FLYW vs GRAB Stock Comparison
Compare FLYW and GRAB across AIQ Score, fundamentals, valuation, momentum, risk, analyst expectations and current market evidence.
What is the main difference between FLYW and GRAB?
GRAB leads the current stock comparison as Grab Holdings Limited, with the clearest separation coming from value and the broader AIQ evidence mix.
AlgovestIQ AIQ Comparison
Flywire Corp vs Grab Holdings Limited
GRAB leads
GRAB leads by 3 AIQ points, primarily on Value, having only recently taken the lead back from FLYW.
Fragile: 3 of 6 evidence groups support GRAB, the lead recently changed hands, and its current signal state is conflicted.
Flywire Corp
Grab Holdings Limited
The Algovestiq AIQ Score currently favors GRAB over FLYW, 49 versus 46 as of Sep 11, 2026. GRAB's advantage is driven primarily by stronger value, while FLYW holds the stronger momentum profile. GRAB also shows the weaker technical structure relative to its 50-day moving average. 3 of 6 covered evidence groups favor GRAB today, and the comparison is rated Fragile on stability: the AIQ gap is narrow at 3 points. GRAB lead: Reversed — FLYW led by 2 AIQ points 30 sessions ago; GRAB now leads by 3.
Compare Flywire Corp and Grab Holdings Limited across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.
Performance over time
Price-return comparison using available daily close history.
Total return comparison
Growth of $10,000
Based on available close-price history. Distribution reinvestment is not added unless already reflected in the source series.
Compare FLYW and GRAB against another ticker
Open a multi-ticker workspace without changing this focused pair page.
AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Value35 vs 62GRAB +27
- Momentum38 vs 25FLYW +13
- Quality60 vs 54FLYW +6
- Risk Resilience56 vs 53Even
3 of 6 evidence groups favor GRAB. GRAB’s edge is concentrated in value; FLYW keeps a meaningful momentum edge.
What changed since the last close
Latest scored session 2026-09-10, compared against the prior scored session 2026-09-09.
Largest factor move: Momentum +1
No new signals fired.
No factor moved materially.
No new signals fired.
GRAB's lead was unchanged in the latest snapshot.
Deeper signal detail for each name lives on its own signals page — FLYW and GRAB both carry a full feed there.
The central trade-off
GRAB (Grab Holdings Limited): the stronger current systematic profile, led by value.
FLYW (Flywire Corp): the counter-case, on momentum, quality, technicals.
Which one fits your objective
The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.
Balanced
GRABGRAB on the overall AIQ Score, which weights Quality and Value most heavily.
Growth
GRABGRAB on combined revenue and EPS growth.
Value
GRABGRAB on the peer-relative Value factor, by 27 points.
Momentum
FLYWFLYW on the Momentum factor, by 13 points.
Lower downside
FLYWFLYW carries the lower 1-month annualized volatility.
Analyst upside
GRABGRAB on implied upside to the consensus price target.
AIQ vs Wall Street
Where the systematic read and the analyst consensus line up — and where they do not.
| Measure | FLYW | GRAB | Note |
|---|---|---|---|
| Implied upside to target | +13.5% | +94.8% | GRAB has more room |
| Target dispersion | +44.4% | +33.7% | Lower is tighter analyst agreement |
| Consensus | Buy | Buy | Context, not a primary driver |
| Analysts covering | 11 | 4 | Higher coverage generally improves confidence |
Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.
AIQ Agreement Matrix
3 of 6 covered evidence groups favor GRAB. A wide gap backed by one group is a weaker case than a narrow gap backed by five.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | Even | 46 vs 49 |
| Fundamentals | GRABon balance | revenue growth -10.8% vs 4.4%; EPS growth -170% vs 85.8%; TTM ROE 4.1% vs 9%; gross margin 57.5% vs 43.6%; operating margin 5.5% vs 6.9% — GRAB takes 4 of 5 decided legs, not all of them |
| Valuation | GRAB | Value 35 vs 62 |
| Technicals | FLYW | Price vs 50-day -0.4% vs -14.9%; vs 200-day 19.8% vs -25% |
| Risk Resilience | Even | Risk Resilience 56 vs 53 |
| Analyst expectations | GRAB | Target upside 13.5% vs 94.8% |
✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of FLYW and GRAB and are excluded from the count.
AIQ Decision Stability
The conclusion is sensitive to small changes. Treat the lead as provisional and watch the flip conditions below.
- The AIQ gap is narrow at 3 points. (argues the conclusion is provisional)
- Only 3 of 6 covered evidence groups agree. (argues the conclusion is provisional)
- The lead has already changed hands inside the comparison window. (argues the conclusion is provisional)
- The lead has been steady session to session. (supports the conclusion holding)
- The leader is throwing conflicting signals. (argues the conclusion is provisional)
- Signal direction runs against the verdict: the leader is net-bearish while the laggard is net-bullish. (argues the conclusion is provisional)
Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on GRAB.
How the comparison changed
119 daily snapshots · May 4 – Sep 10GRAB lead: Reversed — FLYW led by 2 AIQ points 30 sessions ago; GRAB now leads by 3.
- Today
- GRAB +3
- 46 vs 49
- 7 sessions ago
- FLYW +1
- 53 vs 52
- 30 sessions ago
- FLYW +2
- 56 vs 54
- 90 sessions ago
- GRAB +5
- 56 vs 61
The lead changed hands 10 times in this window, most recently on Sep 9 when GRAB moved ahead of FLYW.
AIQ Signal Divergence
Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.
2 bullish / 1 bearish / 2 neutral, conflicted
- Golden Cross Active — bullish, trend, long horizon (21.15%)
- Bollinger Band Squeeze — neutral, volatility, short horizon
- EMA Ribbon Expansion Bullish — bullish, trend, medium horizon
2 bullish / 5 bearish / 1 neutral, conflicted
- Death Cross Active — bearish, trend, long horizon (11.97%)
- BB Lower Band Breach — bullish, volatility, short horizon
- Keltner Channel Breakdown — bearish, volatility, short horizon
GRAB leads the comparison while carrying a conflicted signal state, which is one reason the stability rating is not higher.
Price vs model alignment
Whether the latest session's price move confirms what the model did over the same session, or contradicts it.
Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price +0.68%, AIQ 0 points).
Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price +1.33%, AIQ 0 points).
What would flip this result
A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.
- 1FLYW closes the Value gap — currently 27 points behind, the largest single contributor to GRAB's edge.
- 2FLYW's Bollinger Band Squeeze turns directional — it is neutral today and would confirm a change in trend.
- 3GRAB's conflicting signal state resolves bearish — it currently carries 2 bullish and 5 bearish rules at once.
- 4A regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Fundamentals
GRAB leads on balance| Metric | FLYW | GRAB |
|---|---|---|
| Revenue growth (YoY) | -10.8% | 4.4% |
| EPS growth (YoY) | -170% | 85.8% |
| Gross margin | 57.5% | 43.6% |
| Operating margin | 5.5% | 6.9% |
| Return on equity (TTM) | 4.1% | 9% |
| Debt to equity | 0 | 0.3 |
Performance
FLYW leads 6 of 6 windows| Metric | FLYW | GRAB |
|---|---|---|
| 1 week (5 sessions) | -5.7% | -11.5% |
| 1 month (20 sessions) | 1.7% | -16.6% |
| 3 months (63 sessions) | 24.7% | -8% |
| 6 months (126 sessions) | 36.6% | -22.6% |
| Year to date | 25.4% | -34.4% |
| 1 year (252 sessions) | 35.4% | -41.5% |
Technicals
FLYW has the stronger structure| Metric | FLYW | GRAB |
|---|---|---|
| RSI (14) | 38.2 | 25 |
| ADX (14) | 22.7 | 17.9 |
| Price vs 50-day | -0.4% | -14.9% |
| Price vs 200-day | 19.8% | -25% |
| Volatility (1M, annualized) | 38.2% | 39.5% |
Risk
Split| Metric | FLYW | GRAB |
|---|---|---|
| Beta | 1.37 | 1.49 |
| Sharpe ratio | 0.8 | -1.39 |
| Sortino ratio | 1.37 | -2.35 |
| Max drawdown | -28.2% | -53.3% |
| Current drawdown | -9.2% | -53.3% |
| Annualized volatility | 46.9% | 38.3% |
| Value at risk (95%) | -3.9% | -3.9% |
Straight answers
Each answer is regenerated from the current snapshot, not written once and left to age.
Which is better, FLYW or GRAB?
On the Algovestiq AIQ Score, GRAB is the stronger of the two as of Sep 11, 2026, scoring 49 against FLYW's 46. The edge comes from value. FLYW is not without a case — it holds the better momentum profile, which matters more if that is the objective you are optimizing for. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.
Is FLYW or GRAB the better buy right now?
GRAB carries the stronger systematic profile as of Sep 11, 2026, and the comparison is rated Fragile — 3 of 6 covered evidence groups agree. A Fragile rating means the conclusion is sensitive: the AIQ gap is narrow at 3 points. Treat the lead as provisional.
Why does the AIQ Score favor GRAB over FLYW?
The composite weights Quality, Value, Momentum and Risk Resilience. GRAB leads Value by 27 points; FLYW leads Momentum by 13 points; FLYW leads Quality by 6 points. Where the two split, the factor with the larger weight carries the result.
Which has more analyst upside, FLYW or GRAB?
Analyst price targets imply +13.5% upside for FLYW and +94.8% for GRAB, so the Street currently favors GRAB. The model and the Street agree here, which is a broader base of evidence than either alone. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.
Which is better value, FLYW or GRAB?
GRAB is the better-valued of the two on the peer-relative Value factor. GRAB on the peer-relative Value factor, by 27 points. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.
Which has stronger growth, FLYW or GRAB?
GRAB on combined revenue and EPS growth. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.
Which has stronger momentum, FLYW or GRAB?
FLYW on the Momentum factor, by 13 points. Momentum is one of the four weighted factors in the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.
Which is riskier, FLYW or GRAB?
FLYW is the more resilient of the two, so the other name carries the higher downside risk. FLYW carries the lower 1-month annualized volatility. Risk Resilience is a weighted factor in the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.
Is FLYW more profitable than GRAB?
The profitability evidence is mixed: gross margin 57.5% vs 43.6%; operating margin 5.5% vs 6.9%; ttm roe 4.1% vs 9%. FLYW leads on one measure and GRAB on two measures, and there is no single profitability composite that resolves the split — which of the two reads as "more profitable" depends on whether you weight pricing power or operating leverage.
Is GRAB's lead over FLYW getting stronger or weaker?
GRAB lead: Reversed — FLYW led by 2 AIQ points 30 sessions ago; GRAB now leads by 3. This is measured from 119 daily comparison snapshots between 2026-05-04 and 2026-09-10. The lead has changed hands 10 times in that window, most recently on 2026-09-09, when GRAB moved ahead of FLYW.
What would change the FLYW vs GRAB verdict?
The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: FLYW closes the Value gap — currently 27 points behind, the largest single contributor to GRAB's edge; FLYW's Bollinger Band Squeeze turns directional — it is neutral today and would confirm a change in trend; GRAB's conflicting signal state resolves bearish — it currently carries 2 bullish and 5 bearish rules at once; a regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
What do the current signals say about FLYW and GRAB?
FLYW: 2 bullish / 1 bearish / 2 neutral, conflicted. GRAB: 2 bullish / 5 bearish / 1 neutral, conflicted. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. The most decision-relevant rule on FLYW is Golden Cross Active (bullish, long horizon). On GRAB it is Death Cross Active (bearish, long horizon).
Compare FLYW and GRAB with others
Continue your research
This page answers which of the two. These answer the questions on either side of it.
How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality, Value, Momentum and Risk, each carrying a fixed weight. Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.