AJG vs BRO Stock Comparison

Compare AJG and BRO across AIQ Score, fundamentals, valuation, momentum, risk, analyst expectations and current market evidence.

Market data as of Sep 11, 2026 market close· AIQ score gap 1 points
AJG
Financial Services
vs
BRO
Financial Services
AJG
Arthur J. Gallagher & Co.
Leads
Price
$240
Day move
-1.23%
AIQ Score
43/100
Best edge
Quality
Sector
Financial Services
BRO
Brown & Brown, Inc.
Price
$66.19
Day move
-0.21%
AIQ Score
42/100
Best edge
Value
Sector
Financial Services

What is the main difference between AJG and BRO?

AJG leads the current stock comparison as Arthur J. Gallagher & Co., with the clearest separation coming from quality and the broader AIQ evidence mix.

AlgovestIQ AIQ Comparison

Arthur J. Gallagher & Co. vs Brown & Brown, Inc.

Data as of Sep 11, 2026· market close· Financial Services· Coverage 66/66 fields· High confidence
AIQ VerdictFragileAIQ Comparison Conviction 2/10

AJG leads

AJG leads by 1 AIQ points, primarily on Quality and Momentum, having only recently taken the lead back from BRO.

Fragile: 2 of 6 evidence groups support AJG, the lead recently changed hands, and its current signal state is conflicted.

Evidence agreement: 2 of 6Comparison trend: Reversed
AJG

Arthur J. Gallagher & Co.

Leads
AIQ Score
43/100
AIQ Edge Score
3/10
BRO

Brown & Brown, Inc.

AIQ Score
42/100
AIQ Edge Score
2/10

The Algovestiq AIQ Score currently favors AJG over BRO, 43 versus 42 as of Sep 11, 2026. AJG's advantage is driven primarily by stronger quality and momentum, while BRO holds the stronger value profile. AJG also shows the stronger technical structure relative to its 50-day moving average. 2 of 6 covered evidence groups favor AJG today, and the comparison is rated Fragile on stability: the AIQ gap is narrow at 1 points. AJG lead: Reversed — BRO led by 1 AIQ points 30 sessions ago; AJG now leads by 1.

Compare Arthur J. Gallagher & Co. and Brown & Brown, Inc. across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.

Currently unavailable

Performance over time

Price-return comparison using available daily close history.

AJG
+68.5%
BRO
+15.5%

Total return comparison

Growth of $10,000

AJG $16,846 · BRO $11,546

Based on available close-price history. Distribution reinvestment is not added unless already reflected in the source series.

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AIQ Factor Divergence

Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.

AJG advantage
0
BRO advantage
  • Value29 vs 39
    BRO +10
  • Quality65 vs 57
    AJG +8
  • Momentum29 vs 24
    AJG +5
  • Risk Resilience53 vs 51
    Even

2 of 6 evidence groups favor AJG. AJG’s edge is concentrated in quality and momentum; BRO keeps a meaningful value edge.

What changed since the last close

Latest scored session 2026-09-10, compared against the prior scored session 2026-09-09.

AJG-1 AIQ

Largest factor move: Momentum -4

New signals

  • Keltner Channel Breakdown bearish, volatility, short horizon
  • EMA Ribbon Compression neutral, trend, medium horizon
BRO-1 AIQ

Largest factor move: Momentum -2

No new signals fired.

AJG's lead was unchanged in the latest snapshot.

Deeper signal detail for each name lives on its own signals page — AJG and BRO both carry a full feed there.

The central trade-off

AJG (Arthur J. Gallagher & Co.): the stronger current systematic profile, led by quality and momentum.

BRO (Brown & Brown, Inc.): the counter-case, on value, fundamentals, valuation.

Which one fits your objective

The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.

Balanced

AJG

AJG on the overall AIQ Score, which weights Quality and Value most heavily.

Growth

BRO

BRO on combined revenue and EPS growth.

Value

BRO

BRO on the peer-relative Value factor, by 10 points.

Momentum

AJG

AJG on the Momentum factor, by 5 points.

Lower downside

BRO

BRO carries the lower 1-month annualized volatility.

Analyst upside

AJG

AJG on implied upside to the consensus price target.

AIQ vs Wall Street

Where the systematic read and the analyst consensus line up — and where they do not.

MeasureAJGBRONote
Implied upside to target+13%+9.5%AJG has more room
Target dispersion+32.8%+48.3%Lower is tighter analyst agreement
ConsensusBuyHoldContext, not a primary driver
Analysts covering102Higher coverage generally improves confidence

Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.

AIQ Agreement Matrix

2 of 6 covered evidence groups favor AJG. A wide gap backed by one group is a weaker case than a narrow gap backed by five.

Evidence groupFavorsReading
AIQ ScoreEven43 vs 42
FundamentalsBROon balancerevenue growth -15.9% vs -11.8%; EPS growth -60.6% vs -32.8%; TTM ROE 6.7% vs 9.6%; gross margin 74.6% vs 59%; operating margin 17% vs 28.5% — BRO takes 4 of 5 decided legs, not all of them
ValuationBROValue 29 vs 39
TechnicalsAJGPrice vs 50-day -5.7% vs -5.7%; vs 200-day 4% vs -4.2%
Risk ResilienceEvenRisk Resilience 53 vs 51
Analyst expectationsAJGTarget upside 13% vs 9.5%

✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of AJG and BRO and are excluded from the count.

AIQ Decision Stability

Fragile

The conclusion is sensitive to small changes. Treat the lead as provisional and watch the flip conditions below.

  • The AIQ gap is narrow at 1 points. (argues the conclusion is provisional)
  • Only 2 of 6 covered evidence groups agree. (argues the conclusion is provisional)
  • The lead has already changed hands inside the comparison window. (argues the conclusion is provisional)
  • The lead has been steady session to session. (supports the conclusion holding)
  • The leader is throwing conflicting signals. (argues the conclusion is provisional)

Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on AJG.

How the comparison changed

119 daily snapshots · May 4 Sep 10

AJG lead: Reversed — BRO led by 1 AIQ points 30 sessions ago; AJG now leads by 1.

May 4AJG leads above the line · BRO leads belowSep 10
Today
AJG +1
43 vs 42
7 sessions ago
Level
55 vs 55
30 sessions ago
BRO +1
52 vs 53
90 sessions ago
AJG +4
60 vs 56

The lead changed hands 4 times in this window, most recently on Aug 20 when AJG moved ahead of BRO.

AIQ Signal Divergence

Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.

AJGConflicted

2 bullish / 2 bearish / 1 neutral, conflicted

  • Golden Cross Active bullish, trend, long horizon (8.96%)
  • Keltner Channel Breakdown bearish, volatility, short horizon
  • EMA Ribbon Expansion Bullish bullish, trend, medium horizon
BROConflicted

2 bullish / 2 bearish, conflicted

  • Golden Cross Active bullish, trend, long horizon (1.37%)
  • BB Lower Band Breach bullish, volatility, short horizon
  • Keltner Channel Breakdown bearish, volatility, short horizon

AJG leads the comparison while carrying a conflicted signal state, which is one reason the stability rating is not higher.

Price vs model alignment

Whether the latest session's price move confirms what the model did over the same session, or contradicts it.

AJGConfirmed weakness

Price and the AIQ Score both moved down over the latest session (price -1.23%, AIQ -1 points).

BROConfirmed weakness

Price and the AIQ Score both moved down over the latest session (price -0.21%, AIQ -1 points).

What would flip this result

A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.

  1. 1BRO closes the Quality gap — currently 8 points behind, the largest single contributor to AJG's edge.
  2. 2BRO's Keltner Channel Breakdown resolves — a bearish volatility rule currently active against it.
  3. 3AJG's conflicting signal state resolves bearish — it currently carries 2 bullish and 2 bearish rules at once.
  4. 4A regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.

The full evidence

Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.

Fundamentals

BRO leads on balance
MetricAJGBRO
Revenue growth (YoY)-15.9%-11.8%
EPS growth (YoY)-60.6%-32.8%
Gross margin74.6%59%
Operating margin17%28.5%
Return on equity (TTM)6.7%9.6%
Debt to equity0.090.64

Performance

AJG leads 5 of 6 windows
MetricAJGBRO
1 week (5 sessions)-8%-7.9%
1 month (20 sessions)-4.8%-6.7%
3 months (63 sessions)10.5%10.2%
6 months (126 sessions)16%-3%
Year to date-6%-16.8%
1 year (252 sessions)-18.7%-30.4%

Technicals

AJG has the stronger structure
MetricAJGBRO
RSI (14)37.531.7
ADX (14)21.925.8
Price vs 50-day-5.7%-5.7%
Price vs 200-day4%-4.2%
Volatility (1M, annualized)32.1%30.5%

Risk

Split
MetricAJGBRO
Beta-0.31-0.37
Sharpe ratio-0.63-1.08
Sortino ratio-0.87-1.52
Max drawdown-38.2%-43.3%
Current drawdown-21.6%-30.9%
Annualized volatility31.2%31.1%
Value at risk (95%)-2.8%-3%

Straight answers

Each answer is regenerated from the current snapshot, not written once and left to age.

Which is better, AJG or BRO?

On the Algovestiq AIQ Score, AJG is the stronger of the two as of Sep 11, 2026, scoring 43 against BRO's 42. The edge comes from quality and momentum. BRO is not without a case — it holds the better value profile, which matters more if that is the objective you are optimizing for. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.

Is AJG or BRO the better buy right now?

AJG carries the stronger systematic profile as of Sep 11, 2026, and the comparison is rated Fragile — 2 of 6 covered evidence groups agree. A Fragile rating means the conclusion is sensitive: the AIQ gap is narrow at 1 points. Treat the lead as provisional.

Why does the AIQ Score favor AJG over BRO?

The composite weights Quality, Value, Momentum and Risk Resilience. BRO leads Value by 10 points; AJG leads Quality by 8 points; AJG leads Momentum by 5 points. Where the two split, the factor with the larger weight carries the result.

Which has more analyst upside, AJG or BRO?

Analyst price targets imply +13% upside for AJG and +9.5% for BRO, so the Street currently favors AJG. The model and the Street agree here, which is a broader base of evidence than either alone. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.

Which is better value, AJG or BRO?

BRO is the better-valued of the two on the peer-relative Value factor. BRO on the peer-relative Value factor, by 10 points. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.

Which has stronger growth, AJG or BRO?

BRO on combined revenue and EPS growth. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.

Which has stronger momentum, AJG or BRO?

AJG on the Momentum factor, by 5 points. Momentum is one of the four weighted factors in the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.

Which is riskier, AJG or BRO?

BRO is the more resilient of the two, so the other name carries the higher downside risk. BRO carries the lower 1-month annualized volatility. Risk Resilience is a weighted factor in the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.

Is AJG more profitable than BRO?

The profitability evidence is mixed: gross margin 74.6% vs 59%; operating margin 17% vs 28.5%; ttm roe 6.7% vs 9.6%. AJG leads on one measure and BRO on two measures, and there is no single profitability composite that resolves the split — which of the two reads as "more profitable" depends on whether you weight pricing power or operating leverage.

Is AJG's lead over BRO getting stronger or weaker?

AJG lead: Reversed — BRO led by 1 AIQ points 30 sessions ago; AJG now leads by 1. This is measured from 119 daily comparison snapshots between 2026-05-04 and 2026-09-10. The lead has changed hands 4 times in that window, most recently on 2026-08-20, when AJG moved ahead of BRO.

What would change the AJG vs BRO verdict?

The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: BRO closes the Quality gap — currently 8 points behind, the largest single contributor to AJG's edge; BRO's Keltner Channel Breakdown resolves — a bearish volatility rule currently active against it; AJG's conflicting signal state resolves bearish — it currently carries 2 bullish and 2 bearish rules at once; a regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.

What do the current signals say about AJG and BRO?

AJG: 2 bullish / 2 bearish / 1 neutral, conflicted. BRO: 2 bullish / 2 bearish, conflicted. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. The most decision-relevant rule on AJG is Golden Cross Active (bullish, long horizon). On BRO it is Golden Cross Active (bullish, long horizon).

Compare AJG and BRO with others

Continue your research

This page answers which of the two. These answer the questions on either side of it.

How this comparison is scored

The Algovestiq AIQ Score composites four factors — Quality, Value, Momentum and Risk, each carrying a fixed weight. Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.

The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.

How to use side-by-side comparison →

This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.