BEN vs BLK Stock Comparison
Compare BEN and BLK across AIQ Score, fundamentals, valuation, momentum, risk, analyst expectations and current market evidence.
What is the main difference between BEN and BLK?
BEN leads the current stock comparison as Franklin Resources, Inc., with the clearest separation coming from momentum and the broader AIQ evidence mix.
AlgovestIQ AIQ Comparison
Franklin Resources, Inc. vs BlackRock, Inc.
BEN leads
BEN leads by 10 AIQ points, primarily on Momentum and Value, having only recently taken the lead back from BLK. Wall Street currently favors BLK on target upside.
Fragile: 3 of 6 evidence groups support BEN, the lead recently changed hands, and its current signal state is conflicted.
Franklin Resources, Inc.
BlackRock, Inc.
The Algovestiq AIQ Score currently favors BEN over BLK, 50 versus 40 as of Sep 11, 2026. BEN's advantage is driven primarily by stronger momentum and value, while BLK holds the stronger quality profile. BEN also shows the stronger technical structure relative to its 50-day moving average, though analyst target upside currently favors BLK. 3 of 6 covered evidence groups favor BEN today, and the comparison is rated Fragile on stability: only 3 of 6 covered evidence groups agree. BEN lead: Reversed — BLK led by 2 AIQ points 30 sessions ago; BEN now leads by 10.
Compare Franklin Resources, Inc. and BlackRock, Inc. across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.
Performance over time
Price-return comparison using available daily close history.
Total return comparison
Growth of $10,000
Based on available close-price history. Distribution reinvestment is not added unless already reflected in the source series.
Compare BEN and BLK against another ticker
Open a multi-ticker workspace without changing this focused pair page.
AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Momentum46 vs 15BEN +31
- Value55 vs 27BEN +28
- Quality46 vs 63BLK +17
- Risk Resilience52 vs 63BLK +11
3 of 6 evidence groups favor BEN. BEN’s edge is concentrated in momentum and value; BLK keeps a meaningful quality edge.
What changed since the last close
Latest scored session 2026-09-10, compared against the prior scored session 2026-09-09.
Largest factor move: Momentum -17
No new signals fired.
No factor moved materially.
No new signals fired.
BEN's lead narrowed by 4 AIQ points in the latest snapshot.
Deeper signal detail for each name lives on its own signals page — BEN and BLK both carry a full feed there.
The central trade-off
BEN (Franklin Resources, Inc.): the stronger current systematic profile, led by momentum and value.
BLK (BlackRock, Inc.): the counter-case, on quality, risk resilience, fundamentals.
The AIQ Score and Wall Street therefore point in different directions on this pair.
Which one fits your objective
The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.
Balanced
BENBEN on the overall AIQ Score, which weights Quality and Value most heavily.
Growth
BLKBLK on combined revenue and EPS growth.
Value
BENBEN on the peer-relative Value factor, by 28 points.
Momentum
BENBEN on the Momentum factor, by 31 points.
Lower downside
BLKBLK on Risk Resilience, by 11 points.
Analyst upside
BLKBLK on implied upside to the consensus price target.
AIQ vs Wall Street
The model and the Street disagree here: AIQ favors BEN, analyst targets favor BLK. That disagreement is the most useful thing on this page.
| Measure | BEN | BLK | Note |
|---|---|---|---|
| Implied upside to target | -5.4% | +21.1% | BLK has more room |
| Target dispersion | +31.4% | +26.6% | Lower is tighter analyst agreement |
| Consensus | Hold | Buy | Context, not a primary driver |
| Analysts covering | 5 | 7 | Higher coverage generally improves confidence |
The two are measuring different things. The AIQ Score reads current fundamentals, valuation, trend and risk; analyst targets price forward expectations. A divergence of this kind is either a contrarian opportunity or a sign the model is missing something already priced in — it is worth resolving before acting on either.
Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.
AIQ Agreement Matrix
3 of 6 covered evidence groups favor BEN. A wide gap backed by one group is a weaker case than a narrow gap backed by five.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | BEN | 50 vs 40 |
| Fundamentals | BLKon balance | revenue growth 2.8% vs 5.8%; EPS growth -40.4% vs -13.3%; TTM ROE 7.4% vs 11.7%; gross margin 67.6% vs 55.7%; operating margin 9.7% vs 31.1% — BLK takes 4 of 5 decided legs, not all of them |
| Valuation | BEN | Value 55 vs 27 |
| Technicals | BEN | Price vs 50-day -0.4% vs -1.8%; vs 200-day 17.2% vs 0.2% |
| Risk Resilience | BLK | Risk Resilience 52 vs 63 |
| Analyst expectations | BLK | Target upside -5.4% vs 21.1% |
✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of BEN and BLK and are excluded from the count.
AIQ Decision Stability
The conclusion is sensitive to small changes. Treat the lead as provisional and watch the flip conditions below.
- The AIQ gap is moderate at 10 points.
- Only 3 of 6 covered evidence groups agree. (argues the conclusion is provisional)
- The lead has already changed hands inside the comparison window. (argues the conclusion is provisional)
- The leader is throwing conflicting signals. (argues the conclusion is provisional)
Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on BEN.
How the comparison changed
119 daily snapshots · May 4 – Sep 10BEN lead: Reversed — BLK led by 2 AIQ points 30 sessions ago; BEN now leads by 10.
- Today
- BEN +10
- 50 vs 40
- 7 sessions ago
- BEN +8
- 55 vs 47
- 30 sessions ago
- BLK +2
- 55 vs 57
- 90 sessions ago
- BEN +12
- 58 vs 46
The lead changed hands 3 times in this window, most recently on Jul 15 when BLK moved ahead of BEN.
AIQ Signal Divergence
Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.
2 bullish / 1 bearish / 1 neutral, conflicted
- Golden Cross Active — bullish, trend, long horizon (17.57%)
- Bollinger Band Squeeze — neutral, volatility, short horizon
- EMA Ribbon Expansion Bullish — bullish, trend, medium horizon
3 bullish / 2 bearish, conflicted
- Golden Cross Active — bullish, trend, long horizon (3.67%)
- BB Lower Band Breach — bullish, volatility, short horizon
- Keltner Channel Breakdown — bearish, volatility, short horizon
BEN leads the comparison while carrying a conflicted signal state, which is one reason the stability rating is not higher.
Price vs model alignment
Whether the latest session's price move confirms what the model did over the same session, or contradicts it.
Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price -0.03%, AIQ -4 points).
Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price +1.62%, AIQ 0 points).
What would flip this result
A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.
- 1BLK closes the Momentum gap — currently 31 points behind, the largest single contributor to BEN's edge.
- 2BLK's Keltner Channel Breakdown resolves — a bearish volatility rule currently active against it.
- 3BEN's conflicting signal state resolves bearish — it currently carries 2 bullish and 1 bearish rules at once.
- 4A regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Fundamentals
BLK leads on balance| Metric | BEN | BLK |
|---|---|---|
| Revenue growth (YoY) | 2.8% | 5.8% |
| EPS growth (YoY) | -40.4% | -13.3% |
| Gross margin | 67.6% | 55.7% |
| Operating margin | 9.7% | 31.1% |
| Return on equity (TTM) | 7.4% | 11.7% |
| Debt to equity | 1.42 | 0.26 |
Performance
BEN leads 6 of 6 windows| Metric | BEN | BLK |
|---|---|---|
| 1 week (5 sessions) | 2% | -4% |
| 1 month (20 sessions) | 0.2% | -8.5% |
| 3 months (63 sessions) | 8.1% | 5.1% |
| 6 months (126 sessions) | 34.8% | 11.7% |
| Year to date | 40.9% | -0.7% |
| 1 year (252 sessions) | 35.3% | -3.8% |
Technicals
BEN has the stronger structure| Metric | BEN | BLK |
|---|---|---|
| RSI (14) | 47.4 | 29.5 |
| ADX (14) | 17 | 26.2 |
| Price vs 50-day | -0.4% | -1.8% |
| Price vs 200-day | 17.2% | 0.2% |
| Volatility (1M, annualized) | 22% | 22.2% |
Risk
BLK is the more resilient| Metric | BEN | BLK |
|---|---|---|
| Beta | 1.21 | 1.19 |
| Sharpe ratio | 1.13 | -0.15 |
| Sortino ratio | 1.7 | -0.22 |
| Max drawdown | -19.2% | -23.3% |
| Current drawdown | -5.9% | -11.7% |
| Annualized volatility | 28% | 27.5% |
| Value at risk (95%) | -2.9% | -2.6% |
Straight answers
Each answer is regenerated from the current snapshot, not written once and left to age.
Which is better, BEN or BLK?
On the Algovestiq AIQ Score, BEN is the stronger of the two as of Sep 11, 2026, scoring 50 against BLK's 40. The edge comes from momentum and value. BLK is not without a case — it holds the better quality profile, which matters more if that is the objective you are optimizing for. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.
Is BEN or BLK the better buy right now?
BEN carries the stronger systematic profile as of Sep 11, 2026, and the comparison is rated Fragile — 3 of 6 covered evidence groups agree. A Fragile rating means the conclusion is sensitive: only 3 of 6 covered evidence groups agree. Treat the lead as provisional.
Why does the AIQ Score favor BEN over BLK?
The composite weights Quality, Value, Momentum and Risk Resilience. BEN leads Momentum by 31 points; BEN leads Value by 28 points; BLK leads Quality by 17 points. Where the two split, the factor with the larger weight carries the result.
Which has more analyst upside, BEN or BLK?
Analyst price targets imply -5.4% upside for BEN and +21.1% for BLK, so the Street currently favors BLK. That points the opposite way to the AIQ Score, which favors BEN. The two are measuring different things: the model reads current fundamentals, valuation, trend and risk; the Street is pricing forward expectations. A divergence of this kind is either a contrarian opportunity or a sign the model is missing something the analysts have already priced — it is the single most useful row on this page to investigate. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.
Which is better value, BEN or BLK?
BEN is the better-valued of the two on the peer-relative Value factor. BEN on the peer-relative Value factor, by 28 points. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.
Which has stronger growth, BEN or BLK?
BLK on combined revenue and EPS growth. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.
Which has stronger momentum, BEN or BLK?
BEN on the Momentum factor, by 31 points. Momentum is one of the four weighted factors in the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.
Which is riskier, BEN or BLK?
BLK is the more resilient of the two, so the other name carries the higher downside risk. BLK on Risk Resilience, by 11 points. Risk Resilience is a weighted factor in the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.
Is BEN more profitable than BLK?
The profitability evidence is mixed: gross margin 67.6% vs 55.7%; operating margin 9.7% vs 31.1%; ttm roe 7.4% vs 11.7%. BEN leads on one measure and BLK on two measures, and there is no single profitability composite that resolves the split — which of the two reads as "more profitable" depends on whether you weight pricing power or operating leverage.
Is BEN's lead over BLK getting stronger or weaker?
BEN lead: Reversed — BLK led by 2 AIQ points 30 sessions ago; BEN now leads by 10. This is measured from 119 daily comparison snapshots between 2026-05-04 and 2026-09-10. The lead has changed hands 3 times in that window, most recently on 2026-07-15, when BLK moved ahead of BEN.
What would change the BEN vs BLK verdict?
The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: BLK closes the Momentum gap — currently 31 points behind, the largest single contributor to BEN's edge; BLK's Keltner Channel Breakdown resolves — a bearish volatility rule currently active against it; BEN's conflicting signal state resolves bearish — it currently carries 2 bullish and 1 bearish rules at once; a regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
What do the current signals say about BEN and BLK?
BEN: 2 bullish / 1 bearish / 1 neutral, conflicted. BLK: 3 bullish / 2 bearish, conflicted. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. The most decision-relevant rule on BEN is Golden Cross Active (bullish, long horizon). On BLK it is Golden Cross Active (bullish, long horizon).
Compare BEN and BLK with others
Continue your research
This page answers which of the two. These answer the questions on either side of it.
How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality, Value, Momentum and Risk, each carrying a fixed weight. Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.