearish, conflicted
- Golden Cross Active — bullish, trend, long horizon (14.13%)
- EMA Ribbon Expansion Bullish — bullish, trend, medium horizon
- MACD Bearish Crossover — bearish, momentum, short horizon
1 bullish / 1 bearish, conflicted
- Golden Cross Active — bullish, trend, long horizon (15.79%)
- MACD Bearish Crossover — bearish, momentum, short horizon
ALL leads the comparison while carrying a conflicted signal state, which is one reason the stability rating is not higher.
Price vs model alignment
Whether the latest session's price move confirms what the model did over the same session, or contradicts it.
Price is up while the AIQ Score moved down 1 points over the same session — price and model disagree (price +0.53%, AIQ -1 points).
Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price +0.76%, AIQ 0 points).
What would flip this result
A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.
- 1AIZ closes the Quality gap — currently 13 points behind, the largest single contributor to ALL's edge.
- 2AIZ's MACD Bearish Crossover resolves — a bearish momentum rule currently active against it.
- 3ALL's conflicting signal state resolves bearish — it currently carries 1 bullish and 1 bearish rules at once.
- 4A regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Fundamentals
ALL leads on balance| Metric | AIZ | ALL |
|---|---|---|
| Revenue growth (YoY) | 1% | 9.8% |
| EPS growth (YoY) | 9.4% | 35.3% |
| Gross margin | 78.1% | 42.2% |
| Operating margin | 9.9% | 24.8% |
| Return on equity (TTM) | 18% | 43.1% |
| Debt to equity | 0.36 | 0.22 |
Performance
AIZ leads 4 of 6 windows| Metric | AIZ | ALL |
|---|---|---|
| 1 week (5 sessions) | -1.1% | -2.9% |
| 1 month (20 sessions) | -0.1% | -1.6% |
| 3 months (63 sessions) | 9.2% | 12.7% |
| 6 months (126 sessions) | 29.7% | 22.5% |
| Year to date | 16.7% | 21% |
| 1 year (252 sessions) | 32.7% | 25.7% |
Technicals
AIZ has the stronger structure| Metric | AIZ | ALL |
|---|---|---|
| RSI (14) | 48.5 | 46.6 |
| ADX (14) | 17.6 | 12.3 |
| Price vs 50-day | 0.3% | -1.5% |
| Price vs 200-day | 13.9% | 13.2% |
| Volatility (1M, annualized) | 14.9% | 21.8% |
Risk
AIZ is the more resilient| Metric | AIZ | ALL |
|---|---|---|
| Beta | 0.14 | -0.37 |
| Sharpe ratio | 1.22 | 0.89 |
| Sortino ratio | 1.6 | 1.33 |
| Max drawdown | -12.9% | -11.5% |
| Current drawdown | -6.8% | -8.5% |
| Annualized volatility | 22.3% | 24.9% |
| Value at risk (95%) | -2% | -2.4% |
Straight answers
Each answer is regenerated from the current snapshot, not written once and left to age.
Which is better, AIZ or ALL?
On the Algovestiq AIQ Score, ALL is the stronger of the two as of Sep 11, 2026, scoring 64 against AIZ's 61. The edge comes from quality and value. AIZ is not without a case — it holds the better risk resilience profile, which matters more if that is the objective you are optimizing for. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.
Is AIZ or ALL the better buy right now?
ALL carries the stronger systematic profile as of Sep 11, 2026, and the comparison is rated Fragile — 2 of 6 covered evidence groups agree. A Fragile rating means the conclusion is sensitive: the AIQ gap is narrow at 3 points. Treat the lead as provisional.
Why does the AIQ Score favor ALL over AIZ?
The composite weights Quality, Value, Momentum and Risk Resilience. AIZ leads Risk Resilience by 20 points; ALL leads Quality by 13 points; ALL leads Value by 10 points. Where the two split, the factor with the larger weight carries the result.
Which has more analyst upside, AIZ or ALL?
Analyst price targets imply +8.9% upside for AIZ and +4.6% for ALL, so the Street currently favors AIZ. That points the opposite way to the AIQ Score, which favors ALL. The two are measuring different things: the model reads current fundamentals, valuation, trend and risk; the Street is pricing forward expectations. A divergence of this kind is either a contrarian opportunity or a sign the model is missing something the analysts have already priced — it is the single most useful row on this page to investigate. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.
Which is better value, AIZ or ALL?
ALL is the better-valued of the two on the peer-relative Value factor. ALL on the peer-relative Value factor, by 10 points. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.
Which has stronger growth, AIZ or ALL?
ALL on combined revenue and EPS growth. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.
Which has stronger momentum, AIZ or ALL?
The two are level on Momentum. Momentum is one of the four weighted factors in the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.
Which is riskier, AIZ or ALL?
AIZ is the more resilient of the two, so the other name carries the higher downside risk. AIZ on Risk Resilience, by 20 points. Risk Resilience is a weighted factor in the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.
Is AIZ more profitable than ALL?
The profitability evidence is mixed: gross margin 78.1% vs 42.2%; operating margin 9.9% vs 24.8%; ttm roe 18% vs 43.1%. AIZ leads on one measure and ALL on two measures, and there is no single profitability composite that resolves the split — which of the two reads as "more profitable" depends on whether you weight pricing power or operating leverage.
Is ALL's lead over AIZ getting stronger or weaker?
ALL lead: Stable — the AIQ differential has held near 3 points over 30 sessions. This is measured from 119 daily comparison snapshots between 2026-05-04 and 2026-09-10. The lead has changed hands 5 times in that window, most recently on 2026-09-09, when ALL moved ahead of AIZ.
What would change the AIZ vs ALL verdict?
The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: AIZ closes the Quality gap — currently 13 points behind, the largest single contributor to ALL's edge; AIZ's MACD Bearish Crossover resolves — a bearish momentum rule currently active against it; ALL's conflicting signal state resolves bearish — it currently carries 1 bullish and 1 bearish rules at once; a regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
What do the current signals say about AIZ and ALL?
AIZ: 2 bullish / 1 bearish, conflicted. ALL: 1 bullish / 1 bearish, conflicted. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. The most decision-relevant rule on AIZ is Golden Cross Active (bullish, long horizon). On ALL it is Golden Cross Active (bullish, long horizon).
Compare AIZ and ALL with others
Continue your research
This page answers which of the two. These answer the questions on either side of it.
How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality, Value, Momentum and Risk, each carrying a fixed weight. Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.