BOKF vs CHCO Stock Comparison
CHCO currently leads BOKF in this stock comparison, with AIQ scores of 54 vs 53. The clearest difference is momentum, while BOKF has the stronger value profile.
What is the main difference between BOKF and CHCO?
CHCO leads the current stock comparison as City Holding Company, with the clearest separation coming from momentum and the broader AIQ evidence mix.
AlgovestIQ AIQ Comparison
BOK Financial Corporation vs City Holding Company
CHCO leads
CHCO leads by 1 AIQ points, primarily on Momentum and Quality, having only recently taken the lead back from BOKF. Wall Street currently favors BOKF on target upside.
Fragile: 2 of 6 evidence groups support CHCO, the lead recently changed hands, and its signal state is cleanly positive.
BOK Financial Corporation
City Holding Company
The Algovestiq AIQ Score currently favors CHCO over BOKF, 54 versus 53 as of Oct 21, 2026. CHCO's advantage is driven primarily by stronger momentum and quality, while BOKF holds the stronger value profile. CHCO also shows the stronger technical structure relative to its 50-day moving average, though analyst target upside currently favors BOKF. 2 of 6 covered evidence groups favor CHCO today, and the comparison is rated Fragile on stability: the AIQ gap is narrow at 1 points. CHCO lead: Reversed — BOKF led by 1 AIQ points 30 sessions ago; CHCO now leads by 1.
Compare BOK Financial Corporation and City Holding Company across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.
Performance over time
Total return with distributions reinvested, from daily closes.
Total return comparison
Growth of $10,000, distributions reinvested
Split-adjusted closes; each distribution is reinvested at the close on its ex-dividend date. Taxes and trading costs are not modeled.
Compare BOKF and CHCO against another ticker
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AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Momentum42 vs 59CHCO +17
- Value52 vs 36BOKF +16
- Quality58 vs 67CHCO +9
- Risk Resilience63 vs 59BOKF +4
2 of 6 evidence groups favor CHCO. CHCO’s edge is concentrated in momentum and quality; BOKF keeps a meaningful value edge.
What changed since the last close
Latest scored session 2026-10-20, compared against the prior scored session 2026-10-19.
Largest factor move: Momentum +16
New signals
- MACD Bullish Crossover — bullish, momentum, short horizon
Largest factor move: Momentum +7
No signal started or stopped since the prior session; its 3 active signals are unchanged.
CHCO's lead narrowed by 3 AIQ points in the latest session.
Deeper signal detail for each name lives on its own signals page — BOKF and CHCO both carry a full feed there.
The central trade-off
CHCO (City Holding Company): the stronger current systematic profile, led by momentum and quality.
BOKF (BOK Financial Corporation): the counter-case, on value, risk resilience, valuation — but at materially higher volatility, 20% against 12.8%.
The AIQ Score and Wall Street therefore point in different directions on this pair.
Which one fits your objective
The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.
Balanced
CHCOCHCO on the overall AIQ Score, which weights Quality and Value most heavily.
Growth
BOKFBOKF on combined revenue and EPS growth.
Value
BOKFBOKF on the peer-relative Value factor, by 16 points.
Momentum
CHCOCHCO on the Momentum factor, by 17 points.
Lower downside
BOKFBOKF on Risk Resilience, by 4 points.
Analyst upside
BOKFBOKF on implied upside to the consensus price target.
AIQ vs Wall Street
The model and the Street disagree here: AIQ favors CHCO, analyst targets favor BOKF. That disagreement is the most useful thing on this page.
| Measure | BOKF | CHCO | Note |
|---|---|---|---|
| Implied upside to target | +15.5% | -7.7% | BOKF has more room |
| Target dispersion | +13.7% | 0% | Lower is tighter analyst agreement |
| Consensus | Hold | Hold | Context, not a primary driver |
| Analysts covering | 5 | 1 | Higher coverage generally improves confidence |
The two are measuring different things. The AIQ Score reads current fundamentals, valuation, trend and risk; analyst targets price forward expectations. A divergence of this kind is either a contrarian opportunity or a sign the model is missing something already priced in — it is worth resolving before acting on either.
Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.
Dividend growth
| Dividend metric | BOKF | CHCO |
|---|---|---|
| 5Y dividend CAGR | 2.68% | 7.28% |
| 2020 regular DPS | $2.050 | $2.280 |
| 2025 regular DPS | $2.340 | $3.240 |
| Years increased | 4 | 5 |
| No cut in window | No (1) | Yes |
| Cohort rank | not ranked | #174 |
CHCO grew its split-adjusted regular dividend faster over 2020–2025 — 7.28% a year against BOKF's 2.68%. CHCO never reduced its regular dividend in the window; BOKF did in 1 year.
Yield and payout ratio shown elsewhere on this page are current values, not part of the study window.
Split-adjusted regular dividends per share, 2020–2025, excluding special dividends. Research as of Sep 19, 2026.
AIQ Agreement Matrix
2 of 6 covered evidence groups favor CHCO. A wide gap backed by one group is a weaker case than a narrow gap backed by five.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | Even | 53 vs 54 |
| Fundamentals | CHCOon balance | revenue growth 6% vs -18.5%; EPS growth 14% vs 6.8%; TTM ROE 10.8% vs 16.4%; gross margin 66.1% vs 78.8%; operating margin 23.4% vs 38% — CHCO takes 3 of 5 decided legs, not all of them |
| Valuation | BOKF | Value 52 vs 36 |
| Technicals | CHCO | Price vs 50-day -5.4% vs -1.4%; vs 200-day -4.7% vs 8.7% |
| Risk Resilience | BOKF | Risk Resilience 63 vs 59 |
| Analyst expectations | BOKF | Target upside 15.5% vs -7.7% |
✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of BOKF and CHCO and are excluded from the count.
AIQ Decision Stability
The conclusion is sensitive to small changes. Treat the lead as provisional and watch the flip conditions below.
- The AIQ gap is narrow at 1 points. (argues the conclusion is provisional)
- Only 2 of 6 covered evidence groups agree. (argues the conclusion is provisional)
- The lead has already changed hands inside the comparison window. (argues the conclusion is provisional)
- The lead has been steady session to session. (supports the conclusion holding)
- The leader's signal state is cleanly positive. (supports the conclusion holding)
Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on CHCO.
How the comparison changed
120 daily snapshots · Jun 21 – Oct 20CHCO lead: Reversed — BOKF led by 1 AIQ points 30 sessions ago; CHCO now leads by 1.
- Today
- CHCO +1
- 53 vs 54
- 7 sessions ago
- CHCO +2
- 49 vs 51
- 30 sessions ago
- BOKF +1
- 49 vs 48
- 90 sessions ago
- BOKF +6
- 62 vs 56
The lead changed hands 7 times in this window, most recently on Oct 1 when CHCO moved ahead of BOKF.
AIQ Signal Divergence
Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.
2 bullish / 0 bearish
No signal that the other name lacks.
2 bullish / 0 bearish / 1 neutral
Only CHCO
- Bollinger Band Squeeze — neutral, volatility, short horizon
Both carry 2 more signals that do not separate them: Golden Cross Active, MACD Bullish Crossover.
Price vs model alignment
Whether the latest session's price move confirms what the model did over the same session, or contradicts it.
Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price -0.05%, AIQ +4 points).
Price is down while the AIQ Score moved up 1 points over the same session — price and model disagree (price -0.86%, AIQ +1 points).
What would flip this result
A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.
- 1BOKF closes the Momentum gap — currently 17 points behind, the largest single contributor to CHCO's edge.
- 2BOKF generates a confirmed bullish trend signal it does not currently carry, such as EMA Ribbon Expansion Bullish or Uptrend Structure Active.
- 3CHCO's Golden Cross Active breaks down — it is the strongest rule currently supporting the verdict.
- 4A regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Fundamentals
CHCO leads on balance| Metric | BOKF | CHCO |
|---|---|---|
| Revenue growth (YoY) | 6% | -18.5% |
| EPS growth (YoY) | 14% | 6.8% |
| Gross margin | 66.1% | 78.8% |
| Operating margin | 23.4% | 38% |
| Return on equity (TTM) | 10.8% | 16.4% |
| Debt to equity | 0.82 | 0.65 |
Performance
CHCO leads 6 of 6 windows| Metric | BOKF | CHCO |
|---|---|---|
| 1 week (5 sessions) | 1.4% | 1.9% |
| 1 month (20 sessions) | -3.5% | 1.8% |
| 3 months (63 sessions) | -10.7% | 2.1% |
| 6 months (126 sessions) | -5.7% | 13.4% |
| Year to date | 6.8% | 19.2% |
| 1 year (252 sessions) | 20.8% | 21.4% |
Technicals
CHCO has the stronger structure| Metric | BOKF | CHCO |
|---|---|---|
| RSI (14) | 50.2 | 61.8 |
| ADX (14) | 40.1 | 13.6 |
| Price vs 50-day | -5.4% | -1.4% |
| Price vs 200-day | -4.7% | 8.7% |
| Volatility (1M, annualized) | 20% | 12.8% |
Risk
BOKF is the more resilient| Metric | BOKF | CHCO |
|---|---|---|
| Beta | 0.54 | 0.1 |
| Sharpe ratio | 0.69 | 0.88 |
| Sortino ratio | 1.05 | 1.29 |
| Max drawdown | -15.9% | -8.8% |
| Current drawdown | -13.4% | -4% |
| Annualized volatility | 20.6% | 17% |
| Value at risk (95%) | -1.9% | -1.6% |
Straight answers
Each answer is regenerated from the current snapshot, not written once and left to age.
Which is better, BOKF or CHCO?
On the Algovestiq AIQ Score, CHCO is the stronger of the two as of Oct 21, 2026, scoring 54 against BOKF's 53. The edge comes from momentum and quality. BOKF is not without a case — it holds the better value profile, which matters more if that is the objective you are optimizing for. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.
Is BOKF or CHCO the better buy right now?
CHCO carries the stronger systematic profile as of Oct 21, 2026, and the comparison is rated Fragile — 2 of 6 covered evidence groups agree. A Fragile rating means the conclusion is sensitive: the AIQ gap is narrow at 1 points. Treat the lead as provisional.
Why does the AIQ Score favor CHCO over BOKF?
The composite weights Quality, Value, Momentum and Risk Resilience. CHCO leads Momentum by 17 points; BOKF leads Value by 16 points; CHCO leads Quality by 9 points. Where the two split, the factor with the larger weight carries the result.
Which has more analyst upside, BOKF or CHCO?
Analyst price targets imply +15.5% upside for BOKF and -7.7% for CHCO, so the Street currently favors BOKF. That points the opposite way to the AIQ Score, which favors CHCO. The two are measuring different things: the model reads current fundamentals, valuation, trend and risk; the Street is pricing forward expectations. A divergence of this kind is either a contrarian opportunity or a sign the model is missing something the analysts have already priced — it is the single most useful row on this page to investigate. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.
Which is better value, BOKF or CHCO?
BOKF is the better-valued of the two on the peer-relative Value factor. BOKF on the peer-relative Value factor, by 16 points. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.
Which has stronger growth, BOKF or CHCO?
BOKF on combined revenue and EPS growth. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.
Which has stronger momentum, BOKF or CHCO?
CHCO on the Momentum factor, by 17 points. Momentum is one of the four weighted factors in the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.
Which is riskier, BOKF or CHCO?
BOKF is the more resilient of the two, so the other name carries the higher downside risk. BOKF on Risk Resilience, by 4 points. Risk Resilience is a weighted factor in the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.
Is BOKF more profitable than CHCO?
CHCO leads on the comparable margin measures — gross margin 66.1% vs 78.8%; operating margin 23.4% vs 38%; ttm roe 10.8% vs 16.4%.
Is CHCO's lead over BOKF getting stronger or weaker?
CHCO lead: Reversed — BOKF led by 1 AIQ points 30 sessions ago; CHCO now leads by 1. This is measured from 120 daily comparison snapshots between 2026-06-21 and 2026-10-20. The lead has changed hands 7 times in that window, most recently on 2026-10-01, when CHCO moved ahead of BOKF.
What would change the BOKF vs CHCO verdict?
The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: BOKF closes the Momentum gap — currently 17 points behind, the largest single contributor to CHCO's edge; BOKF generates a confirmed bullish trend signal it does not currently carry, such as EMA Ribbon Expansion Bullish or Uptrend Structure Active; CHCO's Golden Cross Active breaks down — it is the strongest rule currently supporting the verdict; a regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
What do the current signals say about BOKF and CHCO?
BOKF: 2 bullish / 0 bearish. CHCO: 2 bullish / 0 bearish / 1 neutral. The most decision-relevant rule on BOKF is Golden Cross Active (bullish, long horizon). On CHCO it is Golden Cross Active (bullish, long horizon).
Compare BOKF and CHCO with others
Continue your research
This page answers which of the two. These answer the questions on either side of it.
How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality, Value, Momentum and Risk, each carrying a fixed weight. Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.